SELECT `id` FROM `tbl_card` WHERE `title` = 'Hsbc Premier Mastercard Credit Card' AND `card_type` = 'Credit Cards' HSBC Premier Mastercard Credit Card - Benefits, Features, Reviews

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HSBC PREMIER MASTERCARD CREDIT CARD

The full form of HSBC Bank is Hongkong and Shanghai Banking Corporation. HSBC Bank firstly opened in Hongkong on 31st March 1865 and in Shanghai one month later. It is one of the largest banks. HSBC is a multinational bank and finance services company has around 4000 offices in 70 countries.

The HSBC Premier MasterCard credit card offers benefits on shopping, travel, dining and much more. This card offers an exceptional rewards program providing the best for the customers. HSBC Premier MasterCard Credit Card holders can enjoy preferential access along with tailor made benefits and lifestyle privileges.

HSBC Premier Mastercard Credit Card Features

1. 3 points translate to 2 JPMiles (Jet Airways)

2. 2 points convert to 2 Kris Flyer Miles (Singapore Airlines)

3. 2.5% fuel surcharge waiver up to spends of Rs.4,000 per month

4. Access to special privileges through www.privileges.hsbcpremier.com

5. 50% cashback at PVR Cinemas on purchase of movie tickets

6. BookMyShow vouchers worth Rs.1,000 per month on monthly spends of Rs. 75,000 or more

7. Complimentary Priority Pass membership

8. Free access to premier airport lounges 2 times a year

9. Free Golf Fee card membership giving access to over 2,000 premium golf courses in India and the world

10. HSBC Premier MasterCard Credit Card holders can enjoy preferential access along with tailor made benefits and lifestyle privileges.

HSBC Premier Mastercard Credit Card Benefits 

Reward type

Shopping, Travel and Dining

Golf Privileges

HSBC offers access to premium golf courses across India and over 2000 courses worldwide, with complimentary membership to Golf Fee Card and discounted green fees. 

Reward points 

Cashback of 1.5% on international spends

2 points/Rs.100 spent.

Entertainment benefits 

Movie buffs can enjoy a cash back of 50% when they use their HSBC Premier MasterCard Credit Cards to purchase movie tickets at PVR Cinemas. The maximum cashback amount given in a month would be Rs 500.

Lifestyle privileges

Card holders can redeem accrued rewards points with top brands like Jimmy Choo, MakeMyTrip, Bose, Apple, Tumi, Croma and other partner stores. HSBC also offers attractive discounts on designer brands for Premier card holders.

Welcome benefits 

Premier Banking customers can receive welcome offers from HSBC in the form of Amazon gift vouchers worth Rs 7500, for a purchase value of Rs 1000 within the first two months of card issue.

Dining benefits

The world brought to you on a Premier platter! HSBC Premier MasterCard Credit Card holders can enjoy exclusive dining privileges with discounts up to 20% at fine dining restaurants in India and across the world.

Shopping Benefits 

Premier customers can enjoy discounts and get gifts cards when they shop at designer boutiques and merchant outlets using the HSBC Premier MasterCard Credit Card, across the globe.

Travel benefits 

Customers can get discounts on travel packages and also enjoy a wide selection of airline and cruise packages, hotel packages and travel deals with their Premier credit cards.

Health, Wellness and Beauty 

Each experience with an HSBC Premier MasterCard Credit Card is unique with customers getting the best offers on Health and Beauty products, Fitness packages and Spa treatments.

Fuel Surcharge Waiver

You can enjoy a surcharge waiver of 2.5% on fuel purchases ranging between Rs 400 and Rs 4000

Transfer balance

Customers can conveniently transfer the outstanding balance above an amount of Rs 3000

Customers can make repayments at a low interest rate of 18% per annum on the monthly installments. Card holders can pay back with flexible tenures ranging between 6, 12, 18 and 24 months

HSBC Premier Mastercard Credit Card Fee and charges

To apply for a premier mastercard credit card, you have to pay fees and charges applied by the HSBC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HSBC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Annual Fee

NIL

Joining Fee

  NIL

Cash Advance Fees

2.5% of the transaction amount or a minimum of Rs 300.

Free Credit Period

Up to 52 days

Due date of the payment from the statement date

22 days

Extended Credit - Finance Charges

2.49% per month, calculated from the date of transaction.

Minimum Payment Due

5% of the total outstanding payment due, with the minimum being Rs 100.

Cash advance limit

Up to 60% of the card limit

Cheque Bounce Charges

Rs 350

Duplicate Statements

Rs 100 / statement

Over limit Fee

Rs 500 per month

Card replacement Fee (within India)

Rs 100

Late Payment Fee

50% of the minimum amount due , with the minimum being Rs 400 and the maximum being Rs 750 per month

Rewards redemption handling charges

Rs 50 per redemption

HSBC Premier Mastercard Credit Card Eligibility Criteria

Before applying for a premier mastercard credit card from HSBC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The applicant must be at least 21 years old.

2. The applicant should be earning a minimum income of Rs.5 lakhs per year.

3. HSBC Premier MasterCard Credit Cards are offered based on the Total Relationship Balance (TRB) of Premier Banking customers in India.

4. The balance maintained in accounts belonging to family members can also be considered to meet the TRB criteria.

HSBC Premier Mastercard Credit Card Documents Required

Any applicant who is applying for a premier mastercard credit card from HSBC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

HSBC Bank Credit Card Login 

Cardholders of HSBC Bank Credit Card can log in to their credit card account through following steps :

1. Visit the official website of HSBC Bank

2. Click on “Log On” is on the top right side of the screen

3. Enter the Username and Password which was created during online registration

4. Enter the security code

5. Click on “Continue” to login

How to apply for HSBC Premier Mastercard Credit Card

There are two reason to apply for HSBC Premier Mastercard Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Start the application

  • Enter basic details such as contact number, income, occupation, etc

  • Select the HSBC Premier Mastercard credit card from the available drop-down options list

  • Proceed with the eligibility check by providing some more details

  • If eligible, proceed with the application by providing personal details and employment details

  • Click on submit to complete the process

  • Once the details are verified, an executive will get in touch

HSBC Premier Mastercard Credit Card Customer Care 

Contact number : 18002663456 / 18001204722

Email id : info@hsbc.co.in

HSBC Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to the HSBC netbanking account

2. In the cards section, select your credit card from the drop-down

3. Select the “Pay and Transfer” option and enter the amount to be paid

4. Confirm the request and make the payment instantly

5. The amount will be credited to the account and a confirmation message will be sent to the cardholder through email and SMS

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

HSBC Premier Mastercard Credit Card Frequently Asked Questions 

1. What is a HSBC Premier Mastercard Credit Card?

The HSBC Premier MasterCard credit card offers benefits on shopping, travel, dining and much more. This card offers an exceptional rewards program providing the best for the customers. HSBC Premier MasterCard Credit Card holders can enjoy preferential access along with tailor made benefits and lifestyle privileges.

2. What is the annual fee of a HSBC Premier Mastercard Credit Card?

The annual fee is NIL of a HSBC Premier Mastercard Credit Card.

3. What is the minimum and maximum age the applicant is required to get a HSBC Premier Mastercard Credit Card?

The minimum age of the applicant is 21 years and maximum age is 65 years to get a HSBC Premier Mastercard Credit Card.

4. How can I apply for a HSBC Premier Mastercard Credit Card?

You can apply for a HSBC Premier Mastercard Credit Card online and offline by visiting the nearest bank branch.

5. How do I contact customer care for a HSBC Premier Mastercard Credit Card?

You can contact through customer care toll free number and also through e-mail id for a HSBC Premier Mastercard Credit Card.

6. What type of rewards are included in the HSBC Premier Mastercard Credit Card?

Shopping, Travel and Dining rewards are included in the HSBC Premier Mastercard Credit Card.

7. How much interest rate is provided by a HSBC Premier Mastercard Credit Card?

The interest rate is 2.49% per month provided by a HSBC Premier Mastercard Credit Card.

8. What are the minimum and maximum late payment charges of HSBC Premier Mastercard Credit Card?

The minimum late payment charges is 400 and maximum charges are 750 of HSBC Premier Mastercard Credit Card.

9. What is the joining fee of a HSBC Premier Mastercard Credit Card?

The joining fee of HSBC Premier Mastercard Credit Card is NIL.

Last Updated on : 29/Sep/2020

Know More About CREDIT CARDS

Hsbc Premier Mastercard Credit Card

You're eligible for a Hsbc Premier Mastercard Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account