SELECT `id` FROM `tbl_card` WHERE `title` = 'Hdfc Bank Regalia Card' AND `card_type` = 'Credit Cards' HDFC Bank Regalia Credit Card - Reward Points, Benefits, Features

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HDFC BANK REGALIA CARD

HDFC Bank Regalia Card Details 

HDFC Bank is an Indian banking and financial services company. It was established in 1994 and their headquarters at Mumbai. It is one of India leading private banks. HDFC Bank offers a wide range of financial products and banking services to customers.

The Regalia credit card from HDFC Bank comes with a host of lifestyle and travel rewards. HDFC Regalia Credit Card is among the most popular cards by HDFC Bank. This card offers its users with excellent rewards and benefits on shopping, travel and dining. It is lifetime free on completing 4 transactions of Rs.500 plus in a month for the first 3 consecutive months. Salaried professionals and self employed applicants are eligible to take HDFC Bank Regalia Credit Card.

Features of HDFC Bank Regalia Card 

1. Spend Rs.5 lakh or more in an anniversary year and earn 10,000 reward points.

2. You can avail up to 15% discount on the bill every time you dine-out.

3. Earn rewards faster with your Regalia card. Redeem your accrued points for attractive gifts and rewards available exclusively for Regalia cardholders.

4. Enjoy up to 50 days of interest-free period.

5. Enjoy a low foreign currency mark-up fee of 2% when you use your card overseas

6. Salaried professionals and self employed applicants are eligible for HDFC Bank Regalia Card.

Benefits of HDFC Bank Regalia Card

Welcome Benefit 

Zomato Gold Membership for a year that offers :

1. Complimentary dish on every visit

2. Complimentary 2 drinks on every visit

You can avail of this complimentary membership after spending worth Rs. 75,000 within the first three months of getting your Regalia Credit Card.

Travel Benefit 

Complimentary airport lounge visit

Travel concierge services

Comprehensive air travel cover 

Airport privileges 

Reward Points Benefits 

4 points on Rs.150 spent 

Rs.5000 point every year an annual spent Rs.8 lakh 

Rs.1000 point every year an annual spent Rs.5 lakh

1 Reward point = Reward on annual spent Rs.0.50

Fuel Surcharge Benefits

1% fuel surcharge waiver at all fuel station across India on minimum transaction of Rs.400 and Rs.5000

No reward points are earned on fuel transactions

Air Accident Benefits 

Accidental air death cover worth Rs.1 lakh 

Emergency overseas hospitalization upto Rs.15 lakh 

Credit liability cover of upto Rs.9 lakh 

Fee and charges of HDFC Bank Regalia Card

To apply for a regalia card, you have to pay fees and charges applied by the HDFC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HDFC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES 

Reward Type 

Dining. Shopping and Travel 

First year membership fee

Rs.2,500 + taxes

Renewal membership fee

Rs.2,500 + taxes (waived if you spend Rs.3 lakh in one year)

Interest rate 

3.49% per month

Overlimit account charges

2.5% of the amount or a minimum of Rs.500

Additional card fee

Nil

Revolving credit charges

3.49% per month

Payment return charges

2% of the payment amount subject to a minimum amount of Rs.450

Cash advance charges

2.5% of the amount or a minimum of Rs.500

Cash processing fee

Rs.100

Late payment fee

Less than Rs.100 - None

Rs.100 to Rs.500 - Rs.100

Rs.501 to Rs.5,000 - Rs.500

Rs.5,001 to Rs.10,000 - Rs.600

Rs.10,001 to Rs.25,000 - Rs.800

Above Rs.25,000- Rs.950

Rewards redemption fee

Rs.99 per redemption request

Re-issue of damaged/lost/stolen card

Rs.100

Balance transfer processing fee

Rs.250 or 1% of the balance transfer amount, whichever is higher

Railway ticket booking fee

1.8% of the transaction amount +taxes

Foreign currency transaction fee

2% of the transaction amount

Outstation cheque processing charge

Cheque value of less than Rs.5,000- Rs.25

Cheque values above Rs.5,000- Rs.50

Eligibility Criteria for HDFC Bank Regalia Card

Before applying for a regalia card from HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. For the regalia credit card the Salaried professionals and self employed applicants are eligible to take a loan. You will get your card very soon if you meet all the required eligibility criteria once the documentation is done.

ELIGIBLE 

Salaried professionals and self employed applicants  

AGE 

For salaried = 21 years to 60 years 

For self employed = 21 years to 65 years 

INCOME 

For salaried = More than Rs.1.2 lakh  

For self employed = Annual income should be more than Rs.12 lakh

Documents Required for HDFC Bank Regalia Card

Any applicant who is applying for a regalia card from HDFC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Other products of HDFC Bank 

1. HDFC Bank Car Loan

2. HDFC Bank Business Loan 

3. HDFC Bank Credit Card

4. HDFC Bank Used Car Loan 

HDFC Bank Regalia Card Customer Care

Contact number : 18604251188

Email id : regalia.support@smartbusyoffers.co

How to apply for HDFC Bank Regalia Card 

There are two reason to apply for HDFC Bank Regalia Card :

1. Offline Method : By visiting the nearest branch of HDFC Bank.

2. Online Method  :

  • Enter the required details and proceed

  • Filter the results of HDFC credit cards and then you can find HDFC Bank Regalia credit card in the list

  • Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card

  • If approved, you can fill out the detailed form and submit

  • After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep

Financials products offered by Bank 

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

HDFC Bank Regalia Card Frequently Asked Questions 

1. What are the annual fee charges that are applied in HDFC Bank for regalia credit cards?

The annual fee charges are Rs .2500 plus applicable tax that are applied  in HDFC Bank for regalia credit card.

2. How much age of the applicant is required to get a regalia credit card from HDFC Bank?

For salaried professionals the age is 21 years to 60 years is required and for self employed applicants the age is 21 years to 65 years is required to get a regalia credit card from HDFC Bank.

3. What are the rewards points given in a regalia card from HDFC Bank?

The regards points are given in a regalia card from HDFC Bank are :

  • 4 points on Rs.150 spent 

  • Rs.5000 point every year an annual spent Rs.8 lakh 

  • Rs.1000 point every year an annual spent Rs.5 lakh

  • 1 Reward point = Reward on annual spent Rs.0.50

4. Can I apply for a HDFC Bank regalia credit card online?

Yes, you can apply for an HDFC Bank regalia credit card online.

5. How do I contact customer care for a regalia card from HDFC Bank?

You can contact through customer care toll free number and also through e-mail id for a regalia  card from HDFC Bank.

6. What are the minimum and maximum late payment charges of HDFC Bank for regalia cards?

The minimum late payment charges Rs.100 and maximum charges are Rs.950 of HDFC Bank for regalia card.

7. What type of rewards are included in HDFC Bank regalia credit cards?

Shopping, travel and dining rewards are included in HDFC Bank regalia credit cards.

8. Who is eligible to take the HDFC Bank Regalia Credit card?

Salaried professionals and self employed applicants are eligible to take the HDFC Bank Regalia credit card.

9. How much interest rate is provided by HDFC Bank for regalia cards?

The interest rate is 3.49% per month provided by HDFC Bank for regalia cards.

10. What are the renewal fees provided in HDFC Bank for regalia credit cards?

The renewal fee provided in HDFC Bank for regalia credit card is Rs .2500 plus applicable tax.

Know More How To Apply ??

Know More About CREDIT CARDS

Hdfc Bank Regalia Card

You're eligible for a Hdfc Bank Regalia Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account