HDFC Bank is an Indian banking and financial services company. It was established in 1994 and their headquarters at Mumbai. It is one of India leading private banks. HDFC Bank offers a wide range of financial products and banking services to customers.
The HDFC Solitaire Credit Card is an exclusive credit card designed for the bank's female customers. It provides women customers attractive benefits that are specially suited to their spending. It offers store vouchers for overall spends above a certain minimum amount and rewards points on dining and grocery spends.
1. You can convert your Reward Points to cash at the rate of Rs. 20 per 100 points.
2. You can get an interest-free period of up to 50 days on all swipes, valid from the date of transaction.
3. Your Reward Points are valid for 2 years from the time they are credited to your account.
4. Free shopping vouchers every year.
5. Get 50% more reward points on grocery and dining.
6. Attractive travel benefits.
7. Zero charges on lost card, if reports immediately
8. Earn 3 rewards points for every Rs.150 spent
9. Enjoy saving of upto Rs.250 in every billing cycle with a 100% fuel surcharge waiver
10. Spend Rs.50000 in a year and get a waiver of next year annual membership free
|
Reward Type |
Lifestyle and Cashback |
|
Fuel Benefits |
Enjoy saving of upto Rs.250 in every billing cycle with a 100% fuel surcharge waiver |
|
Milestone Benefits |
On half-yearly spends of Rs.75,000 with the card, you get shopping vouchers worth Rs.1,000. |
|
Reward Points |
Get a reward point for every year Rs.150 spent Get shoppers stop vouchers worth Rs.1000 |
|
Cashback Benefits |
For every Rs.100, get cashback of Rs.20 on redeeming your reward points. |
To apply for a Solitaire Credit Card, you have to pay fees and charges applied by the HDFC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HDFC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining fee |
Rs.500 |
|
Annual fee |
Rs.500 (2nd year onwards) |
|
Interest rates |
3.49% per month |
|
Cash withdrawal fee |
2.5% of the withdrawal amount or a minimum of Rs.500 |
|
Late payment fee |
In between Rs.501 to Rs.5,000 - Rs.500 In between Rs.5,001 to Rs.10,000 - Rs.600 In between Rs.10,001 to Rs.25,000 - Rs.800 Above Rs.25,000 - Rs.950 |
|
Over credit limit fee |
2.5% on the over limit amount. The minimum will be Rs.500. |
|
Reward redemption fee |
Rs.99 per redemption |
|
Railway ticket booking surcharge |
1.8% of the transaction value |
|
Re-issue of the card |
Rs.100 |
|
Cash payment fee |
Rs.100 per deposit |
Before applying for a Solitaire Credit Card from HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
|
ELIGIBLE |
Salaried employed and self employed individuals |
|
AGE |
For salaried employees individual = 21 years to 60 years For self employed individuals = 21 years to 65 years |
Any applicant who is applying for a Solitaire credit card rom HDFC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
HDFC Solitaire Credit Card Customer Care
Contact number : 18002664332
Email id : customerservices.cards@hdfcbank.com
There are two reason to apply for HDFC Solitaire Credit Card :
1. Offline Method : By visiting the nearest branch of HDFC Bank.
2. Online Method :
Enter the required details and proceed
Filter the results of HDFC credit cards and then you can find HDFC Solitaire credit card in the list
Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card
If approved, you can fill out the detailed form and submit
After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep
Financials products offered by Bank
The renewal fee charges are Rs.500 that are applied in HDFC Bank Solitaire credit card.
For salaried employees the age is 21 years to 60 years is required and for self employed the age is 21 years to 65 years is required to get a Solitaire credit card from HDFC Bank.
The regards points are given in a Solitaire credit card from HDFC Bank are :
Get a reward point for every year Rs.150 spent
Get shoppers stop vouchers worth Rs.1000
Yes, you can apply for an HDFC Solitaire Credit card online.
You can contact through customer care toll free number and also through e-mail id for a Solitaire credit card from HDFC Bank.
The minimum late payment charges Rs.500 and maximum charges are Rs.950 of HDFC Bank for Solitaire credit card.
Lifestyle and Cashback rewards are included in HDFC Bank Solitaire credit cards.
Salaried employees and self-employed are eligible to take the HDFC Bank Solitaire credit card.
The interest rate is 3.49% per month provided by HDFC Bank Solitaire credit cards.
Last Updated on : 09/Sep/2020Know More About CREDIT CARDS
You're eligible for a Hdfc Solitaire Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account