SELECT `id` FROM `tbl_card` WHERE `title` = 'Andhra Bank Visa Platinum Credit Card' AND `card_type` = 'Credit Cards' Andhra Bank Visa Platinum Credit Card Benefits, Features

Apply Now

ANDHRA BANK VISA PALTINUM CREDIT CARD

Andhra bank is an established commercial, mid sized bank currently offering its services in all states and union territories of the country. Existing and new customers can experience best banking services at over 2550 branches and over 2300 ATMs of andhra bank. Customers can easily get credit cards that match their style and financial condition without increasing financial burden. In association with VISA bank also avail credit card for commercial purpose that too with lowest interest rate. Andhra bank offers services for deposits, insurance, loans, deposits, insurance, accounts, mutual funds and other services for customers. Andhra bank credit card offers attractive reward and other privileges to make utilization of services much easier.

Andhra Bank VISA Platinum Credit Card is designed for those who want better than the best services in every walk of life. This Credit Card is crafted for you with unlimited privileges to match your lifestyle and preferences both in India and abroad.

Andhra Bank VISA Platinum Credit Card Features

1. Free Accident Insurance Coverage up to Rs 10 lacs to the Main cardholder and Rs 5 lacs to the add-on cardholder

2. No Admission Fees

3. No Annual Subscription in the First year, and if used for 18 transactions or value of ` 30,000/- in a year in the successive years

4. No surcharge on fuel purchases up to Rs 2,000/- per day

5. Lowest Service charges at 1.50 % under Roll over facility

6. Lowest Cash Advance charges at 2.00%

7. A year-end account summary statement with details of activity wise spending pattern as per VISA mandate

8. 5 RPs on every Rs.150 spent

9. Global acceptance

10. Visa Credit Card offers applicable 

Andhra Bank VISA Platinum Credit Card Benefits 

Reward type

Lifestyle

Fuel Surcharge Waiver

Waiver of fuel surcharge up to Rs.2000/- per day whenever you fill fuel using Andhra Bank Platinum Credit Card across all fuel stations.

Interest Free Credit

Enjoy an interest free credit period of 21 to 50 days on your purchases and manage your payments as per your convenience. 

Accidental Insurance Coverage

Option of Group Personal Accident Insurance Coverage up to Rs.10 lacs to the Main cardholder and Rs.5 lacs to the add-on cardholder at a nominal Insurance premium chargeable to the cardholder

Lost Card Liability

The card will be immediately blocked for all transactions to prevent card misuse. Any fraudulent transaction up to Rs.1.50 lacs after reporting the loss will be covered by the Bank.

Wider Acceptance

Wider acceptance over 9 lakh merchants in India and over 29 million merchants abroad.

Rewards points 

Earn 5 Points for every Rs.150/- spent

Add-on-Cards

Make Andhra Bank your family Bank by gifting your family members (only for members above 18 years) an add-on Classic Credit Card. 

The add-on card enables your family members to avail all the benefits and features applicable on the primary card. 

VISA Offers

Customers will be eligible for exclusive offers on shopping, hotel, and car rentals etc. which are provided for VISA cardholders. These offers are provided by VISA and may change as per VISA discretion from time to time without any prior notice

Andhra Bank VISA Platinum Credit Card Fee and charges

To apply for a VISA Platinum Credit Card, you have to pay fees and charges applied by the Andhra Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Andhra Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Admission Fee

Nil

Annual Subscription - Main card

Rs.1000/-

Annual Subscription - Add on card

Rs.300/-

Annual Subscription for cards against deposits

Rs.400/-

Annual Subscription waived in the first year and not levied if usage in the previous year

Rs.3,0000/-

Free Credit Period

21 to 50 days depending up on the date of purchase

Roll Over Facility

5 %

Accidental Insurance Coverage

Rs.30,00,000/- for main card and Rs.30,00,000/- for Add on Card. Premium to be borne by the card holder.

Lost Card Insurance

Rs.1,50,000

Cash Advance Limit

50% of the sanctioned limit

Add on card charges

Rs.300

Lost Card Charges

Rs.200

Lost Card Replacement Charges

Rs.200/-

Charge Slip Request Charges

Rs.100/-

Transactions charges at Railways

2.5%

No surcharge on fuel purchase

Rs.2000/- per day

Foreign Currency Mark up

3%

Temporary Enhancement charges per occasion

Rs.200/-

Hot Listing Charges

Rs.200/-

Cash withdrawal through Andhra Bank ATMs

3 % on the amount withdrawn or Rs 150/- whichever is higher

Cash Withdrawal charges Other Bank ATMs

Rs.50/- in addition to 3 % on the amount withdrawn or Rs.50/- whichever is higher

Balance Enquiry in Andhra Bank ATMs

Nil

Late Payment Charges 

Outstanding upto Rs.5000 = Rs.200

Between Rs.5001 to Rs.15000 = Rs.300

Between Rs.15001 to Rs.25000 = Rs.400

Above Rs.25001 = Rs.600

Balance Enquiry in Other Bank ATMs

Rs.20/-

Interest on cash advance charges

2.5%

Service charge on revolving credit facility if MPD is paid with due date

2.5% p.m or 34.49 % Annualized percentage rate

Service charge on revolving credit facility if MPD is not paid within due date

2.95% p.m or 41.75 % Annualized percentage rate

Andhra Bank VISA Platinum Credit Card Eligibility Criteria

Before applying for a VISA Platinum Credit Card from the Andhra Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Cards are issued to customers and also to Non customers on a selective basis. 

2. Primary card holders should be in the age bracket of 21 years to 70 years.

3. Add-on card holders should be 18 years and above.

4. Income Eligibility is Rs.5.00 lacs per Annum.

5. For Business class 2 years I.T.Returns with computation sheets.

6. For Salaried class Form 16 / ITRs with latest Salary slip.

7. Cards are also issued against lien on Fixed Deposit with 25% margin without insisting for Income Proof & Scoring Model.

Andhra Bank VISA Platinum Credit Card Documents Required

Any applicant who is applying for a VISA Platinum credit card from the Andhra Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Andhra Bank Credit Card Login 

Cardholders of Andhra Bank Credit Card can log in to their credit card account through following steps :

1. Go to Andhra Bank official website

2. Select credit cards

3. Under it, a list of credit card services will be displayed

4. Click on ‘Credit card Online Portal’

5. A new page will be displayed

6. To the top-right ‘Credit Card/ Prepaid Card Online Portal’, click on the login

7. You will be directed to Andhra Bank Credit Card Online Portal

8. Enter your username, password and captcha letters accurately

9. Click on login

How to apply for Andhra Bank VISA Platinum Credit Card

There are two reason to apply for Andhra Bank VISA Platinum Credit Card :

1. Offline Method : By visiting the nearest branch of Andhra Bank 

2. Online Method  :

  • You can visit the ‘VISA Platinum Credit Cards’ page of the Andhra Bank official website.

  • Enter your personal and contact details.

  • After the verification, a representative from the bank will get in touch with and ask to guide you through the process.

  • You may have to submit KYC documents and income proof to get an Andhra Bank credit card.

Andhra Bank VISA Platinum Credit Card Customer Care 

Contact number : 18004251515 / 18004254059

Email id :  customerser@andhrabank.co.in

Andhra Bank Credit Card Payment Online 

1. Login to Andhra Bank net banking using your card number, email, phone and the payment amount

2. Click on My cards from the drop down menu select the credit card

3. Click on pay

4. You will be directed to the payment gateway page

5. Enter the authentication details

6. Confirm the payment amount

7. Your account will be debited and you will receive a reference transaction number

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Andhra Bank VISA Platinum Credit Card Frequently Asked Questions 

1. What is a Andhra Bank VISA Platinum Credit Card?

Andhra Bank VISA Platinum Credit Card is designed for those who want better than the best services in every walk of life. This Credit Card is crafted for you with unlimited privileges to match your lifestyle and preferences both in India and abroad.

2. How much age is the candidate required to get a Andhra Bank VISA Platinum Credit Card?

The minimum age is 21 years and maximum age is 70 years to get a Andhra Bank VISA Platinum Credit Card.

3. What is the renewal fee of the Andhra Bank VISA Platinum Credit Card?

The renewal fee of the Andhra Bank VISA Platinum Credit Card is Rs.1000.

4. What are the rewards points given in a Andhra Bank VISA Platinum Credit Bank?

The rewards points given in the VISA Platinum Credit Card from Andhra Bank of India is 

  • Earn 5 Points for every Rs.150/- spent

5. How much interest rate is provided by the Andhra Bank VISA Platinum Credit Cards?

The interest rate is 2.5% per month provided by Andhra Bank VISA Platinum Credit Cards.

6. What type of rewards are included in the Andhra Bank VISA Platinum Credit  Card?

Lifestyle rewards are included in the Andhra Bank VISA Platinum Credit Card.

7. How can I apply for a Andhra Bank VISA Platinum Credit Card?

You can apply for a Andhra Bank VISA Platinum Credit Card through online and offline by visiting the nearest bank branch.

8. How do I contact customer care for a Andhra Bank VISA Platinum Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Andhra Bank VISA Platinum Credit Card.

9. What is the joining fee of the Andhra Bank VISA Platinum Credit Card?

The joining fee of the Andhra Bank VISA Platinum Credit Card is NIL.

10. What are the late payment charges of the Andhra Bank VISA Platinum Credit Card?

The late payment charges of the Andhra Bank VISA Platinum Credit Card is Rs.200 to Rs.600.

Last Updated on : 13/Oct/2020

Know More About CREDIT CARDS

Andhra Bank Visa Platinum Credit Card

You're eligible for a Andhra Bank Visa Platinum Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account