SELECT `id` FROM `tbl_card` WHERE `title` = 'Axis Bank Insta Easy Credit Card' AND `card_type` = 'Credit Cards' Axis Bank Insta Easy Credit Card - Benefits, Rewards, Eligibility, Features

Apply Now

AXIS BANK INSTA EASY CREDIT CARD 

Axis Bank Insta Easy Credit Card Details 

AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.

The Axis Bank Insta Easy Credit Card is the best secured travel card on the market. Also known as a card against fixed deposit, secured cards can be useful for consumers who do not have good or any credit history. Axis Bank Insta Easy Credit Card is a basic credit card with Zero Annual and Joining Fee. The card is suitable for individuals who want a higher credit withdrawal limit along with benefits on fuel and shopping.

Axis Bank Insta Easy Credit Card Features

1. Maximum level of security.

2. Avail of the Visa International Global Card Assistance Service for an emergency replacement card in case you lose your card, or for an emergency cash advance.

3. Avail of a 1% waiver on fuel surcharge when using your Axis Bank Titanium Credit Card for all fuel transactions.

4. You can avail of this fuel surcharge waiver at all petrol stations across India on minimum fuel transactions of Rs.400 and maximum of Rs.4,000.

5. Convert any of your credit card transactions that exceed Rs.2,500 into EMIs.

6. You can avail of cash withdrawal of up to 100% of the limit on your credit card.

7. You will get a free credit period of up to 50 days on any purchases made on your card, with no charges levied.

8. You have the flexibility to choose your own credit limit.

9. 100% guaranteed approval.

Axis Bank Insta Easy Credit Card Benefits 

Reward type

Travel and Shopping

Reward points

  • The Axis Bank Insta Easy Credit Card comes with an exciting eDGE Loyalty Rewards program.

  • You can earn 6 reward points on every domestic spend of Rs. 200 made through your credit card.

  • You can earn 12 reward points on every international spend of Rs. 200 made through your credit card.

  • Earn 100 reward points on the first transaction you make online.

  • Spend your accumulated reward points on more than 500 reward items through the rewards catalogue.

 

Fuel benefits 

  • 1% fuel surcharge is waived for fuel transactions all over India.

  • The surcharge amount will be refunded to your card.

  • Offer will be only available for transactions between Rs.400 and Rs.4,000.

Dining benefits 

  • With the Insta Easy credit card, avail a minimum of 15% discount under the 'Dining Delights' program.

  • The offer is available for partner restaurants only. To know more, visit the bank website.

  • Get a discount of 20% on your first order on Zomato.

  • Enjoy a discount of Rs.100 on your first order of Rs.400 and above on Swiggy.

Global emergency assistance

  • Access the Visa International Global Card Assistance Services all over the world.

  • You can report the loss of a card, request for an emergency card replacement or emergency cash advance.

EMIs Facility

A purchase over Rs.2,500, with your credit card, can be converted to EMI with low-interest rates.

Shopping offers

  • Enjoy an instant discount of 5% on purchases from Amazon.in.

  • Opt for EMI payments on Bluestar products and get cashback up to 5%.

  • At Sony stores, avail EMI options on a wide range of products and get up to 5% cashback.

  • Benefit from EMI payments on a wide range of products on Flipkart.

  • Opt from a range of tenure options for purchases of products on Snapdeal.

  • Enjoy a cashback of 10% on Apple products.

  • Avail a flat discount of 20% on Firstcry.

  • Benefit from your first purchase made at bigbasket.com with a 20% discount.

  • Get a monthly discount of 15% on your purchases with Rentomojo.

  • On your first order on PharmEasy, get a discount of 25%.

Travel and Hotel offers 

  • Benefit from your travel bookings made on MakeMyTrip with a 25% instant discount on EMI transactions.

  • Save up to Rs.600 on your domestic flight bookings on Ixigo.

  • Avail a discount of flat Rs.100 on your bus bookings above Rs.500 on the Travelyaari website.

  • On your hotel bookings with Fabhotels, get a discount of 25%.

  • Choose from a wide range of tenure options for EMI payments for your travel bookings on Yatra and Goibibo.

  • Get exciting offers on your holiday, flight and hotel bookings with Thomas Cook.

  • Enjoy a discount of Rs.400 on your first flight booking with EasyMyTrip.

Axis Bank Insta Easy Credit Card Fee and charges

To apply for an Insta Easy credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Standard Joining Fee

Nil

Standard Annual Fee

Nil

Interest

2.50% per month

Add-on Card Joining Fee

Nil

Cash Withdrawal Fees

2.5% (minimum Rs. 250)

Card Replacement

Waived

Fee for Cash Payment

Rs. 100

Duplicate Statement Fee

Waived

Overdue Penalty or Late Payment Fee

Nil if Total Payment due is up to Rs. 100

Total Payment due is between Rs.101 to Rs.300 = Rs.100

Total Payment due is between Rs.301 to Rs.1000 = Rs.300

Total Payment due is between Rs.1001 to Rs.5000=Rs.500

Total Payment due is between Rs.5001 to Rs.20000=Rs.600

Total Payment due is Rs.20001 and above =Rs.700

Over Limit Penalty

3% of the over limit amount (Minimum of Rs.500)

Charge-slip Retrieval Fee or Copy Request Fee

Waived

Cheque return or dishonour Fee

Rs.300

Outstation Cheque Fee

Waived

Fuel Transaction Surcharge

1% of transaction amount (Refunded for fuel transactions between Rs.400 and Rs.4,000)

Mobile Alerts for Transactions

Waived

Foreign Currency Transaction Fee

3.50% of the transaction value

Hotlisting Charges

Nil

Balance Enquiry Charges

Waived

Axis Bank Insta Easy Credit Card Eligibility Criteria

Before applying for an Insta Easy credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. You will be eligible for the card only if you have a fixed deposit account with Axis Bank.

2. The amount in the fixed deposit should be a minimum of 20,000 and a maximum of Rs.25 lakh.

3. Tax Saver FD, Auto-sweep FD (Flexi-Deposit) or an FD in the name of trust/company/society/HUF will not be applicable for this card.

4. The applicant must be above the age of 18.

Axis Bank Insta Easy Credit Card Documents Required

Any applicant who is applying for an Insta Easy credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Axis Bank Credit Card Login 

Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :

1. Go to Axis Bank website

2. On the right side, you will find a link ‘Login’. Click on the same

3. Provide your unique Customer ID and Password

4. Click on the ‘Login’ button

5. You will be logged in to your Axis Internet Banking account

Axis Bank other products

1. AXIS Bank Education Loan

2. AXIS Bank Holiday Loan

3. AXIS Bank Home Loan

4. AXIS Bank Personal Loan

How to apply for Axis Bank Insta Easy Credit Card

There are two reason to apply for Axis Bank Insta Easy Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Login to Axis Bank website

  • Go to ‘Explore Products’

  • Click on ‘Insta Easy Credit Cards’

  • Click on ‘Apply Now’ against the credit card you want to apply for

  • Mention the personal and professional details correctly

  • Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application

  • The bank would contact you for further details and process your application further

Axis Bank Insta Easy Credit Card Customer Care

Contact number : 18604195555 / 18605005555

Email id : creditcards@axisbank.com

Axis Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to Axis Bank Internet Banking.

2. Go to the Credit Card section.

3. Select the Credit Card for which payment needs to be done.

4. Click on “Pay Now”

5. Select the Account to be debited.

6. Enter Amount you wish to pay.

7. Click on Proceed to make the payment.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Axis Bank Insta Easy Credit Card Frequently Asked Questions 

1. What is an Axis Bank Insta Easy Credit Card?

The Axis Bank Insta Easy Credit Card is the best secured travel card on the market. Also known as a card against fixed deposit, secured cards can be useful for consumers who do not have good or any credit history.

2. What is the annual fee of an Axis Bank Insta Easy Credit Card?

The annual fee is NIL of an Axis Bank Insta Easy Credit Card.

3. What is the minimum and maximum age the applicant is required to get an Axis Bank Insta Easy Credit Card?

The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Insta Easy Credit Card.

4. What are the rewards points given in an Insta Easy Credit Card from Axis Bank?

The regards points are given in an Insta Easy credit card from Axis Bank are :

  • The Axis Bank Insta Easy Credit Card comes with an exciting eDGE Loyalty Rewards program.

  • You can earn 6 reward points on every domestic spend of Rs. 200 made through your credit card.

  • You can earn 12 reward points on every international spend of Rs. 200 made through your credit card.

  • Earn 100 reward points on the first transaction you make online.

  • Spend your accumulated reward points on more than 500 reward items through the rewards catalogue.

5. How can I apply for an Axis Bank Insta Easy Credit Card?

You can apply for an Axis Bank Insta Easy Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for an Axis Bank Insta Easy Credit Card?

You can contact through customer care toll free number and also through e-mail id for an Axis Bank Insta Easy Credit Card.

7. What type of rewards are included in the Axis Bank Insta Easy Credit card?

Travel and Shopping rewards are included in the Axis Bank Insta Easy Credit Card.

8. How much interest rate is provided by an Axis Bank Insta Easy Credit card?

The interest rate is 2.95% per month provided by an Axis Bank Insta Easy Credit Card.

9. What are the minimum and maximum late payment charges of Axis Bank Insta Easy Credit Card?

The minimum late payment charges is 300 and maximum charges are 600 of Axis Bank Insta Easy Credit Card.

10. What is the joining fee of an Axis Bank Insta Easy Credit Card?

The joining fee of Axis Bank Insta Easy Credit Card is NIL.

Last Updated on : 24/Sep/2020

Know More About CREDIT CARDS

Axis Bank Insta Easy Credit Card

You're eligible for a Axis Bank Insta Easy Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account