SELECT `id` FROM `tbl_card` WHERE `title` = 'Axis Bank Privilege Credit Card' AND `card_type` = 'Credit Cards' Axis Bank Privilege Credit Card - Benefits, Rewards, Eligibility

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AXIS BANK PRIVILEGE CREDIT CARD 

Axis Bank Privilege Credit Card Details 

AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.

The Privilege credit card by Axis Bank discounts and benefits across a wide range of categories such as dining, fuel transactions as well as shopping. The Axis Bank Privilege Credit Card comes with an activation benefit of Paytm flight & hotel vouchers worth Rs 5,000 and 8 complimentary lounge access at selected domestic airports. You earn yatra vouchers worth Rs 5000 on activation of the credit card upon completion of 3 transactions within a period of 60 days from the date of issue of a credit card.

Axis Bank Privilege Credit Card Features

1. 10 points/200 spent on both domestic & international spends

2. Receive complimentary access to select MasterCard lounges twice per every calendar quarter.

3. Convert your Credit Card purchase of 2,500 or more into EMI

4. 1% Fuel Surcharge Waiver on monthly fuel spends

5. Vouchers worth 5,000 every time you spend 2,50,000 on your card

6. This is a premium lifestyle credit card that provides benefits across lifestyle categories like travel, rewards, dining, etc.

7. On reaching annual spends of Rs.4 lakh, the annual fee for the next year is reversed.

8. High on rewards

9. The Axis Bank Privilege Credit Card is designed with an EMV feature that protects it from fraudulent behaviour.

10. You would enjoy the best of premium privileges with the 'Extraordinary Weekends' offered by the bank.

Axis Bank Privilege Credit Card Benefits 

Reward type

Travel 

Welcome gift 

Get 12,500 reward points that can be redeemed against Paytm flight and hotel vouchers. Complete 3 transactions within 60 days after paying the joining fee to avail the offer.

Lifestyle benefits 

2 complimentary access to lounges at selected domestic airports per quarter.

Benefits of the 'Extraordinary Weekends' offered by the bank.

Up to 20% discount on select restaurants which come with the 'Dining Delights' scheme.

Comprehensive insurance of up to over Rs.2.5 crore.

Activation benefits 

On completion of 3 transactions with the card within 60 days of its issuance, you get 12,500 eDGE reward points which can be redeemed for Yatra vouchers worth Rs.5,000.

Milestone benefits 

The eDGE points received upon transactions worth Rs.2.5 lakh can be converted into Yatra vouchers which hold a value which is twice as much.

Reward Points 

For every Rs.200 that you spend with the card, you get 10 points.

Renewal Benefits 

Every instance of card renewal would give you up to 3,000

Fuel surcharge waiver 

For fuel transactions between Rs.400 and Rs.4,000 with the card, you enjoy a waiver of the fuel surcharge. However, the maximum waiver per month is Rs.400.

EMIs Facility 

You also get the option of converting your all transactions exceeding Rs.2,500 into Equated Monthly Income (EMI).

Comprehensive Insurance

The Privilege Credit Card is accompanied with insurance covers such as air accident cover up to Rs.2,5 crore, purchase protection of Rs.1 lakh, and lost card liability up to Rs.3 lakh.

Axis Bank Privilege Credit Card Fee and charges

To apply for a Privilege credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining fee

Rs.1500 (NIL for Priority Customers)

Annual fee (from 2nd of card membership)

Rs.1,500 (reversed on reaching annual spends of Rs.4 lakh)

Charges on purchases

2.95% per month

Cash withdrawal charges

2.5% (min Rs.250) of the amount withdrawn

Fees on cash transaction

Rs.100

Re-issuing or replacement of card

NIL

Penalty for late repayment

Rs.300 for dues up to Rs.2,000

Rs.400 for Rs.2,001-Rs.5,000

Rs.600 for Rs.5,001 and above

Payments in foreign currency

3.50% of the transacted amount

Surcharge on fuel-related payments

1% of the amount

Dishonour fee or cheque bounce

Rs.300

Over limit penalty

Rs.500 or 3% of the over limit amount (whichever is higher)

Axis Bank Privilege Credit Card Eligibility Criteria

Before applying for a Privilege credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. You should be in between 18 to 70 years of age.

2. For add-on cardholders, they should be over 18 years.

3. Your minimum net income should be Rs.6 lakh per annum.

4. You are a resident of India.

Axis Bank Privilege Credit Card Documents Required

Any applicant who is applying for a Privilege credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Axis Bank Credit Card Login 

Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :

1. Go to Axis Bank website

2. On the right side, you will find a link ‘Login’. Click on the same

3. Provide your unique Customer ID and Password

4. Click on the ‘Login’ button

5. You will be logged in to your Axis Internet Banking account

Axis Bank other products 

1. AXIS Bank Education Loan

2. AXIS Bank Holiday Loan

3. AXIS Bank Home Loan

4. AXIS Bank Personal Loan

How to apply for Axis Bank Privilege Credit Card

There are two reason to apply for Axis Bank Privilege Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Login to Axis Bank website

  • Go to ‘Explore Products’

  • Click on ‘Privilege Credit Cards’

  • Click on ‘Apply Now’ against the credit card you want to apply for

  • Mention the personal and professional details correctly

  • Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application

  • The bank would contact you for further details and process your application further

Axis Bank Privilege Credit Card Customer Care

Contact number : 18604195555 / 18605005555

Email id : creditcards@axisbank.com

Axis Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to Axis Bank Internet Banking.

2. Go to the Credit Card section.

3. Select the Credit Card for which payment needs to be done.

4. Click on “Pay Now”

5. Select the Account to be debited.

6. Enter Amount you wish to pay.

7. Click on Proceed to make the payment.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Axis Bank Privilege Credit Card Frequently Asked Questions 

1. What is an Axis Bank Privilege Credit Card?

The Privilege credit card by Axis Bank discounts and benefits across a wide range of categories such as dining, fuel transactions as well as shopping. The Axis Bank Privilege Credit Card comes with an activation benefit of Paytm flight & hotel vouchers worth Rs.5,000 and 8 complimentary lounge access at selected domestic airports.

2. What is the annual fee of an Axis Bank Privilege Credit Card?

The annual fee is Rs.1,500 (reversed on reaching annual spends of Rs.4 lakh) of an Axis Bank Privilege Credit Card.

3. What is the minimum and maximum age the applicant is required to get an Axis Bank Privilege Credit Card?

The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Privilege Credit Card.

4. What are the rewards points given in a Privilege Credit Card from Axis Bank?

The regards points are given in a Privilege credit card from Axis Bank are :

  • For every Rs.200 that you spend with the card, you get 10 points.

5. How can I apply for an Axis Bank Privilege Credit Card?

You can apply for an Axis Bank Privilege Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for an Axis Bank Privilege Credit Card?

You can contact through customer care toll free number and also through e-mail id for an Axis Bank Privilege Credit Card.

7. What type of rewards are included in the Axis Bank Privilege Credit card?

Travel rewards are included in the Axis Bank Privilege Credit Card.

8. How much interest rate is provided by an Axis Bank Privilege Credit card?

The interest rate is 2.95% per month provided by an Axis Bank Privilege Credit Card.

9. What are the minimum and maximum late payment charges of Axis Bank Privilege Credit Card?

The minimum late payment charges is 300 and maximum charges are 600 of Axis Bank Privilege Credit Card.

10. What is the joining fee of an Axis Bank Privilege Credit Card?

The joining fee of Axis Bank Privilege Credit Card is Rs.1500 (NIL for Priority Customers).

Last Updated on : 23/Sep/2020

Know More About CREDIT CARDS

Axis Bank Privilege Credit Card

You're eligible for a Axis Bank Privilege Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account