SELECT `id` FROM `tbl_card` WHERE `title` = 'Andhra Bank Rupay Select Credit Card' AND `card_type` = 'Credit Cards' Andhra Bank RuPay Select Credit Card Features, Apply online, Offers

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ANDHRA BANK RUPAY SELECT CREDIT CARD

Andhra bank is an established commercial, mid sized bank currently offering its services in all states and union territories of the country. Existing and new customers can experience best banking services at over 2550 branches and over 2300 ATMs of andhra bank. Customers can easily get credit cards that match their style and financial condition without increasing financial burden. In association with VISA bank also avail credit card for commercial purpose that too with lowest interest rate. Andhra bank offers services for deposits, insurance, loans, deposits, insurance, accounts, mutual funds and other services for customers. Andhra bank credit card offers attractive reward and other privileges to make utilization of services much easier.

Andhra Bank RuPay Select Credit Card is built for those in every corner of existence who want quality offerings than the original. Andhra Bank RuPay Select Credit Card gives you special benefits to match your lifestyle and desires in India as well as overseas. This credit card is an EMV chip and PIN allowed for Point of Sale (POS) transactions and fitted with highly secured embedded chip technology that has been thoughtfully developed to provide better security. This Chip Card stores data in a highly safe system with unmatched protection to defend you from counterfeiting and skimming.

Andhra Bank RuPay Select Credit Card Features

1. Get interest free credit period of 21 to 50 days

2. Get a fuel surcharge waiver up to Rs 4000 in a month at your nearest fuel stations. 

3. The card is accepted globally over 39.3 million merchants and 1.88 million ATMs spread across the country and abroad.

4. Cashback/Rewards on all spends

5. Domestic & International Airport Lounge access

6. Personal Accidental Insurance Coverage of up to Rs.10 Lakh

7. Cardholders can avail special offers and cashback at various eateries, merchants and utility bill payments.

8. Cardholders get 10 Reward points on spending every Rs.150.

9. The cardholder gets the coverage of Rs.1.5 Lakh as lost card liability cover after reporting the incident. 

Andhra Bank RuPay Select Credit Card Benefits 

Reward type

Lifestyle

Fuel Surcharge Waiver

Waiver of fuel surcharge up to Rs.4000/- per day whenever you fill fuel using Andhra Bank RuPay Select Credit Card across all fuel stations. The surcharge reversal will be 1 % with a cap of Rs.500/- per month.V.

Interest Free Credit

Enjoy an interest free credit period of 21 to 50 days on your purchases and manage your payments as per your convenience. 

Accidental Insurance Coverage

Personal Accidental Insurance Coverage of up to Rs.10.00 lacs in case of loss of life or permanent disability due to accident.

Lost Card Liability

The card will be immediately blocked for all transactions to prevent card misuse. Any fraudulent transaction up to Rs.1.50 lacs after reporting the loss will be covered by the Bank.

Wider Acceptance

Wider acceptance over 39.3 million merchants and 1.88 million ATMs spread across India and abroad.

Rewards points 

Earn 10 Points for every Rs.150/- spent

Add-on-Cards

Make Andhra Bank your family Bank by gifting your family members (only for members above 18 years) an add-on Classic Credit Card. 

The add-on card enables your family members to avail all the benefits and features applicable on the primary card. 

Rupay Offers

Exclusive merchant offers and cashback in Eateries, Restaurants & Utility Payments provided by RuPay. These offers are provided by RuPay by is subject to change as per their discretion from time to time without prior notice

Andhra Bank RuPay Select Credit Card Fee and charges

To apply for a RuPay Select Credit Card, you have to pay fees and charges applied by the Andhra Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Andhra Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Admission Fee

NIL

Annual Subscription - Main card

Rs.499/-

Annual Subscription - Add on card

Rs.299/-

Annual Subscription for cards against deposits

NIL

Annual Subscription waived in the first year and not levied if usage in the previous year

Rs.5,0000/-

Free Credit Period

21 to 50 days depending up on the date of purchase

Roll Over Facility

5 %

Accidental Insurance Coverage

Personal Accidental Insurance Coverage of up to Rs.10.00 lacs in case of loss of life or permanent disability due to accident only for the main card holder.

Lost Card Insurance

Rs.1,50,000

Cash Advance Limit

50% of the sanctioned limit

Add on card charges

Rs.300

Lost Card Charges

Rs.300

Lost Card Replacement Charges

Rs.200/-

Charge Slip Request Charges

Rs.100/-

Transactions charges at Railways

2.5%

No surcharge on fuel purchase

Rs.4000/- per day

Foreign Currency Mark up

3%

Temporary Enhancement charges per occasion

Rs.200/-

Hot Listing Charges

Rs.200/-

Cash withdrawal through Andhra Bank ATMs

3 % on the amount withdrawn or Rs 150/- whichever is higher

Cash Withdrawal charges Other Bank ATMs

Rs.50/- in addition to 3 % on the amount withdrawn or Rs.50/- whichever is higher

Balance Enquiry in Andhra Bank ATMs

Nil

Late Payment Charges 

Outstanding upto Rs.5000 = Rs.200

Between Rs.5001 to Rs.15000 = Rs.300

Between Rs.15001 to Rs.25000 = Rs.400

Above Rs.25001 = Rs.600

Balance Enquiry in Other Bank ATMs

Rs.20/-

Interest on cash advance charges

2%

Service charge on revolving credit facility if MPD is paid with due date

2 % p.m or 28.30 % Annualized percentage rate

Service charge on revolving credit facility if MPD is not paid within due date

2.95% p.m or 41.75 % Annualized percentage rate

Andhra Bank RuPay Select Credit Card Eligibility Criteria

Before applying for a RuPay Select Credit Card from the Andhra Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Cards are issued to customers and also to Non customers on a selective basis. 

2. Primary card holders should be in the age bracket of 21 years to 70 years.

3. Add-on card holders should be 18 years and above.

4. Income Eligibility is Rs.5.00 lacs per Annum.

5. For Business class 2 years I.T.Returns with computation sheets.

6. For Salaried class Form 16 / ITRs with latest Salary slip.

7. Cards are also issued against lien on Fixed Deposit with 25% margin without insisting for Income Proof & Scoring Model.

Andhra Bank RuPay Select Credit Card Documents Required

Any applicant who is applying for a RuPay Select credit card from the Andhra Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Andhra Bank Credit Card Login 

Cardholders of Andhra Bank Credit Card can log in to their credit card account through following steps :

1. Go to Andhra Bank official website

2. Select credit cards

3. Under it, a list of credit card services will be displayed

4. Click on ‘Credit card Online Portal’

5. A new page will be displayed

6. To the top-right ‘Credit Card/ Prepaid Card Online Portal’, click on the login

7. You will be directed to Andhra Bank Credit Card Online Portal

8. Enter your username, password and captcha letters accurately

9. Click on login

How to apply for Andhra Bank RuPay Select Credit Card

There are two reason to apply for Andhra Bank RuPay Select Credit Card :

1. Offline Method : By visiting the nearest branch of Andhra Bank 

2. Online Method  :

  • You can visit the ‘RuPay Select Credit Cards’ page of the Andhra Bank official website.

  • Enter your personal and contact details.

  • After the verification, a representative from the bank will get in touch with and ask to guide you through the process.

  • You may have to submit KYC documents and income proof to get an Andhra Bank credit card.

Andhra Bank RuPay Select Credit Card Customer Care 

Contact number : 18004251515 / 18004254059

Email id :  customerser@andhrabank.co.in

Andhra Bank Credit Card Payment Online 

1. Login to Andhra Bank net banking using your card number, email, phone and the payment amount

2. Click on My cards from the drop down menu select the credit card

3. Click on pay

4. You will be directed to the payment gateway page

5. Enter the authentication details

6. Confirm the payment amount

7. Your account will be debited and you will receive a reference transaction number

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Andhra Bank RuPay Select Credit Card Frequently Asked Questions 

1. What is a Andhra Bank RuPay Select Credit Card?

Andhra Bank RuPay Select Credit Card is built for those in every corner of existence who want quality offerings than the original. Andhra Bank RuPay Select Credit Card gives you special benefits to match your lifestyle and desires in India as well as overseas.

2. How much age is the candidate required to get a Andhra Bank RuPay Select Credit Card?

The minimum age is 21 years and maximum age is 70 years to get a Andhra Bank RuPay Select Credit Card.

3. What is the renewal fee of the Andhra Bank RuPay Select Credit Card?

The renewal fee of the Andhra Bank RuPay Select Credit Card is Rs.499.

4. What are the rewards points given in a Andhra Bank RuPay Select Credit Bank?

The rewards points given in the RuPay Select Credit Card from Andhra Bank of India is 

  • Earn 10 Points for every Rs.150/- spent

5. How much interest rate is provided by the Andhra Bank RuPay Select Credit Cards?

The interest rate is 2% per month provided by Andhra Bank RuPay Select Credit Cards.

6. What type of rewards are included in the Andhra Bank RuPay Select Credit  Card?

Lifestyle rewards are included in the Andhra Bank RuPay Select Credit Card.

7. How can I apply for a Andhra Bank RuPay Select Credit Card?

You can apply for a Andhra Bank RuPay Select Credit Card through online and offline by visiting the nearest bank branch.

8. How do I contact customer care for a Andhra Bank RuPay Select Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Andhra Bank RuPay Select Credit Card.

9. What is the joining fee of the Andhra Bank RuPay Select Credit Card?

The joining fee of the Andhra Bank RuPay Select Credit Card is NIL.

10. What are the late payment charges of the Andhra Bank RuPay Select Credit Card?

The late payment charges of the Andhra Bank RuPay Select Credit Card is Rs.200 to Rs.600.

Last Updated on : 12/Oct/2020

Know More About CREDIT CARDS

Andhra Bank Rupay Select Credit Card

You're eligible for a Andhra Bank Rupay Select Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account