SELECT `id` FROM `tbl_card` WHERE `title` = 'Indusind Bank Platinum Aura Edge Credit Card' AND `card_type` = 'Credit Cards' IndusInd Bank Platinum Aura Edge Credit Card - Benefits, Features

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INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD

Indusind Bank Platinum Aura Edge Credit Card Details 

Indian Bank Limited is an Indian new generation bank in Pune, established in 1994. The Bank offers commercial, transactional and electronic banking products and services. Indusind Bank inaugurates its first solar powered ATM in Mumbai.

The Platinum Aura Edge credit card by IndusInd Bank is a premium card offering top-notch benefits and offers in various categories such as travel, lifestyle, dining and shopping. The card comes with no annual fee and an interest rate of 3.83% per month or 46% per annum.

Indusind Bank Platinum Aura Edge Credit Card Features

1. Free Priority Pass membership for you and your partner

2. Flexible rewards program, insurance benefits, fuel-surcharge waiver and more

3. No joining fee. No annual fee. It's lifetime FREE

4. Often shop at department stores? Earn 4 points for every  100 you spend. 1 point = Re. 0.50

5. The Platinum Aura Edge Shop Plan helps you to manage your money and allows you to save substantially.

6. The Platinum Aura Edge Home Plan allows you to enjoy the flexibility for saving money while you purchase different things for your home.

7. 1 complimentary visit in participating international lounge within India & Abroad per quarter

Indusind Bank Platinum Aura Edge Credit Card Benefits 

Reward type

Travel, dining, shopping and lifestyle

Welcome gift

Get a complimentary EazyDiner Gift Voucher as a welcome benefit and enjoy a convenient dining experience at your favourite restaurants.

Lounge access

Under the complimentary Priority Pass Membership, cardholders can avail access to 700+ lounges across the world. 

Reward points 

  • Department stores:  100 = 4 points

  • Consumer durables/Electronics:  100 = 2 points

  • Dining/Books:  100 = 1.5 points

  • Others:  100 = 0.5 points

Travel plus programme

Platinum Aura Edge Credit Card also offers membership of the Travel Plus Program at Rs. 5,000. 

Under this, $27 fee for international lounge visits will be waived off. 8 such waivers can be availed in a year.

Fuel surcharge waiver

Get 1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 4,000 at all fuel stations in India.

Indusind Bank Platinum Aura Edge Credit Card Fee and charges

To apply for a Platinum Aura Edge credit card, you have to pay fees and charges applied by the Indusind  Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Indusind Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES

Joining Fee

Nil

Annual Fee

Nil

Add-on Fee

Nil

Interest-Free Period

Up to 50 days, only when the previous amount is paid in full

Cash Advance Fee

2.5% of the amount/ Min. Rs.300

Overlimit Charges

2.5% of the over-limit amount (Min. Rs.500)

Interest on Revolving Credit

3.83% per month (46% Annual)

Late Payment Charges 

Below Rs.100- Nil

Between Rs.100 to Rs. 500 = Rs.100

Between Rs.501 to Rs. 1,000 = Rs.350

Between Rs.1,001 to Rs. 10,000 = Rs.550

Above Rs.10,000 = Rs.700

Foreign Exchange Mark-up

3.50%

Indusind Bank Platinum Aura Edge Credit Card Eligibility Criteria

Before applying for a Platinum Aura Edge credit card from Indusind Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The applicant must be an Indian national.

2. He/she must be older than 18 years.

3. The applicant must have a good credit score with no obvious red flags.

Indusind Bank Platinum Aura Edge Credit Card Documents Required

Any applicant who is applying for a Platinum Aura Edge credit card from Indusind Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Indusind Bank Credit Card Login 

Cardholders of Indusind Bank Credit Card can log in to their credit card account through following steps :

1. Go to IndusInd website 

2. Click on Login

3. Click on Continue to IndusNet

4. Enter User Name and Password to log in to IndusNet account

5. Select “Service Request” and click on Sign in

6. Click on “Link Your Credit Card”

7. Fill in the details such as Credit Card Number, CVV (3-digit number at the back of the card), Expiry date of credit card, Date of birth

Indusind Bank other products

1. Indusind Bank Car Loan

2. Indusind Bank Personal loan 

3. Indusind Bank Credit Card

4. Indusind Bank Home Loan

How to apply for Indusind Bank Platinum Aura Edge Credit Card

There are two reason to apply for Indusind Bank Platinum Aura Edge Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method  :

  • Start the application process

  • Provide the required information; Pin code, Occupation Type, Net monthly income and mention other credit cards owned

  • Click on View Offers

  • Customers can now view all the credit cards that they are eligible for. Click on, IndusInd Bank under Banks in the left hand side column. If eligible customers will see the IndusInd Bank Platinum Aura Edge Credit Card

  • Click on ‘Check Eligibility’ and answer the question ‘Have you applied for an IndusInd Bank Credit Card In the last 6 months?’

  • If eligible, fill the detailed form and submit it

Indusind Bank Platinum Aura Edge Credit Card Customer Care 

Contact number : 18605005004

Email id : premium.care@indusind.com

Indusind Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Provide your Credit Card Details  

  • Enter your IndusInd Bank Credit Card number and the amount you would like to pay.

  • Select your bank account from which you would like to execute this payment (we partner only with select banks).

  • You will be securely redirected to the payment interface of your chosen bank.

2. Confirm Payment  

  • Enter your authentication details (Net Banking User ID and Password of your Bank Account / Equivalent details).

  • Confirm payment amount.

  • Your account will get debited instantly.

  • Your IndusInd Credit Card account would be credited within 3 working days (excluding weekends and bank holidays). Hence you are requested to make payments at least 3 working days before the payment due date.

3. Receive online confirmation 

  • The transaction acknowledgement screen will display the transaction status of 'Success' or 'Failure'. In case of 'Failure' please make the payment again. If the success/failure message is not displayed, please check if your bank account has been debited before initiating another payment.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Indusind Bank Platinum Aura Edge Credit Card Frequently Asked Questions 

1. What is an Indusind Bank Platinum Aura Edge Credit Card? 

The Platinum Aura Edge credit card by IndusInd Bank is a premium card offering top-notch benefits and offers in various categories such as travel, lifestyle, dining and shopping. The card comes with no annual fee and an interest rate of 3.83% per month or 46% per annum.

2. What is the joining fee of an Indusind Bank Platinum Aura Edge Credit card?

No joining fee is applied to an Indusind Bank Platinum Aura Edge Credit card.

3. How much age is required to get a Platinum Aura Edge credit card from Indusind Bank?

The minimum age of the applicant is above 18 years to get a platinum aura edge credit card from Indusind Bank.

4. What are the rewards points given in a Platinum Aura Edge Credit Card from Indusind Bank?

The regards points are given in a platinum aura edge credit card from Indusind Bank are :

  • Department stores:  100 = 4 points

  • Consumer durables/Electronics:  100 = 2 points

  • Dining/Books:  100 = 1.5 points

  • Others:  100 = 0.5 points

5. How can I apply for an Indusind Bank Platinum Aura Edge Credit card?

You can apply for an Indusind Bank Platinum Aura Edge Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for an Indusind Bank Platinum Aura Edge Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Indusind Bank Platinum Aura Edge Credit Card.

7. What type of rewards are included in the Indusind Bank Platinum Aura Edge Credit card?

Travel, dining, lifestyle and shopping rewards are included in the Indusind Bank Platinum Aura Edge Credit Card.

8. How much interest rate is provided by an Indusind Bank Platinum Aura Edge Credit card?

The interest rate is 3.83%  per month provided by an Indusind Bank Platinum Aura Edge Credit card.

9. Is there any renewal fee for IndusInd Bank Platinum Aura Edge credit card?

No, there is no renewal fee for IndusInd Platinum Aura Edge credit card.

Last Updated on : 17/Sep/2020

Know More About CREDIT CARDS

Indusind Bank Platinum Aura Edge Credit Card

You're eligible for a Indusind Bank Platinum Aura Edge Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account