If you are a frequent flyer who spends quite a time booking airline tickets and making hotel reservations, then the Citibank PremierMiles card is tailored just for you. It is a credit card, among many Citibank credit cards, that is offered packed in a bountiful miles or points for every purchase. You get to earn miles on your spends made with Citi PremierMiles which you can later redeem into several benefits including specially airlines and hotels. The card costs a joining fee that is communicated by the bank at the time of application and it features a facility to convert heavy spends into seamless monthly installments.
|
Joining Fee |
As per the bank’s discretion |
|
Annual Fee |
Rs 3,000 |
|
Cash Advance Charges |
2% of the amount withdrawn (Minimum Rs 300) |
|
Late Payment Charges |
NIL for statement amount of up to Rs 2000 Rs 100 for statement amount above Rs 2000 |
|
Cash Deposits |
Rs 100 |
Citi Premiermiles credit card brings countless features for users, especially the ones who travel frequently. Here are the top highlights that make Citi Premiermiles special:
1. Joining Benefits : As a welcome treat, Citi Premiermiles credit card offers 10,000 miles to the cardholders on the spends above Rs 1000. These bonus miles are credited in a subsequent statement to the credit card account.
2. Travel Benefits : Citi PremierMiles credit card features 10 premier miles on every spend of Rs 100 made on airlines at www.premiermiles.co.in. Card members get to redeem these miles on domestic and international flights. Besides that, cardholders also get to enjoy miles on hotel bookings.
For cards that are issued under VISA Signature, Citi PremierMiles cards bring 8 complimentary lounge visits per quarter. You get 6 complimentary lounge visits per quarter if your card is issued under the MaterCard variant.
3. Lifestyle : Cardholders get to earn 2x miles on the spend of every Rs 100 on e-commerce websites- Amazon India, Myntra and Flipkart. These miles shall apply on spends of Rs 40,000 per statement.
4. Dining : This card brings along the dining benefits for cardmembers. Citi PremierMiles credit card features a discount of up to 20% on partner restaurants.
5. Renewal : Citi PremierMiles credit card holders get 3,000 miles credited for renewal every year. Citi PremierMiles renewal bonus is only applicable from the second year. Apart from that, this offer can only be enjoyed on the credit cards issued in India and is only valid for Citi PremierMiles primary card members.
6. EMI Option: Citi PremierMiles credit card Citi PayLite is a facility for cardholders that allows them to convert large spends into easy monthly installments. This facility is only applicable when your transactions are more than Rs 2500. You can convert your purchases into easy EMIs and pay off the dues conveniently.
To apply for a premiermiles card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Annual fee |
Rs.3000 |
|
Joining fee |
Rs.3000 |
|
Cash advance fee |
2% of the withdrawn amount, subject to a minimum amount of Rs.300. |
|
Interest Rate |
3.10% pm |
|
Late payment fee |
For statement balance of up to Rs.1,000 – Nil For statement balance of more than Rs.1,000 – Rs.100 per month |
|
Over credit limit fee |
2.5% of the over limit amount, subject to a minimum of Rs.500 |
|
Cheque return or bounce fee |
Rs.350 per return |
|
Statement request fee |
Nil |
|
Railway ticket booking surcharge |
1.8% of the transaction value |
|
Re-issue of the card |
Nil |
|
Cash payment fee (over the counter) |
Rs.100 per deposit |
|
Cash payment at ATMs |
Rs.50 per payment |
Other Top Credit Card of Citibank
| Card Variant | Annual Fee | Category |
| Rewards Credit Card | Rs.1,000 (waived on annual expenditure of Rs.30,000) | Shopping |
| First Citizen Citi Credit Card | Rs. 0 for spends of Rs. 30,000 / Rs. 5,000 for spends lesser than Rs. 30,000 | |
| IndianOil Citi Credit Card | Rs. 1,000 (waived on annual expenditure of Rs. 30,000) | Fuel |
| Citi Cash Back Credit Card | Rs.500 | Cashback |
| Citi Prestige Credit Card | Rs. 20,000 | Lifestyle |
Here are the Citi PremierMiles credit card eligibility requirements which you should meet in order to get the card:
Here are the Citi PremierMiles card documents that are required by the bank:
|
Documents |
Salaried Individuals |
Self Employed Individuals |
|
ID Proof |
Aadhar Card, Passport, Voter ID |
Aadhar Card, Passport, Voter ID |
|
Address Proof |
PAN Card, Driving Licence, Electricity Bill, Water Bill |
PAN Card, Driving Licence, Electricity Bill, Water Bill |
|
Income Proof |
Salary Slips, Bank Statements, Form 16. IT Returns |
Salary Slips, Bank Statements, Form 16. IT Returns |
|
Other Important Documents |
PAN Card, Passport-size Photographs |
PAN Card, Passport-size Photographs |
Here are the simple ways to apply for Citi PremierMiles credit card:
You can apply for Citi PremierMiles credit card offline by visiting the nearest Citibank branch. You must ensure that you have the necessary documents required for Citibank credit card application.
To apply for Citi PremierMiles credit card online, you can follow the simple steps mentioned below:
You can redeem Citi PremierMiles points on partner airlines miles and hotel pints. Besides that, you can also redeem the miles earned on many other categories like gift vouchers, cashback, wallet recharge or to adjust your outstanding credit card balance etc.
You can redeem your Citibank credit card miles on Citi Mobile app or on the official Citibank website. Alternatively, you can contact the Citibank customer care to redeem the miles.
In case of any assistance/query/grievances related to the Citibank PremierMiles credit card, you can contact the Citibank credit card customer support.
Here is the Citibank credit card customer care number that you can dial:
+91-22-49181050 , 1-800-419-1050
Other Products Offerd by Citibank
You can check your Citibank PremierMiles card application on the Citi Mobile application. You can also track Citibank credit card application status on the official Citibank website. Here are the steps to do that:
You can apply for a Citibank PremierMiles credit card offline or online. You can either visit the official website of the bank and apply online or visit the nearest Citibank branch for an offline Citibank credit card application. You can also reach out to the Citibank customer support and enquire about the Citibank credit card application.
You have to contact the Citibank customer support for any assistance you need to block your Citi PremierMiles card.
There are multiple methods of payment using which you can make your Citi PremierMiles credit card bill payment. Here is how you can pay your Citibank credit card bills:
The bank charges an annual fee of Rs 3,000 for Citibank PremierMiles credit card.
Last Updated on : 13/Apr/2021Know More About CREDIT CARDS
You're eligible for a Citi Premiermiles Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account