IndianOil Citi Titanium credit card is a fuel credit card that is an ideal companion for vehicle owners who commute daily. This card brings a flock of turbo points and fetches them to you on making transactions using it. You can redeem these turbo points to get up to 71 litres of petrol a year. While the fees for joining this card membership is disclosed at the time of procedure, the IndianOil Citi Titanium fuel credit card annual fees are waived off after spending Rs 30,000 annually. Want to know more? Let's take a stroll down and explore IndianOiL Citi Fuel Credit card, fees, benefits and more.
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Joining Fee |
As per the bank’s discretion |
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Annual Fee |
Rs 1000+ applicable taxes (Waived off on spends of over Rs 30,000 annually) |
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Cash Advance Charges |
2% of the amount withdrawn (Minimum Rs 500) |
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Late Payment Charges |
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Cash Deposits at Citibank Branches |
Rs 250 per deposit |
Here are the features and benefits of IndianOil Citibank Fuel credit card:
1. Welcome Perks : Citibank Fuel credit card offers a welcome treat of 25o turbo points on your first transaction within 30 days of credit card issuance.
2. Turbo Points : Turbo points are what the Citibank Titanium fuel card is a feast for. You get the following range of turbo points on different types of transactions:
3. Annual Fee Waiver : IndianOil Citi Fuel credit card brings an annual fee waiver. This waiver can be enjoyed after the annual spends of Rs 30,000.
4. Easy Installments : IndianOil Citi Fuel credit card lets you enjoy the ease of credit card payment with its Citi PayLite facility. This facility allows you to convert your credit card transactions into EMIs.
To apply for a Indianoil Citi Platinum card, you have to pay fees and charges applied by Citibank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Citibank i.e joining fee, annual fee, interest rate, late payments charges etc.
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Annual Fee |
Rs.1000, waived on expenditure of Rs.30,000 or more in a year. |
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Interest Rate |
Initial rate of 3.25% per month (39% per annum)Dynamic rate of 3.10% to 3.50% (37.20 to 42.0% p.a.) |
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Card replacement fees |
Rs. 100 |
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Cash advance |
2.0% on the amount advanced or a minimum of Rs. 300. US$7.5 will be charged on international ATMs. |
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Over Credit Limit charge |
2.5% of the transaction amount subject to Rs. 500 minimum |
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Late Payment Fee |
Upto Rs.10000 = Rs.300 Rs.1000 to Rs.25000 = Rs.600 Above Rs.25000 = Rs.700 |
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Cheque/ECS Bounce |
Rs. 350 per transaction |
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Statement request beyond 3 months |
Rs. 100 |
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Petrol Transaction |
2.5% subject to a minimum of Rs. 10.Refuel at IndianOil outlets for this charge to be waived. |
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Counter railway booking and cancellation surcharge |
2.5% of transaction subject to Rs. 25 minimum |
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Online railway ticket booking |
For regular transactions, 1.8%For EMI transactions, 2.8% |
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Outstanding Cheque (per cheque) |
Upto Rs.10000 = Rs.50 Rs.10000 to Rs.100000 = Rs.100 Above Rs.100001 = Rs.150 |
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Credit card payment cash deposit at Citibank branch |
Rs. 100 |
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Credit card payment cash deposit at Citibank ATMs |
Rs. 50 |
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Foreign Currency Transactions |
Mark up of 3.5% + service taxes |
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Other Top Credit Cards of Citibank
| Card Variant | Annual Fee | Category |
| Citi Prestige Credit Card | Rs. 20,000 plus tax | Lifestyle |
| First Citizen Citi Credit Card | Rs. 0 for spends of Rs. 30,000 / Rs. 5,000 for spends lesser than Rs. 30,000 | |
| Citi Rewards Credit Card | Rs. 1,000 | Shopping |
| Citi Cash Back Credit Card | Rs.500 | Cashback |
| PremierMiles Credit Card | Rs. 300 | Travel |
There are some eligibility requirements for IndianOil Citi credit card that you must meet in order to get the card. Here is the Citi Titanium credit card eligibility criteria:
Here are the Citi Fuel credit card documents that are required by the bank:
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Documents |
Salaried Individuals |
Self Employed Individuals |
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ID Proof |
Aadhar Card, Passport, Voter ID |
Aadhar Card, Passport, Voter ID |
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Address Proof |
PAN Card, Driving Licence, Electricity Bill, Water Bill |
PAN Card, Driving Licence, Electricity Bill, Water Bill |
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Income Proof |
Salary Slips, Bank Statements, Form 16. IT Returns |
Salary Slips, Bank Statements, Form 16. IT Returns |
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Other Important Documents |
PAN Card, Passport-size Photographs |
PAN Card, Passport-size Photographs |
Here are the different methods which you can opt for in order to apply for Citibank Titanium credit card:
If you wish to apply for a Citibank Fuel credit card offline then all you need to do is visit the nearest branch of Citibank. When going to the branch, it is best that you carry the important documents required for Citibank credit card application.
Here are the steps you need to follow if you want to apply for IndianOil Citi credit card online:
You can redeem IndianOil Citi credit card turbo points at any IndiaOil outlet and partner merchants. You can redeem Citibank Fuel credit card points gift vouchers, miles transfers, cashback and online shopping. The minimum Citi turbo points that you should have for redemption are 100. However, it also varies among different categories.
If you want to redeem your Citibank credit card turbo points, then you can contact the customer service of the bank. Alternatively, you can use the Citi Mobile app or visit the official website of Citibank to redeem the points.
If you need any further assistance with the Citibank Titanium Fuel credit card or have any grievances related to it then you can contact the Citibank customer care.
Here is the Citibank credit card customer care number:
+91-22-49181050 , 1-800-419-1050
Other Products Offerd by Citibank
You can use the following methods to apply for a Citibank credit card:
You can also contact the customer service of Citibank for a credit card application.
You can reach out to the Citibank customer support to know the status of your Citibank credit card application:. You can also check the status using the following ways:
Q.3 What if my Citibank credit card is lost or stolen?
In case of loss/theft of your Citibank credit card, you need to contact the Citibank customer care and report the issue to the bank immediately.
If you make a late payment of Citibank Fuel credit card then the bank will charge your late payment penalty. Here are the late payment charges for different amounts due:
You can pay your Citibank credit card bills using the following payment channels:
The bank charges an annual fee of Rs 1000 plus taxes for Citibank Fuel credit card. You can get your Citibank Fuel credit card annual fee waived off upon the annual spends of Rs 30,000 and above.
Last Updated on : 13/Apr/2021Know More About CREDIT CARDS
You're eligible for a Indianoil Citi Titanium Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account