SELECT `id` FROM `tbl_card` WHERE `title` = 'Bank Of Baroda Signature Visa Credit Card' AND `card_type` = 'Credit Cards' Bank of Baroda Signature Visa Credit Card - Features, Benefits, Review

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BANK OF BARODA SIGNATURE VISA CREDIT CARD

Bank of Baroda Signature Visa Credit Card

Bank of Baroda is the third largest bank in India after State Bank of India and Punjab National bank and ahead of ICICI Bank.It was founded in 1908 and is headquartered in Baroda (Vadodara).The bank offers a wide range of customized and specialized services to meet the diverse needs of of its customers, and these services have been categorized into personal banking, business banking, corporate banking, international banking, treasury banking and rural banking services.

The Signature Visa Credit Card offered by Bank of Baroda is popular because of the number of rewards and benefits it offers to its cardholders. Besides providing loyalty points, the card has many other attractive features. It is valid globally and it provides benefits related to hotel, dining, golf, entertainment, shopping, etc. Bank of Baroda Signature Visa Credit Card holders can easily pay their bills online using the Insta Pay service. It is  valid for use in any part of the world

Bank of Baroda Signature Visa Credit Card Features

1. Complimentary Personal Accidental Death Cover for up to  50,00,000

2. Cash withdrawal limit - Up to 40% of the credit limit

3. Global Usage/ Acceptance

4. Complimentary Visa Airport Lounge Access

5. Exciting offers from Visa

6. For every  100 that is spent, you will receive 2 Loyalty Points.

7. Bank of Baroda Signature Visa Credit Card is valid for use in any part of the world

8 .Bank of Baroda Signature Credit Card holders can easily pay their bills online using the Insta Pay service

Bank of Baroda Signature Visa Credit Card Benefits 

Reward type

Dining, shopping, Golf and entertainment

Fuel surcharge waiver

1% fuel surcharge waived for all fuel transactions between  400 -  5,000 

Reward points 

For every 100 that is spent, you will receive 2 Loyalty Points.

Visa Bill Pay 

Cardholders can pay their bills safely using the Visa Bill Pay service online

Annual fee waiver

The bank waives off the annual fees for cardholders who pay their bills regularly and who spend Rs.2, 00, 000 annually using their Bank of Baroda Signature Credit Card

Personal Coverage 

Bank of Baroda Signature Visa Credit Card holders will avail free Personal Accidental Death Coverage. 

  • The bank will provide them a coverage of Rs.50,00,000 in case of Air Accidental Death 

  • Rs.10, 00, 000 in case of Other Accidental Death

Bank of Baroda Signature Visa Credit Card Fee and Charges

To apply for a signature visa credit card, you have to pay fees and charges applied by the Bank of Baroda. It covers all charges and fees made by a bank to their customers.The following charges are taken from Bank of Baroda i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fee

Rs.1000

Annual Fees (Principal Card)

Rs.1000

Annual Fees (Add on Card)

Rs.1000

Revolving Credit Limit

Rs.5, 00, 000

Cash Withdrawal Limit

40 % of credit limit

Late Payment

Up to Rs.500 – No charge

Between Rs.501 and Rs.25000 – Rs.300

Over Rs.25,001 – Rs.500

Cash Withdrawal Fees in ATMs (International)

Rs.250 (3.5 percent)

Cash Withdrawal Fees in ATMs (Domestic)

Rs.200 (3 percent)

Fees for Cheque Return

2.5% or minimum Rs.500 (whichever is greater)

Bank of Baroda Signature Visa Credit Card Eligibility Criteria

Before applying for a signature visa credit card from Bank of Baroda, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. This card can be availed by people who earn Rs.1200000 or more annually

2. People aged between 18 years and 65 years of age are eligible to apply for this card

3. Bank of Baroda existing customers are given preference 

Bank of Baroda Signature Visa Credit Card Documents Required

Any applicant who is applying for a signature visa credit card from Bank of Baroda must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Bank of Baroda Credit Card Login 

Cardholders of Bank of Baroda Credit Card can log in to their credit card account through following steps :

1. Visit www.bobibanking.com

2. If you have a retail account, choose “Retail User”

3. If you hold a corporate account with Bank of Baroda, choose “Corporate User”

4. Once you have selected what type of user you are, you will be redirected to the login page

5. Enter your username

6. Enter your password to successfully login

7. Make sure you have created a netbanking account before you try to log in

Bank of Baroda other products

1. Bank of Baroda Personal Loan

2. Bank of Baroda Car Loan 

3. Bank of Baroda Home Loan

4. Bank of Baroda Education Loan

How to apply for Bank of Baroda Signature Visa Credit Card

There are two reason to apply for Bank of Baroda Signature Visa Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method : For new customers 

  • You can visit the ‘Signature Visa Credit Cards’ page of the Bank of Baroda official website.

  • Enter your personal and contact details.

  • After the verification, a representative from the bank will get in touch with and ask to guide you through the process.

  • You may have to submit KYC documents and income proof to get a Bank of Baroda credit card.

  • You can also visit the nearby Bank of Baroda branch to apply for a credit card.

Online method : For Existing Customers

  • Visit the ‘Signature Visa Credit Cards’ page of the Bank of Baroda official website

  • You will have to enter your net banking customer id and mobile number.

  • You can directly apply online for a credit card.

  • You can also visit a nearby Bank of Baroda branch to apply for a credit card.

Bank of Baroda Signature Visa Credit Card Customer Care 

Contact Number : 18001024455 / 18002584455

Email id : cs.ho@bankofbaroda.com

Bank of Baroda Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Enter credit card number and CAPTCHA

2. Click on Proceed and then verify the Name, it should be the same as printed on the credit card

3. Enter Amount, Email-Id and phone number

4. Choose a bank to make the payment (Customer can use “Bank of Baroda Net-banking” or “Other Bank Net-Banking” option)

5. Follow the onscreen instructions of the chosen bank to make the payment

6. The amount will be deducted instantly and reflect in the credit card account within 2 working days

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Bank of Baroda Signature Visa Credit Card Frequently Asked Questions 

1. What is a Bank of Baroda Signature Visa Credit Card?

The Signature Visa Credit Card offered by Bank of Baroda is popular because of the number of rewards and benefits it offers to its cardholders. Besides providing loyalty points, the card has many other attractive features. It is valid globally and it provides benefits related to hotel, dining, golf, entertainment, shopping, etc.

2. What is the annual fee of a Bank of Baroda Signature Visa Credit Card?

The annual fee is 1000 of a Bank of Baroda Signature Visa Credit Card.

3. How much age is required to get a signature visa credit card from Bank of Baroda?

The minimum age of the applicant is 18 years and maximum age is 65 years to get a signature visa credit card from Bank of Baroda.

4. What are the rewards points given in a Signature visa Credit Card from Bank of Baroda?

The regards points are given in a Signature visa credit card from Bank of Baroda are :

  • For every  100 that is spent, you will receive 2 Loyalty Points.

5. How can I apply for a Bank of Baroda Signature Visa Credit card?

You can apply for a Bank of Baroda Signature Visa Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for a Bank of Baroda Signature Visa Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Bank of Baroda Signature Visa Credit Card.

7. What type of rewards are included in the Bank of Baroda Signature Visa Credit card?

Dining, shopping, Entertainment and Golf rewards are included in the Bank of Baroda Signature Visa Credit Card.

8. How much interest rate is provided by a Bank of Baroda Signature Visa Credit card?

The interest rate is 2.6% per month provided by a Bank of Baroda Signature Visa Credit card.

9. What are the minimum and maximum late payment charges of Bank of Baroda Signature Visa Credit Card?

The minimum late payment charges is 300 and maximum charges are 500 of Bank of Baroda Signature Visa Credit Card.

10. What is the joining fee of a Bank of Baroda Signature Visa Credit Card?

The joining fee of Bank of Baroda Signature Visa Credit Card is 1000.

Know More How To Apply ??

Know More About CREDIT CARDS

Bank Of Baroda Signature Visa Credit Card

You're eligible for a Bank Of Baroda Signature Visa Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account