Bank of Baroda is the third largest bank in India after State Bank of India and Punjab National bank and ahead of ICICI Bank.It was founded in 1908 and is headquartered in Baroda (Vadodara).The bank offers a wide range of customized and specialized services to meet the diverse needs of of its customers, and these services have been categorized into personal banking, business banking, corporate banking, international banking, treasury banking and rural banking services.
Bank of Baroda Platinum Master Credit Card is accepted globally and is valid at all merchants in the world. Cardholders can pay their credit card bills online easily using the InstaPay service provided by Bank of Baroda.
1. Exclusive airport lounge access for free.
2. Personal Accidental Death Coverage with air accidental death cover of Rs.15,00,000 and other accidental death cover of Rs.5,00,000.
3. The Bank of Baroda Platinum Master Credit Card is accepted globally and is valid at all merchants in the world.
4. Up to 3 add-on cards available without a charge.
5. Cash withdrawal limit of up to 40% of your credit limit.
6. 2 Loyalty points/Rs.100 spend on the card.
7. The cash withdrawal limit on this is card is 30 percent of the credit limit
8. Cardholders can pay their credit card bills online easily using the InstaPay service provided by Bank of Baroda.
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Reward type |
Dining, shopping, travel and entertainment |
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Fuel surcharge waiver |
1% fuel surcharge waived for all fuel transactions between 400 - 5,000 |
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Reward points |
2 Loyalty points/Rs.100 spend on the card. |
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Add-on Cards |
With this credit card, cardholders can get up to 3 add on cards for free |
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Personal Coverage |
Bank of Baroda Elite Platinum Visa Credit Card has an in-built personal accidental death coverage, which is provided to its cardholders for free.
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VISA Bill pay |
Through the VISA Bill pay service, cardholders can safely pay all their bills online |
To apply for a platinum master credit card, you have to pay fees and charges applied by the Bank of Baroda. It covers all charges and fees made by a bank to their customers.The following charges are taken from Bank of Baroda i.e joining fee, annual fee, interest rate, late payments charges etc.
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TYPE |
CHARGES |
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Joining Fee |
Rs.500 |
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Annual Fees for Principal Card |
Rs.1000 |
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Annual Fees for Add on Card |
Nil |
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Revolving Credit Limit |
Rs.75000 |
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Limit on Cash Withdrawal |
30 % of Credit Limit |
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Charges for Cheque Return |
Minimum Rs.300 or 2 percent (whichever has the higher value) |
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Charges for Late Payment |
Up to Rs.500 – No charge, Rs.501 to Rs.25,000 = Rs.300 More than Rs.25,001 = Rs.500 |
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Charges for Cash Withdrawal in Domestic ATMs |
Rs.200 (2.5 percent) |
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Charges for Cash Withdrawal in international ATMs |
Rs.250 (3 percent) |
Before applying for a platinum master credit card from Bank of Baroda, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Individuals must be between 18 years and 65 years old in order to qualify for a Bank of Baroda Elite Platinum Visa Credit Card
2. Individuals need to have an income of Rs.400000 and more annually in order to qualify for this card
3. Individuals who have existing relations with Bank of Baroda are preferred
Any applicant who is applying for a platinum master credit card from Bank of Baroda must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Bank of Baroda Credit Card Login
Cardholders of Bank of Baroda Credit Card can log in to their credit card account through following steps :
1. Visit www.bobibanking.com
2. If you have a retail account, choose “Retail User”
3. If you hold a corporate account with Bank of Baroda, choose “Corporate User”
4. Once you have selected what type of user you are, you will be redirected to the login page
5. Enter your username
6. Enter your password to successfully login
7. Make sure you have created a netbanking account before you try to log in
1. Bank of Baroda Personal Loan
4. Bank of Baroda Education Loan
There are two reason to apply for Bank of Baroda Platinum Master Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method : For new customers
You can visit the ‘Platinum Master Credit Cards’ page of the Bank of Baroda official website.
Enter your personal and contact details.
After the verification, a representative from the bank will get in touch with and ask to guide you through the process.
You may have to submit KYC documents and income proof to get a Bank of Baroda credit card.
You can also visit the nearby Bank of Baroda branch to apply for a credit card.
Online method : For Existing Customers
Visit the ‘Platinum Master Credit Cards’ page of the Bank of Baroda official website
You will have to enter your net banking customer id and mobile number.
You can directly apply online for a credit card.
You can also visit a nearby Bank of Baroda branch to apply for a credit card.
Bank of Baroda Platinum Master Credit Card Customer Care
Contact Number : 18001024455 / 18002584455
Email id : cs.ho@bankofbaroda.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Enter credit card number and CAPTCHA
2. Click on Proceed and then verify the Name, it should be the same as printed on the credit card
3. Enter Amount, Email-Id and phone number
4. Choose a bank to make the payment (Customer can use “Bank of Baroda Net-banking” or “Other Bank Net-Banking” option)
5. Follow the onscreen instructions of the chosen bank to make the payment
6. The amount will be deducted instantly and reflect in the credit card account within 2 working days
Bank offered Financials products
Bank of Baroda Platinum Master Credit Card is accepted globally and is valid at all merchants in the world. Cardholders can pay their credit card bills online easily using the InstaPay service provided by Bank of Baroda.
The annual fee is 1000 of a Bank of Baroda Platinum Master Credit card.
The minimum age of the applicant is 18 years and maximum age is 65 years to get a platinum master credit card from Bank of Baroda.
The regards points are given in a platinum master credit card from Bank of Baroda are :
2 Loyalty points/Rs.100 spend on the card
You can apply for a Bank of Baroda Platinum Master Credit card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Bank of Baroda Platinum Master Credit Card.
Travel, Dining, Golf and Entertainment rewards are included in the Bank of Baroda Platinum Master Credit Card.
The interest rate is 2.6% per month provided by a Bank of Baroda Platinum Master Credit card.
The minimum late payment charges is 300 and maximum charges are 500 of Bank of Baroda Platinum Master Credit Card.
The joining fee of Bank of Baroda Platinum Master Credit Card is Rs.500.
Last Updated on : 22/Sep/2020Know More About CREDIT CARDS
You're eligible for a Bank Of Baroda Platinum Master Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account