HDFC Bank is an Indian banking and financial services company. It was established in 1994 and their headquarters at Mumbai. It is one of India leading private banks. HDFC Bank offers a wide range of financial products and banking services to customers.
HDFC Bank Teacher’s Platinum credit card is designed especially for teachers who can get benefits such as 500 reward points on Teachers’ day, accelerated reward points on weekend shopping and so on.You can apply for the credit card through offline or online methods. If you do not have access to the internet, you can visit the branch of HDFC bank, fill out the application form and submit all the required documents to apply for the card.
1. Up to 3 add-on lifetime-free cards. Available for your spouse or children who are above 18 years, brothers, sisters or parents
2. Reward points are valid for 2 years from date of accumulation
3. 50 days of interest-free credit from purchase date
4. Zero lost card liability on reporting loss of card
5. For every Rs.150 spent, earn 2 reward points.
6. On Teacher's Day, earn 500 reward points as a gift from the bank.
7. Fuel surcharge waiver of 2.5% will be replaced by a convenience fee of only 1%.
8. Cardholders can save up to Rs.1,500 from fuel purchases if average monthly fuel expenses are Rs.5,000.
|
Reward type |
Lifestyle |
|
Fuel Benefits |
2.5% will be replaced by a convenience fee of only 1% Fuel surcharge will be capped at Rs.250 per billing cycle |
|
Add on credit cards |
You can also avail up to 3 add-on credit cards for your relatives or family members |
|
Reward Points |
Weekends : Rs.150 = 3x points Week days : Rs.150 = 2 points Teachers day special : 500 points every year |
Latest Offers by the Teacher's Platinum Credit Card by HDFC Bank
Avail a discount of 25% on BookMyshow.com.
Enjoy a 25% discount or a cashback of Rs.150 on a minimum spend of Rs.500 on Zomato.
On purchases amounting to Rs.1,500, get a discount of Rs.225 between 6th - 10th of every month on BigBasket.
Make the most of a 35% discount on all transactions done on Treebo.
For a minimum purchase of Rs.1,500, receive a discount of Rs.250 on Grofers. Offer is valid between 1st - 7th of every month.
Enjoy a discount of Rs.1,000 on your domestic flight tickets booked on Yatra.com.
To apply for a Teachers Platinum Credit Card, you have to pay fees and charges applied by the HDFC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HDFC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Annual Fee |
Rs.500 |
|
Interest-free period |
Up to 50 days |
|
Cash advance limit |
40% of the credit limit |
|
Minimum repayment amount |
5% or a minimum amount of Rs.200 |
|
Additional card fee |
Free |
|
Cash advance charges |
2.5% of the amount withdrawn or Rs.500. The higher amount among these will be taken |
|
Charges on revolving credit |
3.49% per month |
|
Payment return charges |
2% of the payment amount subjected to a minimum of Rs.450 |
|
Late payment charges |
If statement balance is less than Rs.100 - Nil From Rs.100 to Rs.500 - Rs.100 From Rs.501 to Rs.5,000 - Rs.500 From Rs.5,001 to Rs.10,000 - Rs.600 From Rs.10,001 to Rs.25,000 - Rs.Rs.800 More than Rs.25,000 - Rs.950. |
|
Charges on over limit account |
2.5% of the over limit amount subjected to a minimum of Rs.500 |
|
Cash processing fee |
Rs.100 |
|
Rewards redemption fee |
Rs.99 per redemption request. |
|
Fuel transaction surcharge |
Capped at Rs.250 per statement cycle |
|
Balance transfer processing charges |
1% of the balance transfer amount or Rs.250. The higher amount will be taken |
|
Card validation charges |
Rs.2. The amount will not be reversed by the bank |
|
Railway ticket purchase fee |
1.8% of the transaction amount + GST |
|
Reissue of damaged, stolen or lost card |
Rs.100 |
|
Outstation cheque processing charges |
If cheque value is up to Rs.5,000 - Rs.25 If cheque value is more than Rs.5,000 - Rs.50 |
|
Foreign currency transactions |
3.5% |
Before applying for Teachers Platinum Credit Card from HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
|
ELIGIBLE |
Salaried employed and self employed individuals |
|
AGE |
For salaried employees = 21 years to 60 years For self employed = 21 years to 65 years |
|
Resident |
Indian resident and NRIs |
Any applicant who is applying for a Teachers Platinum credit card from HDFC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
HDFC Teachers Platinum Credit Card Customer Care
Contact number : 18002664332
Email id : customerservices.cards@hdfcbank.com
There are two reason to apply for HDFC Teachers Platinum Credit Card :
1. Offline Method : By visiting the nearest branch of HDFC Bank.
2. Online Method :
Enter the required details and proceed
Filter the results of HDFC credit cards and then you can find HDFC Teachers Platinum credit card in the list
Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card
If approved, you can fill out the detailed form and submit
After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep
Financials products offered by Bank
The renewal fee charges are Rs.500 that are applied in HDFC Bank for teachers platinum credit card.
For salaried employees the age is 21 years to 60 years is required and for self employed the age is 21 years to 65 years is required to get a teachers platinum credit card from HDFC Bank.
The regards points are given in a teachers platinum credit card from HDFC Bank are :
Weekends : Rs.150 = 3x points
Week days : Rs.150 = 2 points
Teachers day special : 500 points every year
Yes, you can apply for an HDFC teachers platinum Credit card online.
You can contact through customer care toll free number and also through e-mail id for a teachers platinum credit card from HDFC Bank.
The minimum late payment charges Rs.100 and maximum charges are Rs.950 of HDFC Bank for teachers platinum credit card.
Lifestyle rewards are included in HDFC Bank teachers platinum credit cards.
Salaried employees and self-employed are eligible to take the HDFC Bank teachers platinum credit card.
The interest rate is 3.49% per month provided by HDFC Bank for teachers platinum credit cards.
Last Updated on : 07/Sep/2020Know More About CREDIT CARDS
You're eligible for a Hdfc Teachers Platinum Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account