SELECT `id` FROM `tbl_card` WHERE `title` = 'Indusind Bank Platinum Credit Card' AND `card_type` = 'Credit Cards' IndusInd Bank Platinum Credit Card - Benefits, Features, Reviews

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INDUSIND BANK PLATINUM CREDIT CARD

IndusInd Bank Platinum credit card is a premium credit card which offers a wide range of lifestyle and travel benefits to the customers. The party of premium perks this credit card by IndusInd brings is one enchanting reason you will ever need to get yourself one. In this section, you will walk across the features, rewards, fees and charges, eligibility and everything else you need to know about IndusInd Platinum credit card.

Key Highlights of IndusInd Platinum Bank Credit Card

Before we move forward and unfold the rewarding sides of IndusInd Platinum credit card, here are some key highlights of this card that you can look forward to:

  • Fuel surcharge waiver across the country

  • Access to over 600 lounges across the world

  • Premium benefits including concierge services and golf lessons.

  • Gift vouchers on selected brands.

Features of Indusind Bank Platinum Credit Card 

Here are some important features of IndusInd Platinum credit card:

1. Welcome Offer: IndusInd Platinum credit card comes with a welcome reward in which users get gift vouchers. Such gift vouchers come with an expiration date before which a user can redeem them. 

2. Rewards: Users are treated with reward points when they make purchases using IndusInd Platinum credit card. This card comes with 1.5 reward points on a spend of Rs. 150. 

3. Fuel: Using an IndusInd Bank Platinum credit card gives users the privilege of enjoying fuel surcharge waiver at any petrol station across the country.

4. Lifestyle: And then there is freedom of entertainment. You buy a movie ticket from BookMyShow using the IndusInd Platinum credit card and get another one absolutely free.

5. Platinum Auto Assist: When you get an IndusInd Bank Platinum credit card, you become enrolled in the Platinum Auto Assist program. This program offers roadside assistance in various scenarios such as flat tyre, vehicle breakdown etc. So, if your vehicle betrays you in the middle of your long drive, you can contact the bank and seek help. It is a complementary feature and costs no extra penny.

Benefits of Indusind Bank Platinum Credit Card

Reward type

Dining, travel, lifestyle and entertainment

Golf privileges

As a user of IndusInd Platinum credit card, you can avail the privilege of attending golf games and lessons at the elite golf clubs in the country. These games and lessons are conducted in Mumbai, Pune, Ahmedabad, Hyderabad, Chennai and other major cities. On the top, this perk demands no extra cost. 

Travel benefits

Get complimentary membership to Priority Pass Program and enjoy access to over 600 airport lounges across the globe. 

The Travel Plus program provides special waivers on lounge usage charges outside India. 

You can avail the usage fee waiver up to 8 times in a year.

Reward points

All spends : Rs.150 = 1.5 points

Concierge services

Platinum Concierge is a complimentary service for the users of IndusInd Platinum credit card in which you get round-the-clock assistance by the professionals. These services include flight arrangements, hotel reservations,booking for entertainment and sports and even delivering the flowers and gifts for your loved ones.

Lifestyle benefits

IndusInd Platinum credit card has your entertainment in check. With the Platinum credit card by IndusInd bank, you buy a movie ticket from BookMyShow and get another free. You can also avail 20% discount, upto Rs. 200 on booking to events other than movies such as workshops, music etc. 

Fuel surcharge waiver

Being a user of IndusInd Platinum credit card can earn you a big relief on fuel. One of the major benefits of IndusInd Platinum credit card is the fuel surcharge waiver. You get 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4000 at any petrol station across the country.

Personal air accident insurance

Cardholders will get personal air accident cover worth Rs.25 lakh completely free with the card.

Roadside Assistance

One of the most useful benefits of IndusInd Platinum credit card is Platinum Auto Assist. This benefit can be availed when you are lost on a feel-good journey in your car and it breaks down. Whether it is a flat tyre or a vehicle breakdown, you can contact the bank in the time of need and seek roadside assistance from them.

Indusind Bank Platinum Credit Card Fees & Charges

Below are mentioned all the fees and charges that come with IndusInd Platinum credit card. When you are going to apply for it, you can take a pause and take a look at fees and charges related to this credit card.

TYPE 

CHARGES

Joining fee

NIL

Annual fee

NIL

Interest charge

3.83% per month

Cash withdrawal charges

2.5% of the withdrawal amount or Rs.300, whichever is higher

Add-on credit card fee

NIL

Late payment charges

Up to Rs.100 - NIL

For Rs.101 to Rs.500 - Rs.100

For Rs.501 to Rs.Rs.1,000 - Rs.350

For Rs.1,001 to Rs.10,000 - Rs.550

Above Rs.10,000 - Rs.700

Over limit charges

2.5% of the over limit amount subject to a minimum of Rs.500

Cheque return or bounce charges

Rs.250 per return

Foreign currency mark-up fee

3.5%

Cash payment fee (over the counter)

Rs.100

Reissue of lost or stolen card

Rs.100

Duplicate statement request charge

Rs.100 per statement (beyond last 3 months)

Indusind Bank Platinum Credit Card Eligibility Criteria

You must pass the eligibility criteria in order to be able to apply for a Platinum credit card from Indusind bank. Your application is most likely to be rejected if you don’t fulfill the eligibility criteria decided by the bank. 

Here is the eligibility criteria for the Indusind Platinum credit card:

  1. The applicant must be Indian.

  2. He/she must be older than 18 years.

  3. The applicant must have a good credit score.

How to apply for Indusind Bank Platinum Aura Edge Credit Card

Here are the two ways to apply for Indusind Bank Platinum Aura Edge Credit Card:

  1. Offline Method: You have to visit the nearest branch of IndusInd bank. 

  2. Online Method: If you wish to apply for this card online then you can navigate to the official website of the bank and apply.

Alternatively, you can contact the customer helpline and apply for the card.

Indusind Bank Platinum Aura Edge Credit Card Documents Required

When applying for a Platinum credit card from Indusind Bank, there are certain documents that you need to submit. These documents are required by the bank in order to proceed your application for a credit card.

Here are the documents required by IndusInd bank for a Platinum Aura Edge credit card:

  1. Address proof and ID proof (Adhaar card, PAN card, voter ID etc.)

  2. Passport-size photograph

  3. Income Proof: Last 3 months’ salary slip.

  4. Last 3 months’ bank statement 

  5. ITR or Form 16

Indusind Bank Platinum Credit Card Login

By logging in to your credit card account, you can keep tabs on information including your spends, statements and payments. If you are a cardholder of Indusind Bank Credit Card, you can use the following steps in order to log in to the credit card account:

  1. Navigate to the IndusInd website and hit the login button.

  2. Click Continue to IndusNet.

  3. Enter the username and password in order to log in to the IndusNet account.

  4. Choose “Service Request” and hit the Sign in button.

  5. Click the “Link Your Credit Card” option. 

  6. Now you have to input details including the credit card Number, CVV (3-digit number at the back of the card) and expiry date of credit card.

Indusind Bank other products

1. Indusind Bank Car Loan

2. Indusind Bank Personal loan 

3. Indusind Bank Credit Card

4. Indusind Bank Home Loan

Indusind Bank Platinum Credit Card Bill Payment

Now it all boils down to the IndusInd Platinum credit card bill payment and you have got plenty of options to pay the credit card bill. Know that the billing cycle ranges from 20 to 40 days and the billing statement is sent to you via email, sms or your address. So, how to pay the bill of IndusInd Platinum credit card? 

We have got this list of options for you. 

  • Pay offline: To pay the IndusInd Platinum credit card bill offline, you can visit the nearest bank branch and use cash or cheque to make the payment.

  • Pay online: If you are not comfortable paying visits to the branch just to make credit card payments then you can opt for an online payment option. You can use NEFT, net banking or mobile app to pay the bill for IndusInd Platinum credit card.

  • Auto-Debit: If you want the ease of not getting to check in at an app or branch to pay your IndusInd Bank Platinum credit card bill then you can simply enable the auto-debit option. In this option, the amount of your bill gets automatically deducted from your account. 

Indusind Bank Platinum Credit Card Customer Care

If you have any query, question, grievance or complaint in regard with the IndusInd Platinum Aura Edge credit card card, then you can contact them via following options:

Customer Care: 1860 267 7777, 022-42207777

Email: reachus@indusind.com

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Frequently Asked Questions (FAQs )

1. How can I check the application status for IndusInd Bank Platinum credit card?

You can check the status of your application for IndusInd Platinum credit card on the internet banking portal of the bank or on the mobile app. 

2. How do I make payment for my IndusInd Platinum credit card?

To pay the bill of your IndusInd Bank Platinum credit card, you can either visit the nearest bank branch to make payment via cash or cheque or you can pay the bill via NEFT/internet banking. You can also opt for the auto-debit payment option. 

3. How can I check the available and outstanding balance in my IndusInd Platinum credit card?

You can check the available credit limit and the outstanding balance in your IndusInd Platinum credit card at the internet banking portal of the bank or the mobile app. Alternatively you can keep tabs on your credit card balance with the help of sms alerts, monthly statements and by contacting the customer service.

Last Updated on : 18/Feb/2021

Know More About CREDIT CARDS

Indusind Bank Platinum Credit Card

You're eligible for a Indusind Bank Platinum Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account