ICICI Bank is a leading private sector bank in India. It offers a wide range of banking and financial services to corporate and retail customers. In the 1990s, ICICI transferred its business from development financial institutions offering only project finance to a diversified financial services group offering a wide variety of products and services.
ICICI Bank Sapphiro Credit Card is a premium credit card best suited for the frequent traveller (Domestic & International). Complimentary Dragon Pass Membership, Visa Lounge Access and Golf privileges are some of its premium features. The card is offered in two network variants- Mastercard and American Express. You get Welcome Vouchers on Shopping and Travel worth Rs 10,000+ on payment of joining fee of the card. Enjoy the benefits of 2 cards with the convenience of 1 account by availing the ICICI Bank Sapphiro Credit Card.
1. Get Welcome Vouchers on Shopping and Travel worth Rs.10,000 on payment of joining fee
2. Get up to 20,000 PAYBACK points every anniversary year
3. Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
4. Complimentary membership to the Priority Pass lounge access programme
5. Unlimited complimentary access to select airport lounges in India courtesy of MasterCard and American Express
6. Complimentary round of golf every month at a golf course of your choice based on eligible spends on your card
7. Vouchers from Lenskart, GrabOn and Spykar on submitting required documents
8. Lenskart - 1,000 off on purchase of 4,000 & above. Valid till 30th Sep'18
9. 2 complimentary movie tickets every month under the 'Buy One Get One' offer through BookMyShow
10 .An in-built microchip protects the card from fraudulent transactions
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Reward type |
Movie, Dining, Travel and Shopping |
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Payback Points on Card Purchase |
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Rewards on Joining |
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Golf Rounds |
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Movie Ticket Offers |
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Dining Concession |
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Insurance Benefits |
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Reward Points |
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Dragon Pass Membership |
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To apply for a Sapphiro Credit Card, you have to pay fees and charges applied by the ICICI Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from ICICI Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
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TYPE |
CHARGES |
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Joining Fee |
Rs.6,500 (excluding GST) |
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Annual Fee |
First year: Zero From Second year: Rs.3,500 (excluding GST) |
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Minimum card purchases for annual fee waiver |
Rs.6 lakh |
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Interest charged on cash advances |
Annual rate=40.80% Monthly rate=3.40% |
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Dial-a-draft transaction fee |
3% of the draft value amount for which one will have to pay a minimum fee of Rs.300 |
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Overlimit fee |
2.50% of the over-limit amount for which one would have to pay the minimum amount of Rs.500 |
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Cash advance transaction fee |
2.5% on the advance amount for a minimum of Rs.300 |
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Late Payment Fee |
• Nil for total amount due up to Rs.100 • Rs.100 for a total amount due greater than Rs.100 and up to Rs.500. • Rs.500 for a total amount greater than Rs 501 and up to Rs.10,000. • Rs.750 for a total amount due greater than Rs.10,000. |
Before applying for a Sapphiro Credit Card from ICICI Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. The age of the primary cardholder and the Add-on cardholder must be 23 years and 18 years respectively.
2. The applicant must be an Indian resident.
3. A good credit score increases the chances of being approved for the card.
4. The bank requires one to produce an identity proof and address proof.
5. One would also need to submit their Permanent Account Number (PAN) card or Form 16.
6. The application must also include a recent color passport-size photograph of the applicant.
Any applicant who is applying for a Sapphiro credit card from ICICI Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
ICICI Bank Credit Card Login
Cardholders of ICICI Bank Credit Card can log in to their credit card account through following steps :
1. Go to ICICI Bank page. click on LOGIN located next to personal banking
2. Provide the User ID and Password
3. After login, the customer must select ‘MY accounts’ and then Credit cards
4. Customers can now see all the information about the card and the service options available to them
There are two reason to apply for ICICI Bank Sapphiro Credit Card :
1. Offline Method : By visiting the nearest branch of ICICI Bank
2. Online Method :
Apply for a Credit Card online by filling an easy application form.
Select a Credit Card.
Choose a Credit Card which best suits your needs and lifestyle.
Get Approved Instantly.
Receive instant approval on your ICICI Bank Credit Card.
ICICI Bank Sapphiro Credit Card Customer Care
Contact number : 18601207777
Email id : customer.care@icicibank.com
1. First logging in to their ICICI bank webpage.
2. Select ‘my accounts’ after login and then select the option ‘credit card’.
3. Choose the card whose bill needs to be settled.
4. Then select ‘pay bill’. Finally, select the mode of payment and provide the details
Bank offered Financial Products
ICICI Bank Sapphiro Credit Card is a premium credit card best suited for the frequent traveller (Domestic & International). Complimentary Dragon Pass Membership, Visa Lounge Access and Golf privileges are some of its premium features. The card is offered in two network variants- Mastercard and American Express.
The age is 23 years to get an ICICI Bank Sapphiro Credit Card.
The renewal fee of the ICICI Bank Sapphiro Credit Card is Rs.3500.
The rewards points given in the ICICI Bank Sapphiro Credit Card is :
Priority Pass Membership
Complimentary round of golf
The interest rate is 3.4% per month provided by ICICI Bank Sapphiro Credit Card.
Travel, Dining, Movies and Shopping rewards are included in the ICICI Bank Sapphiro Credit Card.
You can apply for a ICICI Bank Sapphiro Credit Card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a ICICI Bank Sapphiro Credit Card.
The joining fee of the ICICI Bank Sapphiro Credit Card is Rs.6500.
The minimum charges is 100 and maximum late payment charges is 750 of ICICI Bank Sapphiro Credit Card.
Last Updated on : 13/Oct/2020Know More About CREDIT CARDS
You're eligible for a Icici Bank Sapphiro Credit Cards if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account