SELECT `id` FROM `tbl_card` WHERE `title` = 'Idbi Bank Aspire Platinum' AND `card_type` = 'Credit Cards' IDBI Bank Aspire Platinum - Features, Benefits, Login, Reviews

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IDBI BANK ASPIRE PLATINUM CARD

IDBI Bank Aspire Platinum Card Details 

The full form of IDBI Industrial Development Bank of India. It is one of the largest commercial banks and offers banking and financial services to their customers. IDBI was established in 1964 by act of parliament and its headquarters is in Mumbai. It is one of 27 commercial banks owned by the government of India.

IDBI Bank Aspire Platinum Card earns reward points on dining, shopping, movies and more. You can later redeem your points for cash back. Use the cashback to spend more or simply pay off your outstanding bill. Enjoy low annual fees, long interest-free periods and low rates of interest. You also earn 2 points for every Rs. 150 you spend. So go ahead, and enjoy watching movies, dining out and shopping with your IDBI Aspire Platinum credit card.

IDBI Bank Aspire Platinum Card Features 

1. Acceptance internationally at over 29 million merchants across the world.

2. Add-on card for family members.

3. Interest-free credit of up to 48 days.

4. Wide acceptance at over 9 lakh merchants.

5. 2 Delight Points/ Rs.150 spent.

6. 2.5% fuel surcharge waiver on fuel spent every month (up to Rs.300 a month).

7. Get 500 reward points when you use your card for the first time within 30 days.

8. VISA also provides concierge services for any travel-related issues.

9. Zero charges apply on lost card, if you report within 24 hours

IDBI Bank Aspire Platinum Card Benefits 

Reward type

Shopping, dining and movies

Welcome Benefits 

Get 500 reward points when you use your card for the first time within 30 days.

Or you can earn 300 reward points if you use your card between 31 to 90 days.

Spend at least Rs.1500 on the first transaction to avail of this offer.

Reward points 

2 Delight Points/ Rs.150 spent.

2.5% fuel surcharge waiver on fuel spent every month (up to Rs.300 a month).

Supplementary cards

Any immediate family member above the age of 18 is eligible for an add-on card. Reward points earned on add-on cards will be combined with the primary card. 

Fuel surcharge waiver

2.5% fuel surcharge waiver on fuel spent every month (up to Rs.300 a month).

Concierge services

VISA also provides concierge services for any travel-related issues.

VISA offers

Cardholders are entitled to exclusive VISA Platinum offers on airport shopping, car rentals, hotels and more.

IDBI Bank Aspire Platinum Card Fee and charges

To apply for an aspire platinum card, you have to pay fees and charges applied by the IDBI Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from IDBI Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES

Joining Fee

Nil 

Annual Fee

Rs.499

Supplementary Card

Nil 

Interest on revolving credit

2.9% per month

Interest on cash advance

2.9%

Cash advance transaction charge

2.5% of transaction amount, subject to a minimum of Rs. 300.

Late payment charges 

Up to Rs. 99 = NIL 

Rs. 100 - Rs. 500 = Rs. 100

Rs. 501 - Rs. 5000 = Rs. 400

Rs. 5001 - Rs. 20000 = Rs. 500

Above Rs. 20000 = Rs. 750

Reward redemption

Rs. 99

Overlimit

2.5% of the overlimit amount, or a minimum of Rs. 500

Cheque return

Rs. 255

Auto-Debit return charge

Rs. 255

Cash payment at bank branch

Rs. 100

Outstation cheque processing charge

Rs. 25 for cheques up to Rs. 5000.

Rs. 50 for cheques above Rs. 5000.

Card replacement

Rs. 200

Charge Slip request

Rs. 125

Duplicate statement

Rs. 100

Foreign currency transactions

3.5% conversion mark up

Limit Enhancement

Rs. 100

IDBI Bank Aspire Platinum Card Eligibility Criteria

Before applying for an aspire platinum card from IDBI Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Residents of India can apply.

2. Minimum age is 21 years old.

3. Maximum age is 60. For the self-employed, the maximum age is 65 years.

4. Add on cardholders should be 18 years or above.

IDBI Bank Aspire Platinum Card Documents Required

Any applicant who is applying for an aspire platinum credit card from IDBI Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card. There are certain criteria that the financial institution looks into before accepting your credit card application. Your credit score, age, monthly income, location etc. are some of the parameters that you should keep in mind before you apply for a credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

IDBI Bank Credit Card Login 

Cardholders of RBL Bank Credit Card can log in to their credit card account through following steps :

1. Go to IDBI Net banking portal

2. On the next webpage, you enter the User ID, password, and select the Start page.

3. Click on ‘Login’.

4. The next web-page will have all the rules and regulations and the terms and conditions. Click on ‘Agree’ After you have read all the details.

5. The next web-page will be the main page of your net banking portal.

IDBI Bank other products

1. IDBI Bank Car loan 

2. IDBI Bank Education loan

3. IDBI Bank Credit Cards

4. IDBI Bank Loan Against Property

5. IDBI Bank Personal Loan

IDBI Bank Aspire Platinum Card Customer Care

Contact number : 18002094324 / 18004257600

Email Id : customercare@idbi.co.in

How to apply for IDBI Bank Aspire Platinum Card

There are two reason to apply for IDBI Bank Aspire Platinum Card :

1. Offline Method : By visiting the nearest branch of RBL Bank

2. Online Method : For New Customers 

  • You can visit the ‘Aspire Platinum Credit Cards’ page of the IDBI Bank official website.

  • Enter your personal and contact details.

  • After the verification, a representative from the bank will get in touch with and ask to guide you through the process.

  • You may have to submit KYC documents and income proof to get an IDBI Bank credit card.

  1. Online Method : For Existing Customers 

  • Visit the ‘Aspire Platinum Credit Cards’ page of the IDBI Bank official website

  • You will have to enter your net banking customer id and mobile number.

  • You can directly apply online for a credit card.

IDBI Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. To pay your credit card bills through net banking, you will need to register your credit card before making any payments. Without registering the credit card, the bill amount cannot be paid.

1. Log in to your IDBI Bank account or your savings bank net banking account.

2. If you hold an IDBI Bank account, you will have to select the 'credit card' tab and click on your registered credit card.

3. Add the bill amount and click on the 'pay' option.

4. If you do not hold an IDBI Bank account, log in to your savings bank net banking account and click on the credit card tab.

5. Select the 'payment' option.

6. Add the bill amount and click on 'pay'.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

IDBI Bank Aspire Platinum Card Frequently Asked Questions 

1. What is an IDBI Bank Aspire Platinum Card?

The IDBI Bank Aspire Platinum Credit Card is meant for all those who wish to get more rewards and convenience in every sphere of life. The card is designed to provide people with world-class privileges when travelling to places, dining out at restaurants, and maintaining their lifestyle and social status. 

2. How do I contact customer care for an IDBI Bank Aspire Platinum Card?

You can contact through customer care toll free number and also through e-mail id for an IDBI Bank Aspire Platinum Card.

3. What are the rewards points given in an Aspire Platinum Card from IDBI Bank?

The rewards points given in the Aspire Platinum Card from IDBI Bank is :

  • 2 Delight Points/ Rs.150 spent.

  • 2.5% fuel surcharge waiver on fuel spent every month (up to Rs.300 a month).

4. How can I apply for an IDBI Bank Aspire Platinum Card?

You can apply for a IDBI Bank Aspire Platinum Card through online and offline by visiting the nearest bank branch.

5. What type of rewards are included in the IDBI Bank Aspire Platinum Card?

Shopping, dining and entertainment rewards are included in the IDBI Bank Aspire Platinum card.

6. How much age is the candidate required to get an IDBI Bank Aspire Platinum Card?

The minimum age is 21 years and maximum age is 60 years for salaried and upto 65 years for self employed to get a IDBI Bank Aspire Platinum Card.

7. How much interest rate is provided by IDBI Bank Aspire Platinum Cards?

The interest rate is 2.9% per month provided by IDBI Bank Aspire Platinum Cards.

8. What are the joining perks of IDBI Bank Aspire Platinum Card?

The joining perks of IDBI Bank Aspire Platinum Card is :

  • 500 Delight Points on first card swipe within 30 days of issue (minimum amount being Rs.1,500).

  • 300 Delight Points on first card swipe between 311-90 days of issue (minimum amount being Rs.1,500).

9. What is the annual fee of the IDBI Bank Aspire Platinum Card?

The annual fee of the IDBI Bank Aspire Platinum Card is Rs.499.

Last Updated on : 28/Sep/2020

Know More About CREDIT CARDS

Idbi Bank Aspire Platinum

You're eligible for a Idbi Bank Aspire Platinum if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account