AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.
The Neo credit card was launched by Axis Bank for the people who make most of their purchases online. The Axis Bank Neo credit card offers a world of premium benefits and its unique Neo privileges to its users. This card offers features like welcome offers, cashback and entertainment benefits, lost card liability insurance, credit card EMI facility, amazing rewards program and much more.
1. Vouchers worth Rs.300 and Rs.500 for movies and online shopping
2. Minimum 15% off on dining at partner restaurants
3. 10% off on movies, recharges and online shopping
4. Convert purchases to EMI on transactions of Rs.2500
5. Welcome offers from Amazon, cashback offers, gift vouchers and entertainment offers.
6. EMI facility offered which includes no-cost EMIs on selected products.
7. Lost card liability insurance is given.
8. High on cashback
9. Earn 2 points for every 200 spent through your credit card
10. The credit card comes with an embedded EMV chip, to make your online transactions more secure.
11. Axis Bank offers zero lost card liability insurance to Neo credit cardholders
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Reward type |
Movies |
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Dining benefits |
You can enjoy up to 15% off on dining bills at partner restaurants located across India. |
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Lifestyle benefits |
Avail attractive dining benefits at partner restaurants in India under the Axis Bank Dining Delights program. Get a Jabong gift voucher. The Neo Credit Card also gives you movie vouchers. |
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Shopping offers |
|
|
Reward points |
10% off / cash back on select spends 2 points/200 spent 15% off at selected restaurants |
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Movie benefits |
Movie ticket bookings on BookMyShow gives you a discount of 10%, with monthly benefits up to Rs.50. |
|
Travel Benefits |
Opt for easy EMI payments for your travel bookings made on Yatra and Goibibo. Avail a discount of up to Rs.800 on your first domestic and international flight booking made on EaseMyTrip. |
To apply for a Neo credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
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Joining Fees |
Rs.250 (Waived off if Rs.2,500 spent in 45 days) |
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Annual Fees |
Rs.250 |
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Add-on card fee |
Nil |
|
Cash withdrawal fees |
2.5% of the transaction amount; minimum of Rs.250. |
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Duplicate statement fee |
Waived |
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Cash payment fee at the branch |
Rs.100 |
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Card replacement fee |
Waived |
|
Late payment fee |
If the total due amount is: Below than Rs.100 - Nil From Rs.101 to Rs.300 - Rs.100 From Rs.301 to Rs.1,000 - Rs.300 From Rs.1,001 to Rs.5,000 - Rs.500 From Rs.5,001 to Rs.20,000 - Rs.600 Above Rs.20,000 - Rs.700 |
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Penalty on over-limit |
3% of the over-limit amount (Minimum of Rs.500) |
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Foreign currency transaction fee |
3.50% of the transaction amount |
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Interest on cash advances |
3.50% per month |
|
Balance inquiry fee |
Waived |
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Outstation cheque fee |
Waived |
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Cheque return fee |
Rs.300 |
|
Hotlisting fee |
Nil |
Before applying for a Neo credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Primary cardholders should be in between 18 to 70 years of age.
2. The age of the add-on cardholder should be over 15 years.
3. The applicant can be a resident or non-resident of India.
Any applicant who is applying for a Neo credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Axis Bank Credit Card Login
Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :
1. Go to Axis Bank website
2. On the right side, you will find a link ‘Login’. Click on the same
3. Provide your unique Customer ID and Password
4. Click on the ‘Login’ button
5. You will be logged in to your Axis Internet Banking account
There are two reason to apply for Axis Bank Neo Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Login to Axis Bank website
Go to ‘Explore Products’
Click on ‘Neo Credit Cards’
Click on ‘Apply Now’ against the credit card you want to apply for
Mention the personal and professional details correctly
Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
The bank would contact you for further details and process your application further
Axis Bank Neo Credit Card Customer Care
Contact number : 18604195555 / 18605005555
Email id : creditcards@axisbank.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Axis Bank Internet Banking.
2. Go to the Credit Card section.
3. Select the Credit Card for which payment needs to be done.
4. Click on “Pay Now”
5. Select the Account to be debited.
6. Enter Amount you wish to pay.
7. Click on Proceed to make the payment.
Bank offered Financials products
The Neo credit card was launched by Axis Bank for the people who make most of their purchases online. The Axis Bank Neo credit card offers a world of premium benefits and its unique Neo privileges to its users. This card offers features like welcome offers, cashback and entertainment benefits, lost card liability insurance, credit card EMI facility, amazing rewards program and much more.
The annual fee is Rs.250 of an Axis Bank Neo Credit Card.
The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Neo Credit Card.
The regards points are given in a Neo credit card from Axis Bank are :
10% off / cash back on select spends
2 points/200 spent
15% off at selected restaurants
You can apply for an Axis Bank Neo Credit card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for an Axis Bank Neo Credit Card.
Movie rewards are included in the Axis Bank Neo Credit Card.
The interest rate is 3.90% per month provided by an Axis Bank Neo Credit card.
The minimum late payment charges is 100 and maximum charges are 700 of Axis Bank Neo Credit Card.
The joining fee of Axis Bank Neo Credit Card is 750.
Last Updated on : 23/Sep/2020Know More About CREDIT CARDS
You're eligible for a Axis Bank Neo Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account