SELECT `id` FROM `tbl_card` WHERE `title` = 'Hsbc Visa Platinum Credit Card' AND `card_type` = 'Credit Cards' HSBC Visa Platinum Credit Card - Benefits, Features, Reviews

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HSBC VISA PLATINUM CREDIT CARD

The full form of HSBC Bank is Hongkong and Shanghai Banking Corporation. HSBC Bank firstly opened in Hongkong on 31st March 1865 and in Shanghai one month later. It is one of the largest banks. HSBC is a multinational bank and finance services company has around 4000 offices in 70 countries.

HSBC VISA Platinum Credit Card is best suited for shopping, dining and fuel purchases. You get 10% cashback up to Rs.2,000 on making minimum 5 transactions that add up to Rs.10,000 or more within the first 60 days of card issuance. Report the loss of the HSBC Visa Platinum Credit Card within 24 hours and remain zero liable for any fraudulent transactions that might happen on the card.The policy would cover up to 24 hours before reporting the loss for up to Rs.3 lakh. 

HSBC Visa Platinum Credit Card Features

1. BookMyShow voucher worth Rs.500 on spends of Rs.50,000 or more in a calendar month

2. Up to 15% discount at 1,000+ restaurants across major cities

3. No joining fee. No annual fee. It's lifetime FREE

4. 5X rewards on spends over Rs.4,00,000 in a year, for up to maximum Rs.15,000 total reward points

5. A lifestyle credit card with attractive offers and rewards.

6. Exciting introductory offers.

7. Accelerated reward points on select categories.

8. 10% cashback within the first 60 days of card issuance.

9. Earn 2 rewards points on every Rs.150 spent on all retail purchases.

HSBC Visa Platinum Credit Card Benefits 

Reward type

Shopping, Dining and Fuel

Lifestyle benefits 

Complimentary travel vouchers.

10% cashback within the first 60 days of card issuance.

Up to Rs.3,000 worth movie vouchers per year.

15% off on dining at partner restaurants across major Indian cities

Reward points 

All spends :150 = 2 points

Spend based rewards 

Win a free entertainment ticket voucher worth up to Rs.500 on spends of Rs.50,000 or more in a calendar month. Maximum Rs.3,000 vouchers can be availed per cardholder in a year.  

Dining privileges

You can avail up to 15% discount at select restaurants in your city.  

Fuel Surcharge Waiver

Enjoy surcharge waiver on fuel transactions between Rs.400 and Rs.4,000 valid at all petrol pumps across India. The maximum waiver is capped at Rs.250 per month.  

Emergency Card Replacement

You can also opt for emergency cash services available at over 22,000 outlets around the world. 

Instant EMIs

The minimum transaction value should be above Rs.2,000 to convert into EMI.Various tenure options including 3, 6, 9, 12, 18, and 24 with interest rates ranging from 12% to 15% per annum are available on the facility. 

Add on Credit cards 

You can apply for up to 3 add-on credit cards for your immediate family members including siblings, spouse, parents and children, above 18 years of age. The add-on cards will be provided at no extra cost.

HSBC Visa Platinum Credit Card Fee and charges

To apply for a Visa Platinum credit card, you have to pay fees and charges applied by the HSBC Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from HSBC Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fee

NIL

Annual fee

NIL

Interest rate

3.3% per month

Cash withdrawal fee

2.5% of the transaction amount (subject to a minimum of Rs.300)

Rewards redemption fee

Rs.50 per request

Duplicate statement fee

Rs.100 per statement which is older than 3 months

Cheque bounce/Unsuccessful ECS payment

Rs.350

Cash withdrawal fee at foreign ATMs

Rs.100

Overlimit fee

Rs. 500 per month

Late payment fee

50% of the minimum due amount (subject to a minimum of Rs.400 and a maximum of Rs.750)

Sales slip retrieval fee

Rs.225 per month

Out-of-town cheque processing

Rs.50 for up to Rs.10,000

Rs.100 for processing amount between Rs.10,001 and Rs.1 lakh

Rs.150 for cheque amount more than Rs.1 lakh

Credit card replacement fee - India and abroad

Rs.100

Currency conversion fee

3.5%

Cash payment at HSBC branches

Rs.100

Copy of Credit Information Report

Rs.50

HSBC Visa Platinum Credit Card Eligibility Criteria

Before applying for a Visa Platinum credit card from HSBC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Minimum age of the applicant must be 18 years and maximum should be 65 years.

2. Only salaried individuals can apply for the card.

3. Minimum gross annual income should be Rs.4 lakh.

4. Should be a resident of the cities in which the credit card is offered. Currently, the card is available in major cities such as Mumbai, Delhi, Pune, Bengaluru, Chennai, Hyderabad, Noida, Gurgaon, and Kolkata.

HSBC Visa Platinum Credit Card Documents Required

Any applicant who is applying for a Visa Platinum credit card from HSBC Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

HSBC Bank Credit Card Login 

Cardholders of HSBC Bank Credit Card can log in to their credit card account through following steps :

1. Visit the official website of HSBC Bank

2. Click on “Log On” is on the top right side of the screen

3. Enter the Username and Password which was created during online registration

4. Enter the security code

5. Click on “Continue” to login

How to apply for HSBC Visa Platinum Credit Card

There are two reason to apply for HSBC Visa Platinum Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Start the application

  • Enter basic details such as contact number, income, occupation, etc

  • Select the HSBC VISA Platinum credit card from the available drop-down options list

  • Proceed with the eligibility check by providing some more details

  • If eligible, proceed with the application by providing personal details and employment details

  • Click on submit to complete the process

  • Once the details are verified, an executive will get in touch

HSBC Visa Platinum Credit Card Customer Care 

Contact number : 18002663456 / 18001204722

Email id : info@hsbc.co.in

HSBC Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to the HSBC netbanking account

2. In the cards section, select your credit card from the drop-down

3. Select the “Pay and Transfer” option and enter the amount to be paid

4. Confirm the request and make the payment instantly

5. The amount will be credited to the account and a confirmation message will be sent to the cardholder through email and SMS

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

HSBC Visa Platinum Credit Card Frequently Asked Questions 

1. What is a HSBC Visa Platinum Credit Card?

HSBC Visa Platinum Credit Card is best suited for shopping, dining and fuel purchases. You get 10% cashback up to Rs.2,000 on making minimum 5 transactions that add up to Rs.10,000 or more within the first 60 days of card issuance. 

2. What is the annual fee of a HSBC Visa Platinum Credit Card?

The annual fee is NIL of a HSBC Visa Platinum Credit Card.

3. What is the minimum and maximum age the applicant is required to get a HSBC Visa Platinum Credit Card?

The minimum age of the applicant is 18 years and maximum age is 65 years to get a HSBC Visa Platinum Credit Card.

4. How can I apply for a HSBC Visa Platinum Credit Card?

You can apply for a HSBC Visa Platinum Credit Card online and offline by visiting the nearest bank branch.

5. How do I contact customer care for a HSBC Visa Platinum Credit Card?

You can contact through customer care toll free number and also through e-mail id for a HSBC Visa Platinum Credit Card.

6. What type of rewards are included in the HSBC Visa Platinum Credit Card?

Shopind, Dining and Fuel rewards are included in the HSBC Visa Platinum Credit Card.

7. How much interest rate is provided by a HSBC Visa Platinum Credit Card?

The interest rate is 3.3% per month provided by a HSBC Visa Platinum Credit Card.

8. What are the minimum and maximum late payment charges of HSBC Visa Platinum Credit Card?

The minimum late payment charges is 400 and maximum charges are 750 of HSBC Visa Platinum Credit Card.

9. What is the joining fee of a HSBC Visa Platinum Credit Card?

The joining fee of HSBC Visa Platinum Credit Card is NIL.

Last Updated on : 29/Sep/2020

Know More About CREDIT CARDS

Hsbc Visa Platinum Credit Card

You're eligible for a Hsbc Visa Platinum Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account