SELECT `id` FROM `tbl_card` WHERE `title` = 'Indusind Bank Platinum Aura Edge Credit Card' AND `card_type` = 'Credit Cards' IndusInd Bank Platinum Aura Edge Credit Card - Benefits, Features

Apply Now

IndusInd Bank Platinum Aura Edge Credit Card

The Platinum Aura Edge credit card is one of the premium IndusInd credit cards that comes with a bountiful of top-notch offers and benefits in different categories including shopping and dining. This credit card is designed with a variety of features and benefits that add to the comforts of your lifestyle choices. Joining this card membership costs Rs 500 and the bank charges no annual fees to let you continue enjoying the benefits of this credit card. 

Indusind Platinum Aura Edge Card Highlights

Joining Fee

Rs 500

Annual Fee

NIL

Overlimit Charges

2.5% of the amount over limit (subject to Rs 500 minimum)

Late Payment Charges

  • NIL for outstanding amount up to Rs 100
  • Rs 100 for outstanding amount between Rs 101 to 500
  • Rs 350 for outstanding amount between Rs 501 to 1000
  • Rs 550 for outstanding amount between Rs 1001 to 10,000
  • Rs 700 for outstanding amount above Rs 10,000

Cash Advance 

2.5% of the advance amount (subject to Rs 300 minimum)

Indusind Platinum Aura Edge Card Features

If you are looking for a Indusind credit card that rewards your transactions and brings a bunch of other attractive services, then you can consider the IndusInd Platinum Aura Edge credit card

Here are some features of this credit card that you should know before calling it final:

  • Welcome Benefit

IndusInd Aura Edge credit card offers a welcome bonus with an EasyDiner gift voucher which you can use to make instant table reservations at partner restaurants and get attractive deals and discounts. Apart from that, the card comes with gift vouchers from Bata and Vero Moda. 

  • Saving Points

This credit card comes with promising rewards on your transactions. You can earn up to 4 savings points on a wide range of categories including shopping, travel and dining. These saving points can be earned on transactions of Rs 100 and above. Know that 1 saving point is equivalent to Rs 0.50 or 0.05 air mile

  • Travel Benefits

IndusInd Aura Edge credit card mastercard features the travel perks which you need every now and then. This card lets you enjoy access to over 600 lounges across the world with a priority pass membership. 

  • Concierge Services

There is a slew of services by Platinum Aura Edge credit card that adorn your travel and lifestyle experience to the best of comforts. The IndusInd Aura Concierge makes you take pleasure in assistance with hotel and flight bookings, bookings for sports and entertainment as well as the exclusive bookings. With this service, you can also send flowers and gifts to your loved ones. 

  • Fuel Surcharge Waiver

IndusInd bank Platinum Aura Edge credit card gives you the privilege of saving up on your fuel spends. This card lets you enjoy 1% fuel surcharge waiver at any petrol stations across India. 

  • Auto Assistance

IndusInd bank Aura Edge credit card features auto assistance benefits in which you can avail 24x7 assistance at the time of any mechanical issue or breakdown. This assistance includes emergency fuel supply, roadside repair, battery service and flat tyre service. 

Indusind Platinum Aura Edge Card Fee and Charges

You have to pay certain fees and charges decided by the bank in order to apply for a credit card. If you are planning to go for the Platinum Aura Edge credit card IndusInd bank, you should go through all the charges and fees designed by the bank. 

Take a walk through the following table to know the Platinum Aura Edge credit card charges and fees (joining fee, annual fee, interest rate etc.) by IndusInd bank.

TYPE 

CHARGES

Joining Fee

Nil

Annual Fee

Nil

Add-on Fee

Nil

Interest-Free Period

Up to 50 days, only when the previous amount is paid in full

Cash Advance Fee

2.5% of the amount/ Min. Rs.300

Overlimit Charges

2.5% of the over-limit amount (Min. Rs.500)

Interest on Revolving Credit

3.83% per month (46% Annual)

Late Payment Charges 

Below Rs.100- Nil

Between Rs.100 to Rs. 500 = Rs.100

Between Rs.501 to Rs. 1,000 = Rs.350

Between Rs.1,001 to Rs. 10,000 = Rs.550

Above Rs.10,000 = Rs.700

Foreign Exchange Mark-up

3.50%

Eligibility for IndusInd Platinum Aura Edge Credit Card

The IndusInd bank Aura Edge credit card eligibility criteria helps the bank to determine your eligibility for this card. Meeting the eligibility requirements for Aura Edge credit card can make you get it easily and quickly. If you wish to get this card then it is best that you go through the eligibility standards of the bank. 

Here is the IndusInd Aura Edge credit card eligibility criteria:

  • Individuals must be a resident Indian. 
  • This card is provided to the salaried and self employed individuals.
  • Individuals must be at least 18 years old to apply for the card. 
  • The credit score of individuals should be strong.
  • Individuals should have all the required documents. 

Documents Required for IndusInd Bank Aura Edge Credit Card

You have to submit the following documents required for IndusInd Platinum Aura Edge credit card:

Documents

Salaried Individuals 

Self Employed Individuals 

ID Proof

Aadhar Card, Passport, Voter ID 

Aadhar Card, Passport, Voter ID 

Address Proof

PAN Card, Driving Licence, Electricity Bill, Water Bill 

PAN Card, Driving Licence, Electricity Bill, Water Bill 

Income Proof

Salary Slips, Bank Statements, Form 16. IT Returns 

Salary Slips, Bank Statements, Form 16. IT Returns 

Other Important Documents

PAN Card, Passport-size Photographs 

PAN Card, Passport-size Photographs 

Other Credit Cards of Indusind Bank

Card Name Joining Fee Category
IndusInd Pinnacle Credit Card 12,999 lifestyle
Indusind Bank Signature Credit Card 50,000 Travel, lifestyle, golf and dining
Indusind Bank Iconia Credit Card NILL Travel, dining, shopping
IndusInd Bank Platinum credit card NILL Dining, travel, lifestyle and entertainment
Indusind Platinum Select Credit Card Rs. 999 Travel, dining and lifestyle
Indusind WorldMiles Credit Card Rs. 5,000 Travel, golf and entertainment
Jet Airways Indusind Odyssey Card Rs. 10,000 Travel
Jet Airways Indusind Voyage Card Rs. 2000 Travel
Indusind Bank Legend Card Rs. 9,999 Travel, dining and lifestyle
Indusind Platinum Aura Credit Card Rs. 5,999 Travel, dining and shopping

IndusInd Bank Aura Edge Credit Card Reward Redemption

You can redeem IndusInd bank credit card reward points in multiple categories. You can redeem the points for airline miles, Indus Moments and to adjust your outstanding balance. 

You can redeem points at Indus Moments and get benefits from a huge range of categories. These benefits include cashbacks, vouchers, gifts, clothing, accessories, books etc. 

Here is what you need to do to redeem IndusInd Aura Edge credit card reward points:

  • Go to the official website of IndusInd bank.
  • Click on the “Products” dropdown.
  • Hit the “Cards” option. 
  • Now, expand the “Credit Cards” section. 
  • You have to hit  the “Redeem Your Rewards” option. 
  • Choose the category you wish to redeem your points for.  
  • Now select the products you want to buy with points.
  • Add them to the cart. 
  • Head to the cart and hit the “Continue” button.
  • Enter the address and continue.

Now that you have made the purchase, the products will be delivered to you.

How to Apply for Platinum Aura Edge Credit Card?

Here is how you can apply for IndusInd Platinum Aura Edge credit card:

  • If you wish to apply for an IndusInd Aura Edge credit card offline, then you can navigate to the nearest branch of IndusInd bank and seek assistance from the bank representative for the IndusInd credit card application procedure. Make sure you take all the important documents when visiting the branch. 
  • You can also contact the IndusInd bank customer support to enquire about the IndusInd Aura Edge mastercard application. 

How to Log in to the Indusind Bank Credit Card Account?

By logging in to your credit card account, you can keep tabs on information including your spends, statements and payments. If you are a cardholder of Indusind Bank Credit Card, you can use the following steps in order to log in to the credit card account:

  1. Navigate to the IndusInd website and hit the login button.

  2. Click Continue to IndusNet.

  3. Enter the username and password in order to log in to the IndusNet account.

  4. Choose “Service Request” and hit the Sign in button.

  5. Click the “Link Your Credit Card” option. 

  6. Now you have to input details including the credit card Number, CVV (3-digit number at the back of the card) and expiry date of credit card.

IndusInd Aura Edge Credit Card Payment

IndusInd bank Aura Edge credit card payment can be performed via different payment channels. You can opt from the list of the following payment modes to make IndusInd Aura credit card bill payments:

  • Cash
  • NEFT
  • NACH 
  • Cheque 
  • Visa money transfer
  • Auto debit

IndusInd Bank Credit Card Customer Care

If you are seeking any assistance or have any grievances regarding the IndusInd Aura Edge credit card, then you get in touch with the IndusInd bank customer care. 

You can dial this IndusInd bank customer care number:

1860 267 7777

Other Products of Indusind Bank

FAQs On Indusind Platinum Aura Edge Card

Q.1 What is the IndusInd bank Platinum Aura Edge credit card joining fee?

The bank charges Rs 500 as the IndusInd Platinum Aura Edge credit card joining fee. 

Q.2 I lost my card. What should I do?

In case your IndusInd Aura Edge credit card is lost or stolen, you should reach out to the IndusInd bank credit card customer support and report the loss immediately. 

Q.3 How do I make an IndusInd credit card bill payment?

You can choose from different payment options to pay IndusInd Aura Edge credit card bills including NACH, NEFT, online payment, cash deposit and auto debit facility. 

Q.4 Can I convert my IndusInd Aura Edge bank credit card purchases into EMIs?

Yes. IndusInd bank Aura Edge credit card lets you convert large spends into monthly installments and clear your outstanding balance easily. 

Your IndusInd credit card outstanding balance should be at least  Rs 2,000 to use this facility. You can turn your IndusInd Aura Edge credit card purchases into EMIs within 45 days of transaction. 

Q.5 Are there any fees for IndusInd Aura Edge credit card EMI prepayment?

If you prepay your IndusInd Aura Edge credit card EMI, then the bank will charge you a prepayment fee of 3% of the outstanding amount. 

Q.5 What are the IndusInd Aura Edge credit card late payment charges?

The bank charges no late payment penalty on outstanding balance of up to Rs 100. Here are the late payment charges for IndusInd credit card late payment charges for amount above Rs 100:

  • For outstanding balance between Rs 101 to 500: Rs 100
  • For outstanding balance between Rs 501 to 1000: Rs 350
  • For outstanding balance between Rs 1001 to 10,000: Rs 550
  • For outstanding balance above Rs 10,000: Rs 700

Q.6 How long will it take to get an IndusInd bank credit card?

The IndusInd bank credit card takes approximately 10-15 working days after the documentation is performed correctly from your side. 

Q.7 What categories can I redeem my IndusInd Aura Edge card reward points?

You can redeem your IndusInd Platinum Aura Edge credit card reward points into following categories:

  • Outstanding balance adjustment 
  • Airline miles
  • Gifts vouchers from wide range of brands

Q.8 How can I redeem IndusInd Aura Edge credit card reward points?

You can redeem Indusind Aura Edge reward points at indusmoments.com. Alternatively, you can reach out to the bank’s customer care for IndusInd Aura Edge credit card rewards redemption. 

Q.9 What is the minimum limit for points to redeem IndusInd Aura Credit card rewards?

In order to redeem IndusInd bank Aura Edge credit card reward points, you should have at least 300 points. 

Last Updated on : 20/Apr/2021

Know More About CREDIT CARDS

Indusind Bank Platinum Aura Edge Credit Card

You're eligible for a Indusind Bank Platinum Aura Edge Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account