HDFC Bank is an Indian banking and financial services company. It was established in 1994 and their headquarters at Mumbai. It is one of India leading private banks. HDFC Bank offers a wide range of financial products and banking services to customers.
The HDFC Bank Infinia Credit Card offer includes premium travel privileges, exclusive lifestyle privileges, dining privileges, multiple reward programmes and much more. HDFC Infinia Credit Card is a premium credit card, specially designed to provide superior value and benefits relevant to your lifestyle choices and ensures that you are pampered with the finest of gifts. It earns 5 reward points on every Rs.150 spent with no pre-set spending limit.
1. Unlimited access to 700 plus airport lounges worldwide
2. Complimentary membership at Club Marriott.
3. Best-in-class dining privileges.
4. Earn 5 reward points on every Rs.150 spent.
5. Low markup fees on international spends .
6. Priority customer service
7. First-class insurance policies and card protection.
8. Get a credit limit upto Rs.10 lakh
9. No pre-set spending limit
10. Personal Concierge service.
11. Interest free period upto 50 days
12. The reward points have a lifetime of 3 years from the date of accumulation.
|
Reward Type |
Shopping, Dining and Travel |
|
Unparallel Spending Limit |
No pre-set spending limit |
|
Reward points |
Rewards Spends : Rs.150 = 5 points Travel and shopping via smartbug = 10x points Dining at Stand alone restaurants = 2x points The reward points have a lifetime of 3 years from the date of accumulation. |
|
Travel Benefits |
Cardholders get 4 complimentary lounge visits in domestic lounges Unlimited access to 700 plus airport lounges worldwide It provides lowest foreign currency markup of 2% on all spends made outside the country |
|
Lifestyle Benefits |
Customized hotel bookings, dining reservations, movie ticket bookings The primary cardholder will receive a 100% green fee waiver during the visit. Infinia cardholders receive complimentary Club Marriott membership. Enjoy a discount of up to 20% on the food and beverage bill at restaurants in Marriott Hotels. 20% off on 'Best Available Rates' on rooms at Marriott Hotels in India |
|
Dining Benefits |
Get exclusive offers and discounts of up to 15% at more than 3,000 participating restaurants |
|
Financial Benefits |
It offers the lowest foreign currency markup fee at 2% plus GST on all foreign transactions interest-free period of up to 50 days. The primary cardholder can also withdraw up to 40% of the credit limit without any cash withdrawal charges. |
|
Insurance Benefits |
Air accidental death coverage: Rs.3 Crore. Emergency overseas hospitalisation: Rs. 50 Lacs Credit Liability Cover of up to Rs. 9 Lacs |
To apply for a infinia credit card, you have to pay fees and charges applied by the HDFC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HDFC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Annual Fee |
Rs.10,000 |
|
Minimum Repayment amount |
5% or a minimum of Rs.200 |
|
Interest-free period |
Up to 50 days |
|
Cash advance limit |
40% of the available credit limit |
|
Charges on revolving credit |
1.99% per month |
|
Additional card fee |
Free |
|
Cash advance charges |
2.5% of the amount withdrawn or Rs.500, whichever is higher. |
|
Charges on over limit amount |
2.5% of the over limit amount or Rs.500, whichever is higher. |
|
Late payment charges |
If statement balance is less than Rs.100 - Nil From Rs.100 to Rs.500 - Rs.100 From Rs.501 to Rs.5,000 - Rs.500 From Rs.5,001 to Rs.10,000 - Rs.600 From Rs,10,001 to Rs.25,000 - Rs.800 More than Rs.25,000 - Rs.950 |
|
Cash processing fee |
Rs.100 |
|
Payment return charges |
2% of the payment amount subjected to a minimum of Rs.450. |
|
Rewards redemption fee |
Rs.99 per request |
|
Fuel transaction charge |
Surcharge waiver capped at Rs.1,000 per statement cycle |
|
Balance transfer processing charges |
1% of balance transfer amount or Rs.250, whichever is higher. |
|
Railway ticket purchasing fee |
1.8% of the transaction amount + GST |
|
Card validation charges - Lounge |
Rs.2 which will not be reversed by the bank |
|
Outstation cheque charges |
Cheque value of up to Rs.5,000 - Rs.25 Cheque value of more than Rs.5,000 - Rs.50 |
|
Reissue of lost, stolen or damaged card |
Rs.100 |
|
Foreign currency transactions |
2% |
Before applying for an infinia credit card from HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
|
ELIGIBLE |
Indian Resident and Non Resident India |
|
AGE |
18 years to 70 years |
Any applicant who is applying for an Infinia credit card from HDFC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
HDFC Bank Infinia Credit Card Customer Care
Contact number : 18002663310 / 18001023310
Email id : infinia.services@hdfcbank.com
There are two reason to apply for HDFC Bank Infinia Credit Card:
1. Offline Method : By visiting the nearest branch of HDFC Bank.
2. Online Method :
Enter the required details and proceed
Filter the results of HDFC credit cards and then you can find HDFC Bank Infinia Credit Card in the list
Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card
If approved, you can fill out the detailed form and submit
After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep
Financials products offered by Bank
The renewal fee applied in HDFC Bank Infinia Credit Card is Rs.10000.
For salaried individuals the age is 18 years to 65 years is required and for self employed individuals the age is 18 years to 70 years is required to get an infinia credit card from HDFC Bank.
The regards points are given in an infinia credit card from HDFC Bank are :
Rewards Spends : Rs.150 = 5 points
Travel and shopping via smartbug = 10x points
Dining at Stand alone restaurants = 2x points
The reward points have a lifetime of 3 years from the date of accumulation
Yes, you can apply for an HDFC infinia credit card online.
You can contact through customer care toll free number and also through e-mail id for an infinia credit card from HDFC Bank.
The minimum late payment charges Rs.100 and maximum charges are Rs.950 of HDFC Bank for infinia credit card.
Shopping, Travel and Dining rewards are included in HDFC Bank infinia credit cards.
Salaried employed and self employed individuals are eligible to take the HDFC Bank infinia credit card.
The interest rate is 1.99% per month provided by HDFC Bank for infinia credit cards.
Last Updated on : 07/Sep/2020Know More About CREDIT CARDS
You're eligible for a Hdfc Infinia Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account