SELECT `id` FROM `tbl_card` WHERE `title` = 'Citi Rewards Credit Card' AND `card_type` = 'Credit Cards' CITI Rewards Credit Card - Benefits, Rewards, Eligibility, Features

Apply Now

 Citibank Rewards Credit Card

Citibank Rewards credit card is a type of Citibank credit card that is designed specially to compliment your inner shopper. If you are into splurging on shopping and dining then Citibank Rewards credit card is perfect for you as it brings a world of reward points on your spends made online or offline. The card allows you to earn up to 10x rewards points on your transactions made at any departmental or apparel store. Besides that, you get bonus reward points too. Let us move ahead and know about the Citibank Rewards credit card rewards and other benefits. 

Citibank Reward Credit Card Highlights

Joining Fee

As per the bank’s discretion

Renewal Fee

Rs 1000

Cash Advance Charges 

2.5% of the amount withdrawn (Minimum Rs 500)

Late Payment Charges

  • NIL for statement amount of up to Rs 2000
  • Rs 600 for statement amount ranging from Rs 2000 to 7500
  • Rs 950 for statement amount ranging from Rs 7500 to 15000
  • Rs 1300 for statement amount above Rs 15000

Over Limit

2.5% of the amount withdrawn + applicable charges (Minimum Rs 500)

Cash Deposits at Citibank Branches

Rs 250/deposit

Citibank Rewards Credit Card: Features and Benefits

Citibank Rewards card features a multitude of rewards that are made just to adorn your shopping experience. Here are the Citibank rewards credit card benefits that you should check out:

  • Citi Rewards Credit Card Welcome Benefits : Citibank Rewards credit card joining benefits treat cardholders with 1500 reward points on first transaction within 30 days of card issuance. The cardholders get 1000 reward points on Citibank Rewards Credit card transactions of Rs 1000 within 60 days of credit card issuance. 
  • Rewards Points : Citibank Rewards credit card offers a plethora of rewards on different transactions. Here are the reward points offered by the Citibank Rewards credit card:
    • You earn 1 reward point on every Rs 125 spent.
    • You earn 10x rewards on every Rs 125 spent on Apparel & Department shopping.
    • You earn 5x rewards on every Rs 125 spent on Amazon India, Myntra and Flipkart.
    • You earn 300 bonus reward points on the spends above Rs 30,000 per month.
  • Shopping Benefits : Citi Rewards credit card brings you the reward points to have an enhanced shopping experience. You can redeem rewards points on your online (1 point= Rs 0.25)  and in-store purchases (1 point= Rs 0.30). 
  • Air Miles Benefits : With Citibank Rewards credit card, you can redeem your rewards on air miles. 1 reward point is equivalent to 0.75 air miles.
  • Fuel Benefits : Citibank Rewards card lets you enjoy rewards on your fuel purchase. The card lets you redeem points on fuel (1 point= Rs 0.25) at any IndianOil petrol pump across the country. 
  • Gift Voucher Benefits : You can use the Citi Rewards Credit card points to enjoy a range of gift vouchers for select brands. 
  • Cashback Benefits : You can enjoy the Rewards card points to adjust your Citibank credit card outstanding balance. You can redeem points to earn cashback (1 point= Rs 0.35).

Citibank Rewards Credit Card Fee and charges

To apply for a reward card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.

  TYPE

  CHARGES

Joining Fee

Would be informed by the bank at the time of sourcing the card

Annual Fee

Would be informed by the bank at the time of sourcing the card

Cash Withdrawal fee

2.5% of the amount withdrawn or a minimum amount of Rs.500

Late payment fee

If the statement balance is

Up to Rs.1,000 - NIL

Above Rs.1,000 and up to Rs.5,000 - Rs.450

Above Rs.5,000 and up to Rs.10,000 - Rs.700

Above Rs.10,000 - Rs.950

Over credit limit fee

2.5% on the amount which will be over the credit limit. The minimum will be Rs.500. (The amount will exclude charges, taxes and fees).

Cheque return or bounce fee

Rs.500 per returned cheque

Statement request fee

Rs.100 (Beyond 3 months)

Railway ticket booking surcharge

1.8% of the transaction value

Re-issue of the card

Rs.100

Cash payment fee

Rs.250 per deposit

Cash payment at ATMs

Rs.100 per deposit

Other Top Credit Cards of Citibank

Card Variant Annual Fee Category
Citi Prestige Credit Card Rs. 20,000 plus tax Lifestyle
First Citizen Citi Credit Card Rs. 0 for spends of Rs. 30,000 / Rs. 5,000 for spends lesser than Rs. 30,000  
IndianOil Citi Credit Card Rs. 1,000 (waived on annual expenditure of Rs. 30,000) Fuel
Citi Cash Back Credit Card Rs.500 Cashback
PremierMiles Credit Card Rs. 300 Travel

Citibank Rewards Credit Card Eligibility

You must meet the Citi Rewards credit card eligibility requirements in order to get the Citi Credit Card easily. 

Here is the Citibank Rewards credit card eligibility criteria:

  • Salaried and self-employed individuals can apply for this credit card. 
  • Applicants should be resident Indians.
  • Applicants should be at least 18 years old to be able to apply for a Citi Rewards credit card.
  • Maximum age of a Citi Rewards credit card should not exceed 70 years.

Citibank Rewards Credit Card Documents Required

You will be required to submit the documents asked by the bank in order to get the Citibank Rewards credit card. 

Here are the documents required for Citi Rewards credit card:

Documents

Salaried Individuals 

Self Employed Individuals 

ID Proof

Aadhar Card, Passport, Voter ID 

Aadhar Card, Passport, Voter ID 

Address Proof

PAN Card, Driving Licence, Electricity Bill, Water Bill 

PAN Card, Driving Licence, Electricity Bill, Water Bill 

Income Proof

Salary Slips, Bank Statements, Form 16. IT Returns 

Salary Slips, Bank Statements, Form 16. IT Returns 

Other Important Documents

PAN Card, Passport-size Photographs 

PAN Card, Passport-size Photographs 

How to Apply for a Citibank Rewards Credit Card

Here is how to pp;ly for a Citibank Rewards credit card:

  • Apply for a Citibank Rewards credit card offline

In order to apply for a Citibank Rewards credit card offline, you have to visit the nearest branch of Citibank. You should ensure that you carry all the required documents for Citibank Rewards credit card.

  • Apply for a Citibank Rewards credit card online 

Here is how to apply for a Citi Rewards credit card online:

  • Go to the official website of Citibank. 
  • Click on the “Credit Cards” menu.
  • Now, click on the “Rewards Card” option.
  • Start filling out the required information asked in the Citi Rewards credit card application form. 
  • Click on the “Submit” button.

Citibank Rewards Credit Card Reward Redemption

Here are the categories against which you can redeem Citi Rewards card reward points:

  • Apparel
  • Accessories
  • Hotels and Dining
  • Health and Beauty
  • Books and Entertainment
  • Travel 
  • Departmental Stores

You can contact the bank to get your Citi reward points redeemed. Alternatively, you can go to the official website of Citibank to redeem your rewards.

Citibank Credit Card Customer Care

If you want any assistance or share any feedback or query regarding the Citibank Rewards credit card then you can contact the Citibank customer care.

Here is the Citibank Rewards credit card number:

1860 210 2484 

Other Products Offerd by Citibank

FAQs On Citi Reward Credit Card

Q.1 How can I apply for a Citibank Rewards credit card?

You can apply for Citi Rewards credit card online or offline. You can apply for Citibank Rewards credit online. To apply for a Citi Rewards card offline, you can visit the nearest branch of Citibank. 

Q.2 How can I pay my Citibank Rewards credit card bill?

To make Citibank Rewards credit card bill payment, you can opt any of the following payment methods:

  • Cash deposits
  • Cheque
  • Citi Mobile app
  • Citi online 
  • Standing instructions
  • NEFT

Q.3 What is the Citibank Rewards credit card annual fee?

The Citibank Rewards credit card annual fee is Rs 1000 plus applicable taxes. 

Q.4 How can I track my Citi Rewards credit card application status?

You can track your Citibank credit card application status on the official website of Citibank or Citi Mobile app. You can also call the Citibank customer care to know your Citi Rewards credit card status. 

Q.5 I lost my Citibank Rewards credit card. What should I do?

In case your Citibank credit card is lost, stolen or misplaced, you should immediately report the issue to the Citibank customer service on the following Citibank customer care number:

1800 267 2425

Last Updated on : 12/Apr/2021

Know More About CREDIT CARDS

Citi Rewards Credit Card

You're eligible for a Citi Rewards Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account