Bank of Baroda is the third largest bank in India after State Bank of India and Punjab National bank and ahead of ICICI Bank.It was founded in 1908 and is headquartered in Baroda (Vadodara).The bank offers a wide range of customized and specialized services to meet the diverse needs of of its customers, and these services have been categorized into personal banking, business banking, corporate banking, international banking, treasury banking and rural banking services.
The Bank of Baroda Corporate Premium Credit Card is specially designed for businesses so that they can easily and efficiently manage their expenses. This Visa card has a host of benefits to offer to its cardholders. These benefits include personal insurance coverage, high withdrawal limit, security chip, loyalty points, benefits by Visa, etc.
1. Complimentary lounge access at major airports in India with up to 2 visits every calendar quarter.
2. Exclusive offers and deals from Visa.
3. Open for subscription to all types of companies and firms.
4. Free Personal Accident Death Cover of up to Rs.5 lakhs for air accidental death and Rs.1 lakh for accidental death.
5. Cash withdrawal limit of 30% of the overall credit limit.
6. For every Rs.100 spent, 1 Loyalty Point is credited to the account.
7. The Bank of Baroda Corporate Premium Credit Card is valid for use at an international level.
8. The Bank of Baroda Corporate Premium Credit Card comes with a security chip.
9. Bank of Baroda credit cardholders can easily pay their bills online using their Insta Pay service.
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Reward type |
Travel |
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Fuel surcharge waiver |
1% fuel surcharge waived for all fuel transactions between 400 - 5,000 |
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Reward points |
For every Rs.100 spent across all categories, 1 reward point is credited to the card account. Redemption of accumulated points starts at 500 points. |
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Cash Withdrawal Limit |
The withdrawal limit is 30 percent of the card’s credit limit. |
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Personal Coverage |
Bank of Baroda provides free insurance coverage to its Corporate Premium Credit Cardholders.
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To apply for a corporate premium credit card, you have to pay fees and charges applied by the Bank of Baroda. It covers all charges and fees made by a bank to their customers.The following charges are taken from Bank of Baroda i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fees |
Rs.2000 |
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Annual Fees for the Principal Card |
Rs.2000 |
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Service charge on outstanding balance |
2.6 % per month |
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Cash Withdrawal Limit |
30 % of the card’s credit limit |
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Late Payment fee |
Nil - For up to Rs.500, Rs.300 – For Rs.501 to Rs.25000, Rs.500 – Above Rs.25,001 |
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Cash Withdrawal from International ATMs |
Rs.250 (3.5 %) |
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Cash Withdrawal from Domestic ATMs |
Rs.200 (3 %) |
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Fees for card De-blocking |
Rs.300 |
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Cheque Return Fee |
Rs.300 minimum or 2 % (whichever has more value) |
Before applying for a corporate premium credit card from Bank of Baroda, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Limited or Partnership firms or Government companies are eligible to apply for this card.
2. To be eligible for this card, the applicants need to have a paid up capital of Rs.25 Lakhs and more.
3. To be eligible for this card, the net worth of the company has to be Rs.50 Lakhs and more.
4. The applicants need to have a credit facility with the bank for Rs.1 crore and more along with a BOB rating of 6 and more.
5. Companies which have existing relations with the bank are given preference
Any applicant who is applying for a corporate premium credit card from Bank of Baroda must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Bank of Baroda Credit Card Login
Cardholders of Bank of Baroda Credit Card can log in to their credit card account through following steps :
1. Visit www.bobibanking.com
2. If you have a retail account, choose “Retail User”
3. If you hold a corporate account with Bank of Baroda, choose “Corporate User”
4. Once you have selected what type of user you are, you will be redirected to the login page
5. Enter your username
6. Enter your password to successfully login
7. Make sure you have created a netbanking account before you try to log in
1. Bank of Baroda Personal Loan
4. Bank of Baroda Education Loan
There are two reason to apply for Bank of Baroda Corporate Premium Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method : For new customers
You can visit the ‘Corporate Premium Credit Cards’ page of the Bank of Baroda official website.
Enter your personal and contact details.
After the verification, a representative from the bank will get in touch with and ask to guide you through the process.
You may have to submit KYC documents and income proof to get a Bank of Baroda credit card.
You can also visit the nearby Bank of Baroda branch to apply for a credit card.
Online method : For Existing Customers
Visit the ‘Corporate Premium Credit Cards’ page of the Bank of Baroda official website
You will have to enter your net banking customer id and mobile number.
You can directly apply online for a credit card.
You can also visit a nearby Bank of Baroda branch to apply for a credit card.
Bank of Baroda Corporate Premium Credit Card Customer Care
Contact Number : 18001024455 / 18002584455
Email id : cs.ho@bankofbaroda.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Enter credit card number and CAPTCHA
2. Click on Proceed and then verify the Name, it should be the same as printed on the credit card
3. Enter Amount, Email-Id and phone number
4. Choose a bank to make the payment (Customer can use “Bank of Baroda Net-banking” or “Other Bank Net-Banking” option)
5. Follow the onscreen instructions of the chosen bank to make the payment
6. The amount will be deducted instantly and reflect in the credit card account within 2 working days
Bank offered Financials products
The Bank of Baroda Corporate Premium Credit Card is specially designed for businesses so that they can easily and efficiently manage their expenses. This Visa card has a host of benefits to offer to its cardholders.
The annual fee is 2000 of a Bank of Baroda Corporate Premium Credit Card.
The minimum age of the applicant is 18 years and maximum age is 65 years to get a corporate premium credit card from Bank of Baroda.
The regards points are given in a corporate premium credit card from Bank of Baroda are :
For every Rs.100 spent across all categories, 1 reward point is credited to the card account.
Redemption of accumulated points starts at 500 points.
You can apply for a Bank of Baroda Corporate Premium Credit card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Bank of Baroda Corporate Premium Credit Card.
Travel rewards are included in the Bank of Baroda Titanium Master Credit Card.
The interest rate is 2.6% per month provided by a Bank of Baroda Corporate Premium Credit card.
The minimum late payment charges is 300 and maximum charges are 500 of Bank of Baroda Corporate Premium Credit Card.
The joining fee of Bank of Baroda Corporate Premium Credit Card is 2000.
Last Updated on : 22/Sep/2020Know More About CREDIT CARDS
You're eligible for a Bank Of Baroda Corporate Premium Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account