SELECT `id` FROM `tbl_card` WHERE `title` = 'Indusind Bank Platinum Aura Edge Credit Card' AND `card_type` = 'Credit Cards' IndusInd Bank Platinum Aura Edge Credit Card - Benefits, Features

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INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD

IndusInd bank Limited is one of the most reputed private sector banks in India. Headquartered in Mumbai, it offers a number of banking services to its customers. The bank is spread across the country with over 4000 branches and 2000 ATMs.

The Platinum Aura Edge credit card is a premium card offered by IndusInd bank that comes with a bountiful of top-notch offers and benefits in different categories including shopping and dining. The good part is that this card does not cost any annual fee and has an interest rate of 3.83% per month

Indusind Bank Platinum Aura Edge Credit Card Features

If you are looking for a credit card to help yourself better and cut the annoyance, then you can consider the IndusInd Platinum Aura Edge credit card. Here are some features of this credit card that you should know before calling it final.

Features of IndusInd Platinum Aura Edge Credit Card:

  1. IndusInd Platinum Aura Edge credit card features benefits like rewards program, insurance benefits, fuel-surcharge waiver and more.

  2. It costs no joining and annual fee. 

  3. It offers Free Priority Pass membership for you and your partner.

  4. You can earn 4 points for every Rs. 100 (1 point = Rs. 0.50) you spend.

  5. The Platinum Aura Edge Shop Plan helps you with money management.

  6. The Platinum Aura Edge Home Plan allows you to enjoy the flexibility for saving money while you shop for your home.

  7. You get 1 complimentary visit in participating in international lounges within India & Abroad per quarter.

Indusind Bank Platinum Aura Edge Credit Card Benefits

Reward type

Travel, dining, shopping and lifestyle

Welcome gift

Get a complimentary EazyDiner Gift Voucher as a welcome benefit and enjoy a convenient dining experience at your favourite restaurants.

Lounge access

Under the complimentary Priority Pass Membership, cardholders can avail access to 700+ lounges across the world. 

Reward points 

  • Department stores:  100 = 4 points

  • Consumer durables/Electronics:  100 = 2 points

  • Dining/Books:  100 = 1.5 points

  • Others:  100 = 0.5 points

Travel plus programme

Platinum Aura Edge Credit Card also offers membership of the Travel Plus Program at Rs. 5,000. 

Under this, $27 fee for international lounge visits will be waived off. 8 such waivers can be availed in a year.

Fuel surcharge waiver

Get 1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 4,000 at all fuel stations in India.

Indusind Bank Platinum Aura Edge Credit Card Fee and Charges

You have to pay certain fees and charges decided by the bank in order to apply for a credit card. If you are planning to go for the Platinum Aura Edge credit card IndusInd bank, you should go through all the charges and fees designed by the bank. 

Take a walk through the following table to know the Platinum Aura Edge credit card charges and fees (joining fee, annual fee, interest rate etc.) by IndusInd bank.

TYPE 

CHARGES

Joining Fee

Nil

Annual Fee

Nil

Add-on Fee

Nil

Interest-Free Period

Up to 50 days, only when the previous amount is paid in full

Cash Advance Fee

2.5% of the amount/ Min. Rs.300

Overlimit Charges

2.5% of the over-limit amount (Min. Rs.500)

Interest on Revolving Credit

3.83% per month (46% Annual)

Late Payment Charges 

Below Rs.100- Nil

Between Rs.100 to Rs. 500 = Rs.100

Between Rs.501 to Rs. 1,000 = Rs.350

Between Rs.1,001 to Rs. 10,000 = Rs.550

Above Rs.10,000 = Rs.700

Foreign Exchange Mark-up

3.50%

Indusind Bank Platinum Aura Edge Credit Card Eligibility Criteria

You must pass the eligibility criteria in order to be able to apply for a Platinum Aura Edge credit card from Indusind bank. Your application is most likely to be rejected if you don’t fulfill the eligibility criteria decided by the bank. 

Here is the eligibility criteria for the Indusind bank Platinum Aura Edge credit card:

  1. The applicant must be Indian.

  2. He/she must be older than 18 years.

  3. The applicant must have a good credit score with no red flags.

Indusind Bank Platinum Aura Edge Credit Card Documents Required

If you are applying for a Platinum Aura Edge credit card from Indusind Bank then you must submit certain documents. These documents are required by the bank in order to proceed your application for a credit card.

Here are the documents required by IndusInd bank for a Platinum Aura Edge credit card:

  1. KYC Documents: Address proof and ID proof (Adhaar card, PAN card, voter ID etc.)

  2. Passport-size photograph

  3. Income Proof: Last 3 months’ salary slip.

  4. Last 3 months’ bank statement 

  5. ITR or Form 16

How to Log in to the Indusind Bank Credit Card Account

By logging in to your credit card account, you can keep tabs on information including your spends, statements and payments. If you are a cardholder of Indusind Bank Credit Card, you can use the following steps in order to log in to the credit card account:

  1. Navigate to the IndusInd website and hit the login button.

  2. Click Continue to IndusNet.

  3. Enter the username and password in order to log in to the IndusNet account.

  4. Choose “Service Request” and hit the Sign in button.

  5. Click the “Link Your Credit Card” option. 

  6. Now you have to input details including the credit card Number, CVV (3-digit number at the back of the card) and expiry date of credit card.

Indusind Bank other products

1. Indusind Bank Car Loan

2. Indusind Bank Personal loan 

3. Indusind Bank Credit Card

4. Indusind Bank Home Loan

How to apply for Indusind Bank Platinum Aura Edge Credit Card

Here are the two ways to apply for Indusind Bank Platinum Aura Edge Credit Card:

  1. Offline Method: You have to visit the nearest branch of IndusInd bank. 

  2. Online Method: If you wish to apply for this card online then you do the following:

  • Contact the customer helpline and apply for the card.

  • Navigate to the official website of the bank. 

Indusind Bank Platinum Aura Edge Credit Card Customer Care 

If you have any query, question, grievance or complaint in regard with the IndusInd Platinum Aura Edge credit card card, then you can contact them via following options:

Customer Care: 1860 267 7777, 022-42207777

Email: reachus@indusind.com

Indusind Bank Credit Card Bill Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Provide your Credit Card Details  

  • Enter your IndusInd Bank Credit Card number and the amount you would like to pay.

  • Select your bank account from which you would like to execute this payment (we partner only with select banks).

  • You will be securely redirected to the payment interface of your chosen bank.

2. Confirm Payment  

  • Enter your authentication details (Net Banking User ID and Password of your Bank Account / Equivalent details).

  • Confirm payment amount.

  • Your account will get debited instantly.

  • Your IndusInd Credit Card account would be credited within 3 working days (excluding weekends and bank holidays). Hence you are requested to make payments at least 3 working days before the payment due date.

3. Receive online confirmation 

  • The transaction acknowledgement screen will display the transaction status of 'Success' or 'Failure'. In case of 'Failure' please make the payment again. If the success/failure message is not displayed, please check if your bank account has been debited before initiating another payment.

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Indusind Bank Platinum Aura Edge Credit Card Frequently Asked Questions 

Indusind Bank Platinum Aura Edge Credit Card Frequently Asked Questions 

1. What is an Indusind Bank Platinum Aura Edge Credit Card? 

The Platinum Aura Edge credit card is a premium card offered by IndusInd bank that comes with a bountiful of top-notch offers and benefits in different categories including shopping and dining. It does not cost any annual fee and has an interest rate of 3.83% per month.

2. What is the joining fee of an Indusind Bank Platinum Aura Edge Credit card?

No joining fee is applied to an Indusind Bank Platinum Aura Edge Credit card.

3. What is the age criteria required to get a Platinum Aura Edge credit card from Indusind Bank?

The minimum age of the applicant is above 18 years to get a platinum aura edge credit card from Indusind Bank.

4. What are the rewards points given in a Platinum Aura Edge Credit Card from Indusind Bank?

The reward points are offered to customers in a platinum aura edge credit card from Indusind Bank are:

  • Department stores:  Rs. 100 = 4 points

  • Consumer durables/Electronics:  Rs. 100 = 2 points

  • Dining/Books:  Rs. 100 = 1.5 points

  • Others: Rs. 100 = 0.5 points

5. How can I apply for an Indusind Bank Platinum Aura Edge Credit card?

You can apply for an Indusind Bank Platinum Aura Edge Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for an Indusind Bank Platinum Aura Edge Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Indusind Bank Platinum Aura Edge Credit Card.

7. What type of rewards are included in the Indusind Bank Platinum Aura Edge Credit card?

Travel, dining, lifestyle and shopping rewards are included in the Indusind Bank Platinum Aura Edge Credit Card.

8. How much interest rate is provided by an Indusind Bank Platinum Aura Edge Credit card?

The interest rate provided by an Indusind Bank Platinum Aura Edge credit card is 3.83%  per month.

9. Is there any renewal fee for IndusInd Bank Platinum Aura Edge credit card?

No, there is no renewal fee for IndusInd Platinum Aura Edge credit card.

Last Updated on : 15/Feb/2021

Know More About CREDIT CARDS

Indusind Bank Platinum Aura Edge Credit Card

You're eligible for a Indusind Bank Platinum Aura Edge Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account