AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.
Axis Bank Reserve Credit card lets you access a world of high-end products and services. Cardholders can avail attractive benefits each time they renew their annual membership. The benefits of the card can be availed by anyone who can pay the joining fee and annual fee of Rs. 30,000. In case of loss or damage of card, cardholders can call the 24*7 helpline for emergency replacement of card even when they are travelling overseas. The card can be replaced in any part of the world.
1. This credit card comes loaded with attractive cashback offers that the cardholders can use.
2. The Axis Bank Reserve Credit card has a high credit limit. However, this limit is fixed depending on the profile and the annual income of the applicant.
3. Axis Bank Reserve Credit card is accepted at more than 25 million outlets across the globe.
4. In case of loss or damage of card, cardholders can call the 24*7 helpline for emergency replacement of card even when they are travelling overseas. The card can be r5. placed in any part of the world.
6. Cardholders can opt for the e-statement facility using which they can access their credit card statement anywhere and any time.
7. BookMyShow offer on movies and events
8. 8 free VIP Assistance Services
9. Wide range of Medical Benefits
10. 30 edge reward points for every Rs.200 spent internationally
Axis Bank Reserve Credit Card Benefits
|
Reward type |
Dining and Travel |
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Airport services |
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Lounge Access |
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ITC Culinaire Membership Benefits |
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Accorplus membership |
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Club Marriott Asia Pacific Membership |
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Reward points |
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Oberoi Hotels and Resorts |
15% off on Room Only Rate, Room with Breakfast Rate or on 3rd-night stay. 50% off on Best Available Rates on suites. |
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Postcard Hotel Offer |
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Golf offer |
50 free golf rounds every year across select golf courses in India. |
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EazyDiner Prime Membership |
Up to 25% across premium restaurants. |
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BookMyShow Offer |
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Dining benefits |
20% off at 4,000 plus restaurants in India. |
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Extraordinary Weekends |
Use the facility to get curated experiences like sailing, golf, chef for a day, unique tours, etc. |
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Financial Benefits |
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Medical Offers |
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Weljii Offer |
1st information session free. 25% off on all health and wellness coaching plans. |
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Insurance benefits |
Lost card liability = Up to credit limit Purchase protection = Up to Rs.2 lakh Loss/delay in baggage & personal documents = USD 500 Credit Shield = Rs.5 lakh Air Accident cover = Rs.450 lakh |
To apply for a Reserve credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fee |
Rs.30,000 |
|
Annual Fee |
Rs.30,000 |
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Supplementary card joining fee |
Nil |
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Supplementary card annual fee |
Nil |
|
Finance charges on cash and retail purchases |
2.95% per month (41.75% per annum) |
|
Cash withdrawal fee |
2.5% of the amount withdrawn (A minimum of Rs.250) |
|
Fee for making payment in cash |
Rs.100 |
|
Card replacement fee |
Waived |
|
Duplicate statement fee |
Waived |
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Late payment fee or penalty for overdue |
Rs.300 if the total payment due is up to Rs.2000 Rs.400 if the total payment due is between Rs.2001 and Rs.5000 Rs.600 if the total payment due is Rs.5001 or more |
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Over limit penalty |
3% of the over limit amount (a minimum of Rs.500) |
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Copy request fee or charge-slip retrieval fee |
Waived |
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Outstation cheque fee |
Waived |
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Cheque return fee |
Rs.300 |
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Surcharge on purchase or cancellation of train tickets |
As prescribed by the Indian Railways or IRCTC |
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Fuel transaction surcharge |
1% of the transaction amount (refunded for fuel transactions between Rs.400 and Rs.4000) |
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Foreign currency transaction fee |
3.50% of the transaction value |
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Mobile alerts for any transaction made using the card |
Waived |
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Hotlisting charges |
Waived |
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Balance enquiry charges |
Waived |
Before applying for a Reserve credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. You should be in between 18 to 70 years of age.
2. For add-on cardholders, they should be over 18 years.
3. Your minimum net income should be Rs.6 lakh per annum.
4. You are a resident of India.
Any applicant who is applying for a Reserve credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Axis Bank Credit Card Login
Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :
1. Go to Axis Bank website
2. On the right side, you will find a link ‘Login’. Click on the same
3. Provide your unique Customer ID and Password
4. Click on the ‘Login’ button
5. You will be logged in to your Axis Internet Banking account
There are two reason to apply for Axis Bank Reserve Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Login to Axis Bank website
Go to ‘Explore Products’
Click on ‘Reserve Credit Cards’
Click on ‘Apply Now’ against the credit card you want to apply for
Mention the personal and professional details correctly
Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
The bank would contact you for further details and process your application further
Axis Bank Reserve Credit Card Customer Care
Contact number : 18604195555 / 18605005555
Email id : creditcards@axisbank.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Axis Bank Internet Banking.
2. Go to the Credit Card section.
3. Select the Credit Card for which payment needs to be done.
4. Click on “Pay Now”
5. Select the Account to be debited.
6. Enter Amount you wish to pay.
7. Click on Proceed to make the payment.
Bank offered Financials products
Axis Bank Reserve Credit card lets you access a world of high-end products and services. Cardholders can avail attractive benefits each time they renew their annual membership. The benefits of the card can be availed by anyone who can pay the joining fee and annual fee of Rs. 30,000.
The annual fee is Rs.30000 of an Axis Bank Reserve Credit Card.
The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Reserve Credit Card.
The regards points are given in a Reserve credit card from Axis Bank are :
50,000 reward points on card activation and renewal
15 edge reward points for every Rs.200 spent
30 edge reward points for every Rs.200 spent internationally
You can apply for an Axis Bank Reserve Credit card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for an Axis Bank Reserve Credit Card.
Travel and Dining rewards are included in the Axis Bank Reserve Credit Card.
The interest rate is 2.95% per month provided by an Axis Bank Reserve Credit Card.
The minimum late payment charges is 300 and maximum charges are 600 of Axis Bank Reserve Credit Card.
The joining fee of Axis Bank Reserve Credit Card is Rs.30000.
Last Updated on : 24/Sep/2020Know More About CREDIT CARDS
You're eligible for a Axis Bank Reserve Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account