SELECT `id` FROM `tbl_card` WHERE `title` = 'Axis Bank Vistara Credit Card' AND `card_type` = 'Credit Cards' Axis Bank Vistara Credit Card - Benefits, Rewards, Eligibility

Apply Now

AXIS BANK VISTARA CREDIT CARD 

Axis Bank Vistara Credit Card Details 

AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.

The Axis Bank Vistara Credit Card is ideal for frequent fliers. The benefits of Axis Bank Vistara Credit Card include a complimentary economy class ticket, complimentary Club Vistara Membership and CV points on every swipe. Axis Bank Vistara Credit Card can also be applied through Axis Bank’s website or by visiting the nearest Axis Bank branch. This card comes with an interest rate of 2.95% per month along with a joining fee of Rs.1,500 and an annual fee of Rs.1,500 as well.

Axis Bank Vistara Credit Card Features

1. Up to 5 free Economy Class Tickets

2. Complimentary Club Vistara Membership

3. Earn 2 Club Vistara Points for every Rs.200 spent

4. Travel Insurance and other coverages are also offered

5. Complimentary domestic lounge access

6. Minimum 15% discount on dining

7. High on rewards

Axis Bank Vistara Credit Card Benefits  

Reward type

Travel 

Welcome gift 

Get a Vistara economy class ticket and enrolment in the Club Vistara Membership Program.

Milestone benefits 

1,000 CV Points on spending Rs.50,000

1 Economy Class ticket on spending Rs.1.25 Lakh or above

1 Economy Class ticket on spending Rs.2.50 Lakh or above

1 Economy Class ticket on spending Rs.6 Lakh or above

Lounge Access 

Get free access to select airport lounges in India.

Reward points 

Earn 2 Club Vistara points per Rs.200 spent across all categories.

Dining benefits 

Enjoy 15% discount at over 5,000 Restaurants in India

Extraordinary Weekends

Avail this feature to get pre-planned weekend getaways.

Travel insurance 

Air accidents cover up to Rs.2.50 Crore

Purchase Protection Cover =Rs.1 Lakh

Lost Card Liability = Rs.3 Lakh

Loss of Travel Documents = Up to $ 300

Loss of Check-in Baggage = Up to $ 500

Delay of Check-in Baggage = Up to $ 300

Axis Bank Vistara Credit Card Fee and charges

To apply for a Vistara credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fee (Primary Cardholder)

Rs.1,500

Joining fee (add-on cardholder)

Nil

Annual fee from year-2 onwards (primary cardholder)

Rs.1,500

Annual fee from year-2 onwards (add-on cardholder)

Nil

Interest rate (cash and retail purchases)

2.95% per month (41.75% p.a.)

Cash withdrawal or cash advance fees

2.5% of the amount withdrawn, subject to a minimum of Rs.250

Fee incurred for cash payments

Rs.100

Re-issuing or replacement of lost or stolen card

Waived

Penalty for late repayment

Up to Rs.100=Nil

Rs.101 to Rs.300=Rs.100

Rs.301 to Rs.1,000=Rs.300

Rs.1,001 to Rs.5,000=Rs.500

Rs.5,001 to Rs.20,000=Rs.600

Rs.20,001 and above=Rs.700

Penalty applicable for over-limit

3% of the amount over limit, subject to a minimum of Rs.500

Foreign currency transaction fee

3.5% of the transacted amount

Copy request or charge slip retrieval

Waived

Outstation cheque

Waived

Auto-debit reversal or fee involved in cheque return or dishonour

Rs.300

Axis Bank Vistara Credit Card Eligibility Criteria

Before applying for a Vistara credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Primary cardholders should be in between 18 to 70 years of age.

2. The age of the add-on cardholder should be over 15 years.

3. The applicant can be a resident or non-resident of India.

4. You should have a minimum annual income of Rs.6 lakh p.a.

Axis Bank Vistara Credit Card Documents Required

Any applicant who is applying for a Vistara credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Axis Bank Credit Card Login 

Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :

1. Go to Axis Bank website

2. On the right side, you will find a link ‘Login’. Click on the same

3. Provide your unique Customer ID and Password

4. Click on the ‘Login’ button

5. ou will be logged in to your Axis Internet Banking account

Axis Bank other products 

1. AXIS Bank Education Loan

2. AXIS Bank Holiday Loan

3. AXIS Bank Home Loan

4. AXIS Bank Personal Loan

How to apply for Axis Bank Vistara Credit Card

There are two reason to apply for Axis Bank Vistara Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Login to Axis Bank website

  • Go to ‘Explore Products’

  • Click on ‘Vistara Credit Cards’

  • Click on ‘Apply Now’ against the credit card you want to apply for

  • Mention the personal and professional details correctly

  • Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application

  • The bank would contact you for further details and process your application further

Axis Bank Vistara Credit Card Customer Care

Contact number : 18604195555 / 18605005555

Email id : creditcards@axisbank.com

Axis Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to Axis Bank Internet Banking.

2. Go to the Credit Card section.

3. Select the Credit Card for which payment needs to be done.

4. Click on “Pay Now”

5. Select the Account to be debited.

6. Enter Amount you wish to pay.

7. Click on Proceed to make the payment.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Axis Bank Vistara Credit Card Frequently Asked Questions 

1. What is an Axis Bank Vistara Credit Card?

The Axis Bank Vistara Credit Card is ideal for frequent fliers. The benefits of Axis Bank Vistara Credit Card include a complimentary economy class ticket, complimentary Club Vistara Membership and CV points on every swipe. 

2. What is the annual fee of an Axis Bank Vistara Credit Card?

The annual fee is Rs.1500 of an Axis Bank Vistara Credit Card.

3. What is the minimum and maximum age the applicant is required to get an Axis Bank Vistara Credit Card?

The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Vistara Credit Card.

4. What are the rewards points given in a Vistara Credit Card from Axis Bank?

The regards points are given in a Vistara credit card from Axis Bank are :

  • Earn 2 Club Vistara points per Rs. 200 spent across all categories

5. How can I apply for an Axis Bank Vistara Credit card?

You can apply for an Axis Bank Vistara Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for an Axis Bank Vistara Credit Card?

You can contact through customer care toll free number and also through e-mail id for an Axis Bank Vistara Credit Card.

7. What type of rewards are included in the Axis Bank Vistara Credit card?

Travel rewards are included in the Axis Bank Vistara Credit Card.

8. How much interest rate is provided by an Axis Bank Vistara Credit card?

The interest rate is 2.95% per month provided by an Axis Bank Vistara Credit card.

9. What are the minimum and maximum late payment charges of Axis Bank Vistara Credit Card?

The minimum late payment charges is 100 and maximum charges are 700 of Axis Bank Vistara Credit Card.

10. What is the joining fee of an Axis Bank Vistara Credit Card?

The joining fee of Axis Bank Vistara Credit Card is 1500.

Last Updated on : 23/Sep/2020

Know More About CREDIT CARDS

Axis Bank Vistara Credit Card

You're eligible for a Axis Bank Vistara Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account