SELECT `id` FROM `tbl_card` WHERE `title` = 'Icici Bank Rubyx Credit Cards' AND `card_type` = 'Credit Cards' ICICI Bank Rubyx Credit Cards Eligibility, Features, Review, Fee

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ICICI BANK RUBYX CREDIT CARD

ICICI Bank is a leading private sector bank in India. It offers a wide range of banking and financial services to corporate and retail customers. In the 1990s, ICICI transferred its business from development financial institutions offering only project finance to a diversified financial services group offering a wide variety of products and services.

ICICI Bank Rubyx Credit Card is a premium credit card best suited for the frequent domestic traveller. Features like concierge service, lounge access, car rental service, etc. make travelling convenient for the cardholders. The card comes in two network variants- American Express and Mastercard.  Enjoy privileges across lifestyle, dining and golf; get travel benefits and free movie tickets with ICICI Bank Rubyx Credit Card. Key privileges: Get Welcome Vouchers on Shopping and Travel worth Rs 5000+ on payment of joining fee of the card.

ICICI Bank Rubyx Credit Card Features

1. Earn up to 15,000 PAYBACK points during every anniversary year.

2. Get 2 complimentary domestic airports lounge visits per quarter. 

3. Get 2 complimentary movie tickets every month under the buy 1 and get 1 offer via BookMyShow.com 

4. The cardholder will be eligible to get 2 credit cards in the same account. 

5. Get Welcome Vouchers on Shopping and Travel worth Rs.5000 on payment of joining fee

6. Complementary set of Sennheiser HD221 headphones upon joining

7. Complimentary round of golf every month at a golf course of your choice based on eligible spends on your card

8. Minimum 15% savings on your dining bill at over 2,500 restaurants across India courtesy of our Culinary Treats program

9. Vouchers from Lenskart, GrabOn and Spykar on submitting required documents

10. Through American Express Connect, you get exclusive benefits on travel, dining, retails and online purchases.

11. It offers flexible reward plans.

ICICI Bank Rubyx Credit Card Benefits 

Reward type

Movie, Dining, Travel and Shopping 

Lifestyle Offers 

50% off on personal lifestyle and fitness evaluation at Kairali.

Ayurvedic Offers

Get 20% off on Ayurvedic packages

Dining Discounts 

Through ICICI Bank Culinary Treats programme, you can get a minimum 15% discount on dining spend at over 800 restaurants across India.

Fuel Surcharge Benefits

1% fuel surcharge waived at any fuel outlet.

Reward Plans 

Choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel.

  • Earn 2 times the rewards points on your chosen spend category. 

  • Earn up to 6 PAYBACK points on purchases made at partner outlets such as HPCL, Bank Bazaar, etc. 

  • 1 PAYBACK point equals RS.0.25.

Movie Offers

Through Buy One Get One offer, you can get 2 free movie tickets up to Rs.250 per month. Book your ticket on www.bookmyshow.com

Reward Points

  • 15% dining bill savings

  • Complimentary round of golf

Airport Lounge Access 

Cardholders can enjoy 2 complimentary domestic airport lounge and 1 railway lounge visits per quarter

Air Accident Insurance

Get air accident insurance cover of Rs.1 crore, lost card liability cover of Rs.50,000, and account takeover cover in the case of misuse of your personal details by a third party.

Golf Offers

A free round of golf every month at a golf course of your choice

ICICI Bank Rubyx Credit Card Fee and charges

To apply for a Rubyx Credit Card, you have to pay fees and charges applied by the ICICI Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from ICICI Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

First year annual fee

Rs.3,000 plus GST

Second year onwards annual fee

Rs.2,000 plus GST (Waived on spending Rs.3,00,000 and more)

Finance charge for cash advance

3.40% per month

Overdue interest in extended credit

3.40% per month

Over-limit charge

2.50% of over-limit amount, subject to a minimum of Rs.500

Cash advance charge

2.50% of advanced amount, subject to a minimum of Rs.300

Redemption handling fee

Rs.99

Late payment charge

Below Rs.100 - Nil 

Rs.100 to Rs.500 - Rs.100 

Rs.501 to Rs.10,000 - Rs.500 

Above Rs.10,000 - Rs.750

Return cheque fee

2% of amount due, subject to a minimum of Rs.450

Auto-Debit return fee

2% of amount due, subject to a minimum of Rs.450

Cash payment at branches fee

Rs.100 per transaction

Outstation cheque processing fee

1% of cheque value, subject to a minimum of Rs.100

Foreign currency transaction fee

3.5% of transacted/converted amount

Duplicate statement

Rs.100

Card replacement fee

Rs.100

Charge slip fee

Rs.100 per slip

ICICI Bank Rubyx Credit Card Eligibility Criteria

Before applying for a Rubyx Credit Card from ICICI Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. You must be a citizen of India.

2. You must be minimum 23 years old for primary card and 18 years old for supplementary card.

3. You must have a minimum monthly salary of Rs.50,000. If you are self-employed, the minimum annual income must be minimum Rs.5.5 lakh

ICICI Bank Rubyx Credit Card Documents Required

Any applicant who is applying for a Rubyx credit card from ICICI Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

ICICI Bank Credit Card Login 

Cardholders of ICICI Bank Credit Card can log in to their credit card account through following steps :

1. Go to ICICI Bank page. click on LOGIN located next to personal banking

2. Provide the User ID and Password

3. After login, the customer must select ‘MY accounts’ and then Credit cards

4. Customers can now see all the information about the card and the service options available to them

ICICI Bank other products

1. ICICI Bank Personal Loan 

2. ICICI Bank Car Loan 

3. ICICI Bank Credit Card

4. ICICI Bank Home Loan 

How to apply for ICICI Bank Rubyx Credit Card

There are two reason to apply for ICICI Bank Rubyx Credit Card :

1. Offline Method : By visiting the nearest branch of ICICI Bank

2. Online Method  :

  • Apply for a Credit Card online by filling an easy application form.

  • Select a Credit Card. 

  • Choose a Credit Card which best suits your needs and lifestyle.

  • Get Approved Instantly. 

  • Receive instant approval on your ICICI Bank Credit Card.

ICICI Bank Rubyx Credit Card Customer Care 

Contact number : 18601207777

Email id : customer.care@icicibank.com

ICICI Bank Credit Card Payment Online 

1. First logging in to their ICICI bank webpage. 

2. Select ‘my accounts’ after login and then select the option ‘credit card’. 

3. Choose the card whose bill needs to be settled. 

4. Then select ‘pay bill’. Finally, select the mode of payment and provide the details

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

ICICI Bank Rubyx Credit Card Frequently Asked Questions 

1. What is an ICICI Bank Rubyx Credit Card?

ICICI Bank Rubyx Credit Card is a premium credit card best suited for the frequent domestic traveller. Features like concierge service, lounge access, car rental service, etc. make travelling convenient for the cardholders. The card comes in two network variants- American Express and Mastercard. 

2. How much age is the candidate required to get an ICICI Bank Rubyx Credit Card?

The age is 23 years to get an ICICI Bank Rubyx Credit Card.

3. What is the renewal fee of the ICICI Bank Rubyx Credit Card?

The renewal fee of the ICICI Bank Rubyx Credit Card is Rs.2000.

4. What are the rewards points given in an ICICI Bank Rubyx Credit Bank?

The rewards points given in the ICICI Bank Rubyx Credit Card is :

  • 15% dining bill savings

  • Complimentary round of golf

5. How much interest rate is provided by ICICI Bank Rubyx Credit Cards?

The interest rate is 3.4% per month provided by ICICI Bank Rubyx Credit Card.

6. What type of rewards are included in the ICICI Bank Rubyx Credit Card?

Travel, Dining, Movies and Shopping rewards are included in the ICICI Bank Rubyx Credit Card.

7. How can I apply for a ICICI Bank Rubyx Credit Card?

You can apply for a ICICI Bank Rubyx Credit Card through online and offline by visiting the nearest bank branch.

 8. How do I contact customer care for an ICICI Bank Rubyx Credit Card?

You can contact through customer care toll free number and also through e-mail id for a ICICI Bank Rubyx Credit Card.

9. What is the joining fee of the ICICI Bank Rubyx Credit Card?

The joining fee of the ICICI Bank Rubyx Credit Card is Rs.3000.

10. What are the minimum and maximum late payment charges of ICICI Bank Rubyx Credit Card?

The minimum charges is 100 and maximum late payment charges is 750 of ICICI Bank Rubyx Credit Card.

Last Updated on : 13/Oct/2020

Know More About CREDIT CARDS

Icici Bank Rubyx Credit Cards

You're eligible for a Icici Bank Rubyx Credit Cards if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account