SELECT `id` FROM `tbl_card` WHERE `title` = 'Hdfc Infinia Credit Card' AND `card_type` = 'Credit Cards' HDFC Infinia Credit Card - Benefits, Review, Reward points, Lounge Access

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HDFC BANK INFINIA CREDIT CARD

HDFC Bank Infinia Credit Card Details 

HDFC Bank is an Indian banking and financial services company. It was established in 1994 and their headquarters at Mumbai. It is one of India leading private banks. HDFC Bank offers a wide range of financial products and banking services to customers.

The HDFC Bank Infinia Credit Card offer includes premium travel privileges, exclusive lifestyle privileges, dining privileges, multiple reward programmes and much more. HDFC Infinia Credit Card is a premium credit card, specially designed to provide superior value and benefits relevant to your lifestyle choices and ensures that you are pampered with the finest of gifts. It earns 5 reward points on every Rs.150 spent with no pre-set spending limit.

Features of HDFC Bank Infinia Credit Card 

1. Unlimited access to 700 plus airport lounges worldwide

2. Complimentary membership at Club Marriott.

3. Best-in-class dining privileges.

4. Earn 5 reward points on every Rs.150 spent.

5. Low markup fees on international spends .

6. Priority customer service

7. First-class insurance policies and card protection.

8. Get a credit limit upto Rs.10 lakh

9. No pre-set spending limit

10. Personal Concierge service.

11. Interest free period upto 50 days 

12. The reward points have a lifetime of 3 years from the date of accumulation.

Benefits of HDFC Bank Infinia Credit Card 

Reward Type

Shopping, Dining and Travel

Unparallel Spending Limit 

No pre-set spending limit

Reward points 

Rewards Spends : Rs.150 = 5 points

Travel and shopping via smartbug = 10x points 

Dining at Stand alone restaurants = 2x points 

The reward points have a lifetime of 3 years from the date of accumulation.

Travel Benefits

Cardholders get 4 complimentary lounge visits in domestic lounges

Unlimited access to 700 plus airport lounges worldwide

It provides lowest foreign currency markup of 2% on all spends made outside the country

Lifestyle Benefits

Customized hotel bookings, dining reservations, movie ticket bookings

The primary cardholder will receive a 100% green fee waiver during the visit.

Infinia cardholders receive complimentary Club Marriott membership.

Enjoy a discount of up to 20% on the food and beverage bill at restaurants in Marriott Hotels.

20% off on 'Best Available Rates' on rooms at Marriott Hotels in India

Dining Benefits 

Get exclusive offers and discounts of up to 15% at more than 3,000 participating restaurants

Financial Benefits 

It offers the lowest foreign currency markup fee at 2% plus GST on all foreign transactions

interest-free period of up to 50 days.

The primary cardholder can also withdraw up to 40% of the credit limit without any cash withdrawal charges.

Insurance Benefits 

Air accidental death coverage: Rs.3 Crore.

Emergency overseas hospitalisation: Rs. 50 Lacs

Credit Liability Cover of up to Rs. 9 Lacs

Fee and charges of HDFC Bank Infinia Credit Card

To apply for a infinia credit card, you have to pay fees and charges applied by the HDFC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HDFC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES

Annual Fee

Rs.10,000

Minimum Repayment amount

5% or a minimum of Rs.200

Interest-free period

Up to 50 days

Cash advance limit

40% of the available credit limit

Charges on revolving credit

1.99% per month

Additional card fee

Free

Cash advance charges

2.5% of the amount withdrawn or Rs.500, whichever is higher.

Charges on over limit amount

2.5% of the over limit amount or Rs.500, whichever is higher.

Late payment charges

If statement balance is less than Rs.100 - Nil

From Rs.100 to Rs.500 - Rs.100

From Rs.501 to Rs.5,000 - Rs.500

From Rs.5,001 to Rs.10,000 - Rs.600

From Rs,10,001 to Rs.25,000 - Rs.800

More than Rs.25,000 - Rs.950

Cash processing fee

Rs.100

Payment return charges

2% of the payment amount subjected to a minimum of Rs.450.

Rewards redemption fee

Rs.99 per request

Fuel transaction charge

Surcharge waiver capped at Rs.1,000 per statement cycle

Balance transfer processing charges

1% of balance transfer amount or Rs.250, whichever is higher.

Railway ticket purchasing fee

1.8% of the transaction amount + GST

Card validation charges - Lounge

Rs.2 which will not be reversed by the bank

Outstation cheque charges

Cheque value of up to Rs.5,000 - Rs.25

Cheque value of more than Rs.5,000 - Rs.50

Reissue of lost, stolen or damaged card

Rs.100

Foreign currency transactions

2%

Eligibility Criteria for HDFC Bank Infinia Credit Card

Before applying for an infinia credit card from HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

ELIGIBLE 

Indian Resident and Non Resident India

AGE 

18 years to 70 years 

Documents Required for HDFC Bank Infinia Credit Card

Any applicant who is applying for an Infinia credit card from HDFC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Other products of HDFC Bank 

1. HDFC Bank Car Loan

2. HDFC Bank Business Loan 

3. HDFC Bank Credit Card

4. HDFC Bank Used Car Loan 

HDFC Bank Infinia Credit Card Customer Care

Contact number : 18002663310 / 18001023310

Email id : infinia.services@hdfcbank.com

How to apply for HDFC Bank Infinia Credit Card

There are two reason to apply for HDFC Bank Infinia Credit Card:

1. Offline Method : By visiting the nearest branch of HDFC Bank.

2. Online Method  :

  • Enter the required details and proceed

  • Filter the results of HDFC credit cards and then you can find HDFC Bank Infinia Credit Card in the list

  • Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card

  • If approved, you can fill out the detailed form and submit

  • After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep

Financials products offered by Bank 

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

HDFC Bank Infinia Credit Card Frequently Asked Questions 

1. What are the renewal fees applied in HDFC Bank Infinia credit cards?

The renewal fee applied in HDFC Bank Infinia Credit Card is Rs.10000.

2. How much age is the applicant required to get an infinia credit card from HDFC Bank?

For salaried individuals the age is 18 years to 65 years is required and for self employed individuals the age is 18 years to 70 years is required to get an infinia credit card from HDFC Bank.

3. What are the rewards points given in an infinia credit card from HDFC Bank?

The regards points are given in an infinia credit card from HDFC Bank are :

  • Rewards Spends : Rs.150 = 5 points

  • Travel and shopping via smartbug = 10x points 

  • Dining at Stand alone restaurants = 2x points 

  • The reward points have a lifetime of 3 years from the date of accumulation

4. Can I apply for a HDFC infinia credit card online?

Yes, you can apply for an HDFC infinia credit card online.

5. How do I contact customer care for an infinia credit card from HDFC Bank?

You can contact through customer care toll free number and also through e-mail id for an infinia credit card from HDFC Bank.

6. What are the minimum and maximum late payment charges of HDFC Bank for infinia credit cards?

The minimum late payment charges Rs.100 and maximum charges are Rs.950 of HDFC Bank for infinia credit card.

7. What type of rewards are included in HDFC Bank infinia credit cards?

Shopping, Travel and Dining rewards are included in HDFC Bank infinia credit cards.

8. Who is eligible to take the HDFC Bank infinia credit card?

Salaried employed and self employed individuals are eligible to take the HDFC Bank infinia credit card.

9. How much interest rate is provided by HDFC Bank for infinia credit cards?

The interest rate is 1.99% per month provided by HDFC Bank for infinia credit cards.

Know More How To Apply ??

Know More About CREDIT CARDS

Hdfc Infinia Credit Card

You're eligible for a Hdfc Infinia Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account