SELECT `id` FROM `tbl_card` WHERE `title` = 'Icici Bank Sapphiro Credit Cards' AND `card_type` = 'Credit Cards' ICICI Bank Sapphiro Credit Cards - Benefits, Rewards, Eligibility, Features

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ICICI BANK SAPPHIRO CREDIT CARD

ICICI Bank is a leading private sector bank in India. It offers a wide range of banking and financial services to corporate and retail customers. In the 1990s, ICICI transferred its business from development financial institutions offering only project finance to a diversified financial services group offering a wide variety of products and services.

ICICI Bank Sapphiro Credit Card is a premium credit card best suited for the frequent traveller (Domestic & International). Complimentary Dragon Pass Membership, Visa Lounge Access and Golf privileges are some of its premium features. The card is offered in two network variants- Mastercard and American Express. You get Welcome Vouchers on Shopping and Travel worth Rs 10,000+ on payment of joining fee of the card. Enjoy the benefits of 2 cards with the convenience of 1 account by availing the ICICI Bank Sapphiro Credit Card.

ICICI Bank Sapphiro Credit Card Features

1. Get Welcome Vouchers on Shopping and Travel worth Rs.10,000 on payment of joining fee

2. Get up to 20,000 PAYBACK points every anniversary year

3. Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme

4. Complimentary membership to the Priority Pass lounge access programme

5. Unlimited complimentary access to select airport lounges in India courtesy of MasterCard and American Express

6. Complimentary round of golf every month at a golf course of your choice based on eligible spends on your card

7. Vouchers from Lenskart, GrabOn and Spykar on submitting required documents

8. Lenskart - 1,000 off on purchase of  4,000 & above. Valid till 30th Sep'18

9. 2 complimentary movie tickets every month under the 'Buy One Get One' offer through BookMyShow

10 .An in-built microchip protects the card from fraudulent transactions

ICICI Bank Sapphiro Credit Card Benefits 

Reward type

Movie, Dining, Travel and Shopping 

Payback Points on Card Purchase 

  • One can receive only up to 2,00,000 points in a year.

  • In case card transactions add up to Rs.4,00,000, one can get 4,000 Payback points as per the Milestone Rewards Program. Following this, transactions above Rs.1,00,000 in an anniversary year will fetch one 2,000 points.

  • A cardholder can get up to 6 points for transactions worth Rs.100.

  • If one uses their card to purchase fuel, pay utility bills or insurance, they would receive 1 point per Rs.100.

Rewards on Joining

  • Vouchers priced at Rs.3,000 and Rs.1,000 on Shoppers Stop and Croma respectively.

  • Four vouchers of Rs.1,000 and Rs.250 each for Yatra and Ola respectively.

  • Specialty Chain of Restaurants offer vouchers of Rs.1,000.

Golf Rounds

  • Every month, a cardholder can avail up to 4 complimentary golf rounds or lessons.

  • One can access the offer through GolfTripz post the 10th of the following month.

  • The offer is valid for the next two consecutive months.

  • 1% is waived off on fuel surcharges for transactions at fuel pumps.

Movie Ticket Offers

  • If one uses the card to purchase one movie ticket from BookMyShow, they can get Rs.500 off another ticket purchased in the same month.

  • This offer can be availed two times in one month.

Dining Concession  

  • A cardholder can get a discount of 15% while dining at select restaurants.

  • These restaurants must be a part of the ICICI Bank Culinary Treats Program.

  • I-Assist services offered by the ICICI Bank helps a cardholder in making reservations and referrals for travel, dining, accommodation and other lifestyle amenities.

Insurance Benefits

  • One can receive up to Rs.3 crore as part of air accident insurance cover.

  • Insurance cannot be availed by the Add-on cardholder.

  • It can be claimed only if the card was used at least 60 days before the incident.

  • In order to avail insurance, the outstanding minimum balance of the card must be cleared out

Reward Points

  • Priority Pass Membership

  • Complimentary round of golf

Dragon Pass Membership

  • A cardholder gets a complimentary membership of the Dreamfolks DragonPass.

  • The membership enables one to have 2 complimentary airport lounge access along with 2 spa sessions.

ICICI Bank Sapphiro Credit Card Fee and charges

To apply for a Sapphiro Credit Card, you have to pay fees and charges applied by the ICICI Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from ICICI Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fee

Rs.6,500 (excluding GST)

Annual Fee

First year: Zero

From Second year: Rs.3,500 (excluding GST)

Minimum card purchases for annual fee waiver

Rs.6 lakh

Interest charged on cash advances

Annual rate=40.80%

Monthly rate=3.40%

Dial-a-draft transaction fee

3% of the draft value amount for which one will have to pay a minimum fee of Rs.300

Overlimit fee

2.50% of the over-limit amount for which one would have to pay the minimum amount of Rs.500

Cash advance transaction fee

2.5% on the advance amount for a minimum of Rs.300

 

 

Late Payment Fee

• Nil for total amount due up to Rs.100

• Rs.100 for a total amount due greater than Rs.100 and up to Rs.500.

• Rs.500 for a total amount greater than Rs 501 and up to Rs.10,000.

• Rs.750 for a total amount due greater than Rs.10,000.

ICICI Bank Sapphiro Credit Card Eligibility Criteria

Before applying for a Sapphiro Credit Card from ICICI Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The age of the primary cardholder and the Add-on cardholder must be 23 years and 18 years respectively.

2. The applicant must be an Indian resident.

3. A good credit score increases the chances of being approved for the card.

4. The bank requires one to produce an identity proof and address proof.

5. One would also need to submit their Permanent Account Number (PAN) card or Form 16.

6. The application must also include a recent color passport-size photograph of the applicant.

ICICI Bank Sapphiro Credit Card Documents Required

Any applicant who is applying for a Sapphiro credit card from ICICI Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

ICICI Bank Credit Card Login 

Cardholders of ICICI Bank Credit Card can log in to their credit card account through following steps :

1. Go to ICICI Bank page. click on LOGIN located next to personal banking

2. Provide the User ID and Password

3. After login, the customer must select ‘MY accounts’ and then Credit cards

4. Customers can now see all the information about the card and the service options available to them

ICICI Bank other products

1. ICICI Bank Personal Loan 

2. ICICI Bank Car Loan 

3. ICICI Bank Credit Card

4. ICICI Bank Home Loan 

How to apply for ICICI Bank Sapphiro Credit Card

There are two reason to apply for ICICI Bank Sapphiro Credit Card :

1. Offline Method : By visiting the nearest branch of ICICI Bank

2. Online Method  :

  • Apply for a Credit Card online by filling an easy application form.

  • Select a Credit Card. 

  • Choose a Credit Card which best suits your needs and lifestyle.

  • Get Approved Instantly. 

  • Receive instant approval on your ICICI Bank Credit Card.

ICICI Bank Sapphiro Credit Card Customer Care 

Contact number : 18601207777

Email id : customer.care@icicibank.com

ICICI Bank Credit Card Payment Online 

1. First logging in to their ICICI bank webpage. 

2. Select ‘my accounts’ after login and then select the option ‘credit card’. 

3. Choose the card whose bill needs to be settled. 

4. Then select ‘pay bill’. Finally, select the mode of payment and provide the details

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

ICICI Bank Sapphiro Credit Card Frequently Asked Questions 

1. What is an ICICI Bank Sapphiro Credit Card?

ICICI Bank Sapphiro Credit Card is a premium credit card best suited for the frequent traveller (Domestic & International). Complimentary Dragon Pass Membership, Visa Lounge Access and Golf privileges are some of its premium features. The card is offered in two network variants- Mastercard and American Express. 

2. How much age is the candidate required to get a ICICI Bank Sapphiro Credit Card?

The age is 23 years to get an ICICI Bank Sapphiro Credit Card.

3. What is the renewal fee of the ICICI Bank Sapphiro Credit Card?

The renewal fee of the ICICI Bank Sapphiro Credit Card is Rs.3500.

4. What are the rewards points given in a ICICI Bank Sapphiro Credit Bank?

The rewards points given in the ICICI Bank Sapphiro Credit Card is :

  • Priority Pass Membership

  • Complimentary round of golf

5. How much interest rate is provided by ICICI Bank Sapphiro Credit Cards?

The interest rate is 3.4% per month provided by ICICI Bank Sapphiro Credit Card.

6. What type of rewards are included in the ICICI Bank Sapphiro Credit Card?

Travel, Dining, Movies and Shopping rewards are included in the ICICI Bank Sapphiro Credit Card.

7. How can I apply for a ICICI Bank Sapphiro Credit Card?

You can apply for a ICICI Bank Sapphiro Credit Card through online and offline by visiting the nearest bank branch.

8. How do I contact customer care for an ICICI Bank Sapphiro Credit Card?

You can contact through customer care toll free number and also through e-mail id for a ICICI Bank Sapphiro Credit Card.

9. What is the joining fee of the ICICI Bank Sapphiro Credit Card?

The joining fee of the ICICI Bank Sapphiro Credit Card is Rs.6500.

10. What are the minimum and maximum late payment charges of ICICI Bank Sapphiro Credit Card?

The minimum charges is 100 and maximum late payment charges is 750 of ICICI Bank Sapphiro Credit Card.

Last Updated on : 13/Oct/2020

Know More About CREDIT CARDS

Icici Bank Sapphiro Credit Cards

You're eligible for a Icici Bank Sapphiro Credit Cards if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account