The Platinum Aura Edge credit card is one of the premium IndusInd credit cards that comes with a bountiful of top-notch offers and benefits in different categories including shopping and dining. This credit card is designed with a variety of features and benefits that add to the comforts of your lifestyle choices. Joining this card membership costs Rs 500 and the bank charges no annual fees to let you continue enjoying the benefits of this credit card.
|
Joining Fee |
Rs 500 |
|
Annual Fee |
NIL |
|
Overlimit Charges |
2.5% of the amount over limit (subject to Rs 500 minimum) |
|
Late Payment Charges |
|
|
Cash Advance |
2.5% of the advance amount (subject to Rs 300 minimum) |
If you are looking for a Indusind credit card that rewards your transactions and brings a bunch of other attractive services, then you can consider the IndusInd Platinum Aura Edge credit card.
Here are some features of this credit card that you should know before calling it final:
IndusInd Aura Edge credit card offers a welcome bonus with an EasyDiner gift voucher which you can use to make instant table reservations at partner restaurants and get attractive deals and discounts. Apart from that, the card comes with gift vouchers from Bata and Vero Moda.
This credit card comes with promising rewards on your transactions. You can earn up to 4 savings points on a wide range of categories including shopping, travel and dining. These saving points can be earned on transactions of Rs 100 and above. Know that 1 saving point is equivalent to Rs 0.50 or 0.05 air mile.
IndusInd Aura Edge credit card mastercard features the travel perks which you need every now and then. This card lets you enjoy access to over 600 lounges across the world with a priority pass membership.
There is a slew of services by Platinum Aura Edge credit card that adorn your travel and lifestyle experience to the best of comforts. The IndusInd Aura Concierge makes you take pleasure in assistance with hotel and flight bookings, bookings for sports and entertainment as well as the exclusive bookings. With this service, you can also send flowers and gifts to your loved ones.
IndusInd bank Platinum Aura Edge credit card gives you the privilege of saving up on your fuel spends. This card lets you enjoy 1% fuel surcharge waiver at any petrol stations across India.
IndusInd bank Aura Edge credit card features auto assistance benefits in which you can avail 24x7 assistance at the time of any mechanical issue or breakdown. This assistance includes emergency fuel supply, roadside repair, battery service and flat tyre service.
You have to pay certain fees and charges decided by the bank in order to apply for a credit card. If you are planning to go for the Platinum Aura Edge credit card IndusInd bank, you should go through all the charges and fees designed by the bank.
Take a walk through the following table to know the Platinum Aura Edge credit card charges and fees (joining fee, annual fee, interest rate etc.) by IndusInd bank.
|
TYPE |
CHARGES |
|
Joining Fee |
Nil |
|
Annual Fee |
Nil |
|
Add-on Fee |
Nil |
|
Interest-Free Period |
Up to 50 days, only when the previous amount is paid in full |
|
Cash Advance Fee |
2.5% of the amount/ Min. Rs.300 |
|
Overlimit Charges |
2.5% of the over-limit amount (Min. Rs.500) |
|
Interest on Revolving Credit |
3.83% per month (46% Annual) |
|
Late Payment Charges |
Below Rs.100- Nil Between Rs.100 to Rs. 500 = Rs.100 Between Rs.501 to Rs. 1,000 = Rs.350 Between Rs.1,001 to Rs. 10,000 = Rs.550 Above Rs.10,000 = Rs.700 |
|
Foreign Exchange Mark-up |
3.50% |
The IndusInd bank Aura Edge credit card eligibility criteria helps the bank to determine your eligibility for this card. Meeting the eligibility requirements for Aura Edge credit card can make you get it easily and quickly. If you wish to get this card then it is best that you go through the eligibility standards of the bank.
Here is the IndusInd Aura Edge credit card eligibility criteria:
You have to submit the following documents required for IndusInd Platinum Aura Edge credit card:
|
Documents |
Salaried Individuals |
Self Employed Individuals |
|
ID Proof |
Aadhar Card, Passport, Voter ID |
Aadhar Card, Passport, Voter ID |
|
Address Proof |
PAN Card, Driving Licence, Electricity Bill, Water Bill |
PAN Card, Driving Licence, Electricity Bill, Water Bill |
|
Income Proof |
Salary Slips, Bank Statements, Form 16. IT Returns |
Salary Slips, Bank Statements, Form 16. IT Returns |
|
Other Important Documents |
PAN Card, Passport-size Photographs |
PAN Card, Passport-size Photographs |
Other Credit Cards of Indusind Bank
| Card Name | Joining Fee | Category |
| IndusInd Pinnacle Credit Card | 12,999 | lifestyle |
| Indusind Bank Signature Credit Card | 50,000 | Travel, lifestyle, golf and dining |
| Indusind Bank Iconia Credit Card | NILL | Travel, dining, shopping |
| IndusInd Bank Platinum credit card | NILL | Dining, travel, lifestyle and entertainment |
| Indusind Platinum Select Credit Card | Rs. 999 | Travel, dining and lifestyle |
| Indusind WorldMiles Credit Card | Rs. 5,000 | Travel, golf and entertainment |
| Jet Airways Indusind Odyssey Card | Rs. 10,000 | Travel |
| Jet Airways Indusind Voyage Card | Rs. 2000 | Travel |
| Indusind Bank Legend Card | Rs. 9,999 | Travel, dining and lifestyle |
| Indusind Platinum Aura Credit Card | Rs. 5,999 | Travel, dining and shopping |
You can redeem IndusInd bank credit card reward points in multiple categories. You can redeem the points for airline miles, Indus Moments and to adjust your outstanding balance.
You can redeem points at Indus Moments and get benefits from a huge range of categories. These benefits include cashbacks, vouchers, gifts, clothing, accessories, books etc.
Here is what you need to do to redeem IndusInd Aura Edge credit card reward points:
Now that you have made the purchase, the products will be delivered to you.
Here is how you can apply for IndusInd Platinum Aura Edge credit card:
By logging in to your credit card account, you can keep tabs on information including your spends, statements and payments. If you are a cardholder of Indusind Bank Credit Card, you can use the following steps in order to log in to the credit card account:
Navigate to the IndusInd website and hit the login button.
Click Continue to IndusNet.
Enter the username and password in order to log in to the IndusNet account.
Choose “Service Request” and hit the Sign in button.
Click the “Link Your Credit Card” option.
Now you have to input details including the credit card Number, CVV (3-digit number at the back of the card) and expiry date of credit card.
IndusInd bank Aura Edge credit card payment can be performed via different payment channels. You can opt from the list of the following payment modes to make IndusInd Aura credit card bill payments:
If you are seeking any assistance or have any grievances regarding the IndusInd Aura Edge credit card, then you get in touch with the IndusInd bank customer care.
You can dial this IndusInd bank customer care number:
1860 267 7777
Other Products of Indusind Bank
The bank charges Rs 500 as the IndusInd Platinum Aura Edge credit card joining fee.
In case your IndusInd Aura Edge credit card is lost or stolen, you should reach out to the IndusInd bank credit card customer support and report the loss immediately.
You can choose from different payment options to pay IndusInd Aura Edge credit card bills including NACH, NEFT, online payment, cash deposit and auto debit facility.
Yes. IndusInd bank Aura Edge credit card lets you convert large spends into monthly installments and clear your outstanding balance easily.
Your IndusInd credit card outstanding balance should be at least Rs 2,000 to use this facility. You can turn your IndusInd Aura Edge credit card purchases into EMIs within 45 days of transaction.
If you prepay your IndusInd Aura Edge credit card EMI, then the bank will charge you a prepayment fee of 3% of the outstanding amount.
The bank charges no late payment penalty on outstanding balance of up to Rs 100. Here are the late payment charges for IndusInd credit card late payment charges for amount above Rs 100:
The IndusInd bank credit card takes approximately 10-15 working days after the documentation is performed correctly from your side.
You can redeem your IndusInd Platinum Aura Edge credit card reward points into following categories:
You can redeem Indusind Aura Edge reward points at indusmoments.com. Alternatively, you can reach out to the bank’s customer care for IndusInd Aura Edge credit card rewards redemption.
In order to redeem IndusInd bank Aura Edge credit card reward points, you should have at least 300 points.
Last Updated on : 20/Apr/2021Know More About CREDIT CARDS
You're eligible for a Indusind Bank Platinum Aura Edge Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account