SELECT `id` FROM `tbl_card` WHERE `title` = 'Hdfc Bank Platinum Times Card' AND `card_type` = 'Credit Cards' HDFC Bank Platinum Times Credit Card - Eligibility, Offers, Benefits

Apply Now

HDFC BANK PLATINUM TIMES CARD

HDFC Bank Platinum Times Card Details 

HDFC Bank is an Indian banking and financial services company. It was established in 1994 and their headquarters at Mumbai. It is one of India leading private banks. HDFC Bank offers a wide range of financial products and banking services to customers.

HDFC Bank Platinum Times Card allows you an entertaining journey with the range of gift vouchers for shopping, dining and many more categories. It offers up to 25% off on movie ticket bookings and 20% discount on dining all throughout the year. The primary applicant must be a resident or a non-resident of the country. The joining fees of HDFC Bank Platinum Times Card is Rs.500 plus applicable tax with 40.9% per month interest rate. Cardholders must pay a minimum of 5% of the outstanding balance, subject to a minimum of Rs.200.

Features of HDFC Bank Platinum Times Card

1. The primary applicant must be a resident or a non-resident of the country.

2. Zero liability on lost card if report immediately within 24 hours

3. Get a bouquet of discount vouchers as a welcome gift.

4. It offers up to 25% off on movie ticket bookings and 20% discount on dining all throughout the year

5. Get started on an entertaining journey with the range of gift vouchers for shopping, dining and many more categories

6. Interest free period up to 50 days.

7. It enable contactless payments, facilitating fast, convenient and secure payments at retail outlets

8. 1% fuel surcharge waiver off on fuel transaction (Minimum 400 and Maximum Rs.500)

9. Reward point valid only for 2 years from the date of accumulation.

10. It provides great offers on movies and dining.

Benefits of HDFC Bank Platinum Times Card

Reward Type 

Movies and Dining 

Welcome Benefits

Get started on an entertaining journey with the range of gift vouchers for shopping, dining and many more categories

Movie and Dining Benefits 

Get a wide range of city based offer

Get up to 25% off on movie ticket bookings

Enjoy a discount of 20% on dining all throughout the year

Reward Point Benefits 

Earn 3 reward points on every Rs.150 spend

Earn 10 reward point on every Rs.150 spend on dining spend on a weekdays

Reward point valid only for 2 years from the date of accumulation.

Fuel benefits 

1% fuel surcharge waiver off on fuel transaction (Minimum 400 and Maximum Rs.500)

Insurance Benefits 

For a minimum of 4 transactions in a month, avail a free Accidental Death insurance worth Rs.50 lakh.

Get a free Fire and Burglary protection for goods above Rs.5,000 for 6 months.

Fee and charges of HDFC Bank Platinum Times Card

To apply for a platinum times card, you have to pay fees and charges applied by the HDFC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HDFC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES 

Annual fee

Rs.1,000

Cash advance limit

40% of the credit limit

Minimum repayment amount

5% or a minimum of Rs.200

Interest-free period

Up to 50 days

Charges on revolving credit

40.8%

Additional card fee

Free

Cash advance charges

2.5% on the withdrawn amount or Rs.500; the higher amount is taken.

Charges on over limit account

2.5% on the over limit amount subject to a minimum of Rs.450.

Late payment charges

If statement balance is less than Rs.100 - Nil

Between Rs.100 and Rs.500 - Rs.100

Between Rs.501 and Rs.5,000 - Rs.500

Between Rs.5,001 and Rs.10,000 - Rs.600

Between Rs.10,001 and Rs.25,000 - Rs.800

More than Rs.25,000 - Rs.950

Payment return charges

2% of the payment amount subjected to a minimum of Rs.450.

Rewards redemption fee

Rs.99 per request.

Cash processing fee

Rs.100

Balance transfer processing charges

1% of the balance transfer amount or Rs.250. The higher amount will be taken.

Fuel transaction surcharge

Fuel surcharge is capped at Rs.250 per billing/statement cycle.

Outstation cheque processing charge

If cheque value is up to Rs.2,500 - Rs.25

If cheque value is more than Rs.2,500 - Rs.50

Reissue of stolen, lost or damaged card

Rs.100

Railway ticket purchase fee

1.8% of the transaction amount + GST

Foreign currency transaction

3.5%

Card validation charges - Lounge

Rs.2 and will not be reversed by the bank.

Eligibility Criteria for HDFC Bank Platinum Times Card

Before applying for a platinum times card from HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your card very soon if you meet all the required eligibility criteria once the documentation is done

1. For salaried employed the age is 21 years to 60 years 

2. For self-employed the age is 21 years to 65 years

3. Both Resident Indians and NRIs can apply for this credit card

4. The age of the add-on cardholder must be at least 15 years.

Documents Required for HDFC Bank Platinum Times Card

Any applicant who is applying for a platinum times card from HDFC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Other products of HDFC Bank 

1. HDFC Bank Car Loan

2. HDFC Bank Business Loan 

3. HDFC Bank Credit Card

4. HDFC Bank Used Car Loan 

HDFC Bank Platinum Times Card Customer Care

Contact number : 18002664332

Email id : customerservices.cards@hdfcbank.com

How to apply for HDFC Bank Platinum Times Card

There are two reason to apply for HDFC Bank Platinum Times Card :

1. Offline Method : By visiting the nearest branch of HDFC Bank.

2. Online Method  :

  • Enter the required details and proceed

  • Filter the results of HDFC credit cards and then you can find HDFC Bank Platinum Times Card in the list

  • Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card

  • If approved, you can fill out the detailed form and submit

  • After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep

Financials products offered by Bank 

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

HDFC Bank Platinum Times Card Frequently Asked Questions 

1. What are the joining fee charges that are applied in HDFC Bank Platinum Times Card?

The annual fee charges are Rs.1000 plus applicable tax that are applied in HDFC Bank for  Platinum Times card.

2. How much age of the applicant is required to get a platinum times card from HDFC Bank?

For the salaried employees the age is 21 years to 60 years is required and for self employed applicants the age is 21 years to 65 years is required to get a platinum times card from HDFC Bank.

3. What are the rewards points given in a platinum times card from HDFC Bank?

The regards points are given in a platinum times card from HDFC Bank are :

  • Earn 3 reward points on every Rs.150 spend

  • Earn 10 reward point on every Rs.150 spend on dining spend on a weekdays

  • Reward point valid only for 2 years from the date of accumulation

4. Can I apply for a HDFC Bank Platinum Times Card online?

Yes, you can apply for an HDFC Bank Platinum Times Card online.

5. How do I contact customer care for a Platinum Times Card from HDFC Bank?

You can contact through customer care toll free number and also through e-mail id for a Platinum Times Card from HDFC Bank.

6. What are the minimum and maximum late payment charges of HDFC Bank for Platinum Times cards?

The minimum late payment charges Rs.100 and maximum charges are Rs.950 of HDFC Bank for the Platinum Times card.

7. What type of rewards are included in HDFC Bank Platinum Times Card?

Movies and dining rewards are included in HDFC Bank Platinum Times Card.

8. Who is eligible to take the HDFC Bank Platinum Times Credit card?

Salaried employees and self-employed are eligible to take the HDFC Bank Platinum Times card.

9. How much interest rate is provided by HDFC Bank for Platinum Times cards?

The interest rate is 40.8% per month provided by HDFC Bank for Platinum Times cards.

10. What are the renewal fees provided in HDFC Bank for Platinum Times cards?

The renewal fee provided in HDFC Bank for Platinum Times card is an annual expenditure more than Rs.2.5 lakh.

Know More How To Apply ??

Know More About CREDIT CARDS

Hdfc Bank Platinum Times Card

You're eligible for a Hdfc Bank Platinum Times Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account