SELECT `id` FROM `tbl_card` WHERE `title` = 'Hdfc Teachers Platinum Credit Card' AND `card_type` = 'Credit Cards' HDFC Teachers Platinum Credit Card - Review, Features, Eligibility, Benefits

Apply Now

HDFC TEACHERS PLATINUM CREDIT CARD

HDFC Teachers Platinum Credit Card Details 

HDFC Bank is an Indian banking and financial services company. It was established in 1994 and their headquarters at Mumbai. It is one of India leading private banks. HDFC Bank offers a wide range of financial products and banking services to customers.

HDFC Bank Teacher’s Platinum credit card is designed especially for teachers who can get benefits such as 500 reward points on Teachers’ day, accelerated reward points on weekend shopping and so on.You can apply for the credit card through offline or online methods. If you do not have access to the internet, you can visit the branch of HDFC bank, fill out the application form and submit all the required documents to apply for the card. 

Features of HDFC Teachers Platinum Credit Card

1. Up to 3 add-on lifetime-free cards. Available for your spouse or children who are above 18 years, brothers, sisters or parents

2. Reward points are valid for 2 years from date of accumulation

3. 50 days of interest-free credit from purchase date

4. Zero lost card liability on reporting loss of card

5. For every Rs.150 spent, earn 2 reward points.

6. On Teacher's Day, earn 500 reward points as a gift from the bank.

7. Fuel surcharge waiver of 2.5% will be replaced by a convenience fee of only 1%.

8. Cardholders can save up to Rs.1,500 from fuel purchases if average monthly fuel expenses are Rs.5,000.

Benefits of HDFC Teachers Platinum Credit Card

Reward type 

Lifestyle 

Fuel Benefits

2.5% will be replaced by a convenience fee of only 1%

Fuel surcharge will be capped at Rs.250 per billing cycle

Add on credit cards

You can also avail up to 3 add-on credit cards for your relatives or family members

Reward Points 

Weekends : Rs.150 = 3x points 

Week days : Rs.150 = 2 points

Teachers day special : 500 points every year

Latest Offers by the Teacher's Platinum Credit Card by HDFC Bank

  • Avail a discount of 25% on BookMyshow.com.

  • Enjoy a 25% discount or a cashback of Rs.150 on a minimum spend of Rs.500 on Zomato.

  • On purchases amounting to Rs.1,500, get a discount of Rs.225 between 6th - 10th of every month on BigBasket.

  • Make the most of a 35% discount on all transactions done on Treebo.

  • For a minimum purchase of Rs.1,500, receive a discount of Rs.250 on Grofers. Offer is valid between 1st - 7th of every month.

  • Enjoy a discount of Rs.1,000 on your domestic flight tickets booked on Yatra.com.

Fee and charges of HDFC Teachers Platinum Credit Card

To apply for a Teachers Platinum Credit Card, you have to pay fees and charges applied by the HDFC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HDFC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES

Annual Fee

Rs.500

Interest-free period

Up to 50 days

Cash advance limit

40% of the credit limit

Minimum repayment amount

5% or a minimum amount of Rs.200

Additional card fee

Free

Cash advance charges

2.5% of the amount withdrawn or Rs.500. The higher amount among these will be taken

Charges on revolving credit

3.49% per month

Payment return charges

2% of the payment amount subjected to a minimum of Rs.450

Late payment charges

If statement balance is less than Rs.100 - Nil

From Rs.100 to Rs.500 - Rs.100

From Rs.501 to Rs.5,000 - Rs.500

From Rs.5,001 to Rs.10,000 - Rs.600

From Rs.10,001 to Rs.25,000 - Rs.Rs.800

More than Rs.25,000 - Rs.950.

Charges on over limit account

2.5% of the over limit amount subjected to a minimum of Rs.500

Cash processing fee

Rs.100

Rewards redemption fee

Rs.99 per redemption request.

Fuel transaction surcharge

Capped at Rs.250 per statement cycle

Balance transfer processing charges

1% of the balance transfer amount or Rs.250. The higher amount will be taken

Card validation charges

Rs.2. The amount will not be reversed by the bank

Railway ticket purchase fee

1.8% of the transaction amount + GST

Reissue of damaged, stolen or lost card

Rs.100

Outstation cheque processing charges

If cheque value is up to Rs.5,000 - Rs.25

If cheque value is more than Rs.5,000 - Rs.50

Foreign currency transactions

3.5%

Eligibility Criteria for HDFC Teachers Platinum Credit Card

Before applying for Teachers Platinum Credit Card from HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

ELIGIBLE 

Salaried employed and self employed individuals 

AGE 

For salaried employees  = 21 years to 60 years 

For self employed = 21 years to 65 years 

Resident 

Indian resident and NRIs

Documents Required for HDFC Teachers Platinum Credit Card

Any applicant who is applying for a Teachers Platinum credit card from HDFC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Other products of HDFC Bank 

1. HDFC Bank Car Loan

2. HDFC Bank Business Loan 

3. HDFC Bank Credit Card

4. HDFC Bank Used Car Loan 

HDFC Teachers Platinum Credit Card Customer Care

Contact number : 18002664332

Email id : customerservices.cards@hdfcbank.com

How to apply for HDFC Teachers Platinum Credit Card

There are two reason to apply for HDFC Teachers Platinum Credit Card :

1. Offline Method : By visiting the nearest branch of HDFC Bank.

2. Online Method  :

  • Enter the required details and proceed

  • Filter the results of HDFC credit cards and then you can find HDFC Teachers Platinum credit card in the list

  • Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card

  • If approved, you can fill out the detailed form and submit

  • After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep

Financials products offered by Bank 

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

HDFC Teachers Platinum Credit Card Frequently Asked Questions 

1. What are the renewal fee charges that are applied in HDFC Bank for teachers platinum credit cards?

The renewal fee charges are Rs.500 that are applied in HDFC Bank for teachers platinum credit card.

2. How much age of the applicant is required to get a teachers platinum credit card from HDFC Bank?

For salaried employees the age is 21 years to 60 years is required and for self employed the age is 21 years to 65 years is required to get a teachers platinum credit card from HDFC Bank.

3. What are the rewards points given in a teacher's platinum credit card from HDFC Bank?

The regards points are given in a teachers platinum credit card from HDFC Bank are :

  • Weekends : Rs.150 = 3x points 

  • Week days : Rs.150 = 2 points

  • Teachers day special : 500 points every year

4. Can I apply for a HDFC teachers platinum Credit card online?

Yes, you can apply for an HDFC teachers platinum Credit card online.

5. How do I contact customer care for a teachers platinum credit card from HDFC Bank?

You can contact through customer care toll free number and also through e-mail id for a  teachers platinum credit card from HDFC Bank.

6. What are the minimum and maximum late payment charges of HDFC Bank for  teachers platinum credit cards?

The minimum late payment charges Rs.100 and maximum charges are Rs.950 of HDFC Bank for  teachers platinum credit card.

7. What type of rewards are included in HDFC Ban teachers platinum credit cards?

Lifestyle rewards are included in HDFC Bank  teachers platinum credit cards.

8. Who is eligible to take the HDFC Bank teachers platinum credit card?

Salaried employees and self-employed are eligible to take the HDFC Bank  teachers platinum credit card.

9. How much interest rate is provided by HDFC Bank for teachers platinum credit cards?

The interest rate is 3.49% per month provided by HDFC Bank for teachers platinum credit cards.

Know More How To Apply ??

Know More About CREDIT CARDS

Hdfc Teachers Platinum Credit Card

You're eligible for a Hdfc Teachers Platinum Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account