HDFC Bank is an Indian banking and financial services company. It was established in 1994 and their headquarters at Mumbai. It is one of India leading private banks. HDFC Bank offers a wide range of financial products and banking services to customers.
HDFC Bank offers a wide variety of credit cards that are aimed to address every customer’s requirements. One such credit card that the bank offers is HDFC Bank Platinum Plus Credit Card. The credit card allows you to earn reward points along with several lifestyle benefits. Get 50% more rewards for every ? 150 you spend above ? 50,000 per statement cycle in HDFC platinum plus credit card.
1. Earn 2 reward points for every Rs.150 you spend
2. Get zero liability on lost card if reported immediately
3. Get 50 days of interest-free credit
4. Get up to three add-on cards free for your family
5. A fee of 2.5%, with a minimum of Rs 500 is applicable on all cash withdrawals on your card.
6. No fuel surcharge on petrol & diesel spends. Max. 250 saved every month
7. Reward points are valid for 2 years from the time of being added to your account
8. Get 50% more rewards for every Rs.150 you spend above ? 50,000 per statement cycle
9. Up to Rs.50 lakh free accidental death insurance.
10. Up to Rs.2 lakh purchase protection.
|
Reward Type |
Lifestyle |
|
Accidental death insurance benefits |
Make a minimum of 4 transactions of Rs.100 (or more) each in a calendar month. You then get accidental death insurance cover up to 5 times your credit limit (up to Rs.50 lakh) |
|
Reward Points |
Get 2 Reward Points per Rs.150 that you spend. Get 50% more Reward Points on incremental spends above Rs.50,000 per statement cycle. In this case, you get 3 Reward Points per Rs.150 that you spend that is over Rs.50,000. |
|
Free add-ons card |
Get up to 3 add-on cards with your HDFC Bank Platinum Plus Credit Card |
|
Insurance coverage |
For personal portable equipment, the insurance coverage is Rs.25,000 per item. For all other assets, the maximum insurance coverage is up to Rs.2 lakh. |
To apply for a Platinum Plus Credit Card, you have to pay fees and charges applied by the HDFC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HDFC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Add-on card fee |
Nil |
|
Minimum repayment amount |
5% of the outstanding balance, subject to a minimum of Rs.200 |
|
Cash advance limit |
40% of the credit limit |
|
Joining fees |
399 second year |
|
Renewal fees |
399 second year |
|
Interest rate |
3.49% |
|
Cash advance charge |
2.5% of the amount withdrawn or Rs.500, whichever is higher |
|
Over limit fee |
2.% of the amount withdrawn, subject to a minimum of Rs.500 |
|
Reward redemption fee |
Rs.99 |
Before applying for a Platinum Plus Credit Card from HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
|
ELIGIBLE |
Salaried employed and self employed individuals |
|
AGE |
For salaried employees individual = 21 years to 60 years For self employed individuals = 21 years to 65 years |
Any applicant who is applying for a Platinum Plus credit card from HDFC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
HDFC Platinum Plus Credit Card Customer Care
Contact number : 18002664332
Email id : customerservices.cards@hdfcbank.com
There are two reason to apply for HDFC Platinum Plus Credit Card :
1. Offline Method : By visiting the nearest branch of HDFC Bank.
2. Online Method :
Enter the required details and proceed
Filter the results of HDFC credit cards and then you can find HDFC Platinum Plus credit card in the list
Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card
If approved, you can fill out the detailed form and submit
After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep
Financials products offered by Bank
No renewal fee charged in HDFC Corporate credit cards.
For salaried employees the age is 21 years to 60 years is required and for self employed the age is 21 years to 65 years is required to get a platinum plus credit card from HDFC Bank.
The regards points are given in a platinum plus credit card from HDFC Bank are :
Get 2 Reward Points per Rs.150 that you spend.
Get 50% more Reward Points on incremental spends above Rs.50,000 per statement cycle.
In this case, you get 3 Reward Points per Rs.150 that you spend that is over Rs.50,000.
Yes, you can apply for an HDFC Platinum Plus Credit card online.
You can contact through customer care toll free number and also through e-mail id for a platinum plus credit card from HDFC Bank.
Lifestyle rewards are included in HDFC platinum plus credit cards.
Salaried employees and self-employed are eligible to take the HDFC Platinum Plus credit card.
The interest rate is 3.49% per month provided by HDFC Platinum Plus credit cards.
Last Updated on : 09/Sep/2020Know More About CREDIT CARDS
You're eligible for a Hdfc Platinum Plus Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account