Bank of Baroda is the third largest bank in India after State Bank of India and Punjab National bank and ahead of ICICI Bank.It was founded in 1908 and is headquartered in Baroda (Vadodara).The bank offers a wide range of customized and specialized services to meet the diverse needs of of its customers, and these services have been categorized into personal banking, business banking, corporate banking, international banking, treasury banking and rural banking services.
The Signature Visa Credit Card offered by Bank of Baroda is popular because of the number of rewards and benefits it offers to its cardholders. Besides providing loyalty points, the card has many other attractive features. It is valid globally and it provides benefits related to hotel, dining, golf, entertainment, shopping, etc. Bank of Baroda Signature Visa Credit Card holders can easily pay their bills online using the Insta Pay service. It is valid for use in any part of the world
1. Complimentary Personal Accidental Death Cover for up to 50,00,000
2. Cash withdrawal limit - Up to 40% of the credit limit
3. Global Usage/ Acceptance
4. Complimentary Visa Airport Lounge Access
5. Exciting offers from Visa
6. For every 100 that is spent, you will receive 2 Loyalty Points.
7. Bank of Baroda Signature Visa Credit Card is valid for use in any part of the world
8 .Bank of Baroda Signature Credit Card holders can easily pay their bills online using the Insta Pay service
|
Reward type |
Dining, shopping, Golf and entertainment |
|
Fuel surcharge waiver |
1% fuel surcharge waived for all fuel transactions between 400 - 5,000 |
|
Reward points |
For every 100 that is spent, you will receive 2 Loyalty Points. |
|
Visa Bill Pay |
Cardholders can pay their bills safely using the Visa Bill Pay service online |
|
Annual fee waiver |
The bank waives off the annual fees for cardholders who pay their bills regularly and who spend Rs.2, 00, 000 annually using their Bank of Baroda Signature Credit Card |
|
Personal Coverage |
Bank of Baroda Signature Visa Credit Card holders will avail free Personal Accidental Death Coverage.
|
To apply for a signature visa credit card, you have to pay fees and charges applied by the Bank of Baroda. It covers all charges and fees made by a bank to their customers.The following charges are taken from Bank of Baroda i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fee |
Rs.1000 |
|
Annual Fees (Principal Card) |
Rs.1000 |
|
Annual Fees (Add on Card) |
Rs.1000 |
|
Revolving Credit Limit |
Rs.5, 00, 000 |
|
Cash Withdrawal Limit |
40 % of credit limit |
|
Late Payment |
Up to Rs.500 – No charge Between Rs.501 and Rs.25000 – Rs.300 Over Rs.25,001 – Rs.500 |
|
Cash Withdrawal Fees in ATMs (International) |
Rs.250 (3.5 percent) |
|
Cash Withdrawal Fees in ATMs (Domestic) |
Rs.200 (3 percent) |
|
Fees for Cheque Return |
2.5% or minimum Rs.500 (whichever is greater) |
Before applying for a signature visa credit card from Bank of Baroda, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. This card can be availed by people who earn Rs.1200000 or more annually
2. People aged between 18 years and 65 years of age are eligible to apply for this card
3. Bank of Baroda existing customers are given preference
Any applicant who is applying for a signature visa credit card from Bank of Baroda must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Bank of Baroda Credit Card Login
Cardholders of Bank of Baroda Credit Card can log in to their credit card account through following steps :
1. Visit www.bobibanking.com
2. If you have a retail account, choose “Retail User”
3. If you hold a corporate account with Bank of Baroda, choose “Corporate User”
4. Once you have selected what type of user you are, you will be redirected to the login page
5. Enter your username
6. Enter your password to successfully login
7. Make sure you have created a netbanking account before you try to log in
1. Bank of Baroda Personal Loan
4. Bank of Baroda Education Loan
There are two reason to apply for Bank of Baroda Signature Visa Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method : For new customers
You can visit the ‘Signature Visa Credit Cards’ page of the Bank of Baroda official website.
Enter your personal and contact details.
After the verification, a representative from the bank will get in touch with and ask to guide you through the process.
You may have to submit KYC documents and income proof to get a Bank of Baroda credit card.
You can also visit the nearby Bank of Baroda branch to apply for a credit card.
Online method : For Existing Customers
Visit the ‘Signature Visa Credit Cards’ page of the Bank of Baroda official website
You will have to enter your net banking customer id and mobile number.
You can directly apply online for a credit card.
You can also visit a nearby Bank of Baroda branch to apply for a credit card.
Bank of Baroda Signature Visa Credit Card Customer Care
Contact Number : 18001024455 / 18002584455
Email id : cs.ho@bankofbaroda.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Enter credit card number and CAPTCHA
2. Click on Proceed and then verify the Name, it should be the same as printed on the credit card
3. Enter Amount, Email-Id and phone number
4. Choose a bank to make the payment (Customer can use “Bank of Baroda Net-banking” or “Other Bank Net-Banking” option)
5. Follow the onscreen instructions of the chosen bank to make the payment
6. The amount will be deducted instantly and reflect in the credit card account within 2 working days
Bank offered Financials products
The Signature Visa Credit Card offered by Bank of Baroda is popular because of the number of rewards and benefits it offers to its cardholders. Besides providing loyalty points, the card has many other attractive features. It is valid globally and it provides benefits related to hotel, dining, golf, entertainment, shopping, etc.
The annual fee is 1000 of a Bank of Baroda Signature Visa Credit Card.
The minimum age of the applicant is 18 years and maximum age is 65 years to get a signature visa credit card from Bank of Baroda.
The regards points are given in a Signature visa credit card from Bank of Baroda are :
For every 100 that is spent, you will receive 2 Loyalty Points.
You can apply for a Bank of Baroda Signature Visa Credit card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Bank of Baroda Signature Visa Credit Card.
Dining, shopping, Entertainment and Golf rewards are included in the Bank of Baroda Signature Visa Credit Card.
The interest rate is 2.6% per month provided by a Bank of Baroda Signature Visa Credit card.
The minimum late payment charges is 300 and maximum charges are 500 of Bank of Baroda Signature Visa Credit Card.
The joining fee of Bank of Baroda Signature Visa Credit Card is 1000.
Know More How To Apply ??
Know More About CREDIT CARDS
You're eligible for a Bank Of Baroda Signature Visa Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account