SELECT `id` FROM `tbl_card` WHERE `title` = 'Idbi Bank Winnings Rupay Select' AND `card_type` = 'Credit Cards' IDBI Bank Winnings RuPay Select - Features, Benefits, Login

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IDBI BANK WINNINGS RUPAY SELECT CARD

IDBI Bank Winnings RuPay Select Card Details 

The full form of IDBI Industrial Development Bank of India. It is one of the largest commercial banks and offers banking and financial services to their customers. IDBI was established in 1964 by act of parliament and its headquarters is in Mumbai. It is one of 27 commercial banks owned by the government of India.

IDBI Bank announced the launch of 'Winnings' Rupay Select Credit Card that offers a range of travel, shopping and dining privileges and also enables earning of rewards points on every spend. The credit card has been launched in association with National Payments Corporation of India (NPCI). 

IDBI Bank Winnings RuPay Select Card Features 

1. Complimentary Domestic & International Lounge Program

2. Get welcome benefit of flat 10% Cashback*# on all transactions with minimum value of  Rs.500/- done within 90 days of card receipt.

3. Earn Cash back time after time (Utility bill payments, Eateries and Restaurants, Mobile Wallet, fuel surcharge, )

4. Free movie tickets (Buy one Get one on 2nd and 4th Weekends)

5. 24/7 Concierge Services

6. Comprehensive Insurance Cover up to Rs. 10 lakhs

7. Double delight points on Birthday Month etc.

8. Enjoy interest free credit of up to 48 days* on your purchases and manage your payments as per your convenience.

9. In case of loss of credit card, report it immediately at our 24-Hour

IDBI Bank Winnings RuPay Select Card Benefits 

Reward type

Travel, shopping and dining

Welcome Benefits 

Get welcome benefit of flat 10% Cashback*# on all transactions with minimum value of  Rs.500/- done within 90 days of card receipt.

Reward points 

Earn 2 Delight Points for every Rs.100 spent Double Delight points in your birthday month. 

500 more Delight Points with just 5 transactions of value Rs.1000 each per month.

Fuel surcharge waiver

Waiver of 1% fuel surcharge every time you fill fuel using IDBI Bank Winnings RuPay Select card across all fuel stations for transactions in the range of Rs.400 to Rs.5000.

Insurance cover

Accidental Death: Cover of Rs.10.00 lakh in case of loss of life due to accident.

Permanent Disability: Cover of Rs.10.00 lakh in case of permanent disability due to accident.

IDBI Bank Winnings RuPay Select Card Fee and charges

To apply for a winnings RuPay select card, you have to pay fees and charges applied by the IDBI Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from IDBI Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES

Joining Fee 

Rs.899

Annual Fee 

Rs.899 (From second year onwards)

Annual Fee – (Add-on Card)

Nil

Renewal Fee – (Primary / Add-on Card)

Nil

Annual Fee Waiver

On spends of more than Rs.90,000/- in a year

Interest on Revolving Credit Facility

3.4% (p.m.)

Cash Advance Fee

2.5% of transaction fee or Rs.500/-, whichever is higher

Interest on Cash Advance

3.4% (p.m.)

Late Payment Fees (Per occasion , Based on amount due)

Less than Rs.100–Nil

Rs.100 to 500–Rs.100

Rs.501 to 5000- Rs.400

Rs.5001 to 10000–Rs.500

Rs.10001 to 20000–Rs.750

Above Rs.20001-Rs.950

Over Limit Charges

2.5% of over limit amount subject to minimum of Rs. 500

Cheque / Auto Debit Return Charges

Rs.500

Cash Processing Charges

Rs.200

Duplicate Statement Request

Rs.100 (More than 03 months old)

Card Replacement Fee

Rs.200

Foreign Currency Transactions

Bank charges Cross Currency mark up 3.5%

Reward Points Redemption Fee

Rs.99

EMI Charges

Minimum Amount: Rs.3000/-

Interest Rate: 13% per Annum

Processing and Foreclosure Fees: Nil

EMI Tenure Options: 3, 6, 9 or 12 month  

Balance transfer Charges

Minimum Amount: Rs.3000/-

Processing Fee: 1.5% of BT amount or Rs.199/- whichever is higher, Normal Interest rate for EMI will apply.

Card Account Closure Charge

Nil

IDBI Bank Winnings RuPay Select Card Eligibility Criteria

Before applying for a Winnings RuPay select card from IDBI Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Primary card holders should be in the age bracket of 21 years to 60 years (65 years for self-employed).

2. Add-on card holder should be 18 years and above

3. Should be a resident of India

IDBI Bank Winnings RuPay Select Card Documents Required

Any applicant who is applying for a winning RuPay select credit card from IDBI Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card. There are certain criteria that the financial institution looks into before accepting your credit card application. Your credit score, age, monthly income, location etc. are some of the parameters that you should keep in mind before you apply for a credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

IDBI Bank Credit Card Login 

Cardholders of RBL Bank Credit Card can log in to their credit card account through following steps :

1. Go to IDBI Net banking portal

2. On the next webpage, you enter the User ID, password, and select the Start page.

3. Click on ‘Login’.

4. The next web-page will have all the rules and regulations and the terms and conditions. Click on ‘Agree’ After you have read all the details.

5. The next web-page will be the main page of your net banking portal.

IDBI Bank other products

1. IDBI Bank Car loan 

2. IDBI Bank Education loan

3. IDBI Bank Credit Cards

4. IDBI Bank Loan Against Property

5. IDBI Bank Personal Loan

IDBI Bank Winnings RuPay Select Card Customer Care

Contact number : 18002094324 / 18004257600

Email Id : customercare@idbi.co.in

How to apply for IDBI Bank Winnings RuPay Select Card

There are two reason to apply for IDBI Bank Winnings RuPay Select Card :

1. Offline Method : By visiting the nearest branch of RBL Bank

2. Online Method  : For New Customers 

  • You can visit the ‘Winnings RuPay Select Credit Cards’ page of the IDBI Bank official website.

  • Enter your personal and contact details.

  • After the verification, a representative from the bank will get in touch with and ask to guide you through the process.

  • You may have to submit KYC documents and income proof to get an IDBI Bank credit card.

  1. Online Method : For Existing Customers 

  • Visit the ‘Winnings RuPay Select Credit Cards’ page of the IDBI Bank official website

  • You will have to enter your net banking customer id and mobile number.

  • You can directly apply online for a credit card.

IDBI Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. To pay your credit card bills through net banking, you will need to register your credit card before making any payments. Without registering the credit card, the bill amount cannot be paid.

1. Log in to your IDBI Bank account or your savings bank net banking account.

2. If you hold an IDBI Bank account, you will have to select the 'credit card' tab and click on your registered credit card.

3. Add the bill amount and click on the 'pay' option.

4. If you do not hold an IDBI Bank account, log in to your savings bank net banking account and click on the credit card tab.

5. Select the 'payment' option.

6. Add the bill amount and click on 'pay'.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

IDBI Bank  Winnings RuPay Select Card Frequently Asked Questions 

1. What is an IDBI Bank Winning RuPay select Card?

IDBI Bank announced the launch of 'Winnings' Rupay Select Credit Card that offers a range of travel, shopping and dining privileges and also enables earning of rewards points on every spend. The credit card has been launched in association with National Payments Corporation of India (NPCI). 

2. How do I contact customer care for an IDBI Bank Winning RuPay select Card?

You can contact through customer care toll free number and also through e-mail id for an IDBI Bank Winnings RuPay select Card.

3. What are the rewards points given in a Winnings RuPay select from IDBI Bank?

The rewards points given in the Winnings RuPay Select Card from IDBI Bank is :

  • Earn 2 Delight Points for every Rs.100 spent Double Delight points in your birthday month. 

  • 500 more Delight Points with just 5 transactions of value Rs.1000 each per month.

4. How can I apply for an IDBI Bank Winnings RuPay Select Card?

You can apply for a IDBI Bank Winnings RuPay Select Card through online and offline by visiting the nearest bank branch.

5. What type of rewards are included in the IDBI Bank Winnings RuPay Select Card?

Travel, shopping and dining rewards are included in the IDBI Bank Winning RuPay Select card.

6. How much age is the candidate required to get an IDBI Bank Winnings RuPay Select Card?

Primary card holders should be in the age bracket of 21 years to 60 years (65 years for self-employed) age is the candidate required to get an IDBI Bank Winnings RuPay Select card.

7. How much interest rate is provided by IDBI Bank Winnings RuPay Select Cards?

The interest rate is 3.40% per month provided by IDBI Bank Winnings RuPay Select Cards.

8. What are the joining perks of IDBI Bank Winnings RUPay Select Card?

The joining perks of IDBI Bank Winnings RuPay Select Card is Flat 10% cashback on all transactions with minimum value of Rs.1000/- for first 90 days of card activation.

9. What is the annual fee of the IDBI Bank Winnings RuPay Select Card?

The annual fee of the IDBI Bank Winnings RuPay Select Card is Rs.899.

Last Updated on : 28/Sep/2020

Know More About CREDIT CARDS

Idbi Bank Winnings Rupay Select

You're eligible for a Idbi Bank Winnings Rupay Select if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account