SELECT `id` FROM `tbl_card` WHERE `title` = 'Axis Bank Vistara Signature Credit Card' AND `card_type` = 'Credit Cards' Axis Bank Vistara Signature Credit Card - Benefits, Rewards, Eligibility

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AXIS BANK VISTARA SIGNATURE CREDIT CARD 

Axis Bank Vistara Signature Credit Card Details 

AXIS Bank was one of the few private banks to have begun operations in 1994, after the government of India allowed new private banks to be established . They have established 2400 branches and more than 12922 ATMs.

Axis Bank Vistara Signature Credit Card provides the best travel experience for the cardholders. The Axis Bank Vistara Signature credit card is a collaboration of Axis Bank and Club Vistara. You can avail benefits from both Axis bank and Club Vistara if you own this card. This card is one of the premium cards available from axis bank.

Axis Bank Vistara Signature Credit Card Features

1. 15% discount at restaurants across India through Dining delights program

2. Milestone benefit on reaching a spend of Rs.1.5 lakh ,Rs.3 lakh & Rs.4.5 lakh get base fare waived premium economy ticket

3. Air Insurance covers upto Rs.2.55 crore

4. 4 points on every 200 spent on eligible spends

5. 3,000 club Vistara points as activation benefits. This is applicable only on spends of 75,000 within 90 days.

6. High on rewards

7. Up to 6 Free Premium Economy tickets

8. Club Vistara Silver Membership

9. Discount at some of the most popular Golf Courses

10. Complimentary domestic lounge access

Axis Bank Vistara Signature Credit Card Benefits 

Reward type

Travel 

Welcome gift 

A welcome gift of a complimentary premium economy class air ticket. This facility is also available for the renewal of the card each year.

Milestone benefits 

Milestone benefit on reaching a spend of Rs.1.5 lakh ,Rs.3 lakh & Rs.4.5 lakh get base fare waived premium economy ticket

Dining benefits 

One can receive up to at least 15% discount at restaurants which are tied to the Axis Bank Dining Delights.

Reward points 

4 points/200 spent

Lounge Access

Axis Bank offers exclusive Lounge Access at select airports to the Vistara Signature credit cardholders.

EMIs

In case of payments exceeding Rs.2,500, the repayment mode can be changed into Equated Monthly Income (EMI).

Air Accident cover insurance 

A cardholder can claim insurance including up to Rs.2,50,00,000 Air Accident Cover and Lost Card Liability up to 100% of the limit on the credit card

Axis Bank Vistara Signature Credit Card Fee and charges

To apply for a Vistara Signature credit card, you have to pay fees and charges applied by the Axis Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Axis Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining fee

Primary – Rs.3,000

Add-on - Nil

Annual fee (from 2nd of card membership)

Primary – Rs.3,000

Add-on – Nil

Charges on purchases

2.95% per month

Cash withdrawal charges

2.5% of the amount withdrawn

Fees on cash transaction

Rs.100

Re-issuing or replacement of card

Nil

Penalty for late repayment

Nil for > Rs.100

Rs.100 for Rs.101=Rs.300

Rs.300 for Rs.301=Rs.1,000

Rs.500 for Rs.1,001=Rs.5,000

Rs.600 for Rs.5,001=Rs.20,000

Rs.700 for dues above Rs.20,001

Payments is foreign currency

3.50% of the transacted amount

Surcharge on railway tickets

Dictated by IRCTC

Surcharge on fuel-related payments

1% of the paid amount

Dishonour fee or cheque bounce

Rs.300

Alerts on registered mobile number or balance enquiry

Nil

Axis Bank Vistara Signature Credit Card Eligibility Criteria

Before applying for a Vistara Signature credit card from Axis Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The cardholder must be an Indian resident whose age lies within 18 to 70 years.

2. The annual income must add up to Rs.6 lakh.

3. The age of the add-on cardholder must be above 18 years.

4. The applicant must submit their PAN No.or Form 60 during the time of application.

5. The application for a Vistara Signature Credit Card must also include a government-validated identity proof as well as address proof and income proof.

6. One would also need to provide their latest passport-size photograph.

Axis Bank Vistara Signature Credit Card Documents Required

Any applicant who is applying for a Vistara Signature credit card from Axis Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Axis Bank Credit Card Login 

Cardholders of Axis Bank Credit Card can log in to their credit card account through following steps :

1. Go to Axis Bank website

2. On the right side, you will find a link ‘Login’. Click on the same

3. Provide your unique Customer ID and Password

4. Click on the ‘Login’ button

5. You will be logged in to your Axis Internet Banking account

Axis Bank other products 

1. AXIS Bank Education Loan

2. AXIS Bank Holiday Loan

3. AXIS Bank Home Loan

4. AXIS Bank Personal Loan

How to apply for Axis Bank Vistara Signature Credit Card

There are two reason to apply for Axis Bank Vistara Signature Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Login to Axis Bank website

  • Go to ‘Explore Products’

  • Click on ‘Vistara Signature Credit Cards’

  • Click on ‘Apply Now’ against the credit card you want to apply for

  • Mention the personal and professional details correctly

  • Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application

  • The bank would contact you for further details and process your application further

Axis Bank Vistara Signature Credit Card Customer Care

Contact number : 18604195555 / 18605005555

Email id : creditcards@axisbank.com

Axis Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to Axis Bank Internet Banking.

2. Go to the Credit Card section.

3. Select the Credit Card for which payment needs to be done.

4. Click on “Pay Now”

5. Select the Account to be debited.

6. Enter Amount you wish to pay.

7. Click on Proceed to make the payment.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Axis Bank Vistara Signature Credit Card Frequently Asked Questions 

1. What is an Axis Bank Vistara Signature Credit Card?

Axis Bank Vistara Signature Credit Card provides the best travel experience for the cardholders. The Axis Bank Vistara Signature credit card is a collaboration of Axis Bank and Club Vistara. You can avail benefits from both Axis bank and Club Vistara if you own this card. This card is one of the premium cards available from axis bank.

2. What is the annual fee of an Axis Bank Vistara Signature Credit Card?

The annual fee is Rs.3000 of an Axis Bank Vistara Signature Credit Card.

3. What is the minimum and maximum age the applicant is required to get an Axis Bank Vistara Signature Credit Card?

The minimum age of the applicant is 18 years and maximum age is 70 years to get an Axis Bank Vistara Signature Credit Card.

4. What are the rewards points given in a Vistara Signature Credit Card from Axis Bank?

The regards points are given in a Vistara Signature credit card from Axis Bank are :

  • 4 points on every 200 spent on eligible spends

5. How can I apply for an Axis Bank Vistara Signature Credit card?

You can apply for an Axis Bank Vistara Signature Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for an Axis Bank Vistara Signature Credit Card?

You can contact through customer care toll free number and also through e-mail id for an Axis Bank Vistara Signature Credit Card.

7. What type of rewards are included in the Axis Bank Vistara Signature Credit card?

Travel rewards are included in the Axis Bank Vistara Signature Credit Card.

8. How much interest rate is provided by an Axis Bank Vistara Signature Credit card?

The interest rate is 2.95% per month provided by an Axis Bank Vistara signature Credit Card.

9. What are the minimum and maximum late payment charges of Axis Bank Vistara Signature Credit Card?

The minimum late payment charges is 100 and maximum charges are 700 of Axis Bank Vistara Signature Credit Card.

10. What is the joining fee of an Axis Bank Vistara Signature Credit Card?

The joining fee of Axis Bank Vistara Signature Credit Card is 3000.

Last Updated on : 23/Sep/2020

Know More About CREDIT CARDS

Axis Bank Vistara Signature Credit Card

You're eligible for a Axis Bank Vistara Signature Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account