AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.
The Axis Bank Signature credit card with Lifestyle Benefits is a premium credit card that offers comprehensive insurance cover, airport lounge access, cashback on movie ticket bookings and much more. You get 50% cashback on movie tickets via BMS. The maximum cashback offered is Rs. 2,000.
1. 100 Points on first online transaction
2. Air accident cover of up to Rs. 2.5 crore
3. No punitive charges on spending over the credit limit for Burgundy clients
4. Priority Pass membership
5. 2 free Indian airport lounge access per quarter
6. Annual fee waived upon spending Rs. 3 lakh in the preceding year
7. 50% cashback on movie tickets via BMS
8. 15% off on dining bills at select restaurants
9. Fuel Surcharge Waiver
10. 10 Reward Points per Rs. 200 spent domestically
11. 2x Reward Points on international spends
|
Reward type |
Travel, Movie and Dining |
|
Welcome benefits |
100 Points on first online transaction. |
|
Flexible spending limit |
Axis Bank Burgundy clientele may spend over the credit limit without incurring punitive charges. |
|
EMIs Conversion |
Convert transaction over Rs.2,500 into EMIs. |
|
Reward points |
10 points on every Rs.200 spent domestically 20 points on every Rs.200 spent internationally |
|
Airport Lounge Access |
Visa Offer of 2 free Indian airport lounge visits per quarter. Free Priority Pass membership. |
|
Movie benefit |
50% cashback on movie tickets via BMS. The maximum cashback offered is Rs. 2,000. |
|
Air Accident Insurance |
Air accident cover = Rs.2.5 lakh Purchase protection = Rs.1 lakh Lost Travel Document = USD 300 Delay of checked in baggage = USD 300 |
|
Dining Benefits |
Minimum 15% off at select restaurants in India. |
|
Fuel Surcharge Waiver |
Waiver of up to Rs.400 per month on fuel spends that are between Rs. 400 and Rs.4,000. |
To apply for a Signature credit card with lifestyle benefits, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Standard sign-up fee |
Rs.5,000 (3,000 on special invite) |
|
Annual fee (Only from 2nd year) |
Rs.3000 (If more than Rs.6 Lakhs is spent using the card in the preceding year, the annual fee will be waived off) |
|
Joining fee of Add-on Card |
Nil |
|
Annual fee of Add-on Card |
Nil |
|
Primary Card holder’s charge for Priority Pass Program Membership |
Free |
|
Add-on customer’s charge for Priority Pass Program Membership |
USD 99 |
|
Finance Charges for Retail Purchases & Cash |
41.75% annually (2.95% per month) |
|
Cash Withdrawal Fees |
2.5% (Min. Rs 250) of the Cash Amount |
|
Cash Payment Fee |
2.5% (Min. Rs 250) of the Cash Amount |
|
Card Replacement Fee if stolen, lost or re-issue |
Waived |
|
Emergency Card Replacement Fee, when overseas, through VISA |
As per VISA Global Customer Assistance Services (GCAS) |
|
Fee for Duplicate Statement |
Waived |
|
Late Payment Fee or Overdue Penalty |
If Total Payment Due is up to Rs.2000, the fee will be Rs.300 If Total Payment Due is between Rs.2001 - Rs.5000, fee will be Rs.400 If Total Payment Due is Rs.5001 or more, fee will be Rs.600 |
|
Over limit Penalty |
3% of the over limit amount (Minimum Rs.500) |
|
Copy Request Fee or Charge slip Retrieval Fee |
Waived |
|
Outstation Cheque Fee |
Waived |
|
Auto-debit Reversal Bank A/c out of Funds or dishonour Fee or Cheque return |
Rs 300 |
|
Cancellation of Railway Tickets or Surcharge on purchase |
As decided by IRCTC/Indian Railways |
|
Fuel Transaction Surcharge |
Rs.10 or 2.5% of transaction amount, whichever is higher (Refunded for fuel transactions between Rs.400 and Rs.4000) |
|
Foreign Currency Transaction Fee |
3.50% of the transaction value |
|
Charge of Mobile Alerts for Transactions |
Waived |
|
Charges for Hotlisting |
Waived |
|
Charges for balance enquiry |
Waived |
Before applying for a Signature credit card with lifestyle benefits from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Primary card holder you must be between the age of 18 and 70 years. To be an Axis Ad- on cardholder, one should be at least 18 years.
2. Must have a net annual income of Rs. 9 lakhs or above.
3. Must be a resident of India
4. Meeting this eligibility criteria is not the only obstacle. The bank has the right to decline or approve an application for various reasons.
5. If you are an Axis Bank Wealth Client, you will be eligible for the Signature Credit Card. For more details please contact your wealth relationship manager
Any applicant who is applying for a Signature credit card with lifestyle benefits from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Axis Bank Credit Card Login
Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :
1. Go to Axis Bank website
2. On the right side, you will find a link ‘Login’. Click on the same
3. Provide your unique Customer ID and Password
4. Click on the ‘Login’ button
5. You will be logged in to your Axis Internet Banking account
There are two reason to apply for Axis Bank Signature Credit Card With Lifestyle Benefits :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Login to Axis Bank website
Go to ‘Explore Products’
Click on ‘Signature Credit Cards With Lifestyle Benefits’
Click on ‘Apply Now’ against the credit card you want to apply for
Mention the personal and professional details correctly
Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
The bank would contact you for further details and process your application further
Axis Bank Signature Credit Card With Lifestyle Benefits Customer Care
Contact number : 18604195555 / 18605005555
Email id : creditcards@axisbank.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Axis Bank Internet Banking.
2. Go to the Credit Card section.
3. Select the Credit Card for which payment needs to be done.
4. Click on “Pay Now”
5. Select the Account to be debited.
6. Enter Amount you wish to pay.
7. Click on Proceed to make the payment.
Bank offered Financials products
The Axis Bank Signature credit card with Lifestyle Benefits is a premium credit card that offers comprehensive insurance cover, airport lounge access, cashback on movie ticket bookings and much more.
The annual fee is Rs.3000 of an Axis Bank Signature Credit Card With Lifestyle Benefits..
The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Signature Credit Card With Lifestyle Benefits.
The regards points are given in a Signature credit card with lifestyle benefits from Axis Bank are :
10 points on every Rs.200 spent domestically
20 points on every Rs.200 spent internationally
You can apply for an Axis Bank Signature Credit card with lifestyle benefits through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for an Axis Bank Signature Credit Card With Lifestyle Benefits.
Travel, Dining, Lifestyle and Movie rewards are included in the Axis Bank Signature Credit Card With Lifestyle Benefits.
The interest rate is 2.95% per month provided by an Axis Bank Signature Credit Card With Lifestyle Benefits.
The minimum late payment charges is 300 and maximum charges are 600 of Axis Bank Signature Credit Card With Lifestyle Benefits.
The joining fee of Axis Bank Signature Credit Card With Lifestyle Benefits is Rs.5000.
Last Updated on : 25/Sep/2020Know More About CREDIT CARDS
You're eligible for a Axis Bank Signature Credit Card With Lifestyle Benefits if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account