SELECT `id` FROM `tbl_card` WHERE `title` = 'Indianoil Citi Titanium Credit Card' AND `card_type` = 'Credit Cards' IndianOil CITI Titanium Credit Card - Benefits, Rewards, Eligibility

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INDIANOIL CITI TITANIUM CREDIT CARD 

Citibank is a multinational financial services company , was first founded in 1812 in New York. It began its operations in India way back in 1902. Started in Kolkata, it is one one of the biggest investor banks in the country today. It provides a wide range of financial products and offers to its customers. Different banks have different criteria and terms to validate a person's business. Citibank has over 35 branches in India where you can avail service.

Indian Oil Citi Titanium credit card offered by Citibank is most suitable for the customers whose fuel consumption is high. The customer using this card get turbo points that can be redeemed for free fuel. To get the fuel benefits, it is not necessary to expand only on fuel outlets. The customer can earn points by spending at grocery and supermarkets. 

Indianoil Citi Titanium Credit Card Features

1. Pay your utility bills securely online.

2. Enjoy services on the go with online, mobile, SMS and CitiPhone and over the counter banking.

3. Annual fee is Rs.1,000 which is applicable at the end of the membership year.

4. Be eligible for instant loans against your credit card.

5. Convert any spend above Rs.2500 to easy EMIs.

6. You get 4 turbo points on Rs.150 spent on fuel at IndianOil retail outlets across India.

7. Earn 2 turbo points on Rs.150 spent on groceries and supermarkets.

8. Get 24-hour assistance on CitiPhone.

9. Earn points for free fuel while you make your daily purchases.

10. Turbo points don't have an expiry date.

Indianoil Citi Titanium Credit Card Benefits 

Reward type

Fuel

Redeem turbo Points

Redeem your turbo points to get vouchers of famous brands or online purchase or free fuel at any certified IndianOil fuel station.

Shopping Benefit

2 Turbo points credited on every Rs.150 spent on grocery and supermarkets along with 1 Turbo Point is rewarded for every Rs.150 spent on dining and shopping.

Fuel Benefit

4 Turbo points awarded on every Rs.150 spent on fuel at any IndianOil outlet across the nation.

Save on Annual Fee Waiver

Annual fee of Rs.1,000 is not to be paid if you spend at least Rs.30,000 via your card in the previous year.

Contactless Card

It is easier to pay with a Citi contactless card. For transactions up to Rs.2,000 PIN is also not needed.

Reward Points

  • You get 4 turbo points on Rs.150 spent on fuel at IndianOil retail outlets across India.

  • Earn 2 turbo points on Rs.150 spent on groceries and supermarkets.

  • Get 1 turbo point on Rs.150 when you spend anywhere else.

Dining Benefits

Enjoy exclusive dining privileges and save up to 20% on your bills at over 2000 restaurants across India.

Indianoil Citi Titanium Credit Card Fee and charges

To apply for a Indianoil Citi Platinum card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.

Annual Fee

Rs.1000, waived on expenditure of Rs.30,000 or more in a year.

Interest Rate

Initial rate of 3.25% per month (39% per annum)Dynamic rate of 3.10% to 3.50% (37.20 to 42.0% p.a.)

Card replacement fees

Rs. 100

Cash advance

2.0% on the amount advanced or a minimum of Rs. 300. US$7.5 will be charged on international ATMs.

Over Credit Limit charge

2.5% of the transaction amount subject to Rs. 500 minimum

Late Payment Fee

Upto Rs.10000 = Rs.300

Rs.1000 to Rs.25000 = Rs.600

Above Rs.25000 = Rs.700

Cheque/ECS Bounce

Rs. 350 per transaction

Statement request beyond 3 months

Rs. 100

Petrol Transaction

2.5% subject to a minimum of Rs. 10.Refuel at IndianOil outlets for this charge to be waived.

Counter railway booking and cancellation surcharge

2.5% of transaction subject to Rs. 25 minimum

Online railway ticket booking

For regular transactions, 1.8%For EMI transactions, 2.8%

Outstanding Cheque (per cheque)

Upto Rs.10000 = Rs.50

Rs.10000 to Rs.100000 = Rs.100

Above Rs.100001 = Rs.150

Credit card payment cash deposit at Citibank branch

Rs. 100

Credit card payment cash deposit at Citibank ATMs

Rs. 50

Foreign Currency Transactions

Mark up of 3.5% + service taxes

Indianoil Citi Titanium Credit Card Eligibility Criteria

Before applying for an Indianoil Citi Titanium Credit card from Citibank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The minimum monthly income should be more than Rs.25,000

2. Minimum age should be 23 years

3. You can apply for CitiBank credit card only if salaried

4. The card holder should be Indian or Non Resident Indian

Indianoil Citi Titanium Credit Card Documents Required

Any applicant who is applying for a Indianoil Citi Titanium credit card from Citibank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Citibank Credit Card Login 

Cardholders of Citibank Credit Card can log in to their credit card account through following steps :

1. Go to Citibank login page 

2. Enter User Id and Internet Password(IPIN)

3. In case you don’t have a User Id and Internet Password, click on “First Time User”

4. Click on “Login” to view your Citibank credit card account

Citibank other products

1. Citibank Home loan

2. Citibank Personal Loan

3. Citibank Credit Card

Indianoil Citi Titanium Credit Card Customer Care

Contact number : 18602102484 / 18002662400 

Email id : customercare@citi.com

How to apply for Indianoil Citi Titanium Credit Card

There are two reason to apply for Indianoil Citi Titanium Credit Card :

1. Offline Method : By visiting the nearest branch of Citibank

2. Online Method  :

  • To apply for Indianoil Citi Titanium Credit Card

  • Enter basic details such as occupation type, mobile number, monthly income, pin code, etc. and click on “View Offers”

  • Select Indianoil Citi Titanium Credit Card from the list and click on “Check Eligibility”

  • Now enter your personal details and click on “Submit Details”

  • Once submitted successfully, an executive will get in touch with you for documentation

  • After the bank’s approval, the card will be delivered to the address mentioned in the form

Indianoil Citi Titanium Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login with User ID and Password

2. In the Credit Cards section, click on “Pay Credit Card Bill”

3. Select the amount you want to pay (Minimum due amount, Total amount due or any other amount)

4. Submit your request

5. The amount will be deducted from the bank account and the payment will be done instantly

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Indianoil Citi Titanium Credit Card Frequently Asked Questions 

1. What is an Indianoil Citi Titanium Credit Card?

Indian Oil Citi Titanium credit card offered by Citibank is most suitable for the customers whose fuel consumption is high. The customer using this card get turbo points that can be redeemed for free fuel. To get the fuel benefits, it is not necessary to expand only on fuel outlets. The customer can earn points by spending at grocery and supermarkets. 

2. What is the joining fee of the Indianoil Citi Titanium Credit Card?

The joining fee is NIL of the IndianOil Citi Titanium Credit Card.

3. What are the rewards points given in an Indianoil Citi Titanium Credit Card?

The rewards points given in the IndianOil Citi Titanium Credit Card is :

  • You get 4 turbo points on Rs. 150 spent on fuel at IndianOil retail outlets across India.

  • Earn 2 turbo points on Rs. 150 spent on groceries and supermarkets.

  • Get 1 turbo point on Rs. 150 when you spend anywhere else

4. How much interest rate is provided by Indianoil Citi Titanium Credit Cards?

The interest rate is 3.25% per month provided by IndianOil CitiTitanium Credit cards.

5. What type of rewards are included in the Indianoil Citi Titanium Credit Card?

Fuel rewards are included in the IndianOil Citi Titanium Credit Card.

6. How can I apply for an Indianoil Citi Titanium Credit Card?

You can apply for an IndianOil Citi Titanium Credit Card through online and offline by visiting the nearest bank branch.

7. How do I contact customer care for an Indianoil Citi Titanium Credit Card?

You can contact through customer care toll free number and also through e-mail id for a IndianOil Citi Titanium Credit Card.

8. What is the annual fee of the Indianoil Citi Titanium Credit Card?

The annual fee is 1000 of the IndianOil Citi Titanium Credit Card.

9. What is the minimum and maximum age of the applicant to apply for a Indianoil Citi Titanium Credit Card?

The minimum age is 23 years and maximum age is 65 years to apply for a IndianOil Citi Titanium Credit Card.

Last Updated on : 06/Oct/2020

Know More About CREDIT CARDS

Indianoil Citi Titanium Credit Card

You're eligible for a Indianoil Citi Titanium Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account