SELECT `id` FROM `tbl_card` WHERE `title` = 'Citi Prestige Credit Card' AND `card_type` = 'Credit Cards' CITI Prestige Credit Card - Benefits, Rewards, Eligibility, Features

Apply Now

CITIBANK PRESTIGE CREDIT CARD 

Citibank is a multinational financial services company , was first founded in 1812 in New York. It began its operations in India way back in 1902. Started in Kolkata, it is one one of the biggest investor banks in the country today. It provides a wide range of financial products and offers to its customers. Different banks have different criteria and terms to validate a person's business. Citibank has over 35 branches in India where you can avail service.

Citi Prestige credit card provides the user with a world of unforgettable experiences. The customer gets unlimited privileges like the highest level of services, luxury travel upgrades and much more. It is a lifestyle choice that lets the customer make the most of every moment and provides a different experience altogether. The customer gets free lounge access.  

Citibank Prestige Credit Card Features

1. Complimentary Meet and Assist services at over 30 international airports.

2. Avail of 4 complimentary golf rounds and golf lessons every year at some of the leading golf clubs across India.

3. Redeem your reward points for gift vouchers of leading brands through the Citi Prestige rewards catalogue.

4. Redeem your reward points for flight tickets, car rentals and hotel accommodation with Citibank travel partners Indigo, Yatra and Goibibo.

5. Enjoy exclusive access at golf courses around the world.

6. Explore some of the most beautiful cities around the world with Luxe City Guides.

7. Complimentary unlimited Priority Pass lounge access at over 800 airports worldwide.

8. Enjoy one complimentary night's stay on a minimum booking of 4 nights at any hotel around the world.

9. 10,000 welcome air miles upon applying.

10. Up to 2 reward points per Rs.100 spent.

11. Exclusive concierge service.

Citibank Prestige Credit Card Benefits 

Reward type

Travel and Lifestyle

Welcome Gifts 

  • Air miles will be credited in the form of reward points.

  • 1 air mile = 4 reward points, hence you will receive 2,500 reward points.

  • Convert the points to miles at partner airlines under the frequent flyer program where 1 reward point = 4 air miles.

Taj Group or ITC Hotels Benefits

  • Taj Group: Get gift card worth Rs.10,000. 1 reward point = 1 Taj InnerCircle point.

  • ITC Hotels: Get 4 gift vouchers worth Rs.2,500 each.

Reward Points

  • Enjoy the benefits of an attractive and unparalleled rewards program.

  • Earn 1 Reward Point on every spend of Rs. 100 made within India.

  • Earn 2 Reward Point on every spend of Rs. 100 made internationally.

  • Earn additional bonus points for your existing relationship and spend with Citibank.

  • Earn up to 30% bonus points over and above your Citi Prestige credit card spent with a Citigold credit card or a Citigold Private Client credit card.

Travel Insurance

  • Overseas medical insurance of US$50,000.

  • Air accident insurance of Rs.5 crore. Nominee or supplementary card members will receive the benefit.

  • Lost card protection of Rs.10 lakh in case of financial loss sustained through unauthorised transactions.

  • Loss of card: Call Citi Prestige Service Line for card replacement and emergency cash service.

Lifestyle Offer

  • Get silver memberships with Taj InnerCircle and Taj Epicure Plus Plan.

  • 4 free rounds of golf and golf lessons across 15 golf clubs in India. Additional golf rounds based on credit card spends.

  • Enjoy personal assistance for daily tasks as well as travel, entertainment, and more services from a personalised concierge team, locally and abroad.

Other Benefits 

  • This is a contactless credit card where you can pay for transactions below Rs.2,000 with a simple tap at a payment terminal. No swipe/PIN required.

  • Convert large purchases into EMI (equated monthly instalment) plans.

  • Get an instant loan against your credit limit.

Citibank Prestige Credit Card Fee and charges

To apply for a prestige card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.

  TYPE

  CHARGES

Joining fee

Rs.20000

Annual membership fee

Rs.20,000 plus tax

Late payment fee

Outstanding balance up to Rs.1,000: Rs.0 Outstanding balance above Rs.1,000: Rs.100

Cash advance fee

2% of the withdrawn amount (min. Rs.300)

Foreign currency mark-up

3.5%

Over-limit charge

2.5% of the amount exceeding credit limit (excluding fees/charges/taxes) or Rs.500, whichever is higher

Cash deposit at bank branches

Rs.100

Cash deposits at Citi ATMs

Rs.50

Outstation cheque charges

Cheque amount up to Rs.10,000: Rs.50 Cheque amount Rs.10,001-Rs.1 lakh: Rs.100 Cheque amount above Rs.1 lakh: Rs.150

Replacement card in case of loss/damage

No charge

Statement request (beyond 3 months)

No charge

Fuel charge

1% of transacted amount (min. Rs.10); waived at selected Indian Oil Corporation outlets

Railway tickets booking surcharge

1.8% of transacted amount

Citibank Prestige Credit Card Eligibility Criteria

Before applying for a prestige card from Citibank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Employment type of the applicant is Salaried and self-employed individuals.

2. The Minimum age of the applicant is 21 years.

3. The Minimum annual income required is Rs.25 lakh.

Citibank Prestige Credit Card Documents Required

Any applicant who is applying for a premiermiles credit card from Citibank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Citibank Credit Card Login 

Cardholders of Citibank Credit Card can log in to their credit card account through following steps :

1. Go to Citibank login page 

2. Enter User Id and Internet Password(IPIN)

3. In case you don’t have a User Id and Internet Password, click on “First Time User”

4. Click on “Login” to view your Citibank credit card account

Citibank other products

1. Citibank Home loan

2. Citibank Personal Loan

3. Citibank Credit Card

Citibank Prestige Credit Card Customer Care

Contact number : 18602102484 / 18002662400 

Email id : customercare@citi.com

How to apply for Citibank Prestige Credit Card

There are two reason to apply for Citibank Prestige Credit Card :

1. Offline Method : By visiting the nearest branch of Citibank

2. Online Method  :

  • To apply for Citibank Prestige Credit Card

  • Enter basic details such as occupation type, mobile number, monthly income, pin code, etc. and click on “View Offers”

  • Select Citibank Prestige Credit Card from the list and click on “Check Eligibility”

  • Now enter your personal details and click on “Submit Details”

  • Once submitted successfully, an executive will get in touch with you for documentation

  • After the bank’s approval, the card will be delivered to the address mentioned in the form

Citibank Prestige Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login with User ID and Password

2. In the Credit Cards section, click on “Pay Credit Card Bill”

3. Select the amount you want to pay (Minimum due amount, Total amount due or any other amount)

4. Submit your request

5. The amount will be deducted from the bank account and the payment will be done instantly

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Citibank Prestige Credit Card Frequently Asked Questions 

1. What is a Citibank Prestige Credit Card?

Citibank Prestige credit card provides the user with a world of unforgettable experiences. The customer gets unlimited privileges like the highest level of services, luxury travel upgrades and much more. It is a lifestyle choice that lets the customer make the most of every moment and provides a different experience altogether. The customer gets free lounge access.  

2. What is the joining fee of the Citibank Prestige Credit Card?

The joining fee is 20000 of the Citibank Prestige Credit Card.

3. What are the rewards points given in a Citibank Prestige Credit Card?

The rewards points given in the Citibank Prestige Credit Card is :

  • Enjoy the benefits of an attractive and unparalleled rewards program.

  • Earn 1 Reward Point on every spend of Rs. 100 made within India.

  • Earn 2 Reward Point on every spend of Rs. 100 made internationally.

  • Earn additional bonus points for your existing relationship and spend with Citibank.

  • Earn up to 30% bonus points over and above your Citi Prestige credit card spent with a Citigold credit card or a Citigold Private Client credit card. 

4. How much interest rate is provided by Citibank Prestige Credit Cards?

The interest rate is 3.50% per month provided by Citibank Prestige Credit cards.

5. What type of rewards are included in the Citibank Prestige Credit Card?

Travel and Lifestyle rewards are included in the Citibank Prestige Credit Card.

6. How can I apply for a Citibank Prestige Credit Card?

You can apply for a Citibank Prestige Credit Card through online and offline by visiting the nearest bank branch.

7. How do I contact customer care for a Citibank Prestige Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Citibank Prestige Credit Card.

8. What is the annual fee of the Citibank Prestige Credit Card?

The annual fee is 20000 of the Citibank Prestige Credit Card.

9. What is the minimum and maximum age of the applicant to apply for a Citibank Prestige Credit Card?

The minimum age is 21 years and maximum age is 65 years to apply for a Citibank Prestige Credit Card.

Last Updated on : 08/Oct/2020

Know More About CREDIT CARDS

Citi Prestige Credit Card

You're eligible for a Citi Prestige Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account