SELECT `id` FROM `tbl_card` WHERE `title` = 'Hsbc Advance Visa Credit Card' AND `card_type` = 'Credit Cards' HSBC Advance Visa Credit Card - Benefits, Features, Reviews

Apply Now

HSBC ADVANCE VISA CREDIT CARD

The full form of HSBC Bank is Hongkong and Shanghai Banking Corporation. HSBC Bank firstly opened in Hongkong on 31st March 1865 and in Shanghai one month later. It is one of the largest banks. HSBC is a multinational bank and finance services company has around 4000 offices in 70 countries.

The HSBC Advance Visa credit card is offered exclusively to HSBC Advance account holders. Customers having a good financial relationship with the bank account, a mortgage or a Rs.3 lakh quarterly balance will be eligible for an HSBC Advance account. You can shop online with peace of mind with your HSBC Advance Visa credit card. A one-time password (OTP) will be issued to your mobile number through a text message for you to verify and confirm the transaction.

HSBC Advance Visa Credit Card Features

1. Money management assistance from HSBC Advance Wealth Managers

2. Wealth management support and solutions

3. Redeem your extra points on a range of products and services including Marriott, BookMyShow, Wills Lifestyle and Vodafone.

4. Earn 2 reward points for every Rs.150 you spend on your HSBC Advance VISA Platinum Card.

5. With this credit card, you will incur absolutely no annual fees. 

6. In case you lose your credit card, report it immediately to HSBC.

7. Get up to 52 days interest free periods on your purchases. 

8. Your credit card will be accepted in more than 18 million establishments all over the world.

9. With your HSBC Advance credit card, you have access to 700,000 ATMs around the globe.

10. You can register for online banking and manage your credit card anytime and anywhere. 

HSBC Advance Visa Credit Card Benefits 

Reward type

Dining and Movie

Bonus reward points 

If you cross Rs.4 lakh up to Rs.1 crore spent on your credit card in the first year, you are eligible to earn 5x times the reward points. If you are eligible for the 5x reward scheme, the 3x scheme will automatically cease.

Reward points 

  • 2 points/Rs.150 spent

  • 6 points/Rs.150 on online spends for the first 2 years of your credit card

  • 10 points/Rs.150 on purchases made after crossing an expense amount of Rs.4 lakh in a year

  • Get extra points for every Rs.100 spent at outlets of over 1,200 Extra Partners. Each partner has a different point system, which can be seen at www.extrapoints.co.in/hsbc.

  • Get extra points for every kind of banking transaction.

Fuel Surcharge Waiver 

For transaction amounts of Rs.400 to Rs.4,000 on fuel at any petrol station across India, the fuel surcharge will be waived. A nominal fee of Rs.10 is charged on transactions below Rs.400. Customers will incur a 2.5% surcharge on transactions above Rs.4,000.

Instant EMIs

Convert your retail spends instantly into EMIs and pay it back conveniently in small instalments. 

Instant EMI offer is available only on a select range of purchases at merchant outlets. 

You need to spend at least Rs.2,000 to convert the transaction into an EMI.

Balance Conversion 

The minimum amount required is Rs.5,000. You can choose EMI options of 3, 6 and 12 months.

Balance Transfer 

Transfer any balance on another bank’s credit card to your HSBC credit card and repay the same in easy monthly instalments. You need to transfer a balance of at least Rs.3000. The tenures for EMI available are 6, 8, 12, 18 and 24 months.

Dining offers 

You’ll enjoy your food more when you get up to 20% off dining at more than 700 partner restaurants in all major cities.

Movie offers

Spend over Rs.50,000 in a calendar month and get a movie ticket voucher worth Rs.500. Avail of a maximum of Rs.3,000 in a year.

HSBC Advance Visa Credit Card Fee and charges

To apply for an Advance Visa credit card, you have to pay fees and charges applied by the HSBC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HSBC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining fee

Nil

Annual fee (per annum)

Nil

Add on cards

Nil

Interest free period

Up to 52 days interest-free period is given provided the previous month’s outstanding balance is paid in full.

Interest rate

3.3% per month or 39.6% per annum is charged from the date of transaction on the basis of a daily reducing balance.

Minimum Amount due

5% of your total payment due will be the minimum due (plus greater than past due or over limit due), subject to a minimum of Rs.100.

Late payment charges

50% of the minimum amount due is charged if the payment does not reach HSBC by the due date. A minimum of Rs.400 to a maximum of Rs.750 is charged.

Cash Advance limit

This limit will be set at 40% of the credit limit or will be communicated in your monthly statement.

Cash Withdrawal interest

2.5% of the transaction value from the date of withdrawal, subject to a minimum of Rs.300.

Fees on cash withdrawal at any domestic ATM

Nil

Fees on cash withdrawal at International ATMS

Rs.100

Balance enquiry at other bank ATMs

Nil

Over limit

Rs.500 per month

Card Replacement

Rs.100

Cheque Bounce/Invalid ECS or standing instruction

Rs.350

Foreign Currency Transaction

3.5%

Out of town cheque collection and processing

Up to Rs.10,000 - Rs.50 per cheque

Rs.10,000 - Rs.1 lakh - Rs.100 per cheque

Above Rs.1 lakh - Rs.150 per cheque

Charges on Cash Payment (applicable on payments made via cash drop boxes and HSBC branches)

Rs.100

Charge Slip Request

Rs.225 per month

Duplicate statements more than 3 months old

Rs.100 per statement

Fuel surcharge

For transactions below Rs.400, Rs.10 is charged. For transactions above Rs.4,000, 2.5% of the transaction amount is charged. A maximum of Rs.250 waiver can be availed of in one calendar month.

Railway surcharge at counters

Rs.10 of 2.5% of the transaction amount, whichever is higher.

Railway surcharge for online bookings

HSBC does not levy any fees. Rs. 30 processing fee per transaction plus any fee if charged for using another bank’s payment gateway.

Rewards redemption handling charges

Rs.50

Copy of Credit Information Report

Rs.50

Loan on phone

A processing fee of 2% is applicable on the loan on phone facility, subject to a minimum of Rs.100.

HSBC Advance Visa Credit Card Eligibility Criteria

Before applying for an Advance Visa credit card from HSBC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Be at least 21 years old.

2. Have an annual income of Rs. 5 lakh minimum.

3. Have an HSBC Advance account.

HSBC Advance Visa Credit Card Documents Required

Any applicant who is applying for an Advance Visa credit card from HSBC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

HSBC Bank Credit Card Login 

Cardholders of HSBC Bank Credit Card can log in to their credit card account through following steps :

1. Visit the official website of HSBC Bank

2. Click on “Log On” is on the top right side of the screen

3. Enter the Username and Password which was created during online registration

4. Enter the security code

5. Click on “Continue” to login

How to apply for HSBC Advance Visa Credit Card

There are two reason to apply for HSBC Advance Visa Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Start the application

  • Enter basic details such as contact number, income, occupation, etc

  • Select the HSBC Advance Visa credit card from the available drop-down options list

  • Proceed with the eligibility check by providing some more details

  • If eligible, proceed with the application by providing personal details and employment details

  • Click on submit to complete the process

  • Once the details are verified, an executive will get in touch

HSBC Advance Visa Credit Card Customer Care 

Contact number : 18002663456 / 18001204722

Email id : info@hsbc.co.in

HSBC Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to the HSBC netbanking account

2. In the cards section, select your credit card from the drop-down

3. Select the “Pay and Transfer” option and enter the amount to be paid

4. Confirm the request and make the payment instantly

5. The amount will be credited to the account and a confirmation message will be sent to the cardholder through email and SMS

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

HSBC Advance Visa Credit Card Frequently Asked Questions 

1. What is a HSBC Advance Visa Credit Card?

The HSBC Advance Visa credit card is offered exclusively to HSBC Advance account holders. Customers having a good financial relationship with the bank account, a mortgage or a Rs.3 lakh quarterly balance will be eligible for an HSBC Advance account. 

2. What is the annual fee of a HSBC Advance Visa Credit Card?

The annual fee is NIL of a HSBC Advance Visa Credit Card.

3. What is the minimum and maximum age the applicant is required to get a HSBC Advance Visa Credit Card?

The minimum age of the applicant is 21 years and maximum age is 65 years to get a HSBC Advance Visa Credit Card.

4. How can I apply for a HSBC Advance Visa Credit Card?

You can apply for a HSBC Advance Visa Credit Card online and offline by visiting the nearest bank branch.

5. How do I contact customer care for a HSBC Advance Visa Credit Card?

You can contact through customer care toll free number and also through e-mail id for a HSBC Advance Visa Credit Card.

6. What type of rewards are included in the HSBC Advance Visa Credit Card?

Dining and Movie rewards are included in the HSBC Advance Visa Credit Card.

7. How much interest rate is provided by a HSBC Advance Visa Credit Card?

The interest rate is 3.3% per month provided by a HSBC Advance Visa Credit Card.

8. What are the minimum and maximum late payment charges of HSBC Advance Visa Credit Card?

The minimum late payment charges is 400 and maximum charges are 750 of HSBC Advance Visa Credit Card.

9. What is the joining fee of a HSBC Advance Visa Credit Card?

The joining fee of HSBC Advance Visa Credit Card is NIL.

Last Updated on : 29/Sep/2020

Know More About CREDIT CARDS

Hsbc Advance Visa Credit Card

You're eligible for a Hsbc Advance Visa Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account