The full form of HSBC Bank is Hongkong and Shanghai Banking Corporation. HSBC Bank firstly opened in Hongkong on 31st March 1865 and in Shanghai one month later. It is one of the largest banks. HSBC is a multinational bank and finance services company has around 4000 offices in 70 countries.
HSBC VISA Platinum Credit Card is best suited for shopping, dining and fuel purchases. You get 10% cashback up to Rs.2,000 on making minimum 5 transactions that add up to Rs.10,000 or more within the first 60 days of card issuance. Report the loss of the HSBC Visa Platinum Credit Card within 24 hours and remain zero liable for any fraudulent transactions that might happen on the card.The policy would cover up to 24 hours before reporting the loss for up to Rs.3 lakh.
1. BookMyShow voucher worth Rs.500 on spends of Rs.50,000 or more in a calendar month
2. Up to 15% discount at 1,000+ restaurants across major cities
3. No joining fee. No annual fee. It's lifetime FREE
4. 5X rewards on spends over Rs.4,00,000 in a year, for up to maximum Rs.15,000 total reward points
5. A lifestyle credit card with attractive offers and rewards.
6. Exciting introductory offers.
7. Accelerated reward points on select categories.
8. 10% cashback within the first 60 days of card issuance.
9. Earn 2 rewards points on every Rs.150 spent on all retail purchases.
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Reward type |
Shopping, Dining and Fuel |
|
Lifestyle benefits |
Complimentary travel vouchers. 10% cashback within the first 60 days of card issuance. Up to Rs.3,000 worth movie vouchers per year. 15% off on dining at partner restaurants across major Indian cities |
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Reward points |
All spends :150 = 2 points |
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Spend based rewards |
Win a free entertainment ticket voucher worth up to Rs.500 on spends of Rs.50,000 or more in a calendar month. Maximum Rs.3,000 vouchers can be availed per cardholder in a year. |
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Dining privileges |
You can avail up to 15% discount at select restaurants in your city. |
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Fuel Surcharge Waiver |
Enjoy surcharge waiver on fuel transactions between Rs.400 and Rs.4,000 valid at all petrol pumps across India. The maximum waiver is capped at Rs.250 per month. |
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Emergency Card Replacement |
You can also opt for emergency cash services available at over 22,000 outlets around the world. |
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Instant EMIs |
The minimum transaction value should be above Rs.2,000 to convert into EMI.Various tenure options including 3, 6, 9, 12, 18, and 24 with interest rates ranging from 12% to 15% per annum are available on the facility. |
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Add on Credit cards |
You can apply for up to 3 add-on credit cards for your immediate family members including siblings, spouse, parents and children, above 18 years of age. The add-on cards will be provided at no extra cost. |
To apply for a Visa Platinum credit card, you have to pay fees and charges applied by the HSBC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HSBC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fee |
NIL |
|
Annual fee |
NIL |
|
Interest rate |
3.3% per month |
|
Cash withdrawal fee |
2.5% of the transaction amount (subject to a minimum of Rs.300) |
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Rewards redemption fee |
Rs.50 per request |
|
Duplicate statement fee |
Rs.100 per statement which is older than 3 months |
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Cheque bounce/Unsuccessful ECS payment |
Rs.350 |
|
Cash withdrawal fee at foreign ATMs |
Rs.100 |
|
Overlimit fee |
Rs. 500 per month |
|
Late payment fee |
50% of the minimum due amount (subject to a minimum of Rs.400 and a maximum of Rs.750) |
|
Sales slip retrieval fee |
Rs.225 per month |
|
Out-of-town cheque processing |
Rs.50 for up to Rs.10,000 Rs.100 for processing amount between Rs.10,001 and Rs.1 lakh Rs.150 for cheque amount more than Rs.1 lakh |
|
Credit card replacement fee - India and abroad |
Rs.100 |
|
Currency conversion fee |
3.5% |
|
Cash payment at HSBC branches |
Rs.100 |
|
Copy of Credit Information Report |
Rs.50 |
Before applying for a Visa Platinum credit card from HSBC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Minimum age of the applicant must be 18 years and maximum should be 65 years.
2. Only salaried individuals can apply for the card.
3. Minimum gross annual income should be Rs.4 lakh.
4. Should be a resident of the cities in which the credit card is offered. Currently, the card is available in major cities such as Mumbai, Delhi, Pune, Bengaluru, Chennai, Hyderabad, Noida, Gurgaon, and Kolkata.
Any applicant who is applying for a Visa Platinum credit card from HSBC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
HSBC Bank Credit Card Login
Cardholders of HSBC Bank Credit Card can log in to their credit card account through following steps :
1. Visit the official website of HSBC Bank
2. Click on “Log On” is on the top right side of the screen
3. Enter the Username and Password which was created during online registration
4. Enter the security code
5. Click on “Continue” to login
There are two reason to apply for HSBC Visa Platinum Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Start the application
Enter basic details such as contact number, income, occupation, etc
Select the HSBC VISA Platinum credit card from the available drop-down options list
Proceed with the eligibility check by providing some more details
If eligible, proceed with the application by providing personal details and employment details
Click on submit to complete the process
Once the details are verified, an executive will get in touch
HSBC Visa Platinum Credit Card Customer Care
Contact number : 18002663456 / 18001204722
Email id : info@hsbc.co.in
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to the HSBC netbanking account
2. In the cards section, select your credit card from the drop-down
3. Select the “Pay and Transfer” option and enter the amount to be paid
4. Confirm the request and make the payment instantly
5. The amount will be credited to the account and a confirmation message will be sent to the cardholder through email and SMS
Bank offered Financials products
HSBC Visa Platinum Credit Card is best suited for shopping, dining and fuel purchases. You get 10% cashback up to Rs.2,000 on making minimum 5 transactions that add up to Rs.10,000 or more within the first 60 days of card issuance.
The annual fee is NIL of a HSBC Visa Platinum Credit Card.
The minimum age of the applicant is 18 years and maximum age is 65 years to get a HSBC Visa Platinum Credit Card.
You can apply for a HSBC Visa Platinum Credit Card online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a HSBC Visa Platinum Credit Card.
Shopind, Dining and Fuel rewards are included in the HSBC Visa Platinum Credit Card.
The interest rate is 3.3% per month provided by a HSBC Visa Platinum Credit Card.
The minimum late payment charges is 400 and maximum charges are 750 of HSBC Visa Platinum Credit Card.
The joining fee of HSBC Visa Platinum Credit Card is NIL.
Last Updated on : 29/Sep/2020Know More About CREDIT CARDS
You're eligible for a Hsbc Visa Platinum Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account