SELECT `id` FROM `tbl_card` WHERE `title` = 'Citi Prestige Credit Card' AND `card_type` = 'Credit Cards' CITI Prestige Credit Card - Benefits, Rewards, Eligibility, Features

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Citi Prestige Credit Card

We all love to sneak into the premium treats at least once in a while and they come with handsome rewards and cashbacks, it is not fair (nor easy) to resist the urge to make the most of the benefits. Citibank Prestige credit card is all about that. The Citi Prestige credit card features a bunch of rewards and cashbacks and gives you premium gateways on categories like travel, stay, and other services. If you want to dive into the perks this card brings, then this section is made for you. Let’s take a walk through the Citi Prestige credit card benefits and features and see if it has got your interests in check. 

Citibank Prestige Credit Card Highlights

Joining Fee

As per the bank’s discretion

Renewal Fee

Rs 20,000

Cash Advance Charges 

2% of the amount withdrawn (Minimum Rs 300)

Late Payment Charges

NIL for statement amount of up to Rs 2000

Rs 100 for statement amount above Rs 2000

Cash Deposits at Citibank Branches

Rs 100

Citi Prestige Credit Card Features and Benefits 

What’s all on the list of Citibank Prestige credit card benefits? Well, from travel to premium lifestyle perks, here are the Citi Prestige credit card features and benefits that you need to know:

  • Citi Prestige Credit Card Welcome Benefits : Here is the welcome treat offered by Citi Prestige credit card:
  • Air Miles Reward Points : Citi Prestige credit card welcome benefits bring you 2500 reward points that are equivalent (1 reward point= 4 air miles) to 10,000 air miles. The reward points are credited to your card account within 60 day from your first transaction. 
  • Taj Hotels/ITC Hotels Vouchers : Citi Prestige credit card welcome benefits also include vouchers worth Rs 10,000 for Taj Hotels and ITC Hotels. You can either redeem vouchers for Taj Hotels or go for ITC Hotels. These rewards get you to enjoy drink and dine, stay and spa at Taj or ITC hotels across India. 
  • Reward Points : Citibank credit card reward program offers users the opportunity to earn reward points on Citi Prestige credit card transactions. 
    • You get 1 reward point on every Rs 100 spent domestically.
    • You get 2 reward points on every Rs 100 on transactions made overseas. 
  • LifestyleCitibank credit card features many lifestyle benefits. The card enables primary cardholders to indulge in golf rounds and lessons. Users get 4 complimentary gold rounds and lessons at 15 major golf clubs across India
  • Travel : Citi Prestige credit card has a bountiful number of perks in the room when it comes to travel and stay. Citibank Prestige credit card travel benefits bring unlimited priority pass lounge access to over 1300 airports across the world. With the Citibank Prestige credit card, you also get to revel in complimentary stay at any hotel across the world. You get to enjoy one complimentary stay after a minimum of 4 stays at any hotel worldwide. 
  • EMI : You need not pay off your large transactions when you can pay them into installments. You can convert your Citi Prestige credit card transactions into EMIs and pay them comfortably. 

Citibank Prestige Credit Card Fee and charges

To apply for a prestige card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.

  TYPE

  CHARGES

Joining fee

Rs.20000

Annual membership fee

Rs.20,000 plus tax

Late payment fee

Outstanding balance up to Rs.1,000: Rs.0 Outstanding balance above Rs.1,000: Rs.100

Cash advance fee

2% of the withdrawn amount (min. Rs.300)

Foreign currency mark-up

3.5%

Over-limit charge

2.5% of the amount exceeding credit limit (excluding fees/charges/taxes) or Rs.500, whichever is higher

Cash deposit at bank branches

Rs.100

Cash deposits at Citi ATMs

Rs.50

Outstation cheque charges

Cheque amount up to Rs.10,000: Rs.50 Cheque amount Rs.10,001-Rs.1 lakh: Rs.100 Cheque amount above Rs.1 lakh: Rs.150

Replacement card in case of loss/damage

No charge

Statement request (beyond 3 months)

No charge

Fuel charge

1% of transacted amount (min. Rs.10); waived at selected Indian Oil Corporation outlets

Railway tickets booking surcharge

1.8% of transacted amount

Other Top Credit Card of Citibank

Card Variant Annual Fee Category
Rewards Credit Card Rs.1,000 (waived on annual expenditure of Rs.30,000) Shopping
First Citizen Citi Credit Card Rs. 0 for spends of Rs. 30,000 / Rs. 5,000 for spends lesser than Rs. 30,000  
IndianOil Citi Credit Card Rs. 1,000 (waived on annual expenditure of Rs. 30,000) Fuel
Citi Cash Back Credit Card Rs.500 Cashback
PremierMiles Credit Card Rs. 300 Travel

Citi Prestige Credit Card Eligibility Criteria

You must meet the Citibank Prestige credit card eligibility criteria in order to get the card easily. The bank takes your age, employment status and other factors into consideration when determining your eligibility for Citi Prestige credit card. Thus, it is important that you check the Citi Prestige credit card eligibility before applying for it. 

Here is the eligibility criteria for Citi Prestige credit card:

  • Minimum age of Citi Prestige credit card applicants should be 21 years. 
  • Salaried and self employed individuals can apply.
  • Minimum annual income of applicants should be Rs 25 lacs.
  • Applicants should maintain a good credit score.
  • Applicants should have all the documents required for Citibank Prestige credit card. 

Citi Prestige Credit Card Documents Required

To get a Citibank Prestige credit card, you need to present the documents that are required by the bank. Before availing you the card, the bank requires you to submit a CitiPrestige credit card required by the bank. 

Here are the Citibank Prestige credit card required documents you need to submit:

Documents

Salaried Individuals 

Self Employed Individuals 

ID Proof

Aadhar Card, Passport, Voter ID 

Aadhar Card, Passport, Voter ID 

Address Proof

PAN Card, Driving Licence, Electricity Bill, Water Bill 

PAN Card, Driving Licence, Electricity Bill, Water Bill 

Income Proof

Salary Slips, Bank Statements, Form 16. IT Returns 

Salary Slips, Bank Statements, Form 16. IT Returns 

Other Important Documents

PAN Card, Passport-size Photographs 

PAN Card, Passport-size Photographs 

How to Apply for Citi Prestige Credit Card?

Here is how to apply for Citi Prestige credit card:

  • Apply for Citi Prestige Credit card offline

You can visit the nearest branch of Citibank and seek assistance from the bank official to apply for a Citibank Prestige credit card offline. 

  • Apply for Citi Prestige Credit card online

 Here is how to apply for Citibank Prestige credit card:

  • Visit the official website of Citibank. 
  • Go to the “Credit Cards” section.
  • Click on “Prestige Card”.
  • Now in the Citibank Prestige credit card application form, enter required information including your name, annual income and mobile number.
  • Click the “Talk to Us Now” button.

Once you have submitted your Citibank credit card application, the bank official will get in touch with you. 

Citibank Prestige Credit Card Reward Redemption

You can redeem Citibank Prestige reward points on multiple categories such as gift vouchers, air miles, bill payments, cashback, wallet recharge etc. 

The Citibank Prestige card reward redemption can be done using the Citibank mobile app. You can also redeem Citi credit card reward points by logging into your Citibank NetBanking account. 

Citibank Prestige Credit Card Customer Care

You can reach out to the Citibank customer support in case of any query/assistance/grievances regarding the Citibank Prestige credit card. 

Here is the Citibank Prestige credit card customer care number:

+91-22-49181050 , 1-800-419-1050

Other Products Offerd by Citibank

FAQs On Citi Prestige Credit Card

Q.1 How can I track my Citibank Prestige credit card?

You can track your Citibank credit card application via Citi Mobile app. You can also check Citi Prestige credit card application status on the official website of Citibank. 

Q.2 How can I apply for a Citibank Prestige credit card?

You can apply for a Citibank credit card online via the official website of bank or you can visit the nearest branch of the bank to apply for Citibank credit card offline. You can contact the Citibank customer care and enquire about the Citibank credit card application. 

Q.3 How can I block my Citibank credit card?

If you want to block Citibank Prestige credit card, you can contact the Citibank customer service. 

Q.4 How do I make Citibank credit card bill payments?

There are multiple payment channels using which Citibank credit card bill payments. You can make Citibank Prestige credit card bill payment via:

  • Citibank online 
  • Citi Mobile app
  • Cash deposits at the bank branch
  • Cheque 
  • NEFT
  • Standing instructions

Q.6 What is the Citibank Prestige Credit Card annual fee?

The bank charges Rs 20,000 as Citibank Prestige credit card annual fee. 

Last Updated on : 12/Apr/2021

Know More About CREDIT CARDS

Citi Prestige Credit Card

You're eligible for a Citi Prestige Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account