SELECT `id` FROM `tbl_card` WHERE `title` = 'First Citizen Citi Credit Card' AND `card_type` = 'Credit Cards' First Citizen CITI Credit Card - Benefits, Rewards, Eligibility

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FIRST CITIZEN CITI CREDIT CARD 

Citibank is a multinational financial services company , was first founded in 1812 in New York. It began its operations in India way back in 1902. Started in Kolkata, it is one one of the biggest investor banks in the country today. It provides a wide range of financial products and offers to its customers. Different banks have different criteria and terms to validate a person's business. Citibank has over 35 branches in India where you can avail service.

Citibank in association with Shoppers Stop has launched a co-branded credit card called First Citizen Citi Credit Card. The card provides rewards and benefits to loyal customers of Shopper Stop. Use your First Citizen Citibank Credit Card and ask the cashier at the payment counter, to redeem your First Citizen Reward Points against purchases made. 

First Citizen Citi Credit Card Features

1. Cash advance fee is 2.5% of the withdrawal amount across all ATMs in India.

2. Call 24X7 customer support service any time for assistance.

3. Get 2 Shoppers Stop Vouchers worth Rs 250 each which are redeemable at Shoppers Stop within the first month of the card issue.

4. Earn 1 First Citizen Point for every Rs 100 spent. 

5. Get CitiAlerts and track the account activity with free SMS and email alerts. 

6. Get Service Access to CitiPhone Banking, SMS Banking, Mobile Banking and CitiBank Online. 

7. Get secure online utility bill payment service with over 150 listed service providers across the country.

First Citizen Citi Credit Card Benefits 

Reward type

Shopping and Dining

Welcome Benefit

Get welcome vouchers worth Rs. 2050. Redeem vouchers in Shoppers Stop and Home Stop

Reward Points

Earn 7 First Citizen Points per Rs.100 spent at Shoppers Stop for private label brands. 

5 First Citizen Points are earned per Rs.100 spent at Shoppers Stop for other brands. 

1 First Citizen Point is earned per Rs. 100 spent elsewhere

Instant Redemption

Rewards can be used at Shoppers Stop outlets. 1 Reward Point = Rs. 0.6 for redemption

Annual Fee Waiver

Get annual fee waiver on spending over Rs. 30,000 in a membership year

Dining Benefits

Get 15% savings on dining bills

First Citizen Citi Credit Card Fee and charges

To apply for a First Citizen card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.

  TYPE

  CHARGES

Joining Fee

Rs.500

Annual Fee

Rs.500

Cash Advance Fee

2.5% on the amount withdrawn with subject to minimum of Rs. 500

Over Credit Limit Charge 

2.5% of the amount over the credit limit

Railway ticket booking surcharge

1.8% of the transaction value

Outstation Cheque Charge

Up to Rs.10000 – Rs.50 per cheque

Rs.10001 to Rs.100000 – Rs.100 per cheque

Amount above Rs100001 – Rs.150 per cheque

Statement Request (beyond 3 months)

Rs.100

Reissue of damaged or stolen card

Rs.100

First Citizen Citi Credit Card Eligibility Criteria

Before applying for a first citizen card from Citibank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Applicants must be Indian Citizens

2. They must be over 21 years of age but below 65 years of age

First Citizen Citi Credit Card Documents Required

Any applicant who is applying for a first citizen credit card from Citibank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Citibank Credit Card Login 

Cardholders of Citibank Credit Card can log in to their credit card account through following steps :

1. Go to Citibank login page 

2. Enter User Id and Internet Password(IPIN)

3. In case you don’t have a User Id and Internet Password, click on “First Time User”

4. Click on “Login” to view your Citibank credit card account

Citibank other products

1. Citibank Home loan

2. Citibank Personal Loan

3. Citibank Credit Card

First Citizen Citi Credit Card Customer Care

Contact number : 18602102484 / 18002662400 

Email id : customercare@citi.com

How to apply for First Citizen Citi Credit Card

There are two reason to apply for First Citizen Citi Credit Card :

1. Offline Method : By visiting the nearest branch of Citibank

2. Online Method  :

  • To apply for First Citizen Citi Credit Card

  • Enter basic details such as occupation type, mobile number, monthly income, pin code, etc. and click on “View Offers”

  • Select First Citizen Citi Credit Card from the list and click on “Check Eligibility”

  • Now enter your personal details and click on “Submit Details”

  • Once submitted successfully, an executive will get in touch with you for documentation

  • After the bank’s approval, the card will be delivered to the address mentioned in the form

First Citizen Citi Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login with User ID and Password

2. In the Credit Cards section, click on “Pay Credit Card Bill”

3. Select the amount you want to pay (Minimum due amount, Total amount due or any other amount)

4. Submit your request

5. The amount will be deducted from the bank account and the payment will be done instantly

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

First Citizen Citi Credit Card Frequently Asked Questions 

1. What is a First Citizen Citi Credit Card?

Citibank in association with Shoppers Stop has launched a co-branded credit card called First Citizen Citi Credit Card. The card provides rewards and benefits to loyal customers of Shopper Stop. Use your First Citizen Citibank Credit Card and ask the cashier at the payment counter, to redeem your First Citizen Reward Points against purchases made.  

2. What is the joining fee of the First Citizen Citi Credit Card?

The joining fee is 500 of the First Citizen Citi Credit Card.

3. What are the rewards points given in a First Citizen Citi Credit Card?

The rewards points given in the First Citizen Citi  Credit Card is :

  • Earn 7 First Citizen Points per Rs.100 spent at Shoppers Stop for private label brands. 

  • 5 First Citizen Points are earned per Rs.100 spent at Shoppers Stop for other brands. 

  • 1 First Citizen Point is earned per Rs. 100 spent elsewhere

4. How much interest rate is provided by First Citizen Citi Credit Cards?

The interest rate is 3.25% per month provided by First Citizen Citi Credit cards.

5. What type of rewards are included in the First Citizen Citi Credit Card?

Travel and Lifestyle rewards are included in the First Citizen Citi Credit Card.

6. How can I apply for a First Citizen Citi Credit Card?

You can apply for a First Citizen Citi Credit Card through online and offline by visiting the nearest bank branch.

7. How do I contact customer care for a First Citizen Citi Credit Card?

You can contact through customer care toll free number and also through e-mail id for a First Citizen Citi Credit Card.

8. What is the annual fee of the First Citizen Citi Credit Card?

The annual fee is 500 of the First Citizen Citi Credit Card.

9. What is the minimum and maximum age of the applicant to apply for a First Citizen Citi Credit Card?

The minimum age is 21 years and maximum age is 65 years to apply for a First Citizen Citi  Credit Card.

Last Updated on : 06/Oct/2020

Know More About CREDIT CARDS

First Citizen Citi Credit Card

You're eligible for a First Citizen Citi Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account