SELECT `id` FROM `tbl_card` WHERE `title` = 'Central Bank Of India World Credit Card' AND `card_type` = 'Credit Cards' Central Bank Of India World Credit Card - Features, Benefits, Login

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CENTRAL BANK OF INDIA WORLD CREDIT CARD

Central Bank of India is the first Indian commercial bank to be completely owned and managed by the Indians. It was established in the year 1911. The founder of the bank is Sir Sorabji Pochkhanawala. The main motive behind the establishment of the bank was to provide useful banking service to the people and enhance their banking experience. The bank has served the vast population of the country by giving accurate solutions for each of their banking requirements. 

The Central Bank of India World Credit Card can be used at any ATM anywhere in the world to the extent of permissible limits. Frequent travellers can benefit from using this card as the World credit card offers exceptional travel privileges. Central Bank of India World credit card holders can conveniently make cash free transactions anywhere around the globe. It is Safe and secure credit card usage with 3D Secure MasterCard SecureCode and OTP for online transactions. Self-employed professionals, pensioners, salaried individuals inclusive of public and private sector employees, private limited companies, partnership and proprietorship firms and are eligible to apply for a Central Bank of India World credit card.

Central Bank of India World Credit Card Features

1. Upto 55 days of credit-free card usage

2. Add-on card facility available

3. E-statement delivery to registered e-mail id

4. Auto debit facility available

5. SMS alerts delivered to registered mobile number for every transaction, statement generation, payment due & periodic card offers

6. Customer Care Services available 24x7.

7. Exclusive access to airport lounges at select airports in India, for free.

8. Lost card liability of up to Rs.1 lakh on the card.

9. Complimentary airline ticket vouchers on using the card.

9. Air accident insurance cover of Rs.10 lakh for its cardholders.

Central Bank of India World Credit Card Benefits 

Reward type

Travel

Lounge Access

Central Bank of India World credit card holders can enjoy free lounge access at certain airports across India.

Insurance

Central Bank of India also offers air accident insurance for a value of Rs.10, 00,000 and lost card liability insurance for up to Rs.1, 00,000 for primary credit card holders.

Fuel Surcharge Waiver

Central Bank of India World credit card users can also get a fuel surcharge waiver of 2.5% across petrol bunks in India.

Rewards points 

  • 4 loyalty points/Rs.100 on international expenditure.

  • 3 loyalty points/Rs.100 spent on other categories.

Lost card Liability

Lost card liability of up to Rs.1 lakh on the card.

Central Bank of India World Credit Card Fee and charges

To apply for a World Credit Card, you have to pay fees and charges applied by the Central Bank of India. It covers all charges and fees made by a bank to their customers.The following charges are taken from Central Bank of India i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Annual Fee

Rs. 500

(The annual fees will be waived off by Central Bank of India if the spend on the card is more than Rs. 3 lakhs)

Add-on Card Fees

NIL

Finance Charges

3.5% per month

Card replacement Fees

Rs.100

Renewal Fees

Rs.100

Emergency card replacement charges (abroad)

Rs. 150 / card

Deblocking charges

Rs. 100 / instance

Fuel Transaction Charge

2.5%

Over limit charges

2% of the credit limit / A minimum of Rs.100.

Late Payment Fee

Rs.350

Charge slip Retrieval Charges

Rs. 100

Cheque Return Charges

Rs. 150

Cash withdrawal

Rs. 100 plus service charges

Duplicate statement

Rs. 100 / request

Foreign currency transactions

Conversion mark-up fee of 3.5%

Central Bank of India World Credit Card Eligibility Criteria

Before applying for a World Credit Card from the Central Bank of India, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Applicant should be 18 years & above and below 65 years in age

2. Applicant should be an account holder of the Bank

3. Gross Annual Income should be above Rs 5,00 lac

Central Bank of India World Credit Card Documents Required

Any applicant who is applying for a World credit card from the Central Bank of India must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Central Bank of India Credit Card Login 

Cardholders of Central Bank of India Credit Card can log in to their credit card account through following steps :

1. Go to Central Bank Of India website

2. In the top right corner you will find the ‘Login’ button. Click on the same

3. Enter your User ID and Password

4. Click on Login to proceed further

5. You will be logged in to your CBI bank account

How to apply for Central Bank of India World Credit Card

There are two reason to apply for Central Bank of India World Credit Card :

1. Offline Method : By visiting the nearest branch of Central Bank of India

2. Online Method  :

  • You can visit the ‘World Credit Cards’ page of the Central Bank of India official website.

  • Enter your personal and contact details.

  • After the verification, a representative from the bank will get in touch with and ask to guide you through the process.

  • You may have to submit KYC documents and income proof to get a Central Bank of India credit card.

Central Bank of India World Credit Card Customer Care 

Contact number : 1800221911

Email id :  complaints@centralbank.co.in

Central Bank of India Credit Card Payment Online 

1. Login to CBI net banking using your card number, email, phone and the payment amount

2. Click on My cards from the drop down menu select the credit card

3. Click on pay

4. You will be directed to the payment gateway page

5. Enter the authentication details

6. Confirm the payment amount

7. Your account will be debited and you will receive a reference transaction number

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Central Bank of India World Credit Card Frequently Asked Questions 

1. What is a Central Bank of India World Credit Card?

The Central Bank of India World Credit Card can be used at any ATM anywhere in the world to the extent of permissible limits. Frequent travellers can benefit from using this card as the World credit card offers exceptional travel privileges. Central Bank of India World credit card holders can conveniently make cash free transactions anywhere around the globe.

2. How much age is the candidate required to get a Central Bank of India World Credit Card?

The minimum age is 18 years and maximum age is 65 years to get a Central Bank of India World Credit Card.

3. What is the renewal fee of the Central Bank of India World Credit Card?

The renewal fee of the Central Bank of India World Credit Card is Rs.500.

4. What are the rewards points given in a Central Bank of India World Credit Bank?

The rewards points given in the World Credit Card from Central Bank of India is 

  • 4 loyalty points/Rs.100 on international expenditure.

  • 3 loyalty points/Rs.100 spent on other categories.

5. How much interest rate is provided by the Central Bank of India World Credit Cards?

The interest rate is 3.50% per month provided by Central Bank of India World Credit Cards.

6. What type of rewards are included in the Central Bank of India World Credit  Card?

Travel rewards are included in the Central Bank of India World Credit Card.

7. How can I apply for a Central Bank of India World Credit Card?

You can apply for a Central Bank of India World Credit Card through online and offline by visiting the nearest bank branch.

8. How do I contact customer care for a Central Bank of India World Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Central Bank of India World Credit Card.

9. What is the joining fee of the Central Bank of India World Credit Card?

The joining fee of the Central Bank of India World Credit Card is NIL.

10. What are the late payment charges of the Central Bank of India World Credit Card?

The late payment charges of the Central Bank of India World Credit Card is Rs.350.

Last Updated on : 13/Oct/2020

Know More About CREDIT CARDS

Central Bank Of India World Credit Card

You're eligible for a Central Bank Of India World Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account