AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.
The Axis Bank Vistara Credit Card is ideal for frequent fliers. The benefits of Axis Bank Vistara Credit Card include a complimentary economy class ticket, complimentary Club Vistara Membership and CV points on every swipe. Axis Bank Vistara Credit Card can also be applied through Axis Bank’s website or by visiting the nearest Axis Bank branch. This card comes with an interest rate of 2.95% per month along with a joining fee of Rs.1,500 and an annual fee of Rs.1,500 as well.
1. Up to 5 free Economy Class Tickets
2. Complimentary Club Vistara Membership
3. Earn 2 Club Vistara Points for every Rs.200 spent
4. Travel Insurance and other coverages are also offered
5. Complimentary domestic lounge access
6. Minimum 15% discount on dining
7. High on rewards
|
Reward type |
Travel |
|
Welcome gift |
Get a Vistara economy class ticket and enrolment in the Club Vistara Membership Program. |
|
Milestone benefits |
1,000 CV Points on spending Rs.50,000 1 Economy Class ticket on spending Rs.1.25 Lakh or above 1 Economy Class ticket on spending Rs.2.50 Lakh or above 1 Economy Class ticket on spending Rs.6 Lakh or above |
|
Lounge Access |
Get free access to select airport lounges in India. |
|
Reward points |
Earn 2 Club Vistara points per Rs.200 spent across all categories. |
|
Dining benefits |
Enjoy 15% discount at over 5,000 Restaurants in India |
|
Extraordinary Weekends |
Avail this feature to get pre-planned weekend getaways. |
|
Travel insurance |
Air accidents cover up to Rs.2.50 Crore Purchase Protection Cover =Rs.1 Lakh Lost Card Liability = Rs.3 Lakh Loss of Travel Documents = Up to $ 300 Loss of Check-in Baggage = Up to $ 500 Delay of Check-in Baggage = Up to $ 300 |
To apply for a Vistara credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fee (Primary Cardholder) |
Rs.1,500 |
|
Joining fee (add-on cardholder) |
Nil |
|
Annual fee from year-2 onwards (primary cardholder) |
Rs.1,500 |
|
Annual fee from year-2 onwards (add-on cardholder) |
Nil |
|
Interest rate (cash and retail purchases) |
2.95% per month (41.75% p.a.) |
|
Cash withdrawal or cash advance fees |
2.5% of the amount withdrawn, subject to a minimum of Rs.250 |
|
Fee incurred for cash payments |
Rs.100 |
|
Re-issuing or replacement of lost or stolen card |
Waived |
|
Penalty for late repayment |
Up to Rs.100=Nil Rs.101 to Rs.300=Rs.100 Rs.301 to Rs.1,000=Rs.300 Rs.1,001 to Rs.5,000=Rs.500 Rs.5,001 to Rs.20,000=Rs.600 Rs.20,001 and above=Rs.700 |
|
Penalty applicable for over-limit |
3% of the amount over limit, subject to a minimum of Rs.500 |
|
Foreign currency transaction fee |
3.5% of the transacted amount |
|
Copy request or charge slip retrieval |
Waived |
|
Outstation cheque |
Waived |
|
Auto-debit reversal or fee involved in cheque return or dishonour |
Rs.300 |
Before applying for a Vistara credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Primary cardholders should be in between 18 to 70 years of age.
2. The age of the add-on cardholder should be over 15 years.
3. The applicant can be a resident or non-resident of India.
4. You should have a minimum annual income of Rs.6 lakh p.a.
Any applicant who is applying for a Vistara credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Axis Bank Credit Card Login
Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :
1. Go to Axis Bank website
2. On the right side, you will find a link ‘Login’. Click on the same
3. Provide your unique Customer ID and Password
4. Click on the ‘Login’ button
5. ou will be logged in to your Axis Internet Banking account
There are two reason to apply for Axis Bank Vistara Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Login to Axis Bank website
Go to ‘Explore Products’
Click on ‘Vistara Credit Cards’
Click on ‘Apply Now’ against the credit card you want to apply for
Mention the personal and professional details correctly
Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
The bank would contact you for further details and process your application further
Axis Bank Vistara Credit Card Customer Care
Contact number : 18604195555 / 18605005555
Email id : creditcards@axisbank.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Axis Bank Internet Banking.
2. Go to the Credit Card section.
3. Select the Credit Card for which payment needs to be done.
4. Click on “Pay Now”
5. Select the Account to be debited.
6. Enter Amount you wish to pay.
7. Click on Proceed to make the payment.
Bank offered Financials products
The Axis Bank Vistara Credit Card is ideal for frequent fliers. The benefits of Axis Bank Vistara Credit Card include a complimentary economy class ticket, complimentary Club Vistara Membership and CV points on every swipe.
The annual fee is Rs.1500 of an Axis Bank Vistara Credit Card.
The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Vistara Credit Card.
The regards points are given in a Vistara credit card from Axis Bank are :
Earn 2 Club Vistara points per Rs. 200 spent across all categories
You can apply for an Axis Bank Vistara Credit card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for an Axis Bank Vistara Credit Card.
Travel rewards are included in the Axis Bank Vistara Credit Card.
The interest rate is 2.95% per month provided by an Axis Bank Vistara Credit card.
The minimum late payment charges is 100 and maximum charges are 700 of Axis Bank Vistara Credit Card.
The joining fee of Axis Bank Vistara Credit Card is 1500.
Last Updated on : 23/Sep/2020Know More About CREDIT CARDS
You're eligible for a Axis Bank Vistara Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account