SELECT `id` FROM `tbl_card` WHERE `title` = 'Bank Of Baroda Titanium Master Credit Card' AND `card_type` = 'Credit Cards' Bank of Baroda Titanium Master Credit Card - Features, Benefits, Login

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BANK OF BARODA TITANIUM MASTER CREDIT CARD

Bank of Baroda Titanium Master Credit Card

Bank of Baroda is the third largest bank in India after State Bank of India and Punjab National bank and ahead of ICICI Bank.It was founded in 1908 and is headquartered in Baroda (Vadodara).The bank offers a wide range of customized and specialized services to meet the diverse needs of of its customers, and these services have been categorized into personal banking, business banking, corporate banking, international banking, treasury banking and rural banking services.

Bank of Baroda Titanium Master Credit Card is one such card that has attractive features and is accepted everywhere around the world. The Bank of Baroda Titanium MasterCard Credit Card can be used at an international level. For this card, the cash withdrawal limit is 30 percent of the credit limit. Complimentary Personal Accident Death insurance which includes a cover of Rs.5 lakhs for air accidents and Rs.1 lakh for other accidents.

Bank of Baroda Titanium Master Credit Card Features

1. Complimentary Personal Accident Death insurance which includes a cover of Rs.5 lakhs for air accidents and Rs.1 lakh for other accidents.

2. For every Rs.100 spent across categories, you get 1 loyalty point.

3. Access to exclusive offers and deals from Master.

4. Accepted at over 70 million merchant establishments and 1 million ATMs around the world.

5. Up to 3 Add-on cards for your loved ones come free for life.

6. A limit of 30% of the overall limit is assigned for cash purchases.

7. The Bank of Baroda Titanium Master Credit Card can be used at an international level

8. For this card, the cash withdrawal limit is 30 percent of the credit limit

Bank of Baroda Titanium Master Credit Card Benefits 

Reward type

Travel

Fuel surcharge waiver

1% fuel surcharge waived for all fuel transactions between  400 -  5,000 

Reward points 

For every Rs.100 spent across all categories, 1 reward point is credited to the card account.

Each point is worth Rs.0.25. Accumulated points are valid for the entire financial year.

Redemption of accumulated points starts at 500 points.

Add-on Cards

With this credit card, cardholders can get up to 3 add on cards for free

Annual fee waiver

When a cardholder spends Rs.25, 000 yearly using the card and pays all his or her credit card bills regularly, the bank waives off their annual fees.

Personal Coverage 

Cardholders of Bank of Baroda Titanium MasterCard Credit Card avail free Personal Accidental Death Coverage from the bank.

  • The bank provides Rs.5,00,000 as Air Accidental Death coverage

  • Rs.1, 00, 000 as Other Accidental Death coverage

Bank of Baroda Titanium Master Credit Card Fee and Charges

To apply for a titanium master credit card, you have to pay fees and charges applied by the Bank of Baroda. It covers all charges and fees made by a bank to their customers.The following charges are taken from Bank of Baroda i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining fee 

NIL

Annual Fees for the Principal Card

Rs.500

Annual Fees for the Add on Card

Nil

Revolving Credit Limit

Rs.40, 000

Cash Withdrawal Limit

30 % of the credit limit

Late Payment

Up to Rs.500 – No charge,,

Rs.501 - Rs.25000 – Rs.300,

Above Rs.25,001 – Rs.500

Cash Withdrawal from ATMs Abroad

Rs.250 (3 percent)

Cash Withdrawal from ATMs Domestic

Rs.200 (2.5 percent)

Fees for De-blocking

Rs.300

Cheque Return

Rs.300 minimum or 2 percent (the one with the higher value)

Bank of Baroda Titanium Master Credit Card Eligibility Criteria

Before applying for a titanium master credit card from Bank of Baroda, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. To avail a Bank of Baroda Titanium Master Credit Card, individuals must earn Rs.200000 and above annually.

2. People who are between 18 years and 65 years are eligible to apply for a Bank of Baroda Titanium Master Credit Card.

3. The bank gives preference to applicants who have existing banking relations with them.

Bank of Baroda Titanium Master Credit Card Documents Required

Any applicant who is applying for a titanium master credit card from Bank of Baroda must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Bank of Baroda Credit Card Login 

Cardholders of Bank of Baroda Credit Card can log in to their credit card account through following steps :

1. Visit www.bobibanking.com

2. If you have a retail account, choose “Retail User”

3. If you hold a corporate account with Bank of Baroda, choose “Corporate User”

4. Once you have selected what type of user you are, you will be redirected to the login page

5. Enter your username

6. Enter your password to successfully login

7. Make sure you have created a netbanking account before you try to log in

Bank of Baroda other products

1. Bank of Baroda Personal Loan

2. Bank of Baroda Car Loan 

3. Bank of Baroda Home Loan

4. Bank of Baroda Education Loan

How to apply for Bank of Baroda Titanium Master Credit Card

There are two reason to apply for Bank of Baroda Titanium Master Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method : For new customers 

  • You can visit the ‘Titanium Master Credit Cards’ page of the Bank of Baroda official website.

  • Enter your personal and contact details.

  • After the verification, a representative from the bank will get in touch with and ask to guide you through the process.

  • You may have to submit KYC documents and income proof to get a Bank of Baroda credit card.

  • You can also visit the nearby Bank of Baroda branch to apply for a credit card.

Online method : For Existing Customers

  • Visit the ‘Titanium Master Credit Cards’ page of the Bank of Baroda official website

  • You will have to enter your net banking customer id and mobile number.

  • You can directly apply online for a credit card.

  • You can also visit a nearby Bank of Baroda branch to apply for a credit card.

Bank of Baroda Titanium Master Credit Card Customer Care 

Contact Number : 18001024455 / 18002584455

Email id : cs.ho@bankofbaroda.com

Bank of Baroda Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Enter credit card number and CAPTCHA

2. Click on Proceed and then verify the Name, it should be the same as printed on the credit card

3. Enter Amount, Email-Id and phone number

4. Choose a bank to make the payment (Customer can use “Bank of Baroda Net-banking” or “Other Bank Net-Banking” option)

5. Follow the onscreen instructions of the chosen bank to make the payment

6. The amount will be deducted instantly and reflect in the credit card account within 2 working days

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Bank of Baroda Titanium Master Credit Card Frequently Asked Questions 

1. What is a Bank of Baroda Titanium Master Credit Card?

Bank of Baroda Titanium Master Credit Card is one such card that has attractive features and is accepted everywhere around the world. The Bank of Baroda Titanium MasterCard Credit Card can be used at an international level. For this card, the cash withdrawal limit is 30 percent of the credit limit.

2. What is the annual fee of a Bank of Baroda Titanium Master Credit Card?

The annual fee is 500 of a Bank of Baroda Titanium Master Credit Card.

3. How much age is required to get a titanium master credit card from Bank of Baroda?

The minimum age of the applicant is 18 years and maximum age is 65 years to get a titanium master credit card from Bank of Baroda.

4. What are the rewards points given in a Titanium Master Credit Card from Bank of Baroda?

The regards points are given in a Titanium master credit card from Bank of Baroda are :

  • For every Rs.100 spent across all categories, 1 reward point is credited to the card account.

  • Each point is worth Rs.0.25. Accumulated points are valid for the entire financial year.

  • Redemption of accumulated points starts at 500 points

5. How can I apply for a Bank of Baroda Titanium Master Credit card?

You can apply for a Bank of Baroda Titanium Master Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for a Bank of Baroda Titanium Master Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Bank of Baroda Titanium Master Credit Card.

7. What type of rewards are included in the Bank of Baroda Titanium Master Credit card?

Travel rewards are included in the Bank of Baroda Titanium Master Credit Card.

8. How much interest rate is provided by a Bank of Baroda Titanium Master Credit card?

The interest rate is 2.6% per month provided by a Bank of Baroda Titanium Master Credit card.

9. What are the minimum and maximum late payment charges of Bank of Baroda Titanium  Master Credit Card?

The minimum late payment charges is 300 and maximum charges are 500 of Bank of Baroda Titanium Master Credit Card.

10. What is the joining fee of a Bank of Baroda Titanium Master Credit Card?

The joining fee of Bank of Baroda Titanium Master Credit Card is NIL.

Last Updated on : 22/Sep/2020

Know More About CREDIT CARDS

Bank Of Baroda Titanium Master Credit Card

You're eligible for a Bank Of Baroda Titanium Master Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account