Axis Bank Credit Card

Axis Bank offers a wide range of Credit Cards to serve the different lifestyles of their customers. Axis Bank Credit Cards can be utilised to fulfill various needs of individuals like travelling, shopping, cashback, rewards, etc.

We have the list of the top 9 Axis Bank Credit Cards to help you compare among the cards and choose the right card for you.

Top Axis Bank Credit Cards in India 2021

CARD VARIANT ANNUAL FEE CATEGORY
Axis Bank ACE Credit Card Rs. 499 Cashback
Axis Flipkart Credit card Rs. 500 Shopping
Axis Bank Vistara Credit card Rs. 1,500 Travel
Axis Vistara Signature Card Rs. 3,000 Travel
Axis Magnus Credit card Rs. 10,000 Rewards & Travel
IndianOil Axis Credit Card Rs. 500 Fuel
Axis Buzz Credit Card Rs. 750 Shopping
Axis Neo Credit card Rs. 250 Movies
Axis My Zone Credit card Rs. 500 Movies

Features of Axis Bank Credit Cards

Axis Credit Cards comes with a variety of features and benefits.

  • Axis Bank credit cards offer world-class privileges and card holders can enjoy unlimited discounts from various merchant outlets.
  • Cashback options
  • Higher purchase limits
  • Over 500 rewards from Axis Bank’s EDGE Loyalty programme
  • Discounts on dining, shopping and e-commerce transactions
  • Airline vouchers
  • VIP Lounge access at airports
  • Create your own credit card using MyDesign
  • Credit cards with embedded EMV chips for enhanced security

Axis Bank Credit Card Feature & Benefits

1. Axis Bank ACE Credit Card

Key Highlights: The Regalia card comes with many rewards. This card is best suited for Cashbacks.
Joining Fees Rs. 499
Renewal Fees Rs. 499 (Waived if annual spends > Rs. 2 Lakhs or more)
Joining Bonus NIL
Features & Benefits
  • Get a 1% fuel surcharge waiver on fuel transactions.
  • Get 4 complimentary lounge visits per calendar year at select domestic airports.
  • Get upto 20% discount at 4000+ restaurants.
  • Earn 5% Cashback on bill pay and recharge via Google Pay
  • Earn 4% Cashback on Swiggy, Zomato, Ola
  • Earn 2% Cashback on all other spendings

2. Axis Flipkart Credit card

Key Highlights: Flipkart Axis Credit Card is one of the best Credit Card in order of providing Cashback.
Joining Fees Rs. 500
Renewal Fees Rs. 500(Waived if annual spends > Rs. 2 Lakhs or more)
Joining Bonus Rs. 2,900 worth of joining and activation benefits from Flipkart, MakeMyTrip, Goibibo, Gaana, and Myntra
Features & Benefits
  • Get Rs. 500 worth Flipkart Voucher on your First Transaction.
  • Get Unlimited Access to Gaana Plus membership.
  • Enjoy 5% cashback on Flipkart, Myntra, 2GUD and 4% cashback on preferred merchants
  • Get 4 complimentary lounge visits to select airport lounges within India per calendar year
  • Get a 1% fuel surcharge waiver on fuel transactions.
  • Get upto 20% discount at 4000+ restaurants.

3. Axis Bank Vistara Credit card

Key Highlights: Axis Bank Vistara Credit Card has been launched in collaboration with Vistara Airlines. This card is best suited for frequent travellers and provides benefits such as lounge access, travel insurance and rewards.
Joining Fees Rs. 1,500
Renewal Fees Rs. 1,500
Joining Bonus Get a Vistara economy class ticket and enrolment in the Club Vistara Membership Program.
Features & Benefits
  • Earn 2 Club Vistara points per Rs. 200 spent across all categories.
  • Get free access to select airport lounges in India.
  • Get upto 15% discount at 5000+ restaurants.
  • Earn travel insurance.

4. Axis Bank Vistara Signature Credit Card

Key Highlights: Axis Bank Vistara Signature Credit Card has been launched in collaboration with Vistara Airlines. This card is best suited for frequent travellers and provides benefits such as lounge access, travel insurance and rewards.
Joining Fees Rs. 3,000
Renewal Fees Rs. 3,000
Joining Bonus Get a Vistara Premium Economy class ticket and complimentary enrolment in the Club Vistara Silver Membership Program.
Features & Benefits
  • Get Complimentary lounge access at select airports within India..
  • Avail Privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance.
  • Earn 4 CV (reward points) points on every spend of Rs. 200
  • Get  4 complimentary Premium Economy Tickets on achieving milestone spend
  • Get a 1% fuel surcharge waiver on fuel transactions of at least Rs.400 and above

5. Axis Magnus Credit card

Key Highlights: With Axis Bank Magnus Credit Card, enjoy finer things in life. This card provides a luxurious lifestyle as it provides concierge services, discounts on luxury hotels, dining and much more.
Joining Fees Rs. 10,000
Renewal Fees Rs. 10,000
Joining Bonus
Features & Benefits
  • Enjoy 1 complimentary flight to a domestic location of your choice every year.
  • Get upto 20% discount at 4000+ restaurants in India.
  • Avail Up to 8 complimentary international lounges visits per year with Priority Pass card.
  • Earn 12 points on every Rs.200 spent, 2X points on purchases at MakeMyTrip, Yatra, Goibibo and more.

6. IndianOil Axis Credit Card

Key Highlights: IndianOil Axis Credit Card is designed for those who are looking at getting benefits on every fuel transaction.
Joining Fees Rs. 500 + applicable taxes
Renewal Fees Rs.500 (waived off on spending Rs.50,000 in a year)
Joining Bonus A Welcome gift of 100% cashback up to Rs.250 on all fuel transactions (within first 30 days of card issuance)
Features & Benefits
  • Earn 1 reward point for every Rs. 100 spent.
  • Get 4% value back on fuel transactions by earning 20 reward points per Rs.100 spent.
  • Avail Up to 10% instant discount on movie tickets booked via BookMyShow.
  • Get 1% value back on online shopping by earning 5 reward points per Rs.100 spent.

7. Axis Buzz Credit Card

Key Highlights: Axis Buzz Credit Card is meant for those who like to shop online from Flipkart.
Joining Fees Rs. 750
Renewal Fees Rs. 750
Joining Bonus Get Flipkart gift vouchers worth Rs.1000 on making 3 transactions within first 45 days
Features & Benefits
  • Earn 2 reward points for every Rs. 200 spent.
  • Get upto 15% discount at restaurants in India
  • Get Flipkart gift vouchers worth up to Rs. 7,000 annually on milestone spends.
  • Enjoy 10% instant discount on Flipkart from 1-5th of each month

8. Axis Neo Credit Card

Key Highlights: This card is best suited for frequent online shoppers and those who like benefits with entertainment.
Joining Fees Rs. 250 (waived off upon spending Rs.25,000 in the first 45 days)
Renewal Fees Rs. 250
Joining Bonus A Welcome gift of Amazon gift voucher worth Rs.250 on your first transaction and welcome gift voucher from BookMyShow worth Rs.300
Features & Benefits
  • Get 10% off on movie tickets.
  • Get  Myntra gift voucher of up to Rs.500 (apply coupon code: “AXNIOMYNT” during checkout) plus 10% off every time you shop at Myntra.
  • Get 10% off on Akbar Travels, 10% cashback on mobile recharges done via FreeCharge
  • Earn 2 Reward Point on every 200 spent.

9. Axis My Zone Credit card

Key Highlights: This card is best suited for frequent online shoppers and those who like benefits with entertainment.
Joining Fees Rs. 500
Renewal Fees Rs. 500
Joining Bonus Get Up to Rs.1000 off on Myntra as welcome gift (use coupon code “MYZONE1000” at checkout)
Features & Benefits
  • Earn 4 points for every Rs. 200 spent.
  • Get 25% cashback on movie tickets at Paytm all week
  • Get 1 complimentary access to select airport lounges within India per calendar quarter.

Eligibility to Apply for Axis Bank Credit Card

CRITERIA DETAILS
Minimum Age 18 Years
Maximum Age 70 Years
Employment Type Salaried or Self-Employed

Document Required for Axis Bank Credit Card

ID Proof
  • Passport
  • Driver’s License
  • PAN Card
  • Aadhar Card
  • Voter’s ID
Residential Proof
  • Passport
  • Driver’s License
  • PAN Card
  • Aadhar Card
  • Voter’s ID
Income Proof
  • Latest one or two salary slips(Not more than 3 months old)
  • Last 3 months Bank Statement
  • FORM 16

Fees and Charges on Axis Bank Credit Cards

Particulars Amount
Annual/Renewal Fee Varies from Card to Card
Extended Credit Interest Free Credit Period 20-50 days applicable only on retail purchases and if previous months’ outstanding balance is paid
Extended Credit Charges Up to 3.4% per month | 49.36% p.a.
Extended Credit Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
Cash Advance limit Up to 80% of credit limit, with a maximum of Rs. 12,000 per day
Cash Advance Rate Up to 3.4% per month | 49.36% p.a.
Cash Advance Fee 2.5% of transaction amount, subject to a minimum of Rs. 500
Fee for Cash Payment Rs. 100
Overlimit Charges 2.5% of overlimit amount subject to a minimum of Rs. 500
Late Payment Fee
  • Nil for total amount due from Rs. 0 to Rs. 100
  • Rs. 100 for total amount due greater than Rs. 100 and up to Rs. 300
  • Rs. 300 for total amount due greater than Rs. 301 and up to Rs. 1,000
  • Rs. 500 for total amount due greater than Rs. 1,001 and up to Rs. 5,000
  • Rs. 600 for total amount due greater than Rs. 5,001 and up to Rs. 10,000
  • Rs. 700  for total amount due greater than Rs. 10,000

How to Apply for Axis Bank Credit Card?

You can apply for a credit card with Axis Bank:

  1. Online by checking out Axis Bank credit cards
  2. By getting in touch with your relationship manager
  3. Or visiting your nearest Axis Bank branch

How to Check Axis Bank Credit Card Status?

You can check the status of your Axis Bank by following these steps:

  • Visit the official website of Axis Bank and select Track your Application Page.
  • Click on APP ID.
  • Enter Application Reference number..
  • Click on submit.
  • The application status will be displayed on the screen.

Factors Determine Axis Bank Credit Card Limit

Many factors determine the Credit limit on a Axis Bank Credit Card.

  • Applicant’s Income.
  • Applicant’s Age.
  • Any Loans & Liabilities attached to the applicant.
  • Applicant’s repayment capacity.
  • Applicant’s Credit History.
  • Applicant’s Credit Score.
  • Type of Credit Card issued.

The Credit Card limit of First-Time users is usually low as the bank does not have any prior record of how you manage your credit. Then over time, based on your management of this limit, the card limit can be increased by the bank.

Axis Bank Credit Card Customer Care Number

 1860 419 5555  

FAQs on Axis Bank Credit Cards

Q.1 What is Axis Bank Credit Card Annual Fee?

The Annual Fees from Axis Bank Credit Cards vary from Rs. 250 to Rs. 10,000 depending on the category/variant of the card selected.

Q.2 How can I check my Axis credit card statement?

  • Go to Axis Bank’s Credit Card Statement Request page.
  • Enter your credit card details.
  • You will be able to view your credit card statement once these details are submitted.

Q.3 Can I convert my purchase into EMIs?

Yes. The purchases made on all Axis Bank Credit Cards can be converted into EMIs. However, not all transactions are eligible for EMI conversion.

Q.4 How can I pay my Axis Bank credit card bills?

You can pay your Axis Bank Credit Card bills via various methods such as:

  1. BillDesk
  2. Net Banking
  3. Debit Card
  4. Mobile App
  5. NEFT
  6. ECS
  7. Cash
  8. Cheque

Q.5 How to enhance my Axis Bank Credit Card Limit?

If you wish to enhance your credit card limit, then you have to contact Axis Bank Customer Helpline Number.