SELECT `id` FROM `tbl_card` WHERE `title` = 'Indianoil Citi Titanium Credit Card' AND `card_type` = 'Credit Cards' IndianOil CITI Titanium Credit Card - Benefits, Rewards, Eligibility

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IndianOil Citi Titanium Credit Card

IndianOil Citi Titanium credit card is a fuel credit card that is an ideal companion for vehicle owners who commute daily. This card brings a flock of turbo points and fetches them to you on making transactions using it. You can redeem these turbo points to get up to 71 litres of petrol a year. While the fees for joining this card membership is disclosed at the time of procedure, the IndianOil Citi Titanium fuel credit card annual fees are waived off after spending Rs 30,000 annually. Want to know more? Let's take a stroll down and explore IndianOiL Citi Fuel Credit card, fees, benefits and more. 

IndionOil Citi Titanium Fuel Card Highlights

Joining Fee

As per the bank’s discretion

Annual Fee

Rs 1000+ applicable taxes (Waived off on spends of over Rs 30,000 annually)

Cash Advance Charges 

2% of the amount withdrawn (Minimum Rs 500)

Late Payment Charges

  • NIL for statement amount of up to Rs 2,000
  • Rs 600 for statement amount from Rs 2,000 to Rs 7,500
  • Rs 950 for statement amount from Rs  7,500 to Rs 15,000
  • Rs 1300 for statement amount above Rs 15,000

Cash Deposits at Citibank Branches

Rs 250 per deposit

IndianOil Citi Fuel Credit Card Benefits

Here are the features and benefits of IndianOil Citibank Fuel credit card:

1. Welcome Perks : Citibank Fuel credit card offers a welcome treat of 25o turbo points on your first transaction within 30 days of credit card issuance. 

2. Turbo Points : Turbo points are what the Citibank Titanium fuel card is a feast for. You get the following range of turbo points on different types of transactions:

  • You earn 4x turbo points on your fuel transactions at IndianOil outlets. You can get 4 turbo points on each Rs 150 spent on fuel
  • You get to earn 2x turbo points on your transactions at supermarkets and groceries. You can earn up to 2 points on each spend of Rs 150
  • You get to earn 1x turbo points on your transactions on all the other spends. You can get 1 turbo point for each spend of Rs 150. 

3. Annual Fee Waiver : IndianOil Citi Fuel credit card brings an annual fee waiver. This waiver can be enjoyed after the annual spends of Rs 30,000. 

4. Easy Installments : IndianOil Citi Fuel credit card lets you enjoy the ease of credit card payment with its Citi PayLite facility. This facility allows you to convert your credit card transactions into EMIs.

IndianOil Citi Titanium Card Fee & Charges

To apply for a Indianoil Citi Platinum card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.

Annual Fee

Rs.1000, waived on expenditure of Rs.30,000 or more in a year.

Interest Rate

Initial rate of 3.25% per month (39% per annum)Dynamic rate of 3.10% to 3.50% (37.20 to 42.0% p.a.)

Card replacement fees

Rs. 100

Cash advance

2.0% on the amount advanced or a minimum of Rs. 300. US$7.5 will be charged on international ATMs.

Over Credit Limit charge

2.5% of the transaction amount subject to Rs. 500 minimum

Late Payment Fee

Upto Rs.10000 = Rs.300

Rs.1000 to Rs.25000 = Rs.600

Above Rs.25000 = Rs.700

Cheque/ECS Bounce

Rs. 350 per transaction

Statement request beyond 3 months

Rs. 100

Petrol Transaction

2.5% subject to a minimum of Rs. 10.Refuel at IndianOil outlets for this charge to be waived.

Counter railway booking and cancellation surcharge

2.5% of transaction subject to Rs. 25 minimum

Online railway ticket booking

For regular transactions, 1.8%For EMI transactions, 2.8%

Outstanding Cheque (per cheque)

Upto Rs.10000 = Rs.50

Rs.10000 to Rs.100000 = Rs.100

Above Rs.100001 = Rs.150

Credit card payment cash deposit at Citibank branch

Rs. 100

Credit card payment cash deposit at Citibank ATMs

Rs. 50

Foreign Currency Transactions

Mark up of 3.5% + service taxes

Other Top Credit Cards of Citibank

Card Variant Annual Fee Category
Citi Prestige Credit Card Rs. 20,000 plus tax Lifestyle
First Citizen Citi Credit Card Rs. 0 for spends of Rs. 30,000 / Rs. 5,000 for spends lesser than Rs. 30,000  
Citi Rewards Credit Card Rs. 1,000 Shopping
Citi Cash Back Credit Card Rs.500 Cashback
PremierMiles Credit Card Rs. 300 Travel

IndianOil Citi Fuel Credit Card Eligibility Criteria 

There are some eligibility requirements for IndianOil Citi credit card that you must meet in order to get the card. Here is the Citi Titanium credit card eligibility criteria:

  • You should be at least 18 years of age. 
  • You should have a steady income. 
  • You should have a good credit score. 

Documents Required for IndianOil Citi Titanium Credit Card

Here are the Citi Fuel credit card documents that are required by the bank:

Documents

Salaried Individuals 

Self Employed Individuals 

ID Proof

Aadhar Card, Passport, Voter ID 

Aadhar Card, Passport, Voter ID 

Address Proof

PAN Card, Driving Licence, Electricity Bill, Water Bill 

PAN Card, Driving Licence, Electricity Bill, Water Bill 

Income Proof

Salary Slips, Bank Statements, Form 16. IT Returns 

Salary Slips, Bank Statements, Form 16. IT Returns 

Other Important Documents

PAN Card, Passport-size Photographs 

PAN Card, Passport-size Photographs 

How to Apply for IndianOil Citi Fuel Credit Card?

Here are the different methods which you can opt for in order to apply for Citibank Titanium credit card:

  • Apply for IndianOil Citi credit card offline 

If you wish to apply for a Citibank Fuel credit card offline then all you need to do is visit the nearest branch of Citibank. When going to the branch, it is best that you carry the important documents required for Citibank credit card application.

  • Apply for IndianOil Citi credit card online

Here are the steps you need to follow if you want to apply for IndianOil Citi credit card online:

  • Navigate to the official website of Citibank.
  • Go to the “Credit Cards” menu.
  • After that, you have to click the “IndianOil Citi Credit Card” option. 
  • Once you are on the application page, you need to fill out the details including your personal and contact details. 
  • Once done, click “Submit”. 

IndianOil Citi Credit Card Reward Redemption

You can redeem IndianOil Citi credit card turbo points at any IndiaOil outlet and partner merchants. You can redeem Citibank Fuel credit card points gift vouchers, miles transfers, cashback and online shopping. The minimum Citi turbo points that you should have for redemption are 100. However, it also varies among different categories. 

If you want to redeem your Citibank credit card turbo points, then you can contact the customer service of the bank. Alternatively, you can use the Citi Mobile app or visit the official website of Citibank to redeem the points. 

Citibank Fuel Credit Card Customer Care

If you need any further assistance with the Citibank Titanium Fuel credit card or have any grievances related to it then you can contact the Citibank customer care.

Here is the Citibank credit card customer care number:

+91-22-49181050 , 1-800-419-1050

Other Products Offerd by Citibank

FAQs On IndianOil Citi Credit Card

Q.1 How can I apply for a Citibank credit card?

You can use the following methods to apply for a Citibank credit card:

  • Apply Online: Visit the official website of Citibank and select the preferred credit card. 
  • Apply Offline: Go to the nearest branch of Citibank to apply for the card.

You can also contact the customer service of Citibank for a credit card application. 

Q.2 How can I check my Citibank Fuel credit card application status?

You can reach out to the Citibank customer support to know the status of your Citibank credit card application:. You can also check the status using the following ways:

  • Go to the official website of Citibank. Click on the “Credit Card” section and then click the “Track Application Status” option. Now, enter your registered mobile number and credit card application reference number and hit submit. 
  • Visit the nearest branch of Citibank.
  • Check your Citibank credit card status on the Citi Mobile app. 

Q.3 What if my Citibank credit card is lost or stolen?

In case of loss/theft of your Citibank credit card, you need to contact the Citibank customer care and report the issue to the bank immediately. 

Q.3 What are the charges for Citibank Fuel credit card late payment?

If you make a late payment of Citibank Fuel credit card then the bank will charge your late payment penalty. Here are the late payment charges for different amounts due:

  • NIL for amount due up to Rs 2000
  • Rs 600 for outstanding amount between Rs 2000 to Rs 7,500
  • Rs 950 for outstanding amount between Rs 7,500 to Rs 15,000
  • Rs 1300 for outstanding amount above Rs 15,000

Q.4 How do I pay my Citibank Fuel credit card bill?

You can pay your Citibank credit card bills using the following payment channels:

  • Cheque/Cash 
  • NEFT
  • Citibank Online
  • Citi Mobile App
  • NEFT

Q.5 What is the Citibank Fuel credit card annual fee?

The bank charges an annual fee of Rs 1000 plus taxes for Citibank Fuel credit card. You can get your Citibank Fuel credit card annual fee waived off upon the annual spends of Rs 30,000 and above.

Last Updated on : 13/Apr/2021

Know More About CREDIT CARDS

Indianoil Citi Titanium Credit Card

You're eligible for a Indianoil Citi Titanium Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account