SELECT `id` FROM `tbl_card` WHERE `title` = 'Hdfc Bank Money Back Card' AND `card_type` = 'Credit Cards' HDFC Bank Money Back Card - Eligibility, Annual Fee, Lounge access

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HDFC BANK MONEYBACK CARD 

HDFC Bank MoneyBack Card Details 

HDFC Bank is an Indian banking and financial services company. It was established in 1994 and their headquarters at Mumbai. It is one of India leading private banks. HDFC Bank offers a wide range of financial products and banking services to customers.

If you are looking for a credit card which allows you to enjoy cash back on your everyday spending, then the HDFC MoneyBack Credit Card can be a suitable option. HDFC Bank Moneyback credit card holders enjoy cashback on everyday spends. It is an exclusive crest card which ensures maximum cashback as compared to others in the same section. The card gives it holders multiple opportunities to earn money back rewards and these rewards points get back with exciting gifts and offers. Salaried and self employed individuals are eligible to take the moneyback credit card. To apply for an HDFC Bank moneyback card, you should have a good credit history and fixed flow of income.

Features of HDFC Bank Moneyback Card

1. Applicant should be either salaried and self employed individuals 

2. Get a gift voucher worth 500 on spend of Rs.50000 every quarter

3. 1% fuel surcharge waiver at all fuel station across India (on minimum transaction of Rs.400 and get maximum cashback of 250 per station cycle)

4. If you renew your card, you will get 500 more rewards points 

5. Zero charge on missing card, if report immediately

6. Up to 50 days of interest free period on your HDFC Bank MoneyBack Credit Card from the date of purchase

7. You should have a good credit history and fixed flow of income.

8. Enjoy Revolving Credit at nominal interest rate

9. Reward Points earned on your HDFC Bank MoneyBack Credit Card are valid only for 2 years from the date of accumulation.

10. Your transactions get safer and secured by using this card

Benefits of HDFC Bank Moneyback Card 

Reward Type 

Cashback 

Welcome Gift

Get 500 rewards points

Milestone Rewards 

Spend Rs.20000 & above in the first 90 days and get first year membership fee waived off

Redeem Reward Point 

100 reward points - Rs.20

Rewards 

Online shopping = 4 points/ Rs.150

Others = 2 points/ Rs.150

Annual Spend Based 

Spend Rs.50000 in a quarter and get a E-gift voucher worth Rs.500

Renewal Offer 

Spend Rs.20000 and above in the first 90 days and get first year membership fee waived off

Fee and charges of HDFC Bank Moneyback Card

To apply for a moneyback credit card, you have to pay fees and charges applied by the HDFC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HDFC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES 

Joining fee

Rs.500 plus applicable tax

Annual fee

Rs.500 plus applicable tax

Interest rate

3.49% per month

Cash withdrawal fee

2.5% of the withdrawn amount (Minimum Rs.500)

Joining perks 

500 rewards points

Cash advance limit

40% of the credit limit

Rewards redemption fee

Rs.99 per request

Late payment charges

Less than Rs.100 – None

Rs.100 to Rs.500 – Rs.100

Rs.501 to Rs.5,000 – Rs.400

Rs.5,001 to Rs.10,000 – Rs.500

Rs.10,001 and above – Rs.750

Over limit charges

2.5% of the over-limit amount (minimum Rs.500)

Payment return charges

2% of payment amount (minimum Rs.450)

Cash processing fee

Rs.100

Reissue of lost, stolen or damaged card

Rs.100

Foreign currency transaction fee

3.5%

Outstation cheque processing charge

Cheque value of up to Rs.5,000 – Rs.25

Cheque value of more than Rs.5,000 – Rs.50

Eligibility Criteria for HDFC Bank Moneyback Card

Before applying for a moneyback credit card from HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. For the moneyback card the Salaried and self employed individuals are eligible to take a loan. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

ELIGIBLE 

Salaried and self employed individuals 

AGE 

For salaried = 21 years to 60 years 

For self employed = 21 years to 65 years 

INCOME 

For salaried = Rs.25000 per month 

For self employed = Rs.6 lakh per annum

Documents Required for HDFC Bank Moneyback Card

Any applicant who is applying for a moneyback credit card from HDFC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Other products of HDFC Bank 

1. HDFC Bank Car Loan

2. HDFC Bank Business Loan 

3. HDFC Bank Credit Card

4. HDFC Bank Used Car Loan 

HDFC Bank Moneyback Card Customer Care

Contact number : 18002664332

Email id : customerservices.cards@hdfcbank.com

How to apply for HDFC Bank Moneyback Card 

There are two reason to apply for HDFC Bank Moneyback Card :

1. Offline Method : By visiting the nearest branch of HDFC Bank.

2. Online Method  :

  • Enter the required details and proceed

  • Filter the results of HDFC credit cards and then you can find HDFC Bank MoneyBack credit card in the list

  • Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card

  • If approved, you can fill out the detailed form and submit

  • After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep

Financials products offered by Bank 

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

HDFC Bank Moneyback Card Frequently Asked Questions 

1. What are the annual fee charges that are applied in HDFC Bank for moneyback credit cards?

The annual fee charges are Rs .500 plus applicable tax that are applied  in HDFC Bank for moneyback credit card.

2. How much age of the applicant is required to get a moneyback credit card from HDFC Bank?

For salaried individuals the age is 21 years to 60 years is required and for self employed individuals the age is 21 years to 65 years is required to get a moneyback credit card from HDFC Bank.

3. What are the rewards points given in a moneyback card from HDFC Bank?

The regards points are given in a moneyback card from HDFC Bank are :

  • Online shopping = 4 points/ Rs.150

  • Others = 2 points/ Rs.150

4. Can I apply for a HDFC MoneyBack Credit Card online?

Yes, you can apply for an HDFC MoneyBack Credit Card online.

5. How do I contact customer care for a moneyback card from HDFC Bank?

You can contact through customer care toll free number and also through e-mail id for a moneyback card from HDFC Bank.

6. What are the minimum and maximum late payment charges of HDFC Bank for moneyback cards?

The minimum late payment charges Rs.100 and maximum charges are Rs.750 of HDFC Bank for moneyback card.

7. What type of rewards are included in HDFC Bank moneyback credit cards?

Cashback rewards are included in HDFC Bank moneyback credit cards.

8. Who is eligible to take the HDFC Bank moneyback credit card?

Salaried and self employed individuals are eligible to take the HDFC Bank moneyback credit card.

9. How much interest rate is provided by HDFC Bank for moneyback cards?

The interest rate is 3.49% per month provided by HDFC Bank for moneyback cards.

Last Updated on : 05/Sep/2020

Know More About CREDIT CARDS

Hdfc Bank Money Back Card

You're eligible for a Hdfc Bank Money Back Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account