ICICI Bank is a leading private sector bank in India. It offers a wide range of banking and financial services to corporate and retail customers. In the 1990s, ICICI transferred its business from development financial institutions offering only project finance to a diversified financial services group offering a wide variety of products and services.
ICICI Bank Rubyx Credit Card is a premium credit card best suited for the frequent domestic traveller. Features like concierge service, lounge access, car rental service, etc. make travelling convenient for the cardholders. The card comes in two network variants- American Express and Mastercard. Enjoy privileges across lifestyle, dining and golf; get travel benefits and free movie tickets with ICICI Bank Rubyx Credit Card. Key privileges: Get Welcome Vouchers on Shopping and Travel worth Rs 5000+ on payment of joining fee of the card.
1. Earn up to 15,000 PAYBACK points during every anniversary year.
2. Get 2 complimentary domestic airports lounge visits per quarter.
3. Get 2 complimentary movie tickets every month under the buy 1 and get 1 offer via BookMyShow.com
4. The cardholder will be eligible to get 2 credit cards in the same account.
5. Get Welcome Vouchers on Shopping and Travel worth Rs.5000 on payment of joining fee
6. Complementary set of Sennheiser HD221 headphones upon joining
7. Complimentary round of golf every month at a golf course of your choice based on eligible spends on your card
8. Minimum 15% savings on your dining bill at over 2,500 restaurants across India courtesy of our Culinary Treats program
9. Vouchers from Lenskart, GrabOn and Spykar on submitting required documents
10. Through American Express Connect, you get exclusive benefits on travel, dining, retails and online purchases.
11. It offers flexible reward plans.
|
Reward type |
Movie, Dining, Travel and Shopping |
|
Lifestyle Offers |
50% off on personal lifestyle and fitness evaluation at Kairali. |
|
Ayurvedic Offers |
Get 20% off on Ayurvedic packages |
|
Dining Discounts |
Through ICICI Bank Culinary Treats programme, you can get a minimum 15% discount on dining spend at over 800 restaurants across India. |
|
Fuel Surcharge Benefits |
1% fuel surcharge waived at any fuel outlet. |
|
Reward Plans |
Choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel.
|
|
Movie Offers |
Through Buy One Get One offer, you can get 2 free movie tickets up to Rs.250 per month. Book your ticket on www.bookmyshow.com |
|
Reward Points |
|
|
Airport Lounge Access |
Cardholders can enjoy 2 complimentary domestic airport lounge and 1 railway lounge visits per quarter |
|
Air Accident Insurance |
Get air accident insurance cover of Rs.1 crore, lost card liability cover of Rs.50,000, and account takeover cover in the case of misuse of your personal details by a third party. |
|
Golf Offers |
A free round of golf every month at a golf course of your choice |
To apply for a Rubyx Credit Card, you have to pay fees and charges applied by the ICICI Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from ICICI Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
First year annual fee |
Rs.3,000 plus GST |
|
Second year onwards annual fee |
Rs.2,000 plus GST (Waived on spending Rs.3,00,000 and more) |
|
Finance charge for cash advance |
3.40% per month |
|
Overdue interest in extended credit |
3.40% per month |
|
Over-limit charge |
2.50% of over-limit amount, subject to a minimum of Rs.500 |
|
Cash advance charge |
2.50% of advanced amount, subject to a minimum of Rs.300 |
|
Redemption handling fee |
Rs.99 |
|
Late payment charge |
Below Rs.100 - Nil Rs.100 to Rs.500 - Rs.100 Rs.501 to Rs.10,000 - Rs.500 Above Rs.10,000 - Rs.750 |
|
Return cheque fee |
2% of amount due, subject to a minimum of Rs.450 |
|
Auto-Debit return fee |
2% of amount due, subject to a minimum of Rs.450 |
|
Cash payment at branches fee |
Rs.100 per transaction |
|
Outstation cheque processing fee |
1% of cheque value, subject to a minimum of Rs.100 |
|
Foreign currency transaction fee |
3.5% of transacted/converted amount |
|
Duplicate statement |
Rs.100 |
|
Card replacement fee |
Rs.100 |
|
Charge slip fee |
Rs.100 per slip |
Before applying for a Rubyx Credit Card from ICICI Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. You must be a citizen of India.
2. You must be minimum 23 years old for primary card and 18 years old for supplementary card.
3. You must have a minimum monthly salary of Rs.50,000. If you are self-employed, the minimum annual income must be minimum Rs.5.5 lakh
Any applicant who is applying for a Rubyx credit card from ICICI Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
ICICI Bank Credit Card Login
Cardholders of ICICI Bank Credit Card can log in to their credit card account through following steps :
1. Go to ICICI Bank page. click on LOGIN located next to personal banking
2. Provide the User ID and Password
3. After login, the customer must select ‘MY accounts’ and then Credit cards
4. Customers can now see all the information about the card and the service options available to them
There are two reason to apply for ICICI Bank Rubyx Credit Card :
1. Offline Method : By visiting the nearest branch of ICICI Bank
2. Online Method :
Apply for a Credit Card online by filling an easy application form.
Select a Credit Card.
Choose a Credit Card which best suits your needs and lifestyle.
Get Approved Instantly.
Receive instant approval on your ICICI Bank Credit Card.
ICICI Bank Rubyx Credit Card Customer Care
Contact number : 18601207777
Email id : customer.care@icicibank.com
1. First logging in to their ICICI bank webpage.
2. Select ‘my accounts’ after login and then select the option ‘credit card’.
3. Choose the card whose bill needs to be settled.
4. Then select ‘pay bill’. Finally, select the mode of payment and provide the details
Bank offered Financial Products
ICICI Bank Rubyx Credit Card is a premium credit card best suited for the frequent domestic traveller. Features like concierge service, lounge access, car rental service, etc. make travelling convenient for the cardholders. The card comes in two network variants- American Express and Mastercard.
The age is 23 years to get an ICICI Bank Rubyx Credit Card.
The renewal fee of the ICICI Bank Rubyx Credit Card is Rs.2000.
The rewards points given in the ICICI Bank Rubyx Credit Card is :
15% dining bill savings
Complimentary round of golf
The interest rate is 3.4% per month provided by ICICI Bank Rubyx Credit Card.
Travel, Dining, Movies and Shopping rewards are included in the ICICI Bank Rubyx Credit Card.
You can apply for a ICICI Bank Rubyx Credit Card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a ICICI Bank Rubyx Credit Card.
The joining fee of the ICICI Bank Rubyx Credit Card is Rs.3000.
The minimum charges is 100 and maximum late payment charges is 750 of ICICI Bank Rubyx Credit Card.
Last Updated on : 13/Oct/2020Know More About CREDIT CARDS
You're eligible for a Icici Bank Rubyx Credit Cards if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account