SELECT `id` FROM `tbl_card` WHERE `title` = 'Indian Bank Global Classic Credit Card' AND `card_type` = 'Credit Cards' Indian Bank Global Classic Credit Card Features, Benefits, Offers

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INDIAN BANK GLOBAL CLASSIC CREDIT CARD

Indian Bank is an Indian state owned financial services company established on 15 August 1907 and their headquarters in Chennai, India. It serves over  100 million customers with 20.924 employees, 6089 branches with 5022 ATMs and 1494 cash deposit achines and is one of the top performing public sector banks in India.

The Indian Bank Global Classic Credit Card has an international appeal and is popular among travellers and business professionals. There is also the facility of cash advance available to all members and no annual fee is involved. Avail of add on cards for up to 4 of your family members at a one-time charge of Rs.100. There is no annual fee, which is a highly attractive factor about the card. Members also receive an insurance cover with the Indian Bank Global Classic Credit Card.

Indian Bank Global Classic Credit Card Features

1. Up to four supplementary cards can be taken.

2. Cash advance and revolving credit facility for card holders.

3. Get your queries solved with Indian Bank's 24/7 customer service.

4. Global usage and acceptance.

5. Comprehensive risk insurance cover

6. Get Rs 0.50 for every Rs.100 spent on the card.

7. Avail of add on cards for up to 4 of your family members at a one-time charge of Rs.100

8. Avail of this card free of cost from Indian Bank. The card bears no fees to become a cardholder

9. Interest is charged at 1.99% per month on your purchases from the date of transaction.

10. Get between 15 to 45 days interest-free on your purchases.

Indian Bank Global Classic Credit Card Benefits 

Reward type

Travel

Add-on Cards 

For add on cards, there is a one-time fee of Rs. 100.

Rewards Points 

Earn 50 paise for every Rs.100 spent on your Indian Bank Global Classic Credit Card. 

You can redeem the rewards in the form of cashback once you have accumulated Rs. 500.

Purchase Protection

You are protected for up to Rs. 10,000 against fraudulent products and related issues. 

Credit Limits 

The credit limits available on the Global Classic Card range between Rs. 25,000 and Rs. 75,000.

Insurance Cover

Death due to air accident = Rs.5 lakh

Death due to any other accident = Rs. 2 lakh

Unique cover for first add on cardholder in case of death due to any other accident = Rs.50000

Hospitalisation cover due to accident for up to 65 years of age = Rs.50000

Hospitalisation cover due to accident for 66 years to 80 years of age = Rs.25000

Credit Shield on death = Rs.10000

Baggage Cover = Rs.5000

Purchase Protection = Rs.10000

Low interest charges

Interest is charged at 1.99% per month on your purchases from the date of transaction. Interest is calculated provisionally upto the due da

Cash Advance 

Get upto 40% of your credit limit in cash subject to a maximum of Rs. 25,000 per day. A small fee of Rs. 50 is charged for the cash withdrawal transaction. 

Indian Bank Global Classic Credit Card Fee and charges

To apply for a global classic card, you have to pay fees and charges applied by the Indian Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Indian Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fee

Nil

Annual Fee

Nil

Add on Card

One-time fee of Rs. 100.

Interest on revolving credit

1.99% per month (23.88% per annum).

Minimum due

5% of the billed amount.

Cash advance limit

40% of the credit limit, subject to a maximum of Rs. 25,000 per day

Finance Charges on Cash withdrawal

2.25% per month (27% per year) from the date of transaction

Cash advance transaction charge

Indian Bank ATM - Nil

Other domestic ATM - Rs. 50

International ATM - Rs. 250

Balance Enquiry

Domestic ATM - Rs. 35

International ATM - Rs. 50

Over limit charges

Rs. 50

Limit Enhancement

Rs. 100

Fuel surcharge

2.5 % of the transaction subject to a minimum of Rs. 10.

Booking Railway ticket charges

1.8% of the transaction amount subject to a minimum of Rs. 10

Statement retrieval

Rs. 100 per statement

Charge Slip retrieval

Rs. 125 per slip

Cheque return

Rs. 250

Late Payment

Rs. 250

Card reissue

Rs. 100

PIN Mailer re-issue

Rs. 50

Foreign Currency Transaction

3% markup

Service Tax

Currently charged at 14.50%.

Indian Bank Global Classic Credit Card Eligibility Criteria

Before applying for a Global Classic Card from Indian Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. You should be at least 18 years old.

2. You should not exceed 80 years of age.

3. Indian nationals and NRIs are eligible.

4. You should be earning a minimum income of Rs. 12,500.

5. PAN card is mandatory.

Indian Bank Global Classic Credit Card Documents Required

Any applicant who is applying for a Global Classic credit card from Indian Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Indian Bank Credit Card Login 

Cardholders of Indian Bank Credit Card can log in to their credit card account through following steps :

1. Login to Indian net banking account

2. On the right side, you will see a customer login displayed

3. Enter your card number/ user ID and password

4. Click on sign in

5. You will be logged in to your Indian Bank Credit Card account

Indian Bank other products

1. Indian Bank Business Loan

2. Indian Bank Car Loan

3. Indian Bank Home Loan 

4. Indian Bank Personal Loan

How to apply for Indian Bank Global Classic Credit Card

There are two reason to apply for Indian Bank Global Classic Credit Card :

1. Offline Method : By visiting the nearest branch of Indian Bank

2. Online Method 

  • You can visit the ‘Global Classic Credit Cards’ page of the Indian Bank official website

  • Enter your personal and contact details

  • After the verification, a representative from the bank will get in touch with and ask guide you through the process

  • You may have to submit KYC documents and income proof to get an Indian Bank credit card

Indian Bank Global Classic Credit Card Customer Care

Contact number : 180042500000

Email id : customercomplaints@indianbank.co.in

Indian Bank Global Classic Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to your Indian Bank internet banking account

2. Find 'Credit Card Bill Payment' option

3. Choose between 'Total Amount Due' and 'Minimum Amount Due'

4. Click on 'Submit' to process the payment

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Indian Bank Global Classic Credit Card Frequently Asked Questions 

1. What is a Indian Bank Global Classic Credit Card?

The Indian Bank Global Classic Credit Card has an international appeal and is popular among travellers and business professionals. There is also the facility of cash advance available to all members and no annual fee is involved. Avail of add on cards for up to 4 of your family members at a one-time charge of Rs.100.

2. What is the annual fee of a Indian Bank Global Classic Credit Card?

The annual fee is NIL of a Indian Bank Global Classic Credit Card.

3. What is the minimum and maximum age the applicant is required to get a Indian Bank Global Classic Credit Card?

The minimum age of the applicant is 18 years and maximum age is 80 years to get a Indian Bank Global Classic Credit Card.

4. What are the rewards points given in a Indian Bank Global Classic Credit Card?

The rewards points are given in a Indian Bank Global Classic Credit Card are :

  • Earn 50 paise for every Rs.100 spent on your Indian Bank Global Classic Credit Card. 

  • You can redeem the rewards in the form of cashback once you have accumulated Rs. 500.

5. How can I apply for a PIndian Bank Global Classic Credit Card?

You can apply for a Indian Bank Global Classic Credit Card online and offline by visiting the nearest bank branch.

6. How do I contact customer care for a Indian Bank Global Classic Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Indian Bank Global Classic Credit Card.

7. What type of rewards are included in the Indian Bank Global Classic Credit Card?

Travel rewards are included in the Indian Bank Global Classic Credit Card.

8. How much interest rate is provided by a Indian Bank Global Classic Credit Card?

The interest rate is 1.99% per month provided by a Indian Bank Global Classic Credit Card.

9. What are the minimum late payment charges of Indian Bank Global Classic Credit Card?

The minimum late payment charge is Rs.250 of Indian Bank Global Classic Credit Card.

10. What is the joining fee of a Indian Bank Global Classic Credit Card?

The joining fee of Indian Bank Global Classic Credit Card is NIL.

Last Updated on : 04/Oct/2020

Know More About CREDIT CARDS

Indian Bank Global Classic Credit Card

You're eligible for a Indian Bank Global Classic Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account