IndusInd Bank Platinum Aura Credit Card Benefits, Charges, Rewards, Eligibility Criteria

INDUSIND BANK PLATINUM AURA CREDIT CARD

Indusind Bank Platinum Aura Credit Card Details

Indian Bank Limited is an Indian new generation bank in Pune, established in 1994. The Bank offers commercial, transactional and electronic banking products and services. Indusind Bank inaugurates its first solar powered ATM in Mumbai.

IndusInd Platinum Aura Credit Card is well-suited to the needs of frequent shoppers as it rewards them for every purchase with extra rewards on departmental store and grocery spends. The card also provides complimentary lounge access and concierge service.

Indusind Bank Platinum Aura Credit Card Features

1. Earn higher reward points on purchases such as consumer durables, electronics, departmental stores, dining, books, etc.

2. Convert your savings points to airline miles. A cardholder can convert 1 reward/savings point to 0.5 airline mile.

3. Earn cash back on rewards earned by converting one reward point to Rs. 0.50.

4. Platinum Aura Freedom feature offers a fuel surcharge of 2.5% at fuel stations across India.

5. Avail the exclusive welcome gift - a Satya Paul voucher, and get any Satya Paul merchandise of your choice!

6. Get the best lifestyle offers and privileges through the IndusInd Bank Platinum Aura Credit Card

7. Avail a free Personal Air Accident insurance cover of up to Rs. 25 lakh

Indusind Bank Platinum Aura Credit Card Benefits

Reward type	Travel, dining and shopping
Welcome gift	Avail the exclusive welcome gift - a Satya Paul voucher, and get any Satya Paul merchandise of your choice
Priority Pass Membership & Free Access	Users are not charged a membership fee. Moreover, they can also get up to 8 free lounge visits in a year.
Reward points	4 Reward Points are earned when shopping at departmental stores, Grocery shopping, Hotel expenses, and restaurant bills 2.5 Reward Points are earned on cell phone bills, Electricity bills, airline tickets, 2 Reward Points are earned when purchasing consumer durables, electronic items, or settling bar/pub bills 1.5 Reward Points are earned on Restaurant bills, books, Medical spends, Insurance premium, car rental, rail tickets, and movie tickets spends 0.5 Reward Points are earned on other spends
Accidental cover insurance	Avail a free Personal Air Accident insurance cover of up to Rs. 25 lakh.
Concierge services	Cardholders get access to premium concierge services that may be availed for flights booking, hotels and dining reservations, flower/gift deliveries and much more.
Fuel surcharge waiver	Fuel surcharge of 2.5% at fuel stations across India.

Indusind Bank Platinum Aura Credit Card Fee and charges

To apply for a Platinum Aura credit card, you have to pay fees and charges applied by the Indusind Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Indusind Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE	CHARGES
Joining Fees	Rs. 5999
Annual Fee	N/A
Annual Interest Rate	46%
Savings Plan Change	Rs.250
Charge for Add-on Card	Nil
Late payment charges	Up to Rs.100 = Nil For Rs.101 to Rs.500 = Rs.100 For Rs.501 to Rs.1,000 = Rs.350 For Rs.1,001 to Rs.10,000 = Rs.550 Above Rs.10,000 = Rs.700

Indusind Bank Platinum Aura Credit Card Eligibility Criteria

Before applying for a Platinum Aura credit card from Indusind Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The applicant must be an Indian national.

2. He/she must be older than 18 years.

3. The applicant must have a good credit score with no obvious red flags.

Indusind Bank Platinum Aura Credit Card Documents Required

Any applicant who is applying for a Platinum aura credit card from Indusind Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement

5. ITR or Form 16

Indusind Bank Credit Card Login

Cardholders of Indusind Bank Credit Card can log in to their credit card account through following steps :

1. Go to IndusInd website

2. Click on Login

3. Click on Continue to IndusNet

4. Enter User Name and Password to log in to IndusNet account

5. Select “Service Request” and click on Sign in

6. Click on “Link Your Credit Card”

7. Fill in the details such as Credit Card Number, CVV (3-digit number at the back of the card), Expiry date of credit card, Date of birth

Indusind Bank other products

1. Indusind Bank Car Loan

2. Indusind Bank Personal loan

3. Indusind Bank Credit Card

4. Indusind Bank Home Loan

How to apply for Indusind Bank Platinum Aura Credit Card

There are two reason to apply for Indusind Bank Platinum Aura Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method :

Start the application process
Provide the required information; Pin code, Occupation Type, Net monthly income and mention other credit cards owned
Click on View Offers
Customers can now view all the credit cards that they are eligible for. Click on, IndusInd Bank under Banks in the left hand side column. If eligible customers will see the IndusInd Bank Platinum Aura Credit Card
Click on ‘Check Eligibility’ and answer the question ‘Have you applied for an IndusInd Bank Credit Card In the last 6 months?’
If eligible, fill the detailed form and submit it

Indusind Bank Platinum Aura Credit Card Customer Care

Contact number : 18605005004

Email id : premium.care@indusind.com

Indusind Bank Credit Card Payment Online

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.

1. Provide your Credit Card Details

Enter your IndusInd Bank Credit Card number and the amount you would like to pay.
Select your bank account from which you would like to execute this payment (we partner only with select banks).
You will be securely redirected to the payment interface of your chosen bank.

2. Confirm Payment

Enter your authentication details (Net Banking User ID and Password of your Bank Account / Equivalent details).
Confirm payment amount.
Your account will get debited instantly.
Your IndusInd Credit Card account would be credited within 3 working days (excluding weekends and bank holidays). Hence you are requested to make payments at least 3 working days before the payment due date.

3. Receive online confirmation

The transaction acknowledgement screen will display the transaction status of 'Success' or 'Failure'. In case of 'Failure' please make the payment again. If the success/failure message is not displayed, please check if your bank account has been debited before initiating another payment.

Bank offered Financials products

BUSINESS LOAN	CAR LOAN	COMMERCIAL LOAN	EDUCATION LOAN	GOLD LOAN	HOLIDAY LOAN
HOME LOAN	LOAN AGAINST PROPERTIES	LOAN AGAINST SECURITIES	PERSONAL LOAN	PROFESSIONAL LOAN	TWO WHEELER LOAN

Indusind Bank Platinum Aura Credit Card Frequently Asked Questions

1. What is an Indusind Bank Platinum Aura Credit Card?

IndusInd Platinum Aura Credit Card is well-suited to the needs of frequent shoppers as it rewards them for every purchase with extra rewards on departmental store and grocery spends. The card also provides complimentary lounge access and concierge service.

2. What is the joining fee of an Indusind Bank Platinum Aura Credit card?

The joining fee is 5999 of an Indusind Bank Platinum Aura Credit card.

3. How much age is required to get a Platinum Aura credit card from Indusind Bank?

The minimum age of the applicant is above 18 years to get a platinum aura credit card from Indusind Bank.

4. What are the rewards points given in a Platinum Aura Credit Card from Indusind Bank?

The regards points are given in a platinum aura credit card from Indusind Bank are :

4 Reward Points are earned when shopping at departmental stores, Grocery shopping, Hotel expenses, and restaurant bills
2.5 Reward Points are earned on cell phone bills, Electricity bills, airline tickets,
2 Reward Points are earned when purchasing consumer durables, electronic items, or settling bar/pub bills
1.5 Reward Points are earned on Restaurant bills, books, Medical spends, Insurance premium, car rental, rail tickets, and movie tickets spends
0.5 Reward Points are earned on other spends

5. How can I apply for an Indusind Bank Platinum Aura Credit card?

You can apply for an Indusind Bank Platinum Aura Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for an Indusind Bank Platinum Aura Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Indusind Bank Platinum Aura Credit Card.

7. What type of rewards are included in the Indusind Bank Platinum Aura Credit card?

Travel, dining and shopping rewards are included in the Indusind Bank Platinum Aura Credit Card.

8. How much interest rate is provided by an Indusind Bank Platinum Aura Credit card?

The interest rate is 46% provided by an Indusind Bank Platinum Aura Credit card.

9. Is there any renewal fee for IndusInd Bank Platinum Aura credit card?

No, there is no renewal fee for IndusInd Platinum Aura credit card.

10. How much can one claim against an air accident from IndusInd Bank Platinum Aura credit card?

One can claim Rs. 25 lakh against an air accident.

Last Updated on : 17/Sep/2020

You're eligible for a Indusind Bank Platinum Aura Credit Card if you:

Are legally adult enough to handle it

Have still got it

Get a regular pay check

Make more than a basic buck

Your eligibility depends on:

Earn more than minimum income required

Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs

EMIs of other loans loweryour eligibility

Boost your eligibility by:

Pay off your credit card bills

Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

1. Photo ID and age proof

2. Signed application form with photograph

3. Residence proof

4. Last 6 months bank statement

5. Documentation for salaried applicants:

Last 3 months salary - slips

Form 16 or Income Tax Returns

6. Documentation for self-employed applicants:

Last 3 years Income Tax Returns with computation of Income

Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account