SELECT `id` FROM `tbl_card` WHERE `title` = 'Axis Bank Neo Credit Card' AND `card_type` = 'Credit Cards' Axis Bank Neo Credit Card - Benefits, Rewards, Eligibility, Features

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AXIS BANK NEO CREDIT CARD 

Axis Bank Neo Credit Card Details 

AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.

The Neo credit card was launched by Axis Bank for the people who make most of their purchases online. The Axis Bank Neo credit card offers a world of premium benefits and its unique Neo privileges to its users. This card offers features like welcome offers, cashback and entertainment benefits, lost card liability insurance, credit card EMI facility, amazing rewards program and much more.

Axis Bank Neo Credit Card Features

1. Vouchers worth Rs.300 and Rs.500 for movies and online shopping

2. Minimum 15% off on dining at partner restaurants

3. 10% off on movies, recharges and online shopping

4. Convert purchases to EMI on transactions of Rs.2500

5. Welcome offers from Amazon, cashback offers, gift vouchers and entertainment offers.

6. EMI facility offered which includes no-cost EMIs on selected products.

7. Lost card liability insurance is given.

8. High on cashback

9. Earn 2 points for every 200 spent through your credit card

10. The credit card comes with an embedded EMV chip, to make your online transactions more secure.

11. Axis Bank offers zero lost card liability insurance to Neo credit cardholders

Axis Bank Neo Credit Card Benefits 

Reward type

Movies 

Dining benefits 

You can enjoy up to 15% off on dining bills at partner restaurants located across India.

Lifestyle benefits

Avail attractive dining benefits at partner restaurants in India under the Axis Bank Dining Delights program.

Get a Jabong gift voucher.

The Neo Credit Card also gives you movie vouchers.

Shopping offers 

  • Shopping on Myntra.com brings you a 10% discount on a minimum purchase of Rs.500.

  • Get a discount of up to 20% on purchases above Rs.1,000 made at BigBasket.

  • Avail EMI options on a wide range of products made from Croma, Reliance Digital and Snapdeal.

  • Enjoy up to 100% cashback on mobile recharge transactions made on the Freecharge app or website.

  • On Myntra.com, get a 10% discount on purchases amounting to a minimum of Rs.500.

Reward points 

10% off / cash back on select spends 

2 points/200 spent

15% off at selected restaurants

Movie benefits 

Movie ticket bookings on BookMyShow gives you a discount of 10%, with monthly benefits up to Rs.50.

Travel Benefits 

Opt for easy EMI payments for your travel bookings made on Yatra and Goibibo.

Avail a discount of up to Rs.800 on your first domestic and international flight booking made on EaseMyTrip.

Axis Bank Neo Credit Card Fee and charges

To apply for a Neo credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fees

Rs.250 (Waived off if Rs.2,500 spent in 45 days)

Annual Fees

Rs.250

Add-on card fee

Nil

Cash withdrawal fees

2.5% of the transaction amount; minimum of Rs.250.

Duplicate statement fee

Waived

Cash payment fee at the branch

Rs.100

Card replacement fee

Waived

Late payment fee

If the total due amount is:

Below than Rs.100 - Nil

From Rs.101 to Rs.300 - Rs.100

From Rs.301 to Rs.1,000 - Rs.300

From Rs.1,001 to Rs.5,000 - Rs.500

From Rs.5,001 to Rs.20,000 - Rs.600

Above Rs.20,000 - Rs.700

Penalty on over-limit

3% of the over-limit amount (Minimum of Rs.500)

Foreign currency transaction fee

3.50% of the transaction amount

Interest on cash advances

3.50% per month

Balance inquiry fee

Waived

Outstation cheque fee

Waived

Cheque return fee

Rs.300

Hotlisting fee

Nil

Axis Bank Neo Credit Card Eligibility Criteria

Before applying for a Neo credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Primary cardholders should be in between 18 to 70 years of age.

2. The age of the add-on cardholder should be over 15 years.

3. The applicant can be a resident or non-resident of India.

Axis Bank Neo Credit Card Documents Required

Any applicant who is applying for a Neo credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Axis Bank Credit Card Login 

Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :

1. Go to Axis Bank website

2. On the right side, you will find a link ‘Login’. Click on the same

3. Provide your unique Customer ID and Password

4. Click on the ‘Login’ button

5. You will be logged in to your Axis Internet Banking account

Axis Bank other products 

1. AXIS Bank Education Loan

2. AXIS Bank Holiday Loan

3. AXIS Bank Home Loan

4. AXIS Bank Personal Loan

How to apply for Axis Bank Neo Credit Card

There are two reason to apply for Axis Bank Neo Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Login to Axis Bank website

  • Go to ‘Explore Products’

  • Click on ‘Neo Credit Cards’

  • Click on ‘Apply Now’ against the credit card you want to apply for

  • Mention the personal and professional details correctly

  • Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application

  • The bank would contact you for further details and process your application further

Axis Bank Neo Credit Card Customer Care

Contact number : 18604195555 / 18605005555

Email id : creditcards@axisbank.com

Axis Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to Axis Bank Internet Banking.

2. Go to the Credit Card section.

3. Select the Credit Card for which payment needs to be done.

4. Click on “Pay Now”

5. Select the Account to be debited.

6. Enter Amount you wish to pay.

7. Click on Proceed to make the payment.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Axis Bank Neo Credit Card Frequently Asked Questions 

1. What is an Axis Bank Neo Credit Card?

The Neo credit card was launched by Axis Bank for the people who make most of their purchases online. The Axis Bank Neo credit card offers a world of premium benefits and its unique Neo privileges to its users. This card offers features like welcome offers, cashback and entertainment benefits, lost card liability insurance, credit card EMI facility, amazing rewards program and much more.

2. What is the annual fee of an Axis Bank Neo Credit Card?

The annual fee is Rs.250 of an Axis Bank Neo Credit Card.

3. What is the minimum and maximum age the applicant is required to get an Axis Bank Neo Credit Card?

The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Neo Credit Card.

4. What are the rewards points given in a Neo Credit Card from Axis Bank?

The regards points are given in a Neo credit card from Axis Bank are :

  • 10% off / cash back on select spends 

  • 2 points/200 spent

  • 15% off at selected restaurants

5. How can I apply for an Axis Bank Neo Credit card?

You can apply for an Axis Bank Neo Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for an Axis Bank Neo Credit Card?

You can contact through customer care toll free number and also through e-mail id for an Axis Bank Neo Credit Card.

7. What type of rewards are included in the Axis Bank Neo Credit card?

Movie rewards are included in the Axis Bank Neo Credit Card.

8. How much interest rate is provided by an Axis Bank Neo Credit card?

The interest rate is 3.90% per month provided by an Axis Bank Neo Credit card.

9. What are the minimum and maximum late payment charges of Axis Bank Neo Credit Card?

The minimum late payment charges is 100 and maximum charges are 700 of Axis Bank Neo Credit Card.

10. What is the joining fee of an Axis Bank Neo Credit Card?

The joining fee of Axis Bank Neo Credit Card is 750.

Last Updated on : 23/Sep/2020

Know More About CREDIT CARDS

Axis Bank Neo Credit Card

You're eligible for a Axis Bank Neo Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account