CANARA BANK CREDIT CARDS

Canara Bank offers a wide range of Credit Cards to serve to the different lifestyles of their customers. The Canara Bank credit cards are suited for every type of customer and come in association with VISA.

The different variety of cards also offered by Canara Bank are Classic, Gold and the World credit card with an association with Mastercard.

We have the list of top 5 Canara Bank Credit Cards to help you compare among the cards and choose the right card for you.

Top Canara Bank Credit Cards in India 2021

CARD VARIANT ANNUAL FEE
VISA Classic / MASTERCARD Standard Credit Card Rs. 0
Corporate Credit Card – Visa Rs. 400(Only for Add On cards)
Global Gold Credit Card Rs. 0
Rupay Platinum Credit Card Rs. 0
Rupay Select Credit Card Rs. 0

Why Choose a Canara Bank Credit Card?

The Canara Bank credit card comes with a wide variety of Cards that are perfect to meet your requirements and in return, ask very little from you. With usage of Canara Credit Cards, you get generous credit limits, interest-free periods and revolving credit facilities and much more.

You can also earn reward points on all your spends and cash advances using Canara Credit Cards.

Some more features of Canara Bank Credit Cards:

  • Rewards Program : Canara Bank Credit Cards let you be a part of their Rewards Program in which you get 2 points for every Rs. 100 you spend. You can further Redeem your points at Rs. 0.25 per point.
  • Cash Advance : Get cash advances upto 50% of your card limit anytime you need with Canara Bank Credit Cards.
  • Interest-free credit period : Canara Bank Credit Cards give upto 50 days free of credit on your purchases.
  • Supplementary cards : Canara Bank Credit Cards give add on cards for your immediate family members. They should be at least 18 years old.
  • No lost card liability :Incase you lose your card, report it directly to the Canara Bank. Your liability will be limited to Rs.1000 after reporting.

Canara Bank Credit Card Feature & Benefits

1. Canara Bank VISA Classic / MASTERCARD Standard Credit Card

Key Highlights: With Canara Bank VISA Classic / MASTERCARD Standard Credit Card, you can enjoy various benefits and offers with your family members by procuring Add-On cards for them. The card provides the facility of withdrawing cash from any ATM. You will also get complimentary insurance and purchase protection and this card can be used globally.
Joining Fees Rs. 0
Renewal Fees Rs. 0
Joining Bonus NIL
Features & Benefits

  • Earn 2 Rewards Points for every Rs. 100 spent. Later you can redeem your points at Rs.0.25 per point.
  • Cash withdrawal upto 50% of your credit limit maximum upto Rs. 50,000 against your credit card account. A fee of 3% will be charged when you use Canara Bank ATMs.
  • Get Complimentary insurance against air crash for Rs. 4 Lakhs for yourself, and Rs. 2 Lakhs for your spouse. For death for any other reason, Rs. 2 Lakhs for yourself and Rs. 1 Lakh for your spouse.
  • Get a 2.5% fuel surcharge waiver on fuel transaction of Rs.400, the card should also have been used for Rs. 2500 on petrol transaction for the billing month.

2. Canara Bank Corporate Credit Card – Visa

Key Highlights:Canara Bank provides Corporate Credit Cards to the corporate customers to fulfill their multiple requirements. These cards are provided to only non-individuals, and supplementary cards to the authorized firm or company.
Joining Fees Rs. 250(Main Card)
Renewal Fees Rs. 400(Add On Card)
Joining Bonus NIL
Features & Benefits

  • Earn 2 Rewards Points for every Rs. 100 spent.
  • Cash withdrawal upto 50% of your credit limit or Rs. 5 Lakh, whichever is the highest. Cardholders can withdraw not more than Rs. 25,000 each month..
  • This card is internationally accepted and provides a maximum interest credit free period of 50 days.

3. Canara Bank Global Gold Credit Card

Key Highlights: Canara Bank Global Gold Credit Card is meant for the elite class i.e. to fulfill the requirements of a high-class lifestyle. This card provides the benefits such as revolving credit, surcharge waivers, and complimentary insurance.
Joining Fees Rs. 250 + Service Tax
Renewal Fees Rs. 0
Joining Bonus The Canara Global Gold credit card has it all!
Features & Benefits

  • Earn 2 Rewards Points for every Rs. 100 spent.
  • Get Complimentary insurance against air crash for Rs. 8 Lakhs for yourself, and Rs. 4 Lakhs for your spouse. For death for any other reason, Rs. 4 Lakhs for yourself and Rs. 2 Lakh for your spouse.
  • Get a 2.5% fuel surcharge waiver on fuel transaction of Rs.400 and above.
  • Cash withdrawal upto 50% of your credit limit maximum upto Rs. 50,000 against your credit card account. A fee of 3% will be charged when you use Canara Bank ATMs.

4. Canara Rupay Platinum Credit Card

Key Highlights: Canara Bank provides Canara Rupay Platinum Credit Card that comes with a variety of benefits such as Insurance Covers, Cashback Offers, Concierge Services, Merchant offers and much more.
Joining Fees Rs. 0
Renewal Fees Rs.0
Joining Bonus NIL
Features & Benefits

  • Get credit limit upto Rs. 25 Lakhs.
  • Avail free credit period for 20 – 50 days.
  • Get EMV Chip Pin for higher security.
  • Up to four add on cards to immediate family members.
  • Get Baggage Insurance, and purchase protection cover upto Rs. 25,000.

5. Canara Rupay Select Credit Card

Key Highlights:Canara Rupay select credit card offers the finest selection of benefits and offers such as Lounge Access, Insurance Cover, Cash Back Offers, Merchant offers and much more.
Joining Fees Rs. 0
Renewal Fees Rs. 0
Joining Bonus NIL
Features & Benefits

  • Earn 2 Rewards Points for every Rs. 100 spent.
  • Cash withdrawal upto 50% of your credit limit. Cardholders can withdraw a maximum of Rs. 50,000.
  • Avail free credit period for 20 – 50 days.
  • Get EMV Chip Pin for higher security.

Eligibility to Apply for Canara Bank Credit Card

CREDIT CARD CRITERIA
Canara Bank VISA Classic / MASTERCARD Standard Credit Card
  • Minimum Income – Rs. 1 Lakh
  • Preferred a Canara Bank Account
  • PAN Card mandatory
  • A good credit history.
Canara Bank Corporate Credit Card – Visa
  • Corporations with credit limits must have S1 and S2 status with the bank.
  • Corporations without credit limit must have 12 months of satisfactory dealings.
Canara Global Gold Credit Card
  • Minimum Income – Rs. 2 Lakh
  • Preferred a Canara Bank Account

Document Required to get Canara Bank Credit Card

ID Proof
  • Passport
  • Driver’s License
  • PAN Card
  • Aadhar Card
  • Voter’s ID
Residential Proof
  • Passport
  • Driver’s License
  • PAN Card
  • Aadhar Card
  • Voter’s ID
Income Proof
  • Latest one or two salary slips(Not more than 3 months old)
  • Last 3 months Bank Statement
  • FORM 16

How to Apply for Canara Bank Credit Card?

You can apply for Canara Bank Credit Card online as well as you can go to the near Canara Branch to apply for the Canara Bank Credit Card.

How to Check Canara Bank Credit Card Status?

You can check the status of your Canara Bank by following these steps:

  • You can call Canara Bank’s customer care to know about your Canara Bank credit card application status.
  • The Canara Bank Toll-Free Customer Care number is 1800 – 425 – 0018.
  • Keep your application Form and PAN Card number ready for helping the customer care executive.
  • Following this, you can check your application status.

Canara Bank Credit Card Limit

Many factors determine the Credit limit on a Canara Bank Credit Card.

  • Applicant’s Income.
  • Applicant’s Age.
  • Any Loans & Liabilities attached to the applicant.
  • Applicant’s repayment capacity.
  • Applicant’s Credit History.
  • Applicant’s Credit Score.
  • Type of Credit Card issued.

The Credit Card limit of First-Time users is usually low as the bank does not have any prior record of how you manage your credit. Then overtime, based on your management of this limit, the card limit can be increased by the bank.

Canara Bank Credit Card Bill Payment

  1. Net Banking: Make payment towards your credit card dues using Canara Bank net banking facility.
  2. Visa Bill Pay: This facility offered by Canara Bank is effective for customers who do not manage an account with the bank. If a non – Canara Bank out holder possesses a VISA or a debit card, then it can be used to pay the dues of Canara Bank Credit Card dues.
  3. NEFT: Pay your Canara Bank Credit Card dues via NEFT. It is a convenient payment option that lets you use any bank to pay the Canara Bank Credit Card dues.
  4. Cash Payment: Walk into any Canara Bank branch and pay the credit card dues, by mentioning card number, amount and the contact number

Canara Bank Credit Card Customer Care Number

1800 425 0018  

FAQs on Canara Bank Credit Cards

1. What is Canara Bank Credit Card Annual Fee?

The Annual Fees from Canara Bank Credit Cards varies from Rs. 0 to Rs. 400(only on add on cards) depending on the category/variant of card selected.

2. What all transactions will be eligible for EMI conversion?

The value of the credit card transaction should be Rs 5000 or more to be eligible for conversion of transaction to EMI. The transactions like Jewelry/Gold, cash withdrawals, Balance Transfer and card fees will not be eligible for this facility.

3. What are the facilities available on Canara Self Service App?

Facilities such as statement, Bill payments, card replacement request and generate credit card pin etc are provided by the Canara Self Service app. It also gives you added features like temporarily switch On/Off, hotlisting and request for credit limit enhancement.

4. How can I activate my Canara Bank credit card?

The steps are:

  1. Go to the Canara Bank website.
  2. Log in to your net banking account.
  3. Click on the ‘Credit Card’ option.
  4. Click on the ‘Change PIN’ option.
  5. After this, you will receive an OTP on your registered mobile number.
  6. Enter the received OTP and proceed.
  7. Enter the PIN of choice.
  8. Re-enter the PIN and click on submit.

5. Transactions done on my corporate card will also be eligible for EMI conversion?

No, EMI facility is not available for corporate card .