Citibank is a multinational financial services company , was first founded in 1812 in New York. It began its operations in India way back in 1902. Started in Kolkata, it is one one of the biggest investor banks in the country today. It provides a wide range of financial products and offers to its customers. Different banks have different criteria and terms to validate a person's business. Citibank has over 35 branches in India where you can avail service.
For all those who love to travel, Citibank has introduced Citi PremierMiles Credit Card. This card helps users win free miles and other exciting travel offers. It is the best choice for the customers who frequently fly. You can redeem your miles for flight tickets across 100 plus airlines at www.premiermiles.co.in, and also at our online partners. Use your miles as currency at our exclusive website www.premiermiles.co.in to redeem for flight tickets of over 100 airlines, and for hotel stays.
1. Earn 10,000 Miles with your first spend of Rs.1,000 or more within 60 days
2. Earn 10 Miles for every Rs.100 spent on www.premiermiles.co.in website and on airline spends
3. Earn 4 miles for every Rs.100 spent on other spends
4. Get complimentary access to select airport lounges & freedom to choose from over 100 airlines to fly with
5. Complimentary air accident insurance coverage up to Rs.1 crore
6. Up to 20% savings at participating restaurants
7. 3,000 miles on yearly card renewals
8. Free access to select airport lounges across India
9. Benefits worth Rs.19,000 plus in the first year. This is subject to change basis your spending pattern
10. Enjoy Lost Card Liability Cover of up to Rs.10 lakh.
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Reward type |
Travel |
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Travel Benefits |
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EMIs Benefits |
Turn any big transaction on the Citi PremierMiles Credit Card into EMI with ease. |
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Instant Loan Benefits |
Avail instant loans on your Citi PremierMiles Credit Card. |
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Dining Benefits |
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Lifestyle Offer |
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Contactless benefits |
Enjoy the benefit of seamless and easy payments for transactions of up to Rs.2,000 through the contactless feature of your Citi PremierMiles Credit Card. |
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Reward Points |
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To apply for a premiermiles card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
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Annual fee |
Rs.3000 |
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Joining fee |
Rs.3000 |
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Cash advance fee |
2% of the withdrawn amount, subject to a minimum amount of Rs.300. |
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Interest Rate |
3.10% pm |
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Late payment fee |
For statement balance of up to Rs.1,000 – Nil For statement balance of more than Rs.1,000 – Rs.100 per month |
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Over credit limit fee |
2.5% of the over limit amount, subject to a minimum of Rs.500 |
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Cheque return or bounce fee |
Rs.350 per return |
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Statement request fee |
Nil |
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Railway ticket booking surcharge |
1.8% of the transaction value |
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Re-issue of the card |
Nil |
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Cash payment fee (over the counter) |
Rs.100 per deposit |
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Cash payment at ATMs |
Rs.50 per payment |
Before applying for a premiermiles card from Citibank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. You must be at least 21 years of age.
2. You must be within 65 years of age.
3. The income criteria differ from time to time and will be communicated when you apply for the card.
4. You should be a resident of India or a Non-resident of India.
Any applicant who is applying for a premiermiles credit card from Citibank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Citibank Credit Card Login
Cardholders of Citibank Credit Card can log in to their credit card account through following steps :
1. Go to Citibank login page
2. Enter User Id and Internet Password(IPIN)
3. In case you don’t have a User Id and Internet Password, click on “First Time User”
4. Click on “Login” to view your Citibank credit card account
Citibank PremierMiles Credit Card Customer Care
Contact number : 18602102484 / 18002662400
Email id : customercare@citi.com
There are two reason to apply for Citibank PremierMiles Credit Card :
1. Offline Method : By visiting the nearest branch of Citibank
2. Online Method :
To apply for Citibank PremierMiles Credit Card
Enter basic details such as occupation type, mobile number, monthly income, pin code, etc. and click on “View Offers”
Select Citibank PremierMiles Credit Card from the list and click on “Check Eligibility”
Now enter your personal details and click on “Submit Details”
Once submitted successfully, an executive will get in touch with you for documentation
After the bank’s approval, the card will be delivered to the address mentioned in the form
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login with User ID and Password
2. In the Credit Cards section, click on “Pay Credit Card Bill”
3. Select the amount you want to pay (Minimum due amount, Total amount due or any other amount)
4. Submit your request
5. The amount will be deducted from the bank account and the payment will be done instantly
Bank offered Financila Products
The Citibank PremierMiles card helps users win free miles and other exciting travel offers. It is the best choice for the customers who frequently fly. You can redeem your miles for flight tickets across 100 plus airlines at www.premiermiles.co.in, and also at our online partners.
The joining fee is 3000 of the Citibank PremierMiles Credit Card.
The rewards points given in the Citibank PremierMiles Credit Card is :
Flights & hotel bookings via PremierMiles website & select partners: Rs.100 = 10 miles
Others: Rs.100 = 4 miles
Miles never expire
The interest rate is 3.10% per month provided by Citibank PremierMiles Credit cards.
Travel rewards are included in the Citibank PremierMiles Credit Card.
You can apply for a Citibank PremierMiles Credit Card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Citibank PremierMiles Credit Card.
The annual fee is 3000 of the Citibank PremierMiles Credit Card.
The minimum age is 18 years and maximum age is 70 years to apply for a Citibank PremierMiles Credit Card.
Last Updated on : 08/Oct/2020Know More About CREDIT CARDS
You're eligible for a Citi Premiermiles Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account