Axis bank Reserve credit card is a host of premium benefits that we all need sometimes. Axis Reserve credit card is one of those credit cards that pamper your choice of high-end services in different categories such as travel, lifestyle, dining etc. Let’s expand these perks to details and read on the one of the best Axis bank credit cards out there.
| Joining Fees | Rs 30,000 |
| Annual Fees | Rs 30,000 |
| Late Payment Penalty |
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| Over Limit Charges | 3% of the amount over limit (Min. Rs 500) |
| Cash Withdrawal Charges | NIL |
Here are the prominent features and benefits of Axis reserve credit card:
1. Rewards and Cashbacks : Isn't it amazing to get rewards and cashbacks for everytime you shop? Axis bank reserve credit card brings a multitude of rewards and cashbacks on your purchases made with the card. The credit card features a rewards program in which you can earn reward points on different categories such as online shopping, dining, travel etc.
The Axis reserve credit card rewards program bring the following benefits:
2. Lounge Access : Axis reserve credit card offers customers lounge visits that they get to enjoy for free. Here is what this card features:
3. Dining Benefits : The Reserve credit card treats you with dining privileges on the spends you make using the card at different restaurants. The card features EasyDiner Prime membership in which you get up to 25% of the ease across the premium restaurants. Besides that, you are also offered up to 20% at over 4,000 restaurants.
4. Fuel Surcharge Waiver : The Axis reserve credit card makes your expenses on fuel a bit easy with the fuel surcharge waiver. The cardholders get 1% fuel surcharge waiver on transactions between Rs 400 to Rs 4000. The maximum waiver that can be enjoyed is Rs 400.
Other Benefits
The Axis bank reserve credit card benefits are not restricted to the ones mentioned above. The card brings a number of other benefits that are simply irresistible. These offers are enjoyed in categories such as movies, golf, hospitality etc.
Here are the other attractive benefits of Axis bank reserve credit card:
| ITC Culinaire Membership |
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| Oberoi Hotels |
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| BookMyShow Offer |
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| Golf Privileges |
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Before you apply for an Axis bank reserve credit card, one thing you need to make sure is that you meet all the eligibility requirements designed by the bank. Here is the eligibility criteria for Axis bank reserve credit card:
You need to provide certain documents that are required for Axis bank reserve credit card application. Here are the documents required for the Axis credit card:
| Identity Proof | PAN Card, Aadhaar card,Voter’s ID, Driving License, Passport |
| Address Proof | PAN Card, Aadhaar card,Voter’s ID, Driving License, Passport, Utility Bills |
| Income Proof | Salary Slips, Bank Statements, IT Returns, Form 16 |
Other Credit Cards Offered by The Axis Bank
| Card Name | Joining Fees |
|---|---|
| Axis Buzz Card | Rs. 750/- |
| Axis My Zone Card | Rs. 500/- |
| Axis Neo Card | Rs. 250/- |
| Axis Vistara Card | Rs. 1500/- |
| Axis Vistara Signature Card | Rs. 3000/- |
| Axis Privilege Card | Rs. 1500/- |
| Axis Vistara Infinite Card | Rs. 10000/- |
| Axis Select Card | Nill |
| Axis Insta Easy Credit | Nill |
| Axis My Choice Card | Rs. 250/- |
| Axis Titanium Smart Traveler Card | Rs. 250/- |
| Axis Signature Card | Rs. 500/- |
Are you interested in treating yourself with an Axis bank reserve credit card? You can apply for the card using the offline or online method. Here is how to do that:
Apply for Axis bank reserve credit card offline
If you are thinking of applying for an Axis bank reserve credit card then you can do it by visiting the nearest branch of the Axis bank. You can enquire about the procedure for credit card application with the official. The bank official will assist you with the Axis bank credit card application procedure. Remember to take all the necessary documents that are needed to be submitted with the application.
Apply for Axis bank reserve credit card online
Applying for the Axis bank reserve credit card is the fastest and most convenient way to get started with the application procedure. Within a few simple clicks, you will be able to get done with the application for a credit card.
Here are the steps you have to follow in order to apply for Axis reserve credit card online:
After you successfully complete all the required fields and submit your application, wait while the bank representative calls you on your registered mobile number to proceed your application.
Axis bank rewards program enables credit cardholders to earn reward points on their purchases made with the Axis bank credit card. You can redeem these reward points to get vouchers for online shopping, travel, electronics, entertainment and many other categories.
Know that you should have at least 300 rewards points in order to redeem them. You can redeem Axis bank credit card reward points online or offline.
Redeem Axis bank credit card reward points online
You can redeem reward points earned on Axis bank credit card online from the official website of Axis bank. Here is how you can do that:
Alternatively, you can redeem the Axis credit card reward points online by using the official Axis bank mobile app. You can download and install the Axis bank app on your smartphone from the App Store or Play Store and log into your account.
Redeem Axis bank credit card reward points offline : You can also redeem Axis bank crest card reward points offline. In order to do that, you can simply contact the bank by dialing the Axis bank customer service number. You can share the category in which you wish to redeem the points and confirm the redemption.
If you have any query, complaint, grievance or you want to share any feedback regarding the Axis bank credit card, you can contact the bank customer service.
Here is the number using which you can reach out to the Axis bank customer helpline:
Contact number : 18604195555 / 18605005555
Email id : creditcards@axisbank.com
There are multiple categories in which you can redeem your Axis bank reward points. You can view the catalogue where you will have different options such as online shopping vouchers, travel vouchers, electronics etc.
You can request Axis bank to increase the credit limit on your card. The bank checks your credit history and payment behaviors before accepting your request. If you meet the eligibility criteria set by the bank then there are chances your credit card limit will be increased.
You can use the following payment channels to pay your Axis bank credit card bills:
You can redeem your Axis credit card reward points once you reach the minimum limit of 300 reward points. If your credit card reward points are below 300 then you will not be eligible to redeem the points.
The annual fee is Rs.30000 of an Axis Bank Reserve Credit Card.
Q.6 What type of rewards are included in the Axis Bank Reserve Credit card?
Travel and Dining rewards are included in the Axis Bank Reserve Credit Card.
The joining fee of Axis Bank Reserve Credit Card is Rs.30000.
Last Updated on : 23/Mar/2021Know More About CREDIT CARDS
You're eligible for a Axis Bank Reserve Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account