The full form of IDBI Industrial Development Bank of India. It is one of the largest commercial banks and offers banking and financial services to their customers. IDBI was established in 1964 by act of parliament and its headquarters is in Mumbai. It is one of 27 commercial banks owned by the government of India.
IDBI Bank announced the launch of 'Winnings' Rupay Select Credit Card that offers a range of travel, shopping and dining privileges and also enables earning of rewards points on every spend. The credit card has been launched in association with National Payments Corporation of India (NPCI).
1. Complimentary Domestic & International Lounge Program
2. Get welcome benefit of flat 10% Cashback*# on all transactions with minimum value of Rs.500/- done within 90 days of card receipt.
3. Earn Cash back time after time (Utility bill payments, Eateries and Restaurants, Mobile Wallet, fuel surcharge, )
4. Free movie tickets (Buy one Get one on 2nd and 4th Weekends)
5. 24/7 Concierge Services
6. Comprehensive Insurance Cover up to Rs. 10 lakhs
7. Double delight points on Birthday Month etc.
8. Enjoy interest free credit of up to 48 days* on your purchases and manage your payments as per your convenience.
9. In case of loss of credit card, report it immediately at our 24-Hour
|
Reward type |
Travel, shopping and dining |
|
Welcome Benefits |
Get welcome benefit of flat 10% Cashback*# on all transactions with minimum value of Rs.500/- done within 90 days of card receipt. |
|
Reward points |
Earn 2 Delight Points for every Rs.100 spent Double Delight points in your birthday month. 500 more Delight Points with just 5 transactions of value Rs.1000 each per month. |
|
Fuel surcharge waiver |
Waiver of 1% fuel surcharge every time you fill fuel using IDBI Bank Winnings RuPay Select card across all fuel stations for transactions in the range of Rs.400 to Rs.5000. |
|
Insurance cover |
Accidental Death: Cover of Rs.10.00 lakh in case of loss of life due to accident. Permanent Disability: Cover of Rs.10.00 lakh in case of permanent disability due to accident. |
To apply for a winnings RuPay select card, you have to pay fees and charges applied by the IDBI Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from IDBI Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fee |
Rs.899 |
|
Annual Fee |
Rs.899 (From second year onwards) |
|
Annual Fee – (Add-on Card) |
Nil |
|
Renewal Fee – (Primary / Add-on Card) |
Nil |
|
Annual Fee Waiver |
On spends of more than Rs.90,000/- in a year |
|
Interest on Revolving Credit Facility |
3.4% (p.m.) |
|
Cash Advance Fee |
2.5% of transaction fee or Rs.500/-, whichever is higher |
|
Interest on Cash Advance |
3.4% (p.m.) |
|
Late Payment Fees (Per occasion , Based on amount due) |
Less than Rs.100–Nil Rs.100 to 500–Rs.100 Rs.501 to 5000- Rs.400 Rs.5001 to 10000–Rs.500 Rs.10001 to 20000–Rs.750 Above Rs.20001-Rs.950 |
|
Over Limit Charges |
2.5% of over limit amount subject to minimum of Rs. 500 |
|
Cheque / Auto Debit Return Charges |
Rs.500 |
|
Cash Processing Charges |
Rs.200 |
|
Duplicate Statement Request |
Rs.100 (More than 03 months old) |
|
Card Replacement Fee |
Rs.200 |
|
Foreign Currency Transactions |
Bank charges Cross Currency mark up 3.5% |
|
Reward Points Redemption Fee |
Rs.99 |
|
EMI Charges |
Minimum Amount: Rs.3000/- Interest Rate: 13% per Annum Processing and Foreclosure Fees: Nil EMI Tenure Options: 3, 6, 9 or 12 month |
|
Balance transfer Charges |
Minimum Amount: Rs.3000/- Processing Fee: 1.5% of BT amount or Rs.199/- whichever is higher, Normal Interest rate for EMI will apply. |
|
Card Account Closure Charge |
Nil |
Before applying for a Winnings RuPay select card from IDBI Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Primary card holders should be in the age bracket of 21 years to 60 years (65 years for self-employed).
2. Add-on card holder should be 18 years and above
3. Should be a resident of India
Any applicant who is applying for a winning RuPay select credit card from IDBI Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card. There are certain criteria that the financial institution looks into before accepting your credit card application. Your credit score, age, monthly income, location etc. are some of the parameters that you should keep in mind before you apply for a credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
IDBI Bank Credit Card Login
Cardholders of RBL Bank Credit Card can log in to their credit card account through following steps :
1. Go to IDBI Net banking portal
2. On the next webpage, you enter the User ID, password, and select the Start page.
3. Click on ‘Login’.
4. The next web-page will have all the rules and regulations and the terms and conditions. Click on ‘Agree’ After you have read all the details.
5. The next web-page will be the main page of your net banking portal.
4. IDBI Bank Loan Against Property
IDBI Bank Winnings RuPay Select Card Customer Care
Contact number : 18002094324 / 18004257600
Email Id : customercare@idbi.co.in
There are two reason to apply for IDBI Bank Winnings RuPay Select Card :
1. Offline Method : By visiting the nearest branch of RBL Bank
2. Online Method : For New Customers
You can visit the ‘Winnings RuPay Select Credit Cards’ page of the IDBI Bank official website.
Enter your personal and contact details.
After the verification, a representative from the bank will get in touch with and ask to guide you through the process.
You may have to submit KYC documents and income proof to get an IDBI Bank credit card.
Online Method : For Existing Customers
Visit the ‘Winnings RuPay Select Credit Cards’ page of the IDBI Bank official website
You will have to enter your net banking customer id and mobile number.
You can directly apply online for a credit card.
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. To pay your credit card bills through net banking, you will need to register your credit card before making any payments. Without registering the credit card, the bill amount cannot be paid.
1. Log in to your IDBI Bank account or your savings bank net banking account.
2. If you hold an IDBI Bank account, you will have to select the 'credit card' tab and click on your registered credit card.
3. Add the bill amount and click on the 'pay' option.
4. If you do not hold an IDBI Bank account, log in to your savings bank net banking account and click on the credit card tab.
5. Select the 'payment' option.
6. Add the bill amount and click on 'pay'.
Bank offered Financials products
IDBI Bank announced the launch of 'Winnings' Rupay Select Credit Card that offers a range of travel, shopping and dining privileges and also enables earning of rewards points on every spend. The credit card has been launched in association with National Payments Corporation of India (NPCI).
You can contact through customer care toll free number and also through e-mail id for an IDBI Bank Winnings RuPay select Card.
The rewards points given in the Winnings RuPay Select Card from IDBI Bank is :
Earn 2 Delight Points for every Rs.100 spent Double Delight points in your birthday month.
500 more Delight Points with just 5 transactions of value Rs.1000 each per month.
You can apply for a IDBI Bank Winnings RuPay Select Card through online and offline by visiting the nearest bank branch.
Travel, shopping and dining rewards are included in the IDBI Bank Winning RuPay Select card.
Primary card holders should be in the age bracket of 21 years to 60 years (65 years for self-employed) age is the candidate required to get an IDBI Bank Winnings RuPay Select card.
The interest rate is 3.40% per month provided by IDBI Bank Winnings RuPay Select Cards.
The joining perks of IDBI Bank Winnings RuPay Select Card is Flat 10% cashback on all transactions with minimum value of Rs.1000/- for first 90 days of card activation.
The annual fee of the IDBI Bank Winnings RuPay Select Card is Rs.899.
Last Updated on : 28/Sep/2020Know More About CREDIT CARDS
You're eligible for a Idbi Bank Winnings Rupay Select if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account