AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.
The Axis Bank My Choice Credit Card is perfectly suited for those seeking a customised solution to their credit card expenses. It is one of the most popular basic cards provided by Axis Bank, a leading private sector bank, to its customers. You earn 4 Reward Points on every spending of Rs.200 along with 100 points on the first online transaction.
1. Enjoy 5% cashback on any of the two spending categories-Supermarkets, Fuel, Travel, Utility Bills, Electronics and Dining
2. Earn 4 reward points per every Rs.200 spent on the card
3. Get 100 points on the first online transaction
4. Redeem the points earned against the purchase of iPhone X and other stuff
5. Transaction of more than Rs.2,500 can be converted into EMIs
6. Enjoy a minimum 15% off on your dining at select partner restaurants including Burger King, Pizza Hut, TGI Fridays, to name a few
7. Maximum security.
8. Option to convert purchases to EMIs.
9. Design your card with an image of your choice
|
Reward type |
Travel and Dining |
|
Dining benefits |
Get 15% discount at selected Partner Restaurants with Axis Bank My Choice Credit Card |
|
Reward points |
Earn 4 Reward Points on every spending of Rs.200 along with 100 points on the first online transaction. |
|
Cash Back Reward |
Get 5% cash back on any of the 2 selected categories like Dining, Fuel, Electronics, Utility and Travel |
|
Security |
All Axis Bank credit cards come with EMV Security Chip and are secured PIN protected |
|
Axis eDGE Rewards |
he credit card comes with Axis eDge Rewards along with 500+ offers to redeem these points |
To apply for a my choice credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fee |
Rs.250 |
|
Annual Fee |
1st year – Zero 2nd year onwards – Rs.250 |
|
Add-on card joining fee |
Nil |
|
Card Replacement Fee |
Image Card – Rs.150 Other cards – Nil |
|
Cash Payment Fee |
Rs.100 |
|
Duplicate Statement Fee |
Waived |
|
Fee for Charge Slip Retrieval |
Waived |
|
Outstation Cheque Fee |
Waived |
|
Finance Charges |
3.25% per month |
|
Cash Withdrawal Fee |
2.5% |
|
Over Limit Penalty |
3% of the over limit amount |
|
Cheque Return Fee |
Rs.300 |
|
Railway Ticket Surcharge |
Based on the IRCTC rules devised for the purpose |
|
Foreign Currency Transaction Fee |
3.5% of the value of transaction on the card |
|
GST |
In keeping with the prevalent Government laws and regulations in force at the time being. |
Before applying for a my choice credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Your age should be in the bracket of 18-70 years
2. The individual should be either Indian or Non Resident Indian
3. The Add on card holder should be above the age of 15 years
Any applicant who is applying for a my choice credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Axis Bank Credit Card Login
Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :
1. Go to Axis Bank website
2. On the right side, you will find a link ‘Login’. Click on the same
3. Provide your unique Customer ID and Password
4. Click on the ‘Login’ button
5. You will be logged in to your Axis Internet Banking account
There are two reason to apply for Axis Bank My Choice Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Login to Axis Bank website
Go to ‘Explore Products’
Click on ‘My Choice Credit Cards’
Click on ‘Apply Now’ against the credit card you want to apply for
Mention the personal and professional details correctly
Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
The bank would contact you for further details and process your application further
Axis Bank My Choice Credit Card Customer Care
Contact number : 18604195555 / 18605005555
Email id : creditcards@axisbank.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Axis Bank Internet Banking.
2. Go to the Credit Card section.
3. Select the Credit Card for which payment needs to be done.
4. Click on “Pay Now”
5. Select the Account to be debited.
6. Enter Amount you wish to pay.
7. Click on Proceed to make the payment.
Bank offered Financials products
The Axis Bank My Choice Credit Card is perfectly suited for those seeking a customised solution to their credit card expenses. It is one of the most popular basic cards provided by Axis Bank, a leading private sector bank, to its customers.
The annual fee is Rs.250 of an Axis Bank My Choice Credit Card.
The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank My Choice Credit Card.
The regards points are given in a my choice credit card from Axis Bank are :
Earn 4 Reward Points on every spending of Rs.200 along with 100 points on the first online transaction.
You can apply for an Axis Bank My Choice Credit card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for an Axis Bank My Choice Credit Card.
Travel and Dining rewards are included in the Axis Bank My Choice Credit Card.
The interest rate is 3.25% per month provided by an Axis Bank My Choice Credit Card.
The joining fee of Axis Bank My Choice Credit Card is Rs.250.
Last Updated on : 25/Sep/2020Know More About CREDIT CARDS
You're eligible for a Axis Bank My Choice Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account