SELECT `id` FROM `tbl_card` WHERE `title` = 'Axis Bank Reserve Credit Card' AND `card_type` = 'Credit Cards' Axis Bank Reserve Credit card - Benefits, Rewards, Eligibility, Features

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AXIS BANK RESERVE CREDIT CARD 

Axis Bank Reserve Credit Card Details 

AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.

Axis Bank Reserve Credit card lets you access a world of high-end products and services. Cardholders can avail attractive benefits each time they renew their annual membership. The benefits of the card can be availed by anyone who can pay the joining fee and annual fee of Rs. 30,000. In case of loss or damage of card, cardholders can call the 24*7 helpline for emergency replacement of card even when they are travelling overseas. The card can be replaced in any part of the world.

Axis Bank Reserve Credit Card Features

1. This credit card comes loaded with attractive cashback offers that the cardholders can use.

2. The Axis Bank Reserve Credit card has a high credit limit. However, this limit is fixed depending on the profile and the annual income of the applicant.

3. Axis Bank Reserve Credit card is accepted at more than 25 million outlets across the globe.

4. In case of loss or damage of card, cardholders can call the 24*7 helpline for emergency replacement of card even when they are travelling overseas. The card can be r5. placed in any part of the world.

6. Cardholders can opt for the e-statement facility using which they can access their credit card statement anywhere and any time.

7. BookMyShow offer on movies and events

8. 8 free VIP Assistance Services

9. Wide range of Medical Benefits

10. 30 edge reward points for every Rs.200 spent internationally

Axis Bank Reserve Credit Card Benefits 

 

Reward type

Dining and Travel 

Airport services 

  • Avail 8 free VIP Assistance Services which provides across airport processes like check-in, security check, immigration processes and porter services

  • 4 free chauffeured luxury airport pick-ups/drops every year

Lounge Access 

  • Priority Pass membership with free unlimited international lounge visits for both primary and add-on card holders. 12 free visits for guests is also provided

  • Free unlimited domestic lounge visits for both the primary and add-on card holders. 12 free visits for guests is also provided

ITC Culinaire Membership Benefits 

  • 3rd night stay free

  • 50% off on published room tariff for suites on weekends

  • 25% Green Points on Food & Beverage spends

  • 10 certificates and other benefits

Accorplus membership

  • 1-night free stay at all Asia Pacific region

  • Free room upgrades

  • Up to 50% off on dining

  • Free lunch buffet for 2 across all Accor hotels in India

Club Marriott Asia Pacific Membership 

  • 20% discount on food and beverage

  • 20% discount on best available rates at select Marriott hotels in India and on Weekend rates in Asia Pacific region

Reward points 

  • 50,000 reward points on card activation and renewal

  • 15 edge reward points for every Rs.200 spent

  • 30 edge reward points for every Rs.200 spent internationally

Oberoi Hotels and Resorts

15% off on Room Only Rate, Room with Breakfast Rate or on 3rd-night stay. 50% off on Best Available Rates on suites.

Postcard Hotel Offer

  • 20% off on best available room rate

  • Anytime check-in and check out

  • Free lifestyle consultation at Goa hotels

Golf offer 

50 free golf rounds every year across select golf courses in India.

EazyDiner Prime Membership

Up to 25% across premium restaurants.

BookMyShow Offer

  • Buy 1 Get 1 free movie ticket, up to Rs. 500 off on 2nd Offer can be availed 5 times a month

  • Buy 1 Get 1 free non-movie ticket and get up to Rs. 1,000 off on the 2nd Offer can be availed 5 times a month

Dining benefits 

20% off at 4,000 plus restaurants in India.

Extraordinary Weekends

Use the facility to get curated experiences like sailing, golf, chef for a day, unique tours, etc.

Financial Benefits 

  • Foreign transaction mark-up fee is 1.5% only

  • No cash withdrawal charges

  • Fuel surcharge waiver of on purchases between Rs.400 and Rs.4000. Capped at Rs.400 p.m.

  • Reduced Finance Charge of 2.5% on extended credit

Medical Offers

  • Referral-based services for 2nd medical opinion from the world’s best specialists at reputed international hospitals

  • Diagnoses at leading medical institutions like Dr. Lal Pathlabs, Metropolis and SRL Diagnostics

  • Global travel and medical assistance for international travels

Weljii Offer

1st information session free. 25% off on all health and wellness coaching plans.

Insurance benefits 

Lost card liability = Up to credit limit

Purchase protection = Up to Rs.2 lakh

Loss/delay in baggage & personal documents = USD 500

Credit Shield = Rs.5 lakh 

Air Accident cover = Rs.450 lakh

Axis Bank Reserve Credit Card Fee and charges

To apply for a Reserve credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fee

Rs.30,000

Annual Fee

Rs.30,000

Supplementary card joining fee

Nil

Supplementary card annual fee

Nil

Finance charges on cash and retail purchases

2.95% per month (41.75% per annum)

Cash withdrawal fee

2.5% of the amount withdrawn (A minimum of Rs.250)

Fee for making payment in cash

Rs.100

Card replacement fee

Waived

Duplicate statement fee

Waived

Late payment fee or penalty for overdue

Rs.300 if the total payment due is up to Rs.2000

Rs.400 if the total payment due is between Rs.2001 and Rs.5000

Rs.600 if the total payment due is Rs.5001 or more

Over limit penalty

3% of the over limit amount (a minimum of Rs.500)

Copy request fee or charge-slip retrieval fee

Waived

Outstation cheque fee

Waived

Cheque return fee

Rs.300

Surcharge on purchase or cancellation of train tickets

As prescribed by the Indian Railways or IRCTC

Fuel transaction surcharge

1% of the transaction amount (refunded for fuel transactions between Rs.400 and Rs.4000)

Foreign currency transaction fee

3.50% of the transaction value

Mobile alerts for any transaction made using the card

Waived

Hotlisting charges

Waived

Balance enquiry charges

Waived

Axis Bank Reserve Credit Card Eligibility Criteria

Before applying for a Reserve credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. You should be in between 18 to 70 years of age.

2. For add-on cardholders, they should be over 18 years.

3. Your minimum net income should be Rs.6 lakh per annum.

4. You are a resident of India.

Axis Bank Reserve Credit Card Documents Required

Any applicant who is applying for a Reserve credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Axis Bank Credit Card Login 

Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :

1. Go to Axis Bank website

2. On the right side, you will find a link ‘Login’. Click on the same

3. Provide your unique Customer ID and Password

4. Click on the ‘Login’ button

5. You will be logged in to your Axis Internet Banking account

Axis Bank other products

1. AXIS Bank Education Loan

2. AXIS Bank Holiday Loan

3. AXIS Bank Home Loan

4. AXIS Bank Personal Loan

How to apply for Axis Bank Reserve Credit Card

There are two reason to apply for Axis Bank Reserve Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Login to Axis Bank website

  • Go to ‘Explore Products’

  • Click on ‘Reserve Credit Cards’

  • Click on ‘Apply Now’ against the credit card you want to apply for

  • Mention the personal and professional details correctly

  • Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application

  • The bank would contact you for further details and process your application further

Axis Bank Reserve Credit Card Customer Care

Contact number : 18604195555 / 18605005555

Email id : creditcards@axisbank.com

Axis Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to Axis Bank Internet Banking.

2. Go to the Credit Card section.

3. Select the Credit Card for which payment needs to be done.

4. Click on “Pay Now”

5. Select the Account to be debited.

6. Enter Amount you wish to pay.

7. Click on Proceed to make the payment.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Axis Bank Reserve Credit Card Frequently Asked Questions 

1. What is an Axis Bank Reserve Credit Card?

Axis Bank Reserve Credit card lets you access a world of high-end products and services. Cardholders can avail attractive benefits each time they renew their annual membership. The benefits of the card can be availed by anyone who can pay the joining fee and annual fee of Rs. 30,000.

2. What is the annual fee of an Axis Bank Reserve Credit Card?

The annual fee is Rs.30000 of an Axis Bank Reserve Credit Card.

3. What is the minimum and maximum age the applicant is required to get an Axis Bank Reserve Credit Card?

The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Reserve Credit Card.

4. What are the rewards points given in a Reserve Credit Card from Axis Bank?

The regards points are given in a Reserve credit card from Axis Bank are :

  • 50,000 reward points on card activation and renewal

  • 15 edge reward points for every Rs.200 spent

  • 30 edge reward points for every Rs.200 spent internationally

5. How can I apply for an Axis Bank Reserve Credit Card?

You can apply for an Axis Bank Reserve Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for an Axis Bank Reserve Credit Card?

You can contact through customer care toll free number and also through e-mail id for an Axis Bank Reserve Credit Card.

7. What type of rewards are included in the Axis Bank Reserve Credit card?

Travel and Dining  rewards are included in the Axis Bank Reserve Credit Card.

8. How much interest rate is provided by an Axis Bank Reserve Credit card?

The interest rate is 2.95% per month provided by an Axis Bank Reserve Credit Card.

9. What are the minimum and maximum late payment charges of Axis Bank Reserve Credit Card?

The minimum late payment charges is 300 and maximum charges are 600 of Axis Bank Reserve Credit Card.

10. What is the joining fee of an Axis Bank Reserve Credit Card?

The joining fee of Axis Bank Reserve Credit Card is Rs.30000.

Last Updated on : 24/Sep/2020

Know More About CREDIT CARDS

Axis Bank Reserve Credit Card

You're eligible for a Axis Bank Reserve Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account