SELECT `id` FROM `tbl_card` WHERE `title` = 'Bank Of Baroda Corporate Premium Credit Card' AND `card_type` = 'Credit Cards' Bank of Baroda Corporate Premium Credit Card - Offers, Features

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BANK OF BARODA CORPORATE PREMIUM CREDIT CARD

Bank of Baroda Corporate Premium Credit Card

Bank of Baroda is the third largest bank in India after State Bank of India and Punjab National bank and ahead of ICICI Bank.It was founded in 1908 and is headquartered in Baroda (Vadodara).The bank offers a wide range of customized and specialized services to meet the diverse needs of of its customers, and these services have been categorized into personal banking, business banking, corporate banking, international banking, treasury banking and rural banking services.

The Bank of Baroda Corporate Premium Credit Card is specially designed for businesses so that they can easily and efficiently manage their expenses. This Visa card has a host of benefits to offer to its cardholders. These benefits include personal insurance coverage, high withdrawal limit, security chip, loyalty points, benefits by Visa, etc.

Bank of Baroda Corporate Premium Credit Card Features

1. Complimentary lounge access at major airports in India with up to 2 visits every calendar quarter.

2. Exclusive offers and deals from Visa.

3. Open for subscription to all types of companies and firms.

4. Free Personal Accident Death Cover of up to Rs.5 lakhs for air accidental death and Rs.1 lakh for accidental death.

5. Cash withdrawal limit of 30% of the overall credit limit.

6. For every Rs.100 spent, 1 Loyalty Point is credited to the account.

7. The Bank of Baroda Corporate Premium Credit Card is valid for use at an international level.

8. The Bank of Baroda Corporate Premium Credit Card comes with a security chip.

9. Bank of Baroda credit cardholders can easily pay their bills online using their Insta Pay service.

Bank of Baroda Corporate Premium Credit Card Benefits 

Reward type

Travel

Fuel surcharge waiver

1% fuel surcharge waived for all fuel transactions between  400 - 5,000 

Reward points 

For every Rs.100 spent across all categories, 1 reward point is credited to the card account.

Redemption of accumulated points starts at 500 points.

Cash Withdrawal Limit

The withdrawal limit is 30 percent of the card’s credit limit.

Personal Coverage 

Bank of Baroda provides free insurance coverage to its Corporate Premium Credit Cardholders. 

  • The bank offers Personal Accidental Death Coverage of Rs.500000 in case of death by air accident 

  • Rs.100000 in case of death by other accidents.

Bank of Baroda Corporate Premium Credit Card Fee and Charges

To apply for a corporate premium credit card, you have to pay fees and charges applied by the Bank of Baroda. It covers all charges and fees made by a bank to their customers.The following charges are taken from Bank of Baroda i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fees

Rs.2000

Annual Fees for the Principal Card

Rs.2000

Service charge on outstanding balance

2.6 % per month

Cash Withdrawal Limit

30 % of the card’s credit limit

Late Payment fee

Nil - For up to Rs.500,

Rs.300 – For Rs.501 to Rs.25000,

Rs.500 – Above Rs.25,001

Cash Withdrawal from International ATMs

Rs.250 (3.5 %)

Cash Withdrawal from Domestic ATMs

Rs.200 (3 %)

Fees for card De-blocking

Rs.300

Cheque Return Fee

Rs.300 minimum or 2 % (whichever has more value)

Bank of Baroda Corporate Premium Credit Card Eligibility Criteria

Before applying for a corporate premium credit card from Bank of Baroda, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Limited or Partnership firms or Government companies are eligible to apply for this card.

2. To be eligible for this card, the applicants need to have a paid up capital of Rs.25 Lakhs and more.

3. To be eligible for this card, the net worth of the company has to be Rs.50 Lakhs and more.

4. The applicants need to have a credit facility with the bank for Rs.1 crore and more along with a BOB rating of 6 and more.

5. Companies which have existing relations with the bank are given preference

Bank of Baroda Corporate Premium Credit Card Documents Required

Any applicant who is applying for a corporate premium credit card from Bank of Baroda must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Bank of Baroda Credit Card Login 

Cardholders of Bank of Baroda Credit Card can log in to their credit card account through following steps :

1. Visit www.bobibanking.com

2. If you have a retail account, choose “Retail User”

3. If you hold a corporate account with Bank of Baroda, choose “Corporate User”

4. Once you have selected what type of user you are, you will be redirected to the login page

5. Enter your username

6. Enter your password to successfully login

7. Make sure you have created a netbanking account before you try to log in

Bank of Baroda other products

1. Bank of Baroda Personal Loan

2. Bank of Baroda Car Loan 

3. Bank of Baroda Home Loan

4. Bank of Baroda Education Loan

How to apply for Bank of Baroda Corporate Premium Credit Card

There are two reason to apply for Bank of Baroda Corporate Premium Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method : For new customers 

  • You can visit the ‘Corporate Premium Credit Cards’ page of the Bank of Baroda official website.

  • Enter your personal and contact details.

  • After the verification, a representative from the bank will get in touch with and ask to guide you through the process.

  • You may have to submit KYC documents and income proof to get a Bank of Baroda credit card.

  • You can also visit the nearby Bank of Baroda branch to apply for a credit card.

Online method : For Existing Customers

  • Visit the ‘Corporate Premium Credit Cards’ page of the Bank of Baroda official website

  • You will have to enter your net banking customer id and mobile number.

  • You can directly apply online for a credit card.

  • You can also visit a nearby Bank of Baroda branch to apply for a credit card.

Bank of Baroda Corporate Premium Credit Card Customer Care 

Contact Number : 18001024455 / 18002584455

Email id : cs.ho@bankofbaroda.com

Bank of Baroda Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Enter credit card number and CAPTCHA

2. Click on Proceed and then verify the Name, it should be the same as printed on the credit card

3. Enter Amount, Email-Id and phone number

4. Choose a bank to make the payment (Customer can use “Bank of Baroda Net-banking” or “Other Bank Net-Banking” option)

5. Follow the onscreen instructions of the chosen bank to make the payment

6. The amount will be deducted instantly and reflect in the credit card account within 2 working days

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Bank of Baroda Corporate Premium Credit Card Frequently Asked Questions 

1. What is a Bank of Baroda Corporate Premium Credit Card?

The Bank of Baroda Corporate Premium Credit Card is specially designed for businesses so that they can easily and efficiently manage their expenses. This Visa card has a host of benefits to offer to its cardholders.

2. What is the annual fee of a Bank of Baroda Corporate Premium Credit Card?

The annual fee is 2000 of a Bank of Baroda Corporate Premium Credit Card.

3. How much age is required to get a corporate premium credit card from Bank of Baroda?

The minimum age of the applicant is 18 years and maximum age is 65 years to get a corporate premium credit card from Bank of Baroda.

4. What are the rewards points given in a Corporate Premium Credit Card from Bank of Baroda?

The regards points are given in a corporate premium credit card from Bank of Baroda are :

  • For every Rs.100 spent across all categories, 1 reward point is credited to the card account.

  • Redemption of accumulated points starts at 500 points.

5. How can I apply for a Bank of Baroda Corporate Premium Credit card?

You can apply for a Bank of Baroda Corporate Premium Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for a Bank of Baroda Corporate Premium Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Bank of Baroda Corporate Premium Credit Card.

7. What type of rewards are included in the Bank of Baroda Corporate Premium Credit card?

Travel rewards are included in the Bank of Baroda Titanium Master Credit Card.

8. How much interest rate is provided by a Bank of Baroda Corporate Premium  Credit card?

The interest rate is 2.6% per month provided by a Bank of Baroda Corporate Premium Credit card.

9. What are the minimum and maximum late payment charges of Bank of Baroda Corporate Premium Credit Card?

The minimum late payment charges is 300 and maximum charges are 500 of Bank of Baroda Corporate Premium Credit Card.

10. What is the joining fee of a Bank of Baroda Corporate Premium Credit Card?

The joining fee of Bank of Baroda Corporate Premium Credit Card is 2000.

Last Updated on : 22/Sep/2020

Know More About CREDIT CARDS

Bank Of Baroda Corporate Premium Credit Card

You're eligible for a Bank Of Baroda Corporate Premium Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account