AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.
Axis Bank has introduced the Buzz Credit Card which offers a lot of benefits including Flipkart vouchers up to Rs. 8000. It also offers accelerated reward points when you shop online. The best part is you can convert your purchases to EMI through a variety of options. The card comes with a joining fee of Rs.750 and an annual fee of Rs.750. The interest rate charged by the card is 3.25% per month or 46.78% per annum. This card is designed specially for cardholders who often shop online.
1. 10% instant discount on Flipkart from 1st to 5th of every month
2. 5% instant discount on Flipkart from 6th to 31st of every month
3. 3x points on online spends
4. Exclusive discounts on Flipkart
5. The Axis Bank Buzz credit card is curated to offer the best discounts on online shopping.
6. Earn 2 Axis eDGE reward points on every Rs.200 you spend on the card
7. The applicant can be a resident or non-resident of India.
8. Best Suited For: Online Shopping
9. Convert transactions above Rs. 2,500 into EMIs
|
Reward type |
Shopping |
|
Welcome benefits |
As a welcome gift, you will get a Rs.1,000 Flipkart gift voucher on making 3 purchases with the card within the first 45 days of its issuance. |
|
Dining offer |
Avail a minimum discount of 15% on dining bills at partner restaurants in India. |
|
Milestone rewards |
Vouchers of Rs.500, Rs.1,000, and Rs.2,500 are given if your annual spends on Flipkart are Rs.25,000, Rs.50,000, and Rs.1 lakh, respectively. With annual spends on the card exceeding Rs.1 lakh and Rs.2 lakh, get Rs.1,000 and Rs.2,000 worth Flipkart vouchers respectively. |
|
Reward points |
2 points / Rs. 200 spent |
|
Accelerated rewards |
You can earn 3 Axis eDGE reward points on your online shopping spend with the card. |
|
Discounts |
Enjoy discounts of 10% on all spends on Flipkart from the 1st to the 5th of every month. Get a 5% discount on all spends on Flipkart made from the 6th to the 31st of every month. Avail a discount of 5% on the purchase of the Redmi Go from Flipkart. An additional 5% discount for EMI payment. On the purchase of the Realme 3 smartphone, get a discount of 5% from Flipkart. |
To apply for a buzz credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fees |
Rs.750 |
|
Annual Fees |
Rs.750 |
|
Finance charges on overdue credit |
3.25% per month |
|
Add-on card fee |
Nil |
|
Cash withdrawal fees |
2.5% of the transaction amount; minimum of Rs.250. |
|
Cash payment fee at the branch |
Rs.100 |
|
Duplicate statement fee |
Waived |
|
Card replacement fee |
Waived |
|
Late payment fee |
If the total due amount is: Less than Rs.100 - NIL Between Rs.101 and Rs.300 - Rs.100 Between Rs.301 and Rs.1,000 - Rs.300 Between Rs.1,001 and Rs.5,000 - Rs.500 Between Rs.5,001 and Rs.20,000 - Rs.600 Above Rs.20,000 - Rs.700 |
|
Penalty on over-limit |
3% of the over-limit amount subjected to a minimum of Rs.500. |
|
Interest on cash advances |
3.25% per month |
|
Foreign currency transaction fee |
3.50% of the transaction amount |
|
Outstation cheque fee |
Waived |
|
Balance inquiry fee |
Waived |
|
Hotlisting fee |
Nil |
|
Cheque return fee |
Rs.300 |
Before applying for a buzz credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Primary cardholders should be in between 18 to 70 years of age.
2. The age of the add-on cardholder should be over 15 years.
3. The applicant can be a resident or non-resident of India.
Any applicant who is applying for a buzz credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Axis Bank Credit Card Login
Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :
1. Go to Axis Bank website
2. On the right side, you will find a link ‘Login’. Click on the same
3. Provide your unique Customer ID and Password
4. Click on the ‘Login’ button
5. You will be logged in to your Axis Internet Banking account
There are two reason to apply for Axis Bank Buzz Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Login to Axis Bank website
Go to ‘Explore Products’
Click on ‘Buzz Credit Cards’
Click on ‘Apply Now’ against the credit card you want to apply for
Mention the personal and professional details correctly
Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
The bank would contact you for further details and process your application further
Axis Bank Buzz Credit Card Customer Care
Contact number : 18604195555 / 18605005555
Email id : creditcards@axisbank.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Axis Bank Internet Banking.
2. Go to the Credit Card section.
3. Select the Credit Card for which payment needs to be done.
4. Click on “Pay Now”
5. Select the Account to be debited.
6. Enter Amount you wish to pay.
7. Click on Proceed to make the payment.
Bank offered Financials products
Axis Bank has introduced the Buzz Credit Card which offers a lot of benefits including Flipkart vouchers up to Rs. 8000. It also offers accelerated reward points when you shop online. The best part is you can convert your purchases to EMI through a variety of options.
The annual fee is 750 of an Axis Bank Buzz Credit Card.
The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Buzz Credit Card.
The regards points are given in a buzz credit card from Axis Bank are :
2 points / Rs. 200 spent
You can apply for an Axis Bank Buzz Credit card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for an Axis Bank Buzz Credit Card.
Shopping rewards are included in the Axis Bank Buzz Credit Card.
The interest rate is 3.25% per month provided by an Axis Bank Buzz Credit card.
The minimum late payment charges is 100 and maximum charges are 700 of Axis Bank Buzz Credit Card.
The joining fee of Axis Bank Buzz Credit Card is 750.
Last Updated on : 23/Sep/2020Know More About CREDIT CARDS
You're eligible for a Axis Bank Buzz Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account