Bank of India is a state owned commercial bank and it was established on 7 September 1906 and their headquarters in Mumbai. This bank provides a wide range of banking and financial services to the customers.
Premium credit cards, often referred to as black or purple credit cards, are cards which charge an annual fee but offer cardholders a range of exclusive benefits in return. Often viewed as a status symbol, premium cards are only offered to high-earning big spenders. The Bank of India TAJ Premium Card is an exclusive credit card facility that is provided to the valued and esteemed members of the Taj Group. It provides affordable interest rates enabling its cardholders to make worry-free purchases using the BOI Taj Premium Credit Card.
1. The Bank of India TAJ Premium Card is accepted in India, Nepal and Bhutan.
2. The card bears an inbuilt chip which reduces the risk of fraudulent transactions.
3. The billing cycle of this card is from the 16th of the current month to 15th of the next month.
4 The payment for this card needs to be made on or before the 5th day of the succeeding month.
5. Its affordable fees and charges, making it easier to keep a control of your finances.
6. With the Bank of India TAJ Premium Card, you do not have to worry about paying the annual charges.
7. This credit card is offered only to reputed individuals who hold a Taj Group’s membership.
8. The interest rate for Bank of India TAJ Premium Card is affordable and will enable the cardholders to make purchases using this credit card without having to worry about the interest.
9. Services pertaining to the Bank of India TAJ Premium Card comes with affordable fees and charges.
To apply for a TAJ Premium credit card, you have to pay fees and charges applied by the Bank of India. It covers all charges and fees made by a bank to their customers.The following charges are taken from the Bank of India i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Cash Advance Transaction Fee |
2.5% on advance amount |
|
Late Payment |
Late payment charges will be Rs.100/- for minimum payment due exceeding Rs.1000/- in addition to finance charges. |
|
Cheque Bounce Fee |
Minimum of Rs.100 |
|
Duplicate Statement Request Charges |
Rs 50 |
|
Replacement Card Charges |
Rs 200 |
|
Charge Slip Request |
Rs.100/- or actuals whichever higher |
|
Return of Cheque Fee |
Minimum of Rs 100 |
|
Over Limit Charges |
Rs.100 for each transaction |
|
Return of Cheque Fee |
Minimum of Rs 100 |
|
Air/Railway Booking Charges |
Actual charges as prescribed by Railways or the acquirer bank |
|
Foreign Currency Transaction Charges |
2% |
Before applying for a TAJ Premium credit card from Bank of India, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. The applicant must be a member of the Taj Group.
2. This card is issued to a person of Indian origin.
3. The applicant must have a commendable CIBIL score. He / She must not have defaulted any payment of dues from Bank of India or any other bank.
4. The applicant must also have a steady source of income which will be verified from the salary slips or Income Tax Return statements.
Any applicant who is applying for a TAJ Premium credit card from Bank of India must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Bank of India Credit Card Login
Cardholders of Bank of India Credit Card can log in to their credit card account through following steps :
1. First of all, go to the official website of Bank of India
2. On this website, an option “Internet Banking” will be found on your right side, Click on it.
3. After that, two more options will come – “Personal” or “Corporate,” Click on any net banking option which you have already registered.
4. Now you will see a pop-up window in which some things related to security will be written. Click on the “OK” button or wait for some time, it will be automatically removed, and you will go to the next step.
5. Now you will reach the BOI Net Banking website. On the top left corner, you can see the option “Retail Login.” Fill User ID and Password in the given boxes.
6. After entering the ID & password, click on the “Submit” option.
7. After clicking on the Submit option, you will be reached into your account.
1. Bank of India Personal Loan
4. Bank of India Education Loan
There are two reason to apply for Bank of India TAJ Premium Card :
1.Offline Method : By visiting the nearest branch of Bank of India
2. Online Method
Visit the website of the bank you wish to apply for the TAJ Premium Credit Card scheme.
From the list of options, choose the TAJ Premium Credit Card.
On clicking the option of ‘Apply’, the website will redirect you to the application page.
Fill the form with the required details and click on ‘Submit’.
On doing so, an application reference number will be sent.
If you are eligible, the bank will get back to you for the further process within 3-4 working days.
Bank of India TAJ Premium Card Customer Care
Contact number : 18001031906
Email id : boi.callcenter@bankofindia.co.in
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to your Bank of India net banking account
2. Go to 'Credit Cards'
3. Find the option to make 'Credit Card Bill Payment'
4. Choose between 'Total Amount Due' and 'Minimum Amount Due'
5. Click on 'Pay' to process the payment
Bank offered Financials products
The Bank of India TAJ Premium Card is an exclusive credit card facility that is provided to the valued and esteemed members of the Taj Group. It provides affordable interest rates enabling its cardholders to make worry-free purchases using the BOI Taj Premium Credit Card.
You can apply for a Bank of India TAJ Premium Card online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Bank of India TAJ Premium Card.
The customer care number of Bank of India TAJ Premium Card is 18001031906.
The Email id of Bank of India TAJ Premium Card is boi.callcenter@bankofindia.co.in.
The minimum charges is 100 and maximum late payment charges is 1000 of Bank of India TAJ Premium Card.
Last Updated on : 03/Oct/2020Know More About CREDIT CARDS
You're eligible for a Bank Of India Taj Premium Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account