SELECT `id` FROM `tbl_card` WHERE `title` = 'Indianoil Citi Platinum Credit Card' AND `card_type` = 'Credit Cards' IndianOil CITI Platinum Credit Card - Benefits, Rewards, Eligibility

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INDIANOIL CITI PLATINUM CREDIT CARD 

Citibank is a multinational financial services company , was first founded in 1812 in New York. It began its operations in India way back in 1902. Started in Kolkata, it is one one of the biggest investor banks in the country today. It provides a wide range of financial products and offers to its customers. Different banks have different criteria and terms to validate a person's business. Citibank has over 35 branches in India where you can avail service.

Citibank has partnered with IndianOil to offer this co-branded credit card. Earn Turbo Points on all your expenses using this credit card. Earn even more points when you spend at authorized IndianOil fuel stations. Enjoy a flexible rewards programme. There are four ways to redeem the points you earn on your IndianOil Citi Platinum Credit Card. The first is an instant redemption. This can be done at any participating fuel outlets in India. This redemption needs to be done over the counter at the time of payment. 

Indianoil Citi Platinum Credit Card Features

1. Get up to 71 litres of fuel free every year.

2. Earn up to 4 Turbo Points on all spends.

3. Redeem Turbo Points for free fuel or gift vouchers from various brands.

4. Enjoy a waiver on the annual fee (Rs.1,000), when you spend a minimum of Rs.30,000 p.a.

5. Complete waiver of the 1% fuel surcharge at authorised IndianOil outlets

6. Enjoy contactless payment facilities at terminals which accept contactless cards.

7. Turbo Pints do not expire, so you can redeem them whenever you please.

8. No need to enter your PIN for transactions up to Rs.2,000 in India.

9. Enjoy Citi's dining privileges at selected restaurants.

Indianoil Citi Platinum Credit Card Benefits 

Reward type

Fuel and Dining

Dining Offers

Cardholders can get up to 15% discount at partner restaurants across the country

Annual Fee Waiver

If users are able to spend Rs. 30,000 on this credit card then they don’t have to pay the annual fee

Reward Points

  • Fuel at IndianOil outlets: Rs.150 = 4 turbo points

  • Groceries/supermarkets: Rs.150 = 2 turbo points

  • Others: Rs.150 = 1 turbo point

  • 1 turbo point = Fuel worth Re. 1

Fuel Surcharge Waiver

Customers do not have to pay the Fuel surcharge on using the card at fuel stations

Concierge Services

Cardholders can use concierge services from Citibank for hotel booking, dining reservations, flower delivery and so on

Indianoil Citi Platinum Credit Card Fee and charges

To apply for a Indianoil Citi Platinum card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.

  TYPE

  CHARGES

Joining fee

Rs.1000

Annual fee

Rs.1,000 (waived on annual expenditure of Rs.30,000)

Card reissuing charges

Rs.100

Interest Rate

3.25% pm

Request for statement beyond 3 months

Rs.100

Cash withdrawal fee

2.5% of the amount withdrawn at ATMs in India (subject to a minimum of Rs.500) and $7.50 at ATMs overseas.

Late Payment Charges

If the statement balance is

  • Up to Rs.1,000 - NIL

  • Above Rs.1,000 and up to Rs.5,000 - Rs.450

  • Above Rs.5,000 and up to Rs.10,000 - Rs.700

  • Above Rs.10,000 - Rs.950

Indianoil Citi Platinum Credit Card Eligibility Criteria

Before applying for an Indianoil Citi Platinum Credit card from Citibank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The applicant must be above 18 years of age and be an Indian citizen.

2. Along with that, the applicant should also have a good credit report with good payment history and a good score. 

3. Apart from this, the applicant must also have a stable income and salary.

Indianoil Citi Platinum Credit Card Documents Required

Any applicant who is applying for a Indianoil Citi platinum credit card from Citibank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Citibank Credit Card Login 

Cardholders of Citibank Credit Card can log in to their credit card account through following steps :

1. Go to Citibank login page 

2. Enter User Id and Internet Password(IPIN)

3. In case you don’t have a User Id and Internet Password, click on “First Time User”

4. Click on “Login” to view your Citibank credit card account

Citibank other products

1. Citibank Home loan

2. Citibank Personal Loan

3. Citibank Credit Card

Indianoil Citi Platinum Credit Card Customer Care

Contact number : 18602102484 / 18002662400 

Email id : customercare@citi.com

How to apply for Indianoil Citi Platinum Credit Card

There are two reason to apply for Indianoil Citi Platinum Credit Card :

1. Offline Method : By visiting the nearest branch of Citibank

2. Online Method  :

  • To apply for Indianoil Citi Platinum Credit Card

  • Enter basic details such as occupation type, mobile number, monthly income, pin code, etc. and click on “View Offers”

  • Select Indianoil Citi Platinum Credit Card from the list and click on “Check Eligibility”

  • Now enter your personal details and click on “Submit Details”

  • Once submitted successfully, an executive will get in touch with you for documentation

  • After the bank’s approval, the card will be delivered to the address mentioned in the form

Indianoil Citi Platinum Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login with User ID and Password

2. In the Credit Cards section, click on “Pay Credit Card Bill”

3. Select the amount you want to pay (Minimum due amount, Total amount due or any other amount)

4. Submit your request

5. The amount will be deducted from the bank account and the payment will be done instantly

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Indianoil Citi Platinum Credit Card Frequently Asked Questions 

1. What is an Indianoil Citi Platinum Credit Card?

Citibank has partnered with IndianOil to offer this co-branded credit card. Earn Turbo Points on all your expenses using this credit card. Earn even more points when you spend at authorized IndianOil fuel stations. Enjoy a flexible rewards programme. There are four ways to redeem the points you earn on your IndianOil Citi Platinum Credit Card. 

2. What is the joining fee of the Indianoil Citi Platinum Credit Card?

The joining fee is 1000 of the IndianOil Citi Platinum Credit Card.

3. What are the rewards points given in an Indianoil Citi Platinum Credit Card?

The rewards points given in the IndianOil Citi Platinum Credit Card is :

  • Fuel at IndianOil outlets: Rs.150 = 4 turbo points

  • Groceries/supermarkets: Rs.150 = 2 turbo points

  • Others: Rs.150 = 1 turbo point

  • 1 turbo point = Fuel worth Re. 1

4. How much interest rate is provided by Indianoil Citi Platinum Credit Cards?

The interest rate is 3.25% per month provided by IndianOil Citi Platinum Credit cards.

5. What type of rewards are included in the Indianoil Citi Platinum Credit Card?

Fuel and Dining rewards are included in the IndianOil Citi Platinum Credit Card.

6. How can I apply for an Indianoil Citi Platinum Credit Card?

You can apply for an IndianOil Citi Platinum Credit Card through online and offline by visiting the nearest bank branch.

7. How do I contact customer care for an Indianoil Citi Platinum Credit Card?

You can contact through customer care toll free number and also through e-mail id for a IndianOil Citi Platinum Credit Card.

8. What is the annual fee of the Indianoil Citi Platinum Credit Card?

The annual fee is 1000 of the IndianOil Citi Platinum Credit Card.

9. What is the minimum and maximum age of the applicant to apply for a Indianoil Citi Platinum Credit Card?

The minimum age is 18 years and maximum age is 65 years to apply for a IndianOil Citi Platinum Credit Card.

Last Updated on : 06/Oct/2020

Know More About CREDIT CARDS

Indianoil Citi Platinum Credit Card

You're eligible for a Indianoil Citi Platinum Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account