SELECT `id` FROM `tbl_card` WHERE `title` = 'Citi Cash Back Credit Card' AND `card_type` = 'Credit Cards' CITI Cash Back Credit Card - Benefits, Rewards, Eligibility, Features

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CITIBANK CASH BACK CREDIT CARD 

Citibank is a multinational financial services company , was first founded in 1812 in New York. It began its operations in India way back in 1902. Started in Kolkata, it is one one of the biggest investor banks in the country today. It provides a wide range of financial products and offers to its customers. Different banks have different criteria and terms to validate a person's business. Citibank has over 35 branches in India where you can avail service.

Citibank Cashback Card provides great savings on everyday spends by offering instant cashback on movie ticket bookings, telephone and utility bill payments, and others. Users can earn 5% cash back when they use this card to settle telephone bills, buy a movie ticket or pay utility bills through Citibank Online Bill Pay service. 

Citibank Cash Back Credit Card Features

1. Savings and offers on shopping at 100 plus stores

2. Benefits worth  Rs.3,300 plus in the first year. This is subject to change basis your spending pattern

3. Cashbacks get auto-credited on accumulation of a minimum of  Rs.500. 

4. This credit card is mainly for the people who wish to earn cashback rewards on every transaction they make with the card.

5. You will be entitled to get 5% of cashback on every movie ticket purchase.

6. Earn a cashback of 5% on payment of utility bills and telephone bills using the credit card.

7. Earn a cashback of 0.5% on all other transactions.

8. No expiration for the unredeemed cashback.

Citibank Cash Back Credit Card Benefits 

Reward type

Cashback

Cashback Benefits

  • 5% cashback will be given on booking of movie tickets or any kind of utility payments through Citi Billpay.

  • For the payment of telephone bills, if you are paying with a Citi Cash Back card, you will receive a cashback of 5% and the maximum cashback will be Rs.100 per month.

  • Any kind of utility bill payment will result in a cashback of 5% which will also have a cap of Rs.100 per month.

  • On any other type of purchases, you will be entitled to a cashback of 0.5%.

  • On a minimum accumulation of Rs.500, the cashback will be automatically credited to the account and will show on the credit statement.

Shopping Benefits

If you own a Citi Cash Back card, you will be entitled to receive various discounts and offers in various stores which are partnered with the bank.

Dining Benefits

People holding a Citi Cash Back card will receive a discount on their dining bill at all Citibank partner restaurants across the globe.

Reward Points

  • Movie tickets & telephone bills: 5% cashback

  • Utility bills via Citibank Online Bill Pay: 5% cashback

  • Others: 0.5% cashback

EMIs Benefits

Customers who own the Citi Cash Back Card will also receive privileges on EMIs for various products at various electronic stores, shopping outlets, retailing chains as well as during online shopping.

Loan Benefits

Avail instant loans on the Citi Cash Back Credit Card as per your requirement.

Citibank Cash Back Credit Card Fee and charges

To apply for a cash back card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.

  TYPE

  CHARGES

Joining Fee

500

Annual Fee

500

Interest Rate

37.2% to 42% per annum

Cash Withdrawal fee

2.5% of the withdrawn amount subject to a minimum amount of Rs.500

Rewards Redemption fee

Nil

If the statement balance is

  • Up to Rs.1,000 - NIL

  • Above Rs.1,000 and up to Rs.5,000 - Rs.450

  • Above Rs.5,000 and up to Rs.10,000 - Rs.700

  • Above Rs.10,000 - Rs.950

Over credit limit fee

2.5% on the amount exceeding the credit limit, subject to a minimum of Rs.500

Cheque return or bounce fee

Rs.500 per returned cheque

Statement request fee

Rs.100 (For more than 3 months)

Railway ticket booking surcharge

1.8% of the transaction value

Re-issue of the card

Rs.100

Cash payment fee

Rs.250 per deposit

Cash payment at ATMs

Rs.100 per deposit

Citibank Cash Back Credit Card Eligibility Criteria

Before applying for a cash back card from Citibank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The applicant must be above 18 years of age and be an Indian citizen.

2. Along with that, the applicant should also have a good credit report with good payment history and a good score. 

3. Apart from this, the applicant must also have a stable income and salary.

Citibank Cash Back Credit Card Documents Required

Any applicant who is applying for a cash back credit card from Citibank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Citibank Credit Card Login 

Cardholders of Citibank Credit Card can log in to their credit card account through following steps :

1. Go to Citibank login page 

2. Enter User Id and Internet Password(IPIN)

3. In case you don’t have a User Id and Internet Password, click on “First Time User”

4. Click on “Login” to view your Citibank credit card account

Citibank other products

1. Citibank Home loan

2. Citibank Personal Loan

3. Citibank Credit Card

Citibank Cash Back Credit Card Customer Care

Contact number : 18602102484 / 18002662400 

Email id : customercare@citi.com

How to apply for Citibank Cash Back Credit Card

There are two reason to apply for Citibank Cash Back Credit Card :

1. Offline Method : By visiting the nearest branch of Citibank

2. Online Method  :

  • To apply for Citibank Cash Back Credit Card

  • Enter basic details such as occupation type, mobile number, monthly income, pin code, etc. and click on “View Offers”

  • Select Citibank Cash Back Credit Card from the list and click on “Check Eligibility”

  • Now enter your personal details and click on “Submit Details”

  • Once submitted successfully, an executive will get in touch with you for documentation

  • After the bank’s approval, the card will be delivered to the address mentioned in the form

Citibank Cash back Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login with User ID and Password

2. In the Credit Cards section, click on “Pay Credit Card Bill”

3. Select the amount you want to pay (Minimum due amount, Total amount due or any other amount)

4. Submit your request

5. The amount will be deducted from the bank account and the payment will be done instantly

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Citibank Cash Back Credit Card Frequently Asked Questions 

1. What is a Citibank Cash Back Credit Card?

Citibank Cash Back Card provides great savings on everyday spends by offering instant cashback on movie ticket bookings, telephone and utility bill payments, and others. Users can earn 5% cash back when they use this card to settle telephone bills, buy a movie ticket or pay utility bills through Citibank Online Bill Pay service.  

2. What is the joining fee of the Citibank Cash Back Gold Card?

The joining fee is 500 of the Citibank Cash Back Credit Card.

3. What are the rewards points given in a Citibank Cash Back Credit Card?

The rewards points given in the Citibank Cash Back Credit Card is :

  • Movie tickets & telephone bills: 5% cashback

  • Utility bills via Citibank Online Bill Pay: 5% cashback

  • Others: 0.5% cashback

4. How much interest rate is provided by Citibank Cash Back Credit Cards?

The interest rate is 37.2% to 42% per annum provided by Citibank Cash Back Credit cards.

5. What type of rewards are included in the Citibank Cash Back Credit Card?

Cash Back rewards are included in the Citibank Cash Back Credit Card.

6. How can I apply for a Citibank Cash Back Credit Card?

You can apply for a Citibank Cash Back Credit Card through online and offline by visiting the nearest bank branch.

7. How do I contact customer care for a Citibank Cash Back Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Citibank Cash Back Credit Card.

8. What is the annual fee of the Citibank Cash Back Credit Card?

The annual fee is 500 of the Citibank Cash Back Credit Card.

9. What is the minimum and maximum age of the applicant to apply for a Citibank Cash Back Credit Card?

The minimum age is 18 years and maximum age is 65 years to apply for a Citibank Cash Back Credit Card.

Last Updated on : 06/Oct/2020

Know More About CREDIT CARDS

Citi Cash Back Credit Card

You're eligible for a Citi Cash Back Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account