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Bank of Baroda Easy Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of Bank of Baroda Easy Credit Card. Apply Now!

BOBCARD Easy Credit Card - Charges, Benefits, Offer

<h2>BOBCARD Easy Credit Card</h2>

<p>Everyday Spending, Rewarded:&nbsp;BOBCARD Easy Credit Card</p>

<p>Embrace a world of savings and rewards with the BOBCARD Easy Credit Card. This card is designed to make your daily spending more rewarding. Earn 5x Reward Points on select categories such as movies, groceries, and departmental stores, and enjoy 0.5% cashback on bill payments.&nbsp;</p>

<p>The card also provides zero liability protection for peace of mind. Whether you&#39;re shopping or dining out, the <a href="https://www.bobcard.co.in/credit-card-types/easy" target="_blank">BoBCARD Easy Credit Card</a> turns your everyday purchases into exciting rewards and savings.&nbsp;</p>

<p>Experience a new way to pay with a card that rewards you in return.</p>

<h2>BOBCARD Easy Credit Card Features &amp; Benefits</h2>

<h3>Rewards</h3>

<ul>
	<li>Earn 5x reward points on selected merchant categories, up to 1000 points per month; 1 reward point after that.</li>
	<li>Gain 1 reward point for every Rs. 100 spent on other categories.</li>
	<li>Receive 0.5 reward points for every Rs. 100 spent on Select MCCs.</li>
</ul>

<h3>Welcome benefit</h3>

<ul>
	<li>Earn 500 reward point on spend of Rs.5000 or more within 60 days of card issuance</li>
	<li>Spend Rs. 6,000 within 60 days and Rs. 35,000 annually for annual fee reversal/waiver.</li>
</ul>

<h3>Travel Benefit</h3>

<ul>
	<li>Get a 1% fuel surcharge waiver on purchases between Rs. 400 and Rs. 5,000, up to a maximum of Rs. 250 every statement cycle, at all petrol stations in India.</li>
</ul>

<h3>Additional Benefits</h3>

<ul>
	<li>Obtain up to 3 lifetime free add-on cards for eligible family members (above age 18).</li>
	<li>Report card loss for immediate zero liability on fraudulent transactions.</li>
	<li>Benefit from up to 50 days of interest-free credit from purchase dates.</li>
	<li>Pay the Minimum Amount Due to finance your spending flexibly.</li>
	<li>Convert purchases over Rs. 2,500 into easy-to-pay EMIs of 6-36 months.</li>
	<li>Enjoy contactless payment for transactions up to Rs. 5,000.</li>
</ul>

<p>Also Check - <a href="https://www.banksathi.com/credit-cards/eligibility">Credit Card Eligibility</a></p>

<h2>BOBCARD Easy Credit Card Charges</h2>

<p>Cash Advance Limit: 2.5% or Rs.300 (whichever is higher)</p>

<p>Over Limit Penalty: 2.5% or Rs.500 (whichever is higher)</p>

<p>Minimum Repayment Amount: 5% or Rs.100 (whichever is higher)</p>

<p>Interest Rate : 3.49%</p>

<p><strong><a href="https://www.banksathi.com/credit-cards/i/documents-required-for-bank-of-baroda">Required Documents for BOBCARD Credit Card</a></strong></p>

<p><strong>Late Payment Fees</strong></p>

<ul>
	<li>Upto ₹100:&nbsp; ₹0</li>
	<li>From ₹101 to ₹500: ₹100</li>
	<li>From ₹501 to ₹1000: ₹400</li>
	<li>From ₹1001 to ₹10000: ₹600</li>
	<li>From ₹10001 to ₹25000: ₹800</li>
	<li>Above ₹25000: ₹950</li>
</ul>

<h2>Conslusion</h2>

<p>Simplify your financial journey with the BOBCARD Easy Credit Card from BOBCARD! Designed for convenience, this card offers hassle-free transactions, flexible repayment options, and attractive rewards on everyday purchases. Whether it&#39;s shopping, dining, or bill payments, enjoy the ease of managing your expenses with this versatile card. As one of BOBCARD&#39;s offerings, the BOBCARD<strong> Easy Credit Card</strong> stands out for its simplicity and utility, making it the best BOBCARD credit cards in India.</p>