AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.
Axis Bank My Zone Credit Card is suitable for those who spend a lot on shopping and movies. It offers cashback on movie ticket purchases, generous rewards for all transactions and complimentary lounge access among other benefits. The Axis Bank My Zone Credit Card meets the needs of people who seek lifestyle benefits on their credit card. This credit card provides special cashback offers, discounts, and rewards on categories like shopping, dining, online transactions and a lot more.
1. 5% Cashback on movie ticket bookings
2. Complimentary Lounge Access
3. Fuel Surcharge Waiver
4. 5. points/200 spent
6. 20 points/200 spent on shopping during weekends
7. 40 points/200 spent on dining during weekends
8. Earn 100 points on your first online transaction
9. High on cashback
10. The Axis Bank My Zone Credit Card meets the needs of people who seek lifestyle benefits on their credit card.
11. The first year fee of Rs.500 is waived off on spends of Rs.5,000 within 45 days of the card issuance.
|
Reward type |
Movies |
|
Welcome benefits |
A bulk 100 points will be credited when the card is used for online shopping for the first time.. |
|
Movie benefits |
Movie ticket booking made using the My Zone Credit Card will make you eligible for a 25% discount on the total booking account. The offer is valid throughout the week for both online and box office bookings made using the card. |
|
Fuel Surcharge Waiver |
Get 1% fuel surcharge waiver for fuel transactions carried out at all fuel stations across India. The waiver is valid on card transactions between Rs.400 and Rs.4,000. The maximum surcharge waiver is capped at Rs.400 per billing cycle. |
|
Reward points |
4 points/200 spent 20 points/200 spent on shopping during weekends 40 points/200 spent on dining during weekends |
|
Free Lounge Visits |
Axis My Zone Credit Card users can enjoy 4 complimentary visits per year to participating airport lounges within India. |
|
Convert purchases of EMIs |
Any purchase above Rs.2,500 made using the card can be converted into easy monthly instalments by contacting the bank. You can repay the amount in tenures of 6, 9, 12, 18, or 24 months. |
|
Dining privileges |
Under Axis Banks ‘Dining Delights’ programme, you enjoy a minimum 15% off on dining bills at select restaurants in the country. |
To apply for a My Zone credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining fee |
Rs.500 (waived off on spends of Rs.5,000 within 45 days of the card issuance) |
|
Annual fee |
Rs.500 (2nd year onwards) |
|
Finance charges |
3.90% per month |
|
Cash withdrawal fee |
2.5% of the transaction amount or Rs.250, whichever is higher |
|
Add-on card fee |
NIL |
|
Late payment fee |
If the statement balance is Up to Rs.100 = NIL Rs.101 to Rs.300 = Rs.100 Rs.301 to Rs.1,000= Rs.300 Rs.1,001 to Rs.5,000 = Rs.500 Rs.5,001 to Rs.20,000 = Rs.600 Rs.20,001 Above – Rs.700 |
|
Over limit penalty fee |
3% of the over-limit amount or Rs.500 |
|
Cash payment fee |
Rs.100 |
|
Duplicate statement fee |
NIL |
|
Cheque return or auto-debit reversal fee |
Rs.300 |
|
Foreign currency transaction charge |
3.5% of the transaction value |
Before applying for a My Zone credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Primary cardholders should be in between 18 to 70 years of age.
2. The age of the add-on cardholder should be over 15 years.
3. The applicant can be a resident or non-resident of India.
Any applicant who is applying for a My Zone credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Axis Bank Credit Card Login
Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :
1. Go to Axis Bank website
2. On the right side, you will find a link ‘Login’. Click on the same
3. Provide your unique Customer ID and Password
4. Click on the ‘Login’ button
5. You will be logged in to your Axis Internet Banking account
There are two reason to apply for Axis Bank My Zone Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Login to Axis Bank website
Go to ‘Explore Products’
Click on ‘My Zone Credit Cards’
Click on ‘Apply Now’ against the credit card you want to apply for
Mention the personal and professional details correctly
Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
The bank would contact you for further details and process your application further
Axis Bank My Zone Credit Card Customer Care
Contact number : 18604195555 / 18605005555
Email id : creditcards@axisbank.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Axis Bank Internet Banking.
2. Go to the Credit Card section.
3. Select the Credit Card for which payment needs to be done.
4. Click on “Pay Now”
5. Select the Account to be debited.
6. Enter Amount you wish to pay.
7. Click on Proceed to make the payment.
Bank offered Financials products
Axis Bank My Zone Credit Card is suitable for those who spend a lot on shopping and movies. It offers cashback on movie ticket purchases, generous rewards for all transactions and complimentary lounge access among other benefits. The Axis Bank My Zone Credit Card meets the needs of people who seek lifestyle benefits on their credit card.
The annual fee is Rs.500 (waived off on spends of Rs.5,000 within 45 days of the card issuance) of an Axis Bank My Zone Credit Card.
The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank My Zone Credit Card.
The regards points are given in a My Zone credit card from Axis Bank are :
4 points/200 spent
20 points/200 spent on shopping during weekends
40 points/200 spent on dining during weekends
You can apply for an Axis Bank My Zone Credit card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for an Axis Bank My Zone Credit Card.
Movie rewards are included in the Axis Bank My Zone Credit Card.
The interest rate is 3.90% per month provided by an Axis Bank My Zone Credit card.
The minimum late payment charges is 100 and maximum charges are 700 of Axis Bank My Zone Credit Card.
The joining fee of Axis Bank My Zone Credit Card is 500.
Last Updated on : 23/Sep/2020Know More About CREDIT CARDS
You're eligible for a Axis Bank My Zone Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account