SELECT `id` FROM `tbl_card` WHERE `title` = 'Axis Bank Reserve Credit Card' AND `card_type` = 'Credit Cards' Axis Bank Reserve Credit card - Benefits, Rewards, Eligibility, Features

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AXIS BANK RESERVE CREDIT CARD

Axis bank Reserve credit card is a host of premium benefits that we all need sometimes. Axis Reserve credit card is one of those credit cards that pamper your choice of high-end services in different categories such as travel, lifestyle, dining etc. Let’s expand these perks to details and read on the one of the best Axis bank credit cards out there. 

Axis Bank Reserve Card Fees & Charges

Joining Fees Rs 30,000
Annual Fees Rs 30,000
Late Payment Penalty
  • Rs.300 on the total payment due of up to Rs.2000
  • Rs.400 on the total payment due between Rs.2001 and Rs.5000
  • Rs.600 on the total payment due Rs.5001 or more
Over Limit Charges  3% of the amount over limit (Min. Rs 500)
Cash Withdrawal Charges NIL

Features and Benefits of Axis Reserve Credit Card

Here are the prominent features and benefits of Axis reserve credit card:

1. Rewards and Cashbacks : Isn't it amazing to get rewards and cashbacks for everytime you shop?  Axis bank reserve credit card brings a multitude of rewards and cashbacks on your purchases made with the card. The credit card features a rewards program in which you can earn reward points on different categories such as online shopping, dining, travel etc. 

The Axis reserve credit card rewards program bring the following benefits:

  • 50,000 reward points on card renewal renewal and its activation
  • 15 edge rewards per Rs 200 spent
  • 2x reward points on your international spends

2. Lounge Access Axis reserve credit card offers customers lounge visits that they get to enjoy for free. Here is what this card features:

  • The primary as well as the add-on card holders get a priority pass membership. In this membership, the users enjoy free unlimited access to international lounges. 
  • The primary and the add-on card holders also get free access to domestic lounges.
  • There are 12 free visits for guests too.

3. Dining Benefits : The Reserve credit card treats you with dining privileges on the spends you make using the card at different restaurants. The card features EasyDiner Prime membership in which you get up to 25% of the ease across the premium restaurants. Besides that, you are also offered up to 20% at over 4,000 restaurants. 

4. Fuel Surcharge Waiver : The Axis reserve credit card makes your expenses on fuel a bit easy with the fuel surcharge waiver. The cardholders get 1% fuel surcharge waiver on transactions between Rs 400 to Rs 4000. The maximum waiver that can be enjoyed is Rs 400. 

Other Benefits

The Axis bank reserve credit card benefits are not restricted to the ones mentioned above. The card brings a number of other benefits that are simply irresistible. These offers are enjoyed in categories such as movies, golf, hospitality etc. 

Here are the other attractive benefits of Axis bank reserve credit card:

ITC Culinaire Membership
  • Complimentary 3rd night stay
  • Save up to 50% on published room tariff on suites during weekends
  • 25% green points on purchases for foods and beverages
Oberoi Hotels
  • Save 15% on rates for both the room only and room with breakfast categories
  • Alternatively, you can enjoy a complimentary 3rd night stay
  • Save up to 50% on suites
BookMyShow Offer
  • Buy 1 get 1 free on your purchase of a movie ticket
  • Buy 1 get 1 free on your purchases of tickets for events other than movies
  • Enjoy the offer maximum 5 times per month
Golf Privileges
  • 50 golf rounds every year across the elite golf clubs in India

Axis Bank Reserve Credit Card Eligibility Criteria

Before you apply for an Axis bank reserve credit card, one thing you need to make sure is that you meet all the eligibility requirements designed by the bank. Here is the eligibility criteria for Axis bank reserve credit card:

  • You should be at least 18 years of age to apply for an Axis bank reserve credit card. 
  • You should be an Indian citizen.
  • Your credit history should be decent enough. 
  • You should be salaried or self-employed.
  • You should have a steady income. 

Documents Required for Axis Reserve Credit Card

You need to provide certain documents that are required for Axis bank reserve credit card application. Here are the documents required for the Axis credit card:

Identity Proof PAN Card, Aadhaar card,Voter’s ID, Driving License, Passport
Address Proof PAN Card, Aadhaar card,Voter’s ID, Driving License, Passport, Utility Bills
Income Proof Salary Slips, Bank Statements, IT Returns, Form 16

Other Credit Cards Offered by The Axis Bank

Card Name Joining Fees
Axis Buzz Card Rs. 750/-
Axis My Zone Card Rs. 500/-
Axis Neo Card Rs. 250/-
Axis Vistara Card Rs. 1500/-
Axis Vistara Signature Card Rs. 3000/-
Axis Privilege Card Rs. 1500/-
Axis Vistara Infinite Card Rs. 10000/-
Axis Select Card Nill
Axis Insta Easy Credit Nill
Axis My Choice Card Rs. 250/-
Axis Titanium Smart Traveler Card Rs. 250/-
Axis Signature Card Rs. 500/-

How to Apply for Axis Bank Reserve Credit Card

Are you interested in treating yourself with an Axis bank reserve credit card? You can apply for the card using the offline or online method. Here is how to do that:

Apply for Axis bank reserve credit card offline

If you are thinking of applying for an Axis bank reserve credit card then you can do it by visiting the nearest branch of the Axis bank. You can enquire about the procedure for credit card application with the official. The bank official will assist you with the Axis bank credit card application procedure. Remember to take all the necessary documents that are needed to be submitted with the application. 

Apply for Axis bank reserve credit card online

Applying for the Axis bank reserve credit card is the fastest and most convenient way to get started with the application procedure. Within a few simple clicks, you will be able to get done with the application for a credit card. 

Here are the steps you have to follow in order to apply for Axis reserve credit card online:

  • Navigate to the official website of Axis bank.
  • Click on the “Explore Products”section and hit the “Cards” option from the dropdown menu.
  • Now, select “Credit Cards”. 
  • Once you are on the credit card page, look for and click the “Axis Bank Reserve Credit Card”.
  • After that, click on the “Apply Now” button. 
  • You now have to enter your details in the form that appears next. These details include your mobile number, your employment status and monthly income.
  • Enter the captcha and click the “Call Me” button. 

After you successfully complete all the required fields and submit your application, wait while the bank representative calls you on your registered mobile number to proceed your application.

Axis Bank Credit Card Reward Redemption

Axis bank rewards program enables credit cardholders to earn reward points on their purchases made with the Axis bank credit card. You can redeem these reward points to get vouchers for online shopping, travel, electronics, entertainment and many other categories. 

Know that you should have at least 300 rewards points in order to redeem them. You can redeem Axis bank credit card reward points online or offline. 

Redeem Axis bank credit card reward points online

You can redeem reward points earned on Axis bank credit card online from the official website of Axis bank. Here is how you can do that:

  • Go to the official website of Axis bank,
  • Log into your NetBanking account.
  • Click on the “EDGE Rewards” and visit the rewards page.
  • Now, you can choose the category in which you wish to redeem the points.
  • Click the “Redeem Now” option.
  • Now, accept terms and conditions and confirm the redemption.

Alternatively, you can redeem the Axis credit card reward points online by using the official Axis bank mobile app. You can download and install the Axis bank app on your smartphone from the App Store or Play Store and log into your account. 

Redeem Axis bank credit card reward points offline You can also redeem Axis bank crest card reward points offline. In order to do that, you can simply contact the bank by dialing the Axis bank customer service number. You can share the category in which you wish to redeem the points and confirm the redemption. 

Axis Bank Credit Card Customer Care

If you have any query, complaint, grievance or you want to share any feedback regarding the Axis bank credit card, you can contact the bank customer service. 

Here is the number using which you can reach out to the Axis bank customer helpline:

Contact number : 18604195555 / 18605005555

Email id : creditcards@axisbank.com

FAQs On Axis Bank Reserve Credit Card

Q.1 In what categories can I redeem my reward points?

There are multiple categories in which you can redeem your Axis bank reward points. You can view the catalogue where you will have different options such as  online shopping vouchers, travel vouchers, electronics etc. 

Q.2 Can I increase my Axis bank credit card limit?

You can request Axis bank to increase the credit limit on your card. The bank checks your credit history and payment behaviors before accepting your request. If you meet the eligibility criteria set by the bank then there are chances your credit card limit will be increased. 

Q.3 How do I pay my Axis bank credit card bills?

You can use the following payment channels to pay your Axis bank credit card bills:

  • Cash
  • Cheque
  • NEFT
  • Auto-Debit
  • NetBanking 
  • Axis Bank Mobile App

Q.4 When Can I redeem my Axis bank credit card reward points?

You can redeem your Axis credit card reward points once you reach the minimum limit of 300 reward points. If your credit card reward points are below 300 then you will not be eligible to redeem the points. 

Q.5 What is the annual fee of an Axis Bank Reserve Credit Card?

The annual fee is Rs.30000 of an Axis Bank Reserve Credit Card.

Q.6 What type of rewards are included in the Axis Bank Reserve Credit card?

Travel and Dining  rewards are included in the Axis Bank Reserve Credit Card.

Q.7 What is the joining fee of an Axis Bank Reserve Credit Card?

The joining fee of Axis Bank Reserve Credit Card is Rs.30000.

Last Updated on : 23/Mar/2021

Know More About CREDIT CARDS

Axis Bank Reserve Credit Card

You're eligible for a Axis Bank Reserve Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account