SELECT `id` FROM `tbl_card` WHERE `title` = 'Hdfc Bank Regalia First Card' AND `card_type` = 'Credit Cards' HDFC Bank Regalia First Credit Card - Review, Priority Pass, Reward points

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HDFC BANK REGALIA FIRST CARD

HDFC Bank Regalia First Card Details 

HDFC Bank is an Indian banking and financial services company. It was established in 1994 and their headquarters at Mumbai. It is one of India leading private banks. HDFC Bank offers a wide range of financial products and banking services to customers.

HDFC Regalia First Credit Card offers its users with excellent rewards and benefits on shopping, travel and entertainment. Airport lounge access and exclusive dining privileges add to its benefits. HDFC Regalia First Credit Card is a good option for those who wish to get benefits across multiple categories without paying too much as an annual fee. Lifetime free upon conducting 4 transactions in a month for first 3 consecutive months (Minimum transaction value of Rs.500).

Features of HDFC Bank Regalia First Card 

1. A travel credit card with exclusive dining benefits.

2. Welcome benefits with reward points on joining and renewal.

3. Annual spending benefits in terms of reward points.

4. Renewal fee waiver.

5. Free airport lounge access at both local and international destinations.

6. Get upto 5% cashback on your travel and shopping spend on smartbuy

7. Upto 15% discount on dining and premium restaurants across India.

8. Redeem points for flight tickets and hotel bookings for airmiles of select airlines and for exciting gifts from the rewards catalogue.

9. Lifetime free upon conducting 4 transactions in a month for first 3 consecutive months (Minimum transaction value of Rs.500).

10. Customers are given an interest-free period of 50 days

Benefits of HDFC Bank Regalia First Card 

Reward Type 

Shopping, Travel and Entertainment

Welcome benefit 

You can earn 1000 reward point and 1000 points renewal benefit once the fee is paid 

Dining benefit 

40% discount on dining 

Annual fee waiver

Spend Rs.1 lakh in first 12 months and become eligible for the renewal fee waiver for the next membership year

Rewards benefit

4 points / Rs.150 spent

Earn 5000 reward points on annual spends of Rs.3 lakh or more in each anniversary year

Earn 2500 reward points on annual spends of Rs.6 lakh or more in each anniversary year

Travel benefit 

3 international lounge visits in a calendar year via Priority Pass membership

8 domestic lounge access (within India) via Visa/MasterCard Lounge programme

Avail complimentary membership to Priority Pass Program which provides preferential access to more than 1,000 airport lounges across the globe

Insurance benefit 

Accidental air death cover worth Rs.50 lakh 

Emergency overseas hospitalization upto Rs.10  lakh 

Credit liability cover of upto Rs.5 lakh

Fuel surcharge waiver 

1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5000

No reward points are earned on fuel transactions

Fee and charges of HDFC Bank Regalia First Card

To apply for a regalia first card, you have to pay fees and charges applied by the HDFC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HDFC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES 

Joining fee

Rs.1,000 plus appliance tax 

Annual fee

Rs.1,000 plus applicable tax

Interest rate

3.49% per month

Cash withdrawal fee

2.5% of the withdrawn amount subject to a minimum of or Rs.500

Rewards redemption fee

Rs.99 for every redemption request

Fee for additional card

NIL

Over limit charges

2.5% of the over limit amount subject to a minimum amount of Rs.500.

Payment return charges

2% of the payment amount subject to a minimum amount of Rs.450.

Cash processing fee

Rs.100

Card re-issuance charges

Rs.100

Processing charge for cheque (outstation)

Rs.25 for cheque value of Rs.5,000. Rs.50 for cheque value above Rs.5,000

Foreign currency transaction fee

2%

Eligibility Criteria for HDFC Bank Regalia First Card

Before applying for a HDFC Bank regalia first card, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your card very soon if you meet all the required eligibility criteria once the documentation is done

1. For salaried employed the age is 21 years to 60 years 

2. For self-employed the age is 21 years to 65 years

3. Both Resident Indians and NRIs can apply for this credit card

4. Should have a decent credit score .

5. The applicant should have a credit score of 750 and above

Documents Required for HDFC Bank Regalia First Card

Any applicant who is applying for a regalia first card from HDFC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Other products of HDFC Bank 

1. HDFC Bank Car Loan

2. HDFC Bank Business Loan 

3. HDFC Bank Credit Card

4. HDFC Bank Used Car Loan 

HDFC Bank Regalia First Card Customer Care

Contact number : 18604251188

Email id : regalia.support@smartbusyoffers.co

How to apply for HDFC Bank Regalia First Card 

There are two reason to apply for HDFC Bank Regalia First Card :

1. Offline Method : By visiting the nearest branch of HDFC Bank.

2. Online Method  :

  • Enter the required details and proceed

  • Filter the results of HDFC credit cards and then you can find HDFC Bank Regalia First credit card in the list

  • Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card

  • If approved, you can fill out the detailed form and submit

  • After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep

Financials products offered by Bank 

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

HDFC Bank Regalia First Card Frequently Asked Questions 

1. What are the annual fee charges that are applied in HDFC Bank for regalia first credit cards?

The annual fee charges are Rs.1000 plus applicable tax that are applied in HDFC Bank for regalia first credit card.

2. How much age of the applicant is required to get a regalia first credit card from HDFC Bank?

For the salaried employees the age is 21 years to 60 years is required and for self employed applicants the age is 21 years to 65 years is required to get a regalia first card from HDFC Bank.

3. What are the rewards points given in a regalia first card from HDFC Bank?

The regards points are given in a regalia first card from HDFC Bank are :

  • 4 points on Rs.150 spent 

  • Earn 5000 reward points on annual spends of Rs.3 lakh or more in each anniversary year

  • Earn 2500 reward points on annual spends of Rs.6 lakh or more in each anniversary year

4. Can I apply for a HDFC Bank regalia first credit card online?

Yes, you can apply for an HDFC Bank regalia first credit card online.

5. How do I contact customer care for a regalia first card from HDFC Bank?

You can contact through customer care toll free number and also through e-mail id for a regalia  first card from HDFC Bank.

6. What are the minimum and maximum late payment charges of HDFC Bank for regalia first cards?

The minimum late payment charges Rs.100 and maximum charges are Rs.1300 of HDFC Bank for the first regalia card.

7. What type of rewards are included in HDFC Bank regalia first credit cards?

Shopping, travel and entertainment rewards are included in HDFC Bank regalia first credit cards.

8. Who is eligible to take the HDFC Bank Regalia First Credit card?

Salaried employees and self-employed are eligible to take the HDFC Bank Regalia first credit card.

9. How much interest rate is provided by HDFC Bank for regalia first cards?

The interest rate is 3.49% per month provided by HDFC Bank for regalia first cards.

10. What are the renewal fees provided in HDFC Bank for regalia first credit cards?

The renewal fee provided in HDFC Bank for regalia first credit card is Rs.1000 plus applicable tax.

Last Updated on : 07/Sep/2020

Know More About CREDIT CARDS

Hdfc Bank Regalia First Card

You're eligible for a Hdfc Bank Regalia First Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account