SELECT `id` FROM `tbl_card` WHERE `title` = 'Axis Bank My Choice Credit Card' AND `card_type` = 'Credit Cards' Axis Bank Insta Easy Credit Card - Benefits, Rewards, Eligibility, Features

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AXIS BANK MY CHOICE CREDIT CARD 

Axis Bank My Choice Credit Card Details 

AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.

The Axis Bank My Choice Credit Card is perfectly suited for those seeking a customised solution to their credit card expenses. It is one of the most popular basic cards provided by Axis Bank, a leading private sector bank, to its customers. You earn 4 Reward Points on every spending of Rs.200 along with 100 points on the first online transaction.

Axis Bank My Choice Credit Card Features

1.  Enjoy 5% cashback on any of the two spending categories-Supermarkets, Fuel, Travel, Utility Bills, Electronics and Dining

2. Earn 4 reward points per every Rs.200 spent on the card

3. Get 100 points on the first online transaction

4. Redeem the points earned against the purchase of iPhone X and other stuff

5. Transaction of more than Rs.2,500 can be converted into EMIs

6. Enjoy a minimum 15% off on your dining at select partner restaurants including Burger King, Pizza Hut, TGI Fridays, to name a few

7. Maximum security.

8. Option to convert purchases to EMIs.

9. Design your card with an image of your choice

Axis Bank My Choice Credit Card Benefits 

Reward type

Travel and Dining 

Dining benefits 

Get 15% discount at selected Partner Restaurants with Axis Bank My Choice Credit Card

Reward points 

Earn 4 Reward Points on every spending of Rs.200 along with 100 points on the first online transaction.

Cash Back Reward

Get 5% cash back on any of the 2 selected categories like Dining, Fuel, Electronics, Utility and Travel

Security 

All Axis Bank credit cards come with EMV Security Chip and are secured PIN protected

Axis eDGE Rewards

he credit card comes with Axis eDge Rewards along with 500+ offers to redeem these points

Axis Bank My Choice Credit Card Fee and charges

To apply for a my choice credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fee

Rs.250

Annual Fee

1st year – Zero

2nd year onwards – Rs.250

Add-on card joining fee

Nil

Card Replacement Fee

Image Card – Rs.150

Other cards – Nil

Cash Payment Fee

Rs.100

Duplicate Statement Fee

Waived

Fee for Charge Slip Retrieval

Waived

Outstation Cheque Fee

Waived

Finance Charges

3.25% per month

Cash Withdrawal Fee

2.5%

Over Limit Penalty

3% of the over limit amount

Cheque Return Fee

Rs.300

Railway Ticket Surcharge

Based on the IRCTC rules devised for the purpose

Foreign Currency Transaction Fee

3.5% of the value of transaction on the card

GST

In keeping with the prevalent Government laws and regulations in force at the time being.

Axis Bank My Choice Credit Card Eligibility Criteria

Before applying for a my choice credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Your age should be in the bracket of 18-70 years

2. The individual should be either Indian or Non Resident Indian

3. The Add on card holder should be above the age of 15 years 

Axis Bank My Choice Credit Card Documents Required

Any applicant who is applying for a my choice credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Axis Bank Credit Card Login 

Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :

1. Go to Axis Bank website

2. On the right side, you will find a link ‘Login’. Click on the same

3. Provide your unique Customer ID and Password

4. Click on the ‘Login’ button

5. You will be logged in to your Axis Internet Banking account

Axis Bank other products 

1. AXIS Bank Education Loan

2. AXIS Bank Holiday Loan

3. AXIS Bank Home Loan

4. AXIS Bank Personal Loan

How to apply for Axis Bank My Choice Credit Card

There are two reason to apply for Axis Bank My Choice Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Login to Axis Bank website

  • Go to ‘Explore Products’

  • Click on ‘My Choice Credit Cards’

  • Click on ‘Apply Now’ against the credit card you want to apply for

  • Mention the personal and professional details correctly

  • Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application

  • The bank would contact you for further details and process your application further

Axis Bank My Choice Credit Card Customer Care

Contact number : 18604195555 / 18605005555

Email id : creditcards@axisbank.com

Axis Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to Axis Bank Internet Banking.

2. Go to the Credit Card section.

3. Select the Credit Card for which payment needs to be done.

4. Click on “Pay Now”

5. Select the Account to be debited.

6. Enter Amount you wish to pay.

7. Click on Proceed to make the payment.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Axis Bank My Choice Credit Card Frequently Asked Questions 

1. What is an Axis Bank My Choice Credit Card?

The Axis Bank My Choice Credit Card is perfectly suited for those seeking a customised solution to their credit card expenses. It is one of the most popular basic cards provided by Axis Bank, a leading private sector bank, to its customers.

2. What is the annual fee of an Axis Bank My Choice Credit Card?

The annual fee is Rs.250 of an Axis Bank My Choice Credit Card.

3. What is the minimum and maximum age the applicant is required to get an Axis Bank My Choice Credit Card?

The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank My Choice Credit Card.

4. What are the rewards points given in a My Choice Credit Card from Axis Bank?

The regards points are given in a my choice credit card from Axis Bank are :

  • Earn 4 Reward Points on every spending of Rs.200 along with 100 points on the first online transaction.

5. How can I apply for an Axis Bank My Choice Credit Card?

You can apply for an Axis Bank My Choice Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for an Axis Bank My Choice Credit Card?

You can contact through customer care toll free number and also through e-mail id for an Axis Bank My Choice Credit Card.

7. What type of rewards are included in the Axis Bank My Choice Credit card?

Travel and Dining rewards are included in the Axis Bank My Choice Credit Card.

8. How much interest rate is provided by an Axis Bank My Choice Credit card?

The interest rate is 3.25% per month provided by an Axis Bank My Choice Credit Card.

9. What is the joining fee of an Axis Bank My Choice Credit Card?

The joining fee of Axis Bank My Choice Credit Card is Rs.250.

Last Updated on : 25/Sep/2020

Know More About CREDIT CARDS

Axis Bank My Choice Credit Card

You're eligible for a Axis Bank My Choice Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account