IndusInd Bank Platinum credit card is a premium credit card which offers a wide range of lifestyle and travel benefits to the customers. The party of premium perks this credit card by IndusInd brings is one enchanting reason you will ever need to get yourself one. In this section, you will walk across the features, rewards, fees and charges, eligibility and everything else you need to know about IndusInd Platinum credit card.
Before we move forward and unfold the rewarding sides of IndusInd Platinum credit card, here are some key highlights of this card that you can look forward to:
Fuel surcharge waiver across the country
Access to over 600 lounges across the world
Premium benefits including concierge services and golf lessons.
Gift vouchers on selected brands.
Here are some important features of IndusInd Platinum credit card:
1. Welcome Offer: IndusInd Platinum credit card comes with a welcome reward in which users get gift vouchers. Such gift vouchers come with an expiration date before which a user can redeem them.
2. Rewards: Users are treated with reward points when they make purchases using IndusInd Platinum credit card. This card comes with 1.5 reward points on a spend of Rs. 150.
3. Fuel: Using an IndusInd Bank Platinum credit card gives users the privilege of enjoying fuel surcharge waiver at any petrol station across the country.
4. Lifestyle: And then there is freedom of entertainment. You buy a movie ticket from BookMyShow using the IndusInd Platinum credit card and get another one absolutely free.
5. Platinum Auto Assist: When you get an IndusInd Bank Platinum credit card, you become enrolled in the Platinum Auto Assist program. This program offers roadside assistance in various scenarios such as flat tyre, vehicle breakdown etc. So, if your vehicle betrays you in the middle of your long drive, you can contact the bank and seek help. It is a complementary feature and costs no extra penny.
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Reward type |
Dining, travel, lifestyle and entertainment |
|
Golf privileges |
As a user of IndusInd Platinum credit card, you can avail the privilege of attending golf games and lessons at the elite golf clubs in the country. These games and lessons are conducted in Mumbai, Pune, Ahmedabad, Hyderabad, Chennai and other major cities. On the top, this perk demands no extra cost. |
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Travel benefits |
Get complimentary membership to Priority Pass Program and enjoy access to over 600 airport lounges across the globe. The Travel Plus program provides special waivers on lounge usage charges outside India. You can avail the usage fee waiver up to 8 times in a year. |
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Reward points |
All spends : Rs.150 = 1.5 points |
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Concierge services |
Platinum Concierge is a complimentary service for the users of IndusInd Platinum credit card in which you get round-the-clock assistance by the professionals. These services include flight arrangements, hotel reservations,booking for entertainment and sports and even delivering the flowers and gifts for your loved ones. |
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Lifestyle benefits |
IndusInd Platinum credit card has your entertainment in check. With the Platinum credit card by IndusInd bank, you buy a movie ticket from BookMyShow and get another free. You can also avail 20% discount, upto Rs. 200 on booking to events other than movies such as workshops, music etc. |
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Fuel surcharge waiver |
Being a user of IndusInd Platinum credit card can earn you a big relief on fuel. One of the major benefits of IndusInd Platinum credit card is the fuel surcharge waiver. You get 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4000 at any petrol station across the country. |
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Personal air accident insurance |
Cardholders will get personal air accident cover worth Rs.25 lakh completely free with the card. |
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Roadside Assistance |
One of the most useful benefits of IndusInd Platinum credit card is Platinum Auto Assist. This benefit can be availed when you are lost on a feel-good journey in your car and it breaks down. Whether it is a flat tyre or a vehicle breakdown, you can contact the bank in the time of need and seek roadside assistance from them. |
Below are mentioned all the fees and charges that come with IndusInd Platinum credit card. When you are going to apply for it, you can take a pause and take a look at fees and charges related to this credit card.
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TYPE |
CHARGES |
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Joining fee |
NIL |
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Annual fee |
NIL |
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Interest charge |
3.83% per month |
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Cash withdrawal charges |
2.5% of the withdrawal amount or Rs.300, whichever is higher |
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Add-on credit card fee |
NIL |
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Late payment charges |
Up to Rs.100 - NIL For Rs.101 to Rs.500 - Rs.100 For Rs.501 to Rs.Rs.1,000 - Rs.350 For Rs.1,001 to Rs.10,000 - Rs.550 Above Rs.10,000 - Rs.700 |
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Over limit charges |
2.5% of the over limit amount subject to a minimum of Rs.500 |
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Cheque return or bounce charges |
Rs.250 per return |
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Foreign currency mark-up fee |
3.5% |
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Cash payment fee (over the counter) |
Rs.100 |
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Reissue of lost or stolen card |
Rs.100 |
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Duplicate statement request charge |
Rs.100 per statement (beyond last 3 months) |
You must pass the eligibility criteria in order to be able to apply for a Platinum credit card from Indusind bank. Your application is most likely to be rejected if you don’t fulfill the eligibility criteria decided by the bank.
Here is the eligibility criteria for the Indusind Platinum credit card:
The applicant must be Indian.
He/she must be older than 18 years.
The applicant must have a good credit score.
Here are the two ways to apply for Indusind Bank Platinum Aura Edge Credit Card:
Offline Method: You have to visit the nearest branch of IndusInd bank.
Online Method: If you wish to apply for this card online then you can navigate to the official website of the bank and apply.
Alternatively, you can contact the customer helpline and apply for the card.
When applying for a Platinum credit card from Indusind Bank, there are certain documents that you need to submit. These documents are required by the bank in order to proceed your application for a credit card.
Here are the documents required by IndusInd bank for a Platinum Aura Edge credit card:
Address proof and ID proof (Adhaar card, PAN card, voter ID etc.)
Passport-size photograph
Income Proof: Last 3 months’ salary slip.
Last 3 months’ bank statement
ITR or Form 16
By logging in to your credit card account, you can keep tabs on information including your spends, statements and payments. If you are a cardholder of Indusind Bank Credit Card, you can use the following steps in order to log in to the credit card account:
Navigate to the IndusInd website and hit the login button.
Click Continue to IndusNet.
Enter the username and password in order to log in to the IndusNet account.
Choose “Service Request” and hit the Sign in button.
Click the “Link Your Credit Card” option.
Now you have to input details including the credit card Number, CVV (3-digit number at the back of the card) and expiry date of credit card.
2. Indusind Bank Personal loan
Now it all boils down to the IndusInd Platinum credit card bill payment and you have got plenty of options to pay the credit card bill. Know that the billing cycle ranges from 20 to 40 days and the billing statement is sent to you via email, sms or your address. So, how to pay the bill of IndusInd Platinum credit card?
We have got this list of options for you.
Pay offline: To pay the IndusInd Platinum credit card bill offline, you can visit the nearest bank branch and use cash or cheque to make the payment.
Pay online: If you are not comfortable paying visits to the branch just to make credit card payments then you can opt for an online payment option. You can use NEFT, net banking or mobile app to pay the bill for IndusInd Platinum credit card.
Auto-Debit: If you want the ease of not getting to check in at an app or branch to pay your IndusInd Bank Platinum credit card bill then you can simply enable the auto-debit option. In this option, the amount of your bill gets automatically deducted from your account.
If you have any query, question, grievance or complaint in regard with the IndusInd Platinum Aura Edge credit card card, then you can contact them via following options:
Customer Care: 1860 267 7777, 022-42207777
Email: reachus@indusind.com
Frequently Asked Questions (FAQs )
You can check the status of your application for IndusInd Platinum credit card on the internet banking portal of the bank or on the mobile app.
To pay the bill of your IndusInd Bank Platinum credit card, you can either visit the nearest bank branch to make payment via cash or cheque or you can pay the bill via NEFT/internet banking. You can also opt for the auto-debit payment option.
You can check the available credit limit and the outstanding balance in your IndusInd Platinum credit card at the internet banking portal of the bank or the mobile app. Alternatively you can keep tabs on your credit card balance with the help of sms alerts, monthly statements and by contacting the customer service.
Last Updated on : 18/Feb/2021Know More About CREDIT CARDS
You're eligible for a Indusind Bank Platinum Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account