SELECT `id` FROM `tbl_card` WHERE `title` = 'Citi Rewards Credit Card' AND `card_type` = 'Credit Cards' CITI Rewards Credit Card - Benefits, Rewards, Eligibility, Features

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CITIBANK REWARDS CREDIT CARD 

Citibank is a multinational financial services company , was first founded in 1812 in New York. It began its operations in India way back in 1902. Started in Kolkata, it is one one of the biggest investor banks in the country today. It provides a wide range of financial products and offers to its customers. Different banks have different criteria and terms to validate a person's business. Citibank has over 35 branches in India where you can avail service.

Citi Rewards Credit Card is a standard credit card offered by Citibank that is focused at providing better deals and offers to the customers. Customers can earn reward points rapidly and redeem them to enjoy attractive offers provided on travel, shopping, etc. These reward points do not expire and can be stored over time to redeem as Air Miles, cash back and to purchase merchandise.

Citibank Rewards Credit Card Features

1. Avail 10 Reward Points for every Rs.125 spent on Apparel & Department Stores.

2. You can pay with your reward points at over 700 outlets and other e-shopping sites.

3. Benefits of over 3,600 offers at Dining, Shopping, Movies & EMI.

4. Up to 20% savings at participating restaurants

5. Benefits worth Rs.4,800 plus in the first year. This is subject to change based on your spending pattern.

6. 300 bonus points on spends of 30,000 or above in a month.

7. No expiry tenure for the reward points.

8. Reward points can be redeemed at any point in time.

9. This card is ideal for people who wish to earn rewards on their shopping transactions.

Citibank Rewards Credit Card Benefits 

Reward type

Shopping and Travel

Welcome Benefits

  • Earn 1,500 reward points on the first transaction made on the Citibank Rewards Credit Card – Transaction to be made within the first 30 days from the date of issuance of the card.

  • Earn 1,000 bonus reward points on spending Rs.1,000 on the Citibank Rewards Credit Card within the first 60 days of issuance of the card.

Fuel Benefits 

  • The points earned in the Citi Rewards Card can be instantly redeemed through SMS at any of the IndianOil petrol pumps across the country.

  • One reward point equals INR 0.25 and the minimum points required to redeem it is 1,000.

In store or Online Shopping

  • This credit card enables you to redeem the points for any kind of online purchase or transaction such as movie tickets, travel tickets or even any kind of mobile service.

  • The list for the partner websites of Citibank is available on the bank's website.

AirMiles Benefits

You can also redeem your Frequent Flyer and Air India membership miles using the reward points.

1 reward points will be equal to 0.75 miles and the minimum points to redeem these points will be 100.

Cashback Benefits

  • With your Citi Rewards credit card, you will be able to adjust your points to the outstanding statement of the card as well. 1 point in the credit card will equal INR 0.35.

  • Minimum points to redeem will be 10,000. It is strongly advised to get in contact with the customer care to understand the cashback benefits of the credit card in detail.

Gift Vouchers

You can use your reward points for instant redemption of gift vouchers against premium brands listed in the Citibank website.

Reward Points

  • Apparel/department stores:  125 = 10x points

  • Others:  125 = 1 point

Concierge Services

Avail the services of a personal concierge to take care of your party and dining arrangements, travel assistance, etc. 

Citibank Rewards Credit Card Fee and charges

To apply for a reward card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.

  TYPE

  CHARGES

Joining Fee

Would be informed by the bank at the time of sourcing the card

Annual Fee

Would be informed by the bank at the time of sourcing the card

Cash Withdrawal fee

2.5% of the amount withdrawn or a minimum amount of Rs.500

Late payment fee

If the statement balance is

Up to Rs.1,000 - NIL

Above Rs.1,000 and up to Rs.5,000 - Rs.450

Above Rs.5,000 and up to Rs.10,000 - Rs.700

Above Rs.10,000 - Rs.950

Over credit limit fee

2.5% on the amount which will be over the credit limit. The minimum will be Rs.500. (The amount will exclude charges, taxes and fees).

Cheque return or bounce fee

Rs.500 per returned cheque

Statement request fee

Rs.100 (Beyond 3 months)

Railway ticket booking surcharge

1.8% of the transaction value

Re-issue of the card

Rs.100

Cash payment fee

Rs.250 per deposit

Cash payment at ATMs

Rs.100 per deposit

Citibank Rewards Credit Card Eligibility Criteria

Before applying for a rewards card from Citibank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Your age should be in between 18 to 70 years.

2. You must be a resident of India.

Citibank Rewards Credit Card Documents Required

Any applicant who is applying for a reward credit card from Citibank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Citibank Credit Card Login 

Cardholders of Citibank Credit Card can log in to their credit card account through following steps :

1. Go to Citibank login page 

2. Enter User Id and Internet Password(IPIN)

3. In case you don’t have a User Id and Internet Password, click on “First Time User”

4. Click on “Login” to view your Citibank credit card account

Citibank other products

1. Citibank Home loan

2. Citibank Personal Loan

3. Citibank Credit Card

Citibank Rewards Credit Card Customer Care

Contact number : 18602102484 / 18002662400 

Email id : customercare@citi.com

How to apply for Citibank Rewards Credit Card

There are two reason to apply for Citibank Rewards Credit Card :

1. Offline Method : By visiting the nearest branch of Citibank

2. Online Method  :

  • To apply for Citibank Rewards Credit Card

  • Enter basic details such as occupation type, mobile number, monthly income, pin code, etc. and click on “View Offers”

  • Select Citibank Rewards Credit Card from the list and click on “Check Eligibility”

  • Now enter your personal details and click on “Submit Details”

  • Once submitted successfully, an executive will get in touch with you for documentation

  • After the bank’s approval, the card will be delivered to the address mentioned in the form

Citibank Rewards Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login with User ID and Password

2. In the Credit Cards section, click on “Pay Credit Card Bill”

3. Select the amount you want to pay (Minimum due amount, Total amount due or any other amount)

4. Submit your request

5. The amount will be deducted from the bank account and the payment will be done instantly

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Citibank Rewards Credit Card Frequently Asked Questions 

1. What is a Citibank Rewards Credit Card?

Citibank Rewards Credit Card is a standard credit card offered by Citibank that is focused at providing better deals and offers to the customers. Customers can earn reward points rapidly and redeem them to enjoy attractive offers provided on travel, shopping, etc. 

2. What is the joining fee of the Citibank Rewards Gold Card?

The joining fee is 1000 of the Citibank Rewards Credit Card.

3. What are the rewards points given in a Citibank Rewards Credit Card?

The rewards points given in the Citibank Rewards Credit Card is :

  • Apparel/department stores:  125 = 10x points

  • Others:  125 = 1 point

4. How much interest rate is provided by Citibank Rewards Credit Cards?

The interest rate is 3.50% per month provided by Citibank Rewards Credit cards.

5. What type of rewards are included in the Citibank Rewards Credit Card?

Travel and Shopping rewards are included in the Citibank Rewards Credit Card.

6. How can I apply for a Citibank Rewards Credit Card?

You can apply for a Citibank Rewards Credit Card through online and offline by visiting the nearest bank branch.

7. How do I contact customer care for a Citibank Rewards Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Citibank Rewards Credit Card.

8. What is the annual fee of the Citibank Rewards Credit Card?

The annual fee is 1000 of the Citibank Rewards Credit Card.

9. What is the minimum and maximum age of the applicant to apply for a Citibank Rewards Credit Card?

The minimum age is 18 years and maximum age is 70 years to apply for a Citibank Rewards Credit Card.

Last Updated on : 08/Oct/2020

Know More About CREDIT CARDS

Citi Rewards Credit Card

You're eligible for a Citi Rewards Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account