SELECT `id` FROM `tbl_card` WHERE `title` = 'Hdfc Bank Regalia Card' AND `card_type` = 'Credit Cards'
At times when you crave to have some premium indulgences, the HDFC bank Regalia credit card brings a bountiful of benefits to treat you with the best of all tastes. Regalia credit card by HDFC bank carries a bunch of rewards and cashbacks on categories like travel and lifestyle. Besides that, there is much to explore with joining benefits, complimentary treats, and dining. This section will take you through everything you need to know about HDFC Regalia credit card and count the benefits it has in the bag.
|Reward Type||Dining. Shopping and Travel|
|First year membership fee||Rs.2,500 + taxes|
|Renewal fee||Rs.2,500 + taxes (waived if you spend Rs.3 lakh in one year)|
|Interest rate||3.49% per month|
|Overlimit account charges||2.5% of the amount or a minimum of Rs.500|
|Additional card fee||Nil|
|Revolving credit charges||3.49% per month|
|Payment return charges||2% of the payment amount subject to a minimum amount of Rs.450|
|Cash advance charges||2.5% of the amount withdrawn|
|Cash processing fee||Rs.100|
|Late payment fee||
|Rewards redemption fee||Rs.99 per redemption request|
|Re-issue of damaged/lost/stolen card||Rs.100|
|Balance transfer processing fee||Rs.250 or 1% of the balance transfer amount, whichever is higher|
|Railway ticket booking fee||1.8% of the transaction amount +taxes|
|Foreign currency transaction fee||2% of the transaction amount|
|Outstation cheque processing charge||Cheque value of less than Rs.5,000- Rs.25
Cheque values above Rs.5,000- Rs.50
HDFC Regalia credit card brings tons of benefits on a multitude of categories such as lifestyle, dining, online shopping, travel etc.
Here are some attractive features and benefits of HDFC Regalia credit card:
HDFC Regalia credit card reward points are simply irresistible. You get 4 reward points on every Rs 150 spent on retail purchase. Apart from that:
You can redeem reward points on retail purchases such as premium products, vouchers, flight bookings etc.
2. Joining Benefits
HDFC Regalia credit card treats you with a complimentary Zomato Pro membership as a welcome benefit. You can enjoy this welcome benefit after you spend Rs 75000 using the HDFC Regalia card.
3. Dining Benefits
You get to relish the benefits of dining at different restaurants using your HDFC Regalia credit card. This credit card enables you to enjoy flat 25% on dining at over 2000 premium restaurants. You also get 1+1 on buffet at over 200 restaurants. On the top, you get an additional petk of 5%. However, the card allows you to enjoy these benefits only when you have made spends of Rs 75000 in a quarter with it.
4. Lounge Access
HDFC Regalia credit card lets you enjoy complimentary lounge visits at domestic and international airports. You can swipe your Regalia credit card and enjoy 12 complimentary lounge visits every calendar year.
5. Fuel Surcharge Waiver
HDFC Regalia credit card allows you to enjoy a waiver on your fuel expenses at any petrol station in the country. The credit card features 1% fuel surcharge waiver for transactions between Rs 400 to Rs 5000 at all the petrol stations across the country.
Why pay off the outstanding credit card balance in full and disturb the budget when you can simply break them into EMIs? You can convert your HDFC Regalia transactions into Equated Monthly Installments and pay the outstanding balance in small amounts every month. You can contact the bank to get your HDFC credit card transactions converted into EMIs and know more about it.
7. Zero Cost Liability
If you end up experiencing the loss of your HDFC Regalia credit card then you can report it to the bank. The bank allows you to have zero liability on any fraudulent activities performed with your credit card. You should inform the bank about such an event immediately.
8. Renewal Fee Waiver
Regalia credit card brings you the opportunity to get your renewal fee waived off. If you have spent at least Rs 3 lakh in a year then the HDFC Regalia renewal fee for next year will be waived off.
You can only redeem HDFC Regalia reward points on premium products, vouchers and travel. You can visit the official website of HDFC bank in order to redeem Regalia reward points. You can also contact the bank customer service and seek help with rewards redemption.
You are required to meet the eligibility standards designed by the bank in order to get the HDFC Regalia credit card. The bank checks your eligibility on factors like the employment type, income, age etc. which you are supposed to meet for getting the credit card.
Here is the eligibility criteria for HDFC bank Regalia credit card:
The bank asks you to submit some documents before providing you the credit card. When applying for a HDFC credit card, you should make sure that you have all the documents ready to be submitted with the application.
Here are the documents that are required for HDFC Regalia credit card:
|Documents||Salaried Individuals||Self Employed Individuals|
|ID Proof||Aadhar Card, Passport, Voter ID||Aadhar Card, Passport, Voter ID|
|Address Proof||PAN Card, Driving Licence, Electricity Bill, Water Bill||PAN Card, Driving Licence, Electricity Bill, Water Bill|
|Income Proof||Salary Slips, Bank Statements, Form 16. IT Returns||Salary Slips, Bank Statements, Form 16. IT Returns|
|Other Important Documents||PAN Card, Passport-size Photographs||PAN Card, Passport-size Photographs|
Other Credit Card Offered by HDFC Bank
|Diners Club Black Card||Rs. 10000/-|
|MoneyBack Card||Rs. 500/-|
|Teachers Platinum Card||Rs. 500/-|
|Snapdeal HDFC Card||Rs. 500/-|
|JetPrivilege HDFC Diners Club Card||Rs. 10000/-|
|Titanium Times Card||Rs. 500/-|
|Regalia First Card||Rs. 1000/-|
|Platinum Times Card||Rs. 1000/-|
|HDFC Infinia Card||Rs. 10000/-|
|Doctors Superia Card||Rs. 1000/-|
|Diners Club Miles Card||Rs. 1000/-|
|HDFC Solitaire Card||Rs. 500/-|
|Corporate Platinum Card||Nill|
|HDFC Corporate Card||Nill|
|Platinum Plus Card||Rs. 399/-|
You can use the offline or online method to apply for the HDFC bank regalia credit card. You can also contact the HDFC customer service to enquire about the credit card application process.
Here is how to apply for a HDFC Regalia credit card:
Apply for HDFC Regalia credit card offline
If you have decided to apply for HDFC Regalia credit card offline then you can visit the nearest branch of HDFC bank and apply for it. Take all the necessary documents to the bank when visiting the bank.
Apply for HDFC Regalia credit card online
You can follow the steps mentioned below in order to apply for a HDFC bank Regalia credit card:
Contact number : 18604251188
Email id : email@example.com
You can use the following channels to pay HDFC credit card bills:
Indian Salaried and self-employed individuals can apply for HDFC Regalia credit card. The age bracket for applicants is 21 years to 65 years.
Q.3 For how long will my HDFC reward points be valid?
The HDFC reward points remain valid for 2 years.
The annual fee charges are Rs .2500 plus applicable tax that are applied in HDFC Bank for regalia credit card.
The regards points are given in a regalia card from HDFC Bank are :
The renewal fee provided in HDFC Bank for regalia credit card is Rs .2500 plus applicable tax.Last Updated on : 24/Mar/2021
Know More About CREDIT CARDS
You're eligible for a Hdfc Bank Regalia Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account