AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.
Axis Bank Vistara infinite credit card is one of the top variant cards that was launched by Axis bank in partnership with Air Vistara in July 2016. Apart from this, the credit offers you a complimentary business class ticket, club vistara gold membership and also club vistara points on your spending. Axis Bank Vistara Infinite Credit Card is one of the premium travel cards offered by the Axis Bank.
1. As a complimentary welcome gift, the card offers a business class flight ticket and a Club Vistara Gold Membership
2. It offers complimentary lounge access at selected airports in India.
3. It offers 6 complimentary visits to India’s top golf courses.
4. Minimum discount of 15% at any of their partner restaurants.
5. It offers liability protection on the lost card for Rs.3 lakh.
6. You can earn 6 Club Vistara reward points for every Rs.200 that you spend.
7. A cardholder enjoys an interest-free credit period of 20-50 days
|
Reward type |
Travel |
|
Welcome benefits |
Cardholders will get a free Vistara Business Class ticket and Club Vistara Gold Membership |
|
Reward points |
Users earn 6 CV points per Rs.200 spent 10 CV points on every Rs.100 |
|
Milestone Achievement Benefits |
|
|
Lounge Access |
Customers get free access to airport lounges at many Indian airports |
|
Golf Privileges |
Users get to enjoy golf rounds at premium golf clubs at discounted rates |
|
Dining Discounts |
Cardholders are eligible for a 15% discount at over 5,000 Restaurants in India |
|
Travel Insurance |
|
To apply for a Vistara Infinite credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining fee |
Rs.10,000 |
|
Add-on card joining charges |
Nil |
|
Add-on card annual charges |
Nil |
|
Finance charges |
2.95% every month (41.75% per year) |
|
Cash payment fee |
Rs.100 |
|
Cash withdrawal fee |
2.5% of the actual cash amount, which is subject to a minimum of Rs.250 |
|
Fee for requesting a duplicate statement |
Waived |
|
Card replacement fee (stolen/lost/reissue) |
Waived |
|
Late payment charges |
Nil for > Rs.100 Rs.100 for Rs.101=Rs.300 Rs.300 for Rs.301=Rs.1,000 Rs.500 for Rs.1,001=Rs.5,000 Rs.600 for Rs.5,001=Rs.20,000 Rs.700 for dues above Rs.20,001 |
|
Overlimit penalty |
3% of the total overlimit amount, which is subject to a minimum of Rs.500 |
|
Fee for outstation cheque |
Waived |
|
Charge Slip retrieval fee |
Waived |
|
Cheque return fee |
Rs.300 |
|
Surcharge on purchase or cancellation of the railway tickets |
As mentioned in the official IRCTC website |
|
Foreign transaction fee |
3.5% of the transacting amount |
Before applying for a Vistara Infinite credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. You should be in between 18 to 70 years of age.
2. For add-on cardholders, they should be over 18 years.
3. Your minimum net income should be Rs.6 lakh per annum.
4. You are a resident of India.
Any applicant who is applying for a Vistara Infinite credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Axis Bank Credit Card Login
Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :
1. Go to Axis Bank website
2. On the right side, you will find a link ‘Login’. Click on the same
3. Provide your unique Customer ID and Password
4. Click on the ‘Login’ button
5. You will be logged in to your Axis Internet Banking account
There are two reason to apply for Axis Bank Vistara Infinite Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Login to Axis Bank website
Go to ‘Explore Products’
Click on ‘Vistara Infinite Credit Cards’
Click on ‘Apply Now’ against the credit card you want to apply for
Mention the personal and professional details correctly
Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
The bank would contact you for further details and process your application further
Axis Bank Vistara Infinite Credit Card Customer Care
Contact number : 18604195555 / 18605005555
Email id : creditcards@axisbank.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Axis Bank Internet Banking.
2. Go to the Credit Card section.
3. Select the Credit Card for which payment needs to be done.
4. Click on “Pay Now”
5. Select the Account to be debited.
6. Enter Amount you wish to pay.
7. Click on Proceed to make the payment.
Bank offered Financials products
Axis Bank Vistara infinite credit card is one of the top variant cards that was launched by Axis bank in partnership with Air Vistara in July 2016. Apart from this, the credit offers you a complimentary business class ticket, club vistara gold membership and also club vistara points on your spending.
The annual fee is NIL of an Axis Bank Vistara Infinite Credit Card.
The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Vistara Infinite Credit Card.
The regards points are given in a Vistara Infinite credit card from Axis Bank are :
Users earn 6 CV points per Rs.200 spent
10 CV points on every Rs.100
You can apply for an Axis Bank Vistara Infinite Credit card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for an Axis Bank Vistara Infinite Credit Card.
Travel rewards are included in the Axis Bank Vistara Infinite Credit Card.
The interest rate is 2.95% per month provided by an Axis Bank Vistara Infinite Credit Card.
The minimum late payment charges is 100 and maximum charges are 700 of Axis Bank Vistara Infinite Credit Card.
The joining fee of Axis Bank Vistara Infinite Credit Card is Rs.10000.
Last Updated on : 24/Sep/2020Know More About CREDIT CARDS
You're eligible for a Axis Bank Vistara Infinite Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account