Citibank is a multinational financial services company , was first founded in 1812 in New York. It began its operations in India way back in 1902. Started in Kolkata, it is one one of the biggest investor banks in the country today. It provides a wide range of financial products and offers to its customers. Different banks have different criteria and terms to validate a person's business. Citibank has over 35 branches in India where you can avail service.
Citi Rewards Credit Card is a standard credit card offered by Citibank that is focused at providing better deals and offers to the customers. Customers can earn reward points rapidly and redeem them to enjoy attractive offers provided on travel, shopping, etc. These reward points do not expire and can be stored over time to redeem as Air Miles, cash back and to purchase merchandise.
1. Avail 10 Reward Points for every Rs.125 spent on Apparel & Department Stores.
2. You can pay with your reward points at over 700 outlets and other e-shopping sites.
3. Benefits of over 3,600 offers at Dining, Shopping, Movies & EMI.
4. Up to 20% savings at participating restaurants
5. Benefits worth Rs.4,800 plus in the first year. This is subject to change based on your spending pattern.
6. 300 bonus points on spends of 30,000 or above in a month.
7. No expiry tenure for the reward points.
8. Reward points can be redeemed at any point in time.
9. This card is ideal for people who wish to earn rewards on their shopping transactions.
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Reward type |
Shopping and Travel |
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Welcome Benefits |
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Fuel Benefits |
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In store or Online Shopping |
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AirMiles Benefits |
You can also redeem your Frequent Flyer and Air India membership miles using the reward points. 1 reward points will be equal to 0.75 miles and the minimum points to redeem these points will be 100. |
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Cashback Benefits |
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Gift Vouchers |
You can use your reward points for instant redemption of gift vouchers against premium brands listed in the Citibank website. |
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Reward Points |
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Concierge Services |
Avail the services of a personal concierge to take care of your party and dining arrangements, travel assistance, etc. |
To apply for a reward card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.
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TYPE |
CHARGES |
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Joining Fee |
Would be informed by the bank at the time of sourcing the card |
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Annual Fee |
Would be informed by the bank at the time of sourcing the card |
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Cash Withdrawal fee |
2.5% of the amount withdrawn or a minimum amount of Rs.500 |
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Late payment fee |
If the statement balance is Up to Rs.1,000 - NIL Above Rs.1,000 and up to Rs.5,000 - Rs.450 Above Rs.5,000 and up to Rs.10,000 - Rs.700 Above Rs.10,000 - Rs.950 |
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Over credit limit fee |
2.5% on the amount which will be over the credit limit. The minimum will be Rs.500. (The amount will exclude charges, taxes and fees). |
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Cheque return or bounce fee |
Rs.500 per returned cheque |
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Statement request fee |
Rs.100 (Beyond 3 months) |
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Railway ticket booking surcharge |
1.8% of the transaction value |
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Re-issue of the card |
Rs.100 |
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Cash payment fee |
Rs.250 per deposit |
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Cash payment at ATMs |
Rs.100 per deposit |
Before applying for a rewards card from Citibank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Your age should be in between 18 to 70 years.
2. You must be a resident of India.
Any applicant who is applying for a reward credit card from Citibank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Citibank Credit Card Login
Cardholders of Citibank Credit Card can log in to their credit card account through following steps :
1. Go to Citibank login page
2. Enter User Id and Internet Password(IPIN)
3. In case you don’t have a User Id and Internet Password, click on “First Time User”
4. Click on “Login” to view your Citibank credit card account
Citibank Rewards Credit Card Customer Care
Contact number : 18602102484 / 18002662400
Email id : customercare@citi.com
There are two reason to apply for Citibank Rewards Credit Card :
1. Offline Method : By visiting the nearest branch of Citibank
2. Online Method :
To apply for Citibank Rewards Credit Card
Enter basic details such as occupation type, mobile number, monthly income, pin code, etc. and click on “View Offers”
Select Citibank Rewards Credit Card from the list and click on “Check Eligibility”
Now enter your personal details and click on “Submit Details”
Once submitted successfully, an executive will get in touch with you for documentation
After the bank’s approval, the card will be delivered to the address mentioned in the form
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login with User ID and Password
2. In the Credit Cards section, click on “Pay Credit Card Bill”
3. Select the amount you want to pay (Minimum due amount, Total amount due or any other amount)
4. Submit your request
5. The amount will be deducted from the bank account and the payment will be done instantly
Bank offered Financial Products
Citibank Rewards Credit Card is a standard credit card offered by Citibank that is focused at providing better deals and offers to the customers. Customers can earn reward points rapidly and redeem them to enjoy attractive offers provided on travel, shopping, etc.
The joining fee is 1000 of the Citibank Rewards Credit Card.
The rewards points given in the Citibank Rewards Credit Card is :
Apparel/department stores: 125 = 10x points
Others: 125 = 1 point
The interest rate is 3.50% per month provided by Citibank Rewards Credit cards.
Travel and Shopping rewards are included in the Citibank Rewards Credit Card.
You can apply for a Citibank Rewards Credit Card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Citibank Rewards Credit Card.
The annual fee is 1000 of the Citibank Rewards Credit Card.
The minimum age is 18 years and maximum age is 70 years to apply for a Citibank Rewards Credit Card.
Last Updated on : 08/Oct/2020Know More About CREDIT CARDS
You're eligible for a Citi Rewards Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account